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{"sheet":"Index","index":0,"n_rows":99,"n_cols":3,"rows_kept":99,"cut":false,"hidden":false,"merged":[[0,1,0,2],[1,1,1,2]]}
[]
[null,"SECOND SCHEDULE: TABLE OF CONTENTS"]
[]
[]
[null,"SHEET","DESCRIPTION"]
[null,{"$f":"HYPERLINK(\"#'Introduction'!A1\", \"Introduction\")","v":"Introduction"}]
[null,{"$f":"HYPERLINK(\"#'Specifications'!A1\", \"Specifications\")","v":"Specifications"},"Specifications for template completion"]
[null,{"$f":"HYPERLINK(\"#'Shareholders'!A1\", \"Shareholders\")","v":"Shareholders"},"Disclosure of company's shareholders"]
[null,{"$f":"HYPERLINK(\"#'Shareholding structure'!A1\", \"Shareholding structure\")","v":"Shareholding structure"},"Disclosure of company's shareholding structure"]
[null,{"$f":"HYPERLINK(\"#'Disclosure'!A1\", \"Disclosure\")","v":"Disclosure"},"Disclosure with respect to changes over previous period, Exchange rates, ESG, and other disclosures"]
[null,{"$f":"HYPERLINK(\"#'Corporate organisation chart'!A1\", \"Corporate organisation chart\")","v":"Corporate organisation chart"},"Disclosure of Corporate organisation chart"]
[null,{"$f":"HYPERLINK(\"#'PCC'!A1\", \"PCC\")","v":"PCC"},"Disclosure with respect to Protective Cell Companies (PCC)"]
[null,{"$f":"HYPERLINK(\"#'Checks'!A1\", \"Checks\")","v":"Checks"},"Checks to ensure proper filling of the template"]
[null,{"$f":"HYPERLINK(\"#'Simplifications'!A1\", \"Simplifications\")","v":"Simplifications"},"Simplifications or assumptions used for the completion of the statutory returns"]
[null,{"$f":"HYPERLINK(\"#'Corporate information'!A1\", \"Corporate information\")","v":"Corporate information"},"Company information for the completion of the statutory returns"]
[null,{"$f":"HYPERLINK(\"#'Certificate of Solvency'!A1\", \"Certificate of Solvency\")","v":"Certificate of Solvency"},"Certificate of Solvency"]
[]
[null,{"$f":"HYPERLINK(\"#'BS'!A1\", \"BS\")","v":"BS"}]
[null,"Assets"]
[null,{"$f":"HYPERLINK(\"#'A0'!A1\", \"A0\")","v":"A0"},"Statement of assets, liabilities and equity"]
[null,{"$f":"HYPERLINK(\"#'A1'!A1\", \"A1\")","v":"A1"},"Property, plant and equipment"]
[null,{"$f":"HYPERLINK(\"#'A2'!A1\", \"A2\")","v":"A2"},"Goodwill and other intangible assets"]
[null,{"$f":"HYPERLINK(\"#'A3'!A1\", \"A3\")","v":"A3"},"Right-of-use Assets"]
[null,{"$f":"HYPERLINK(\"#'A4'!A1\", \"A4\")","v":"A4"},"Investment in Related Companies"]
[null,{"$f":"HYPERLINK(\"#'A5'!A1\", \"A5\")","v":"A5"},"Investment property"]
[null,{"$f":"HYPERLINK(\"#'A6'!A1\", \"A6\")","v":"A6"},"Financial investments"]
[null,{"$f":"HYPERLINK(\"#'A7'!A1\", \"A7\")","v":"A7"},"Derivative assets"]
[null,{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},"Current and deferred tax assets and liabilities"]
[null,{"$f":"HYPERLINK(\"#'A9'!A1\", \"A9\")","v":"A9"},"Receivables"]
[null,{"$f":"HYPERLINK(\"#'A10'!A1\", \"A10\")","v":"A10"},"Recoveries from Insurance companies"]
[null,{"$f":"HYPERLINK(\"#'A11'!A1\", \"A11\")","v":"A11"},"Assets held for sale"]
[null,{"$f":"HYPERLINK(\"#'A12'!A1\", \"A12\")","v":"A12"},"Assets covering business technical provisions"]
[null,{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},"Cash and other assets"]
[]
[null,"Liabilities"]
[null,{"$f":"HYPERLINK(\"#'L0'!A1\", \"L0\")","v":"L0"},"Balance sheet liabilities and equity"]
[null,{"$f":"HYPERLINK(\"#'L1'!A1\", \"L1\")","v":"L1"},"Liabilities held for sale"]
[null,{"$f":"HYPERLINK(\"#'L2'!A1\", \"L2\")","v":"L2"},"Derivative liabilities"]
[null,{"$f":"HYPERLINK(\"#'L3'!A1\", \"L3\")","v":"L3"},"Investment contract liabilities"]
[null,{"$f":"HYPERLINK(\"#'L4'!A1\", \"L4\")","v":"L4"},"Lease liabilities"]
[null,{"$f":"HYPERLINK(\"#'L5'!A1\", \"L5\")","v":"L5"},"Trade and other payables, including insurance payables"]
[null,{"$f":"HYPERLINK(\"#'L6'!A1\", \"L6\")","v":"L6"},"Borrowings"]
[null,{"$f":"HYPERLINK(\"#'L7'!A1\", \"L7\")","v":"L7"},"Other Liabilities"]
[]
[null,"Insurance & Reinsurance"]
[null,{"$f":"HYPERLINK(\"#'IR0'!A1\", \"IR0\")","v":"IR0"},"Balance sheet and reserves summary"]
[null,{"$f":"HYPERLINK(\"#'IR1'!A1\", \"IR1\")","v":"IR1"},"Insurance liabilties"]
[null,{"$f":"HYPERLINK(\"#'IR2'!A1\", \"IR2\")","v":"IR2"},"Insurance assets"]
[null,{"$f":"HYPERLINK(\"#'IR3'!A1\", \"IR3\")","v":"IR3"},"Reinsurance liabilities (For reinsurance inwards business)"]
[null,{"$f":"HYPERLINK(\"#'IR4'!A1\", \"IR4\")","v":"IR4"},"Reinsurance assets"]
[null,{"$f":"HYPERLINK(\"#'IR5'!A1\", \"IR5\")","v":"IR5"},"Liability roll forward for insurance contracts measured under Buidling Blocks Approach"]
[null,{"$f":"HYPERLINK(\"#'IR6'!A1\", \"IR6\")","v":"IR6"},"Liability roll forward for reinsurance contracts measured under Buidling Blocks Approach"]
[null,{"$f":"HYPERLINK(\"#'IR7'!A1\", \"IR7\")","v":"IR7"},"Liability roll forward for insurance contracts measured under Buidling Blocks Approach - 2"]
[null,{"$f":"HYPERLINK(\"#'IR8'!A1\", \"IR8\")","v":"IR8"},"Liability roll forward for reinsurance contracts measured under Buidling Blocks Approach - 2"]
[null,{"$f":"HYPERLINK(\"#'IR9'!A1\", \"IR9\")","v":"IR9"},"Cashflows"]
[null,{"$f":"HYPERLINK(\"#'IR10'!A1\", \"IR10\")","v":"IR10"},"Risk adjustment confidence intervals"]
[]
[null,"Insurance finance results"]
[null,{"$f":"HYPERLINK(\"#'I0'!A1\", \"I0\")","v":"I0"},"Statement of financial performance"]
[null,{"$f":"HYPERLINK(\"#'I1'!A1\", \"I1\")","v":"I1"},"Insurance Revenue "]
[null,{"$f":"HYPERLINK(\"#'I2'!A1\", \"I2\")","v":"I2"},"Insurance service expense"]
[null,{"$f":"HYPERLINK(\"#'I3'!A1\", \"I3\")","v":"I3"},"Finance income/(expenses) for insurance contracts issued"]
[null,{"$f":"HYPERLINK(\"#'I4'!A1\", \"I4\")","v":"I4"},"Finance income/(expenses) for reinsurance contracts held"]
[null,{"$f":"HYPERLINK(\"#'I5'!A1\", \"I5\")","v":"I5"},"Net Expenses from Reinsurance Contracts"]
[null,{"$f":"HYPERLINK(\"#'I6'!A1\", \"I6\")","v":"I6"},"Insurance service result"]
[null,{"$f":"HYPERLINK(\"#'I7'!A1\", \"I7\")","v":"I7"},"Reinsurance ceded"]
[null,{"$f":"HYPERLINK(\"#'I8'!A1\", \"I8\")","v":"I8"},"Net expenses from reinsurance"]
[null,{"$f":"HYPERLINK(\"#'I9'!A1\", \"I9\")","v":"I9"},"Amount recoverable from reinsurers"]
[]
[null,"Profit and Loss"]
[null,{"$f":"HYPERLINK(\"#'PL0'!A1\", \"PL0\")","v":"PL0"},"Statement of profit and loss"]
[null,{"$f":"HYPERLINK(\"#'PL1'!A1\", \"PL1\")","v":"PL1"},"Non attributable expenses"]
[null,{"$f":"HYPERLINK(\"#'PL2'!A1\", \"PL2\")","v":"PL2"},"Investment income"]
[null,{"$f":"HYPERLINK(\"#'PL3'!A1\", \"PL3\")","v":"PL3"},"Other comprehensive income"]
[]
[null,"Capital"]
[null,{"$f":"HYPERLINK(\"#'C0'!A1\", \"C0\")","v":"C0"},"Capital Requirement"]
[null,{"$f":"HYPERLINK(\"#'C1'!A1\", \"C1\")","v":"C1"},"Capital adequacy requirement"]
[null,{"$f":"HYPERLINK(\"#'C2'!A1\", \"C2\")","v":"C2"},"Investment in listed corporates"]
[null,{"$f":"HYPERLINK(\"#'C3'!A1\", \"C3\")","v":"C3"},"Investment in unlisted corporates"]
[null,{"$f":"HYPERLINK(\"#'C4'!A1\", \"C4\")","v":"C4"},"Investment in property"]
[null,{"$f":"HYPERLINK(\"#'C5'!A1\", \"C5\")","v":"C5"},"Investment in related companies"]
[null,{"$f":"HYPERLINK(\"#'C6'!A1\", \"C6\")","v":"C6"},"Investment in listed Commodities"]
[null,{"$f":"HYPERLINK(\"#'C7'!A1\", \"C7\")","v":"C7"},"Investment in unlisted Commodities"]
[null,{"$f":"HYPERLINK(\"#'C8'!A1\", \"C8\")","v":"C8"},"Other Assets"]
[null,{"$f":"HYPERLINK(\"#'C9'!A1\", \"C9\")","v":"C9"},"Policy & Policy liability information"]
[null,{"$f":"HYPERLINK(\"#'C10'!A1\", \"C10\")","v":"C10"},"Analysis of surplus"]
[null,{"$f":"HYPERLINK(\"#'C11'!A1\", \"C11\")","v":"C11"},"Life fund analysis"]
[]
[null,"Reporting"]
[null,{"$f":"HYPERLINK(\"#'R1'!A1\", \"R1\")","v":"R1"},"Quarterly Returns (Direct business) - Policies, premiums, claims, lapses, surrender and maturity"]
[null,{"$f":"HYPERLINK(\"#'R2'!A1\", \"R2\")","v":"R2"},"Quarterly Returns (Reinsurance inwards) - Policies, premiums and claims"]
[null,{"$f":"HYPERLINK(\"#'R3'!A1\", \"R3\")","v":"R3"},"Commissions"]
[null,{"$f":"HYPERLINK(\"#'R4'!A1\", \"R4\")","v":"R4"},"Financial ratios"]
[null,{"$f":"HYPERLINK(\"#'R5'!A1\", \"R5\")","v":"R5"},"Insured value and policy limit"]
[null,{"$f":"HYPERLINK(\"#'R6'!A1\", \"R6\")","v":"R6"},"Onerous contracts"]
[null,{"$f":"HYPERLINK(\"#'R7'!A1\", \"R7\")","v":"R7"},"Discount rates"]
[null,{"$f":"HYPERLINK(\"#'R8'!A1\", \"R8\")","v":"R8"},"Analysis of amounts life insurance affected and in force"]
[null,{"$f":"HYPERLINK(\"#'R9'!A1\", \"R9\")","v":"R9"},"Remaining Contractual Service Margin from insurance contracts estimated at the end of year"]

{"sheet":"Introduction","index":1,"n_rows":12,"n_cols":4,"rows_kept":12,"cut":false,"hidden":false,"merged":[[11,1,11,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[3,1,3,2],[4,1,4,2],[5,1,5,2],[6,1,6,2],[7,1,7,2]]}
[]
[]
[]
[null,"Formatting",null,"Description"]
[null,"Input field",null,"This item should be completed by typing information "]
[null,"Input field Selection",null,"This item should be completed by selecting an item from a drop - down list "]
[null,"Description",null,"This item provides a description of the information to be provided in the relevant input fields."]
[null,"Checks",null,"This item is used to check information across the data specification."]
[null,"Sub - heading",null,"This item describes the information that is contained in the section following it."]
[null,"Heading",null,"This item describes the information contained on the relevant worksheet."]
[null,"Calculations",null,"This item is used to calculate information across the data specification."]
[null,"Blank",null,"This item should be left blank"]

{"sheet":"Specifications","index":2,"n_rows":33,"n_cols":3,"rows_kept":33,"cut":false,"hidden":false,"merged":[]}
[]
[]
[]
[null,"Specification for template completion"]
[null,"Insurance Entity completing this template:","X"]
[null,"Insurance licence for which this template is being completed, if applicable:"]
[null,"Has the Insurance Entity accepted Inwards Reinsurance business","Yes"]
[]
[null,"Is the insurance entity completing this template a Protected Cell Company (PCC)?","Individual"]
[null,"If yes, is reporting being done for Core Cell/Individual Cell?"]
[]
[null,"Sheet information"]
[null,"Date of completion of this template (DD/MM/YYYY):"]
[null,"Year ended (DD/MM/YYYY):","2024-09-09"]
[null,"Currency used: ","Rs."]
[]
[null,"Acknowledgement and signatures: "]
[]
[null,"By signing this template, I acknowledge that I have duly reviewed and approved all the sheets in the template for completeness and accuracy. "]
[]
[null,"Name of person completing this template:"]
[null,"Position:"]
[null,"Signature:"]
[]
[null,"Name of person reviewing and signing off this template:"]
[null,"Position:"]
[null,"Signature:"]
[]
[null,"Name of Actuary:"]
[null,"Signature:"]
[]
[null,"Name of Auditor:"]
[null,"Signature:"]

{"sheet":"Shareholders","index":3,"n_rows":10,"n_cols":4,"rows_kept":10,"cut":false,"hidden":false,"merged":[[2,1,2,3],[5,2,5,3],[6,2,6,3]]}
[]
[]
[null,"Shareholders"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Name of Shareholders","Number of Shares Held","% of Voting Rights Held"]

{"sheet":"Shareholding structure","index":4,"n_rows":5,"n_cols":2,"rows_kept":5,"cut":false,"hidden":false,"merged":[[2,1,2,5],[4,1,14,5]]}
[]
[]
[null,"SHAREHOLDING STRUCTURE"]
[]
[null,"Comprehensive group structure up to the ultimate beneficial owner giving particulars of:\n(a)\tbusiness activity of each entity within the group.\n(b)\tplace of registration/incorporation of each entity within the group.\n(c)\tlicence, authorisation, registration and approval, as the case may be, granted by any regulatory body."]

{"sheet":"Disclosure","index":5,"n_rows":42,"n_cols":5,"rows_kept":42,"cut":false,"hidden":false,"merged":[]}
[]
[]
[]
[null,"Disclosure of changes over the previous period","Y/N","If yes, please provide further information ","Amount (If Applicable)"]
[null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Is the Licensee writing any new lines of business?"]
[null,"Has the Licensee discontinued any lines of business?"]
[null,"Does the Licensee have any exposures to counterparties that belong to the same corporate group?"]
[null,"Were any assets of the Licensee pledged as security or given as collateral?"]
[null,"Has the approach used to value insurance/ Reinsurance contracts changes since last valuation"]
[null,"Has the approach has been used to determine the risk adjustment changed since last valuation"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Exchange rate disclosures: ","Y/N","If No, please provide further information "]
[null,"Have the same exchange rates as the financial statement been assumed for conversion to the reporting currency? "]
[]
[null,"Please provide the exchange rates assumed for the conversion to the reporting currency in the table below: "]
[]
[null,"Currency","Exchange rate"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Us Dollars"]
[null,"Euro"]
[null,"GPB"]
[null,"ZAR"]
[]
[]
[]
[null,"ESG disclosures: ","Y/N","If yes, please provide further information "]
[null,"Has the licensee considered Sustainability Disclosures in its Financial Statements?"]
[null,"Does the Licensee incorporate environmental, social and governance (ESG) factors in investment management processes and strategies?"]
[null,"Does the Licensee offer products or product features that incentivise health, safety or environmentally responsible actions or behaviours?"]
[null,"Has the licensee considered Climate-related Disclosures in its Financial Statements?"]
[null,"Does the Licensee consider the Probable Maximum Loss (PML) of insured products from weather-related natural catastrophes?"]
[null,"Does the Licensee incorporate climate- related risks in its ORSA Process?"]

{"sheet":"PCC","index":6,"n_rows":49,"n_cols":42,"rows_kept":49,"cut":false,"hidden":false,"merged":[[44,32,44,33],[44,34,44,35],[44,36,44,37],[44,38,44,39],[44,40,44,41],[44,22,44,23],[44,24,44,25],[44,26,44,27],[44,28,44,29],[44,30,44,31],[43,32,43,33],[43,34,43,35],[43,36,43,37],[43,38,43,39],[43,40,43,41],[43,22,43,23],[43,24,43,25],[43,26,43,27],[43,28,43,29],[43,30,43,31],[42,32,42,33],[42,34,42,35],[42,36,42,37],[42,38,42,39],[42,40,42,41],[42,22,42,23],[42,24,42,25],[42,26,42,27],[42,28,42,29],[42,30,42,31],[5,32,5,33],[5,34,5,35],[5,36,5,37],[5,38,5,39],[5,40,5,41],[5,22,5,23],[5,24,5,25],[5,26,5,27],[5,28,5,29],[5,30,5,31],[44,18,44,19],[44,20,44,21],[5,18,5,19],[5,20,5,21],[43,18,43,19],[43,20,43,21],[42,18,42,19],[42,20,42,21],[43,14,43,15],[43,16,43,17],[44,14,44,15],[44,16,44,17],[5,12,5,13],[5,14,5,15],[5,16,5,17],[42,14,42,15],[42,16,42,17],[44,12,44,13],[43,12,43,13],[42,12,42,13],[45,2,45,3],[43,2,43,3],[44,2,44,3],[44,4,44,5],[44,6,44,7],[43,6,43,7],[5,1,8,1],[5,2,5,3],[42,2,42,3],[5,4,5,5],[42,10,42,11],[5,6,5,7],[5,8,5,9],[5,10,5,11],[42,6,42,7],[43,10,43,11],[44,8,44,9],[44,10,44,11],[43,4,43,5],[42,4,42,5],[42,8,42,9],[43,8,43,9]]}
[]
[]
[]
[null,"Number of Cells",20]
[]
[null,null,{"$f":"\"Cell \"&C43","v":"Cell 1"},null,{"$f":"\"Cell \"&E43","v":"Cell 2"},null,{"$f":"\"Cell \"&G43","v":"Cell 3"},null,{"$f":"\"Cell \"&I43","v":"Cell 4"},null,{"$f":"\"Cell \"&K43","v":"Cell 5"},null,{"$f":"\"Cell \"&M43","v":"Cell 6"},null,{"$f":"\"Cell \"&O43","v":"Cell 7"},null,{"$f":"\"Cell \"&Q43","v":"Cell 8"},null,{"$f":"\"Cell \"&S43","v":"Cell 9"},null,{"$f":"\"Cell \"&U43","v":"Cell 10"},null,{"$f":"\"Cell \"&W43","v":"Cell 11"},null,{"$f":"\"Cell \"&Y43","v":"Cell 12"},null,{"$f":"\"Cell \"&AA43","v":"Cell 13"},null,{"$f":"\"Cell \"&AC43","v":"Cell 14"},null,{"$f":"\"Cell \"&AE43","v":"Cell 15"},null,{"$f":"\"Cell \"&AG43","v":"Cell 16"},null,{"$f":"\"Cell \"&AI43","v":"Cell 17"},null,{"$f":"\"Cell \"&AK43","v":"Cell 18"},null,{"$f":"\"Cell \"&AM43","v":"Cell 19"},null,{"$f":"\"Cell \"&AO43","v":"Cell 20"}]
[null,null,"Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year"]
[]
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[null,"TOTAL ASSETS"]
[null,"Insurance contract assets"]
[null,"Reinsurance contract assets"]
[]
[null,"TOTAL Equity"]
[]
[null,"TOTAL Liability"]
[null,"Insurance contract liabilities"]
[null,"Reinsurance contract liabilities"]
[]
[null,"Minimum capital requirement (MCR)"]
[null,"Total Capital Available"]
[null,"Excess capital available over capital requirement"]
[null,"Excess Capital Available as a % of Minimum Capital Required "]
[]
[null,"Total insurance revenue"]
[null,"Insurance service expenses"]
[null,"Insurance Service Result Before Reinsurance Contracts Held "]
[]
[null,"Net income/(expenses) from reinsurance contracts held "]
[]
[null,"Insurance service result "]
[]
[null,"Net Insurance Financial Result"]
[]
[null,"Net Insurance Profit/(loss) before taxation "]
[null,"Net profit after tax"]
[null,"Retained profit"]
[]
[]
[]
[]
[]
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[null,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1]
[null,null,21]
[null,null,1,0,2,0,3,0,4,0,5,0,6,0,7,0,8,0,9,0,10,0,11,0,12,0,13,0,14,0,15,0,16,0,17,0,18,0,19,0,20]
[]
[null,null,{"$f":"SUM(B47:C47)","v":1},1,2,2,3,3,4,4,{"$f":"SUM(J47:K47)","v":5},5,6,6,7,7,8,8,9,9,10,10,11,11,12,12,13,13,14,14,15,15,16,16,17,17,18,18,19,19,20,{"$f":"SUM(AO47:AP47)","v":20}]

{"sheet":"Corporate organisation chart","index":7,"n_rows":7,"n_cols":2,"rows_kept":7,"cut":false,"hidden":false,"merged":[[4,1,4,3],[6,1,13,3]]}
[]
[]
[]
[]
[null,"CORPORATE  ORGANIZATION  CHART "]
[]
[null," Please provide an internal organogram "]

{"sheet":"Checks","index":8,"n_rows":60,"n_cols":8,"rows_kept":60,"cut":false,"hidden":false,"merged":[[4,6,4,7],[20,3,20,5],[59,1,59,2],[36,1,36,4],[55,1,55,3],[56,1,56,2],[57,1,57,2],[58,1,58,2],[13,3,13,5],[14,3,14,5],[15,3,15,5],[16,3,16,5],[17,3,17,5],[46,4,46,5],[47,4,47,5],[45,4,45,5]]}
[]
[]
[null,"GENERAL CHECKS"]
[]
[null,"Worksheet","Items","Descriptions","Checks","Reference","Links"]
[null,"Assets, Liabilities and Equity","Assets-Liabilities","Check whether Total Assets equal Total liabilities plus Equity",{"$f":"IFERROR(IF(ABS(A0!D40-L0!D45)>0.5,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"IF(E6=\"Breached\",\"Check cells D40 of Assets  and D45 of Liabilties and equity\",\"\")","v":""},{"$f":"HYPERLINK(\"#'A0'!A1\", \"A0\")","v":"A0"},{"$f":"HYPERLINK(\"#'L0'!A1\", \"L0\")","v":"L0"}]
[null,"Insurance financial result, I1 ","Insurance Service Revenue","Check whether the Total Insurance Revenue ties up with the sum of Insurance Revenue per line of business",{"$f":"IFERROR(IF('I1'!C39=I0!D15,\"Not Breached\",\"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"IF(E7=\"Breached\",\"Check cell D17 of Insurance financial results, cells D23:K23 of I1 and cells D18:K18  of I2\",\"\")","v":""},{"$f":"HYPERLINK(\"#'I0'!D17\", \"I0\")","v":"I0"},{"$f":"HYPERLINK(\"#'I1'!D23\", \"I1\")","v":"I1"}]
[null,"Insurance financial result, I2","Insurance Service Expense","Check whether the Total Insurance Service Expense ties up with the sum of Insurance Service Expense per line of business",{"$f":"IFERROR(IF('I2'!C62=I0!D19,\"Not Breached\",\"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"IF(E8=\"Breached\",\"Check cell D21 of Insurance finance results, cells D24:K24 of I3 and cells D23:K23 of I4\",\"\")","v":""},{"$f":"HYPERLINK(\"#'I0'!D19\", \"I0\")","v":"I0"},{"$f":"HYPERLINK(\"#'I2'!D25\", \"I2\")","v":"I2"}]
[null,"Insurace financial result, I3","Finance Expenses","Check whether the Total Finance Expense from Insurance Contracts issued ties up with the sum of Finance Expense per line of business",{"$f":"IFERROR(IF('I3'!C30=I0!D33,\"Not Breached\",\"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"IF(E9=\"Breached\",\"Check cell D34 of Insurance financial results, cells D21:K21 of I5\",\"\")","v":""},{"$f":"HYPERLINK(\"#'I0'!D30\", \"I0\")","v":"I0"},{"$f":"HYPERLINK(\"#'I3'!D21\", \"I3\")","v":"I3"}]
[null,"Insurance financial result, I4","Finance Income","Check whether the Total Finance Income from Reinsurance Contracts issued ties up with the sum of Finance Income per line of business",{"$f":"IFERROR(IF('I4'!C33=I0!D34,\"Not Breached\",\"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"IF(E10=\"Breached\",\"Check cell D35 of Insurance finance results, cells D25:K25 of FORM I6\",\"\")","v":""},{"$f":"HYPERLINK(\"#'I0'!D31\", \"I0\")","v":"I0"},{"$f":"HYPERLINK(\"#'I4'!D24\", \"I4\")","v":"I4"}]
[]
[null,"INSURANCE CONTRACTS CHECKS"]
[]
[null,"Liability roll forward checks","Checks","Links"]
[null,"Insurance contracts measured under GMM",{"$f":"IF(COUNTIF('IR5'!H:H,\"Possible issue\")=0,\"Not Breached\",\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR5'!A1\", \"IR5\")","v":"IR5"}]
[null,"Reinsurance contracts measured under GMM",{"$f":"IF(COUNTIF('IR6'!H:H,\"Possible issue\")=0,\"Not Breached\",\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR6'!A1\", \"IR6\")","v":"IR6"}]
[null,"Insurance contracts measured under GMM-1",{"$f":"IF(COUNTIF('IR7'!H:H,\"Possible issue\")=0,\"Not Breached\",\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR7'!A1\", \"IR7\")","v":"IR7"}]
[null,"Reinsurance contracts measured under GMM-1",{"$f":"IF(COUNTIF('IR8'!H:H,\"Possible issue\")=0,\"Not Breached\",\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR8'!A1\", \"IR8\")","v":"IR8"}]
[]
[]
[null,"Reconciliation check for:","Breached","Links"]
[null,"Insurance contract balances - GMM",{"$f":"IF('IR7'!F50='IR5'!F55, \"Not Breached\", \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR1'!A1\", \"IR1\")","v":"IR1"},{"$f":"HYPERLINK(\"#'IR6'!A1\", \"IR6\")","v":"IR6"}]
[null,"Reinsurance contract balances - GMM",{"$f":"IF('IR8'!F49='IR6'!F56, \"Not Breached\", \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR5'!A1\", \"IR5\")","v":"IR5"},{"$f":"HYPERLINK(\"#'C5'!L12\", \"IR7\")","v":"IR7"}]
[null,"Liability for incurred claims ",{"$f":"IF('IR1'!F21-'IR2'!F21='IR7'!E50, \"Not Breached\", \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR1'!A1\", \"IR1\")","v":"IR1"},{"$f":"HYPERLINK(\"#'IR2'!A1\", \"IR2\")","v":"IR2"},{"$f":"HYPERLINK(\"#'IR7'!A1\", \"IR7\")","v":"IR7"}]
[null,"Liability for remaining coverage",{"$f":"IF('IR1'!H35-'IR2'!H35='IR7'!D50+'IR7'!C50, \"Not Breached\", \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR1'!A1\", \"IR1\")","v":"IR1"},{"$f":"HYPERLINK(\"#'IR2'!A1\", \"IR2\")","v":"IR2"},{"$f":"HYPERLINK(\"#'IR6'!A1\", \"IR6\")","v":"IR6"}]
[null,"Asset recoverable from incurred claims",{"$f":"IF('IR4'!F21-'IR3'!F21='IR8'!E49, \"Not Breached\", \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR3'!A1\", \"IR3\")","v":"IR3"},{"$f":"HYPERLINK(\"#'IR4'!A1\", \"IR4\")","v":"IR4"},{"$f":"HYPERLINK(\"#'C5'!L12\", \"IR7\")","v":"IR7"}]
[null,"Assets for remaining coverage",{"$f":"IF('IR4'!H35-'IR3'!H35='IR8'!C49+'IR8'!D49, \"Not Breached\", \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR3'!A1\", \"IR3\")","v":"IR3"},{"$f":"HYPERLINK(\"#'IR4'!A1\", \"IR4\")","v":"IR4"},{"$f":"HYPERLINK(\"#'C5'!L12\", \"IR7\")","v":"IR7"}]
[null,"Insurance contract liabillity",{"$f":"IF(L0!D26-A0!D32 =  'IR1'!F21+'IR1'!H35 - 'IR2'!F21-'IR2'!H35, \"Not Breached\", \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'A0'!A1\", \"A0\")","v":"A0"},{"$f":"HYPERLINK(\"#'L0'!A1\", \"L0\")","v":"L0"},{"$f":"HYPERLINK(\"#'IR2'!A1\", \"IR2\")","v":"IR2"}]
[null,"Reinsurance contract asset",{"$f":"IF(A0!D33-L0!D27= 'IR4'!F21+'IR4'!H35 - 'IR3'!F21-'IR3'!H35, \"Not Breached\", \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'A0'!A1\", \"A0\")","v":"A0"},{"$f":"HYPERLINK(\"#'L0'!A1\", \"L0\")","v":"L0"},{"$f":"HYPERLINK(\"#'IR4'!A1\", \"IR4\")","v":"IR4"}]
[]
[null,"Warnings: "]
[null,"Insurance contract asset noted for insurer?",{"$f":"IF(A0!D32>0, \"Yes\", \"No\")","v":"No"}]
[null,"Rensurance contract liability noted for insurer?",{"$f":"IF(L0!D27> 0, \"Yes\", \"No\")","v":"No"}]
[]
[null,"ASSET COINCENTRATION LIMIT CHECKS"]
[]
[null,"Concentration Limits"]
[null,"Asset Type","Checks","Links"," Limit"]
[null,"Investment in Listed Corporates",{"$f":"IFERROR(IF('C2'!M78>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C3'!A1\",\"C3\")","v":"C3"},0.1]
[null,"Investment in Unlisted Corporates",{"$f":"IFERROR(IF('C3'!M78>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C4'!A1\",\"C4\")","v":"C4"},0.05]
[null,"Investment in Properties",{"$f":"IFERROR(IF('C4'!H79>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C5'!A1\",\"C5\")","v":"C5"},0.1]
[null,"Investment in Related Companies",{"$f":"IFERROR(IF('C5'!E26>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C6'!A1\",\"C6\")","v":"C6"},0.1]
[null,"Investment in Listed Commodities",{"$f":"IFERROR(IF('C6'!G77>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C7'!A1\",\"C7\")","v":"C7"},0.1]
[null,"Investment in Unlisted Commodities",{"$f":"IFERROR(IF('C7'!G80>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C8'!A1\",\"C8\")","v":"C8"},0.05]
[]
[null,"Reconciliation checks for Investment in corporates","Checks","Links"]
[null,"Corporate - Term Deposits, Bonds and Debentures",{"$f":"IFERROR(IF('C2'!C78+'C2'!D78+'C3'!C78+'C3'!D78='A6'!D21+'A6'!D24+'A6'!E27, \"Not Breached\", \"Breached\"),\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'A6'!A1\",\"A6\")","v":"A6"},{"$f":"\"Information provided in sheets C3 and C4 must be consistent with sheet \"&D47","v":"Information provided in sheets C3 and C4 must be consistent with sheet A6"}]
[null,"Receivables from Corporates",{"$f":"IFERROR(IF('C3'!I78+'C2'!I78='A9'!M13, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'A9'!A1\",\"A9\")","v":"A9"},{"$f":"\"Information provided in sheets C3 and C4 must be consistent with sheet \"&D48","v":"Information provided in sheets C3 and C4 must be consistent with sheet A9"}]
[]
[null,"Reconciliation checks for Investment in property","Checks","Links"]
[null,"Invesment property",{"$f":"IFERROR(IF('A5'!L13='C4'!C79, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'A5'!A1\",\"A5\")","v":"A5"},{"$f":"\"Information provided in sheet C5 must be consistent with sheet \"&D51","v":"Information provided in sheet C5 must be consistent with sheet A5"}]
[null,"Freehold land and Buidling",{"$f":"IFERROR(IF('C4'!D79='A1'!K24, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'A1'!A1\",\"A1\")","v":"A1"},{"$f":"\"Information provided in sheets C5 must be consistent with sheet \"&D52","v":"Information provided in sheets C5 must be consistent with sheet A1"}]
[]
[null,"CAPITAL REQUIREMENTS CHECKS"]
[]
[null,"Capital Requirements"]
[null,"Total Capital Available  ",null,{"$f":"C0!D51","v":0}]
[null,"Minimum Capital Required ",null,{"$f":"C0!D57","v":0}]
[null,"Excess Capital Available over Capital Required ",null,{"$f":"C0!D59","v":0}]
[null,"Capital Available as a % of Minimum Capital Required ",null,{"$f":"C0!D61","v":0}]

{"sheet":"Simplifications","index":9,"n_rows":34,"n_cols":4,"rows_kept":34,"cut":false,"hidden":false,"merged":[]}
[]
[]
[]
[null,"Simplification and/or Approximation made","Tab","Description of simplification/approximation"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Changes to Previous Year Numbers","Amount","Description/reasons"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]

{"sheet":"Corporate information","index":10,"n_rows":163,"n_cols":3,"rows_kept":163,"cut":false,"hidden":false,"merged":[]}
[]
[]
[]
[null,"Directors"]
[null,"Name","Description"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Audit committee members"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Number of sub-comittees:",1]
[null,"Sub-committee:"]
[null,"Members: "]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Officers"]
[null,"General Manager / Chief Executive Officer"]
[null,"Chief Finance Officer"]
[null,"Compliance Officer"]
[null,"Chief Internal Auditor"]
[null,"Underwriting Manager"]
[null,"Claims Manager"]
[null,"Money Laundering reporting Officer"]
[null,"Complaints Coordinator"]
[]
[]
[null,"External auditor"]
[null,"Firm:"]
[null,"Signing partner: "]
[null,"Address: "]
[null,"Telephone number: "]
[null,"Fax number: "]
[null,"Email address:"]
[]
[null,"Actuary"]
[null,"Name: "]
[null,"Address: "]
[null,"Telephone number: "]
[null,"Fax number: "]
[null,"Email address:"]
[]
[null,"Contact persons"]
[null,"Number of contract persons:",1]
[null,"Name of contact person:"]
[null,"Position:"]
[null,"Telephone number: "]
[null,"Fax number: "]
[null,"Email address:"]
[]
[null,"Branch offices"]

{"sheet":"Certificate of Solvency","index":11,"n_rows":25,"n_cols":2,"rows_kept":25,"cut":false,"hidden":false,"merged":[[1,1,1,9]]}
[]
[null,"Certificate of Solvency"]
[]
[]
[null,"CERTIFICATE OF SOLVENCY"]
[]
[]
[]
[null,{"$f":"\"I have valued the policy liabilities of\"&\" \"&Specifications!C5&\" \"&\"as at\"&\" \"& TEXT(Specifications!C14,\"DD/MM/YYYY\")&\" \"&\"in\"","v":"I have valued the policy liabilities of X as at 09/09/2024 in"}]
[null,"accordance with the solvency rules and accepted actuarial practice, including "]
[null,"selection of appropriate valuation assumptions and methods."]
[null,"I hereby certify that the amount of policy liabilities makes appropriate provision for"]
[null,"all policyholders obligations and that the policy liabilities do not exceed the amount "]
[null,"of the respective insurance funds."]
[]
[null,"______________________________________"]
[null,"Signature"]
[]
[]
[null,"______________________________________"]
[null,"Name of Actuary"]
[null,"Fellow of [professional body]"]
[]
[]
[null,"Date:"]

{"sheet":"Balance Sheet>>>","index":12,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"BS","index":13,"n_rows":76,"n_cols":5,"rows_kept":76,"cut":false,"hidden":false,"merged":[[43,1,46,1],[43,3,43,4],[2,1,2,4],[6,3,6,4],[11,1,14,1],[11,2,14,2],[11,3,11,4]]}
[]
[]
[null,"FORM BS: BALANCE SHEET "]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!$C$14","v":"2024-09-09"},{"$f":"Specifications!$C$14-IF(MOD(Specifications!$C$14,4)=0,366,365)","v":"2023-09-09"}]
[]
[null,"ASSETS"]
[]
[null,"ASSETS","Links","AMOUNT"]
[null,null,null,"Curent","Previous"]
[null,null,null,"Year","Year"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Property, Plant and Equipment Owned",{"$f":"HYPERLINK(\"#'A1'!A1\", \"A1\")","v":"A1"},{"$f":"A0!D16","v":0},{"$f":"A0!E16","v":0}]
[null,"Goodwill",{"$f":"HYPERLINK(\"#'A2'!A1\", \"A2\")","v":"A2"},{"$f":"A0!D17","v":0},{"$f":"A0!E17","v":0}]
[null,"Other Intangible Assets",{"$f":"HYPERLINK(\"#'A2'!A2\", \"A2\")","v":"A2"},{"$f":"A0!D18","v":0},{"$f":"A0!E18","v":0}]
[null,"Right-of-use assets",{"$f":"HYPERLINK(\"#'A3'!A1\", \"A3\")","v":"A3"},{"$f":"A0!D19","v":0},{"$f":"A0!E19","v":0}]
[null,"Investment in Related Companies",{"$f":"HYPERLINK(\"#'A4'!A1\", \"A4\")","v":"A4"},{"$f":"A0!D20","v":0},{"$f":"A0!E20","v":0}]
[null,"Investment Property",{"$f":"HYPERLINK(\"#'A5'!A1\", \"A5\")","v":"A5"},{"$f":"A0!D21","v":0},{"$f":"A0!E21","v":0}]
[null,"Financial Investments",{"$f":"HYPERLINK(\"#'A6'!A1\", \"A6\")","v":"A6"}]
[null,"   Fair value through Profit and Loss",null,{"$f":"A0!D23","v":0},{"$f":"A0!E23","v":0}]
[null,"   Fair value through Other Comprehensive Income",null,{"$f":"A0!D24","v":0},{"$f":"A0!E24","v":0}]
[null,"   Amortised cost",null,{"$f":"A0!D25","v":0},{"$f":"A0!E25","v":0}]
[null,"Financial Instrument Derivatives Assets",{"$f":"HYPERLINK(\"#'A7'!A1\", \"A7\")","v":"A7"},{"$f":"A0!D26","v":0},{"$f":"A0!E26","v":0}]
[null,"Current Tax Assets",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"A0!D27","v":0},{"$f":"A0!E27","v":0}]
[null,"Deferred Tax Assets",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"A0!D28","v":0},{"$f":"A0!E28","v":0}]
[null,"Asset for Insurance Acquisition Cash Flows",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"A0!D29","v":0},{"$f":"A0!E29","v":0}]
[null,"Other Receivables ",{"$f":"HYPERLINK(\"#'A9'!A1\", \"A9\")","v":"A9"},{"$f":"A0!D30","v":0},{"$f":"A0!E30","v":0}]
[null,"Prepayments and Accrued Income",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"A0!D31","v":0},{"$f":"A0!E31","v":0}]
[null,"Insurance Contract Assets",{"$f":"HYPERLINK(\"#'IR2'!A1\", \"IR2\")","v":"IR2"},{"$f":"A0!D32","v":0},{"$f":"A0!E32","v":0}]
[null,"Reinsurance Contract Assets",{"$f":"HYPERLINK(\"#'IR4'!A1\", \"IR4\")","v":"IR4"},{"$f":"A0!D33","v":0},{"$f":"A0!E33","v":0}]
[null,"Retirement Benefit Asset",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"A0!D34","v":0},{"$f":"A0!E34","v":0}]
[null,"Cash and Cash Equivalents",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"A0!D35","v":0},{"$f":"A0!E35","v":0}]
[null,"Assets Held For Sale",{"$f":"HYPERLINK(\"#'A10'!A1\", \"A10\")","v":"A10"},{"$f":"A0!D36","v":0},{"$f":"A0!E36","v":0}]
[null,"Assets encumberred ",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"'A13'!C16","v":0},{"$f":"A0!E37","v":0}]
[null,"Other assets",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"A0!D38","v":0},{"$f":"A0!E38","v":0}]
[]
[null,"TOTAL ASSETS",null,{"$f":"SUM(D16:D21, D23:D38)","v":0},{"$f":"SUM(E16:E21, E23:E38)","v":0}]
[]
[null,"LIABITLIES AND EQUITY"]
[]
[null,"EQUITY",null,"AMOUNT"]
[null,null,null,"Curent","Previous"]
[null,null,null,"Year","Year"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Share Capital",null,{"$f":"L0!D17","v":0},{"$f":"L0!E17","v":0}]
[null,"Share Premium",null,{"$f":"L0!D18","v":0},{"$f":"L0!E18","v":0}]
[null,"Retained earnings",null,{"$f":"L0!D19","v":0},{"$f":"L0!E19","v":0}]
[null,"Reserves",null,{"$f":"L0!D20","v":0},{"$f":"L0!E20","v":0}]
[]
[null,"TOTAL EQUITIES",null,{"$f":"SUM(D48:D51)","v":0},{"$f":"SUM(E48:E51)","v":0}]
[]
[]
[null,"LIABILITIES"]
[null,"Insurance Contract Liabilities",{"$f":"HYPERLINK(\"#'IR1'!A1\", \"IR1\")","v":"IR1"},{"$f":"L0!D26","v":0},{"$f":"L0!E26","v":0}]
[null,"Reinsurance Contract Liabilities",{"$f":"HYPERLINK(\"#'IR3'!A1\", \"IR3\")","v":"IR3"},{"$f":"L0!D27","v":0},{"$f":"L0!E27","v":0}]
[null,"Current tax liabilities",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"L0!D28","v":0},{"$f":"L0!E28","v":0}]
[null,"Deferrred tax liabilities",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"L0!D29","v":0},{"$f":"L0!E29","v":0}]
[null,"Liabilities held for sale",{"$f":"HYPERLINK(\"#'L1'!A1\", \"L1\")","v":"L1"},{"$f":"L0!D30","v":0},{"$f":"L0!E30","v":0}]
[null,"Financial liabilities"]
[null,"    Derivatives",{"$f":"HYPERLINK(\"#'L2'!A1\", \"L2\")","v":"L2"},{"$f":"L0!D32","v":0},{"$f":"L0!E32","v":0}]
[null,"    Investment contracts",{"$f":"HYPERLINK(\"#'L3'!A1\", \"L3\")","v":"L3"},{"$f":"L0!D33","v":0},{"$f":"L0!E33","v":0}]
[null,"Lease liabilities",{"$f":"HYPERLINK(\"#'L4'!A1\", \"L4\")","v":"L4"},{"$f":"L0!D34","v":0},{"$f":"L0!E34","v":0}]
[null,"Trade and other payables",{"$f":"HYPERLINK(\"#'L5'!A1\", \"L5\")","v":"L5"},{"$f":"L0!D35","v":0},{"$f":"L0!E35","v":0}]
[null,"Borrowings",{"$f":"HYPERLINK(\"#'L6'!A1\", \"L6\")","v":"L6"}]
[null,"    Subordinated",null,{"$f":"L0!D37","v":0},{"$f":"L0!E37","v":0}]
[null,"    Senior",null,{"$f":"L0!D38","v":0},{"$f":"L0!E38","v":0}]
[null,"    Short term operational",null,{"$f":"L0!D39","v":0},{"$f":"L0!E39","v":0}]
[null,"Retirement benefit liabilities",{"$f":"HYPERLINK(\"#'L7'!A1\", \"L7\")","v":"L7"},{"$f":"L0!D40","v":0},{"$f":"L0!E40","v":0}]
[null,"Other Liabilities",{"$f":"HYPERLINK(\"#'L7'!A1\", \"L7\")","v":"L7"},{"$f":"L0!D41","v":0},{"$f":"L0!E41","v":0}]
[]
[null,"TOTAL LIABILITIES",null,{"$f":"SUM(D57:D72)","v":0},{"$f":"SUM(E57:E72)","v":0}]
[]
[null,"TOTAL LIABILITIES AND EQUITY",null,{"$f":"SUM(D53,D74)","v":0},{"$f":"SUM(E53,E74)","v":0}]

{"sheet":"Assets>>>","index":14,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"A0","index":15,"n_rows":40,"n_cols":5,"rows_kept":40,"cut":false,"hidden":false,"merged":[[2,1,2,4],[11,3,11,4],[6,3,6,4],[11,1,14,1],[11,2,14,2]]}
[]
[]
[null,"FORM A0: BALANCE SHEET - ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!$C$14","v":"2024-09-09"},{"$f":"Specifications!$C$14-IF(MOD(Specifications!$C$14,4)=0,366,365)","v":"2023-09-09"}]
[]
[null,"ASSETS"]
[]
[null,"ASSETS","Links","AMOUNT"]
[null,null,null,"Curent","Previous"]
[null,null,null,"Year","Year"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Property, Plant and Equipment Owned",{"$f":"HYPERLINK(\"#'A1'!A1\", \"A1\")","v":"A1"},{"$f":"'A1'!K26","v":0}]
[null,"Goodwill",{"$f":"HYPERLINK(\"#'A2'!A1\", \"A2\")","v":"A2"},{"$f":"'A2'!L14","v":0}]
[null,"Other Intangible Assets",{"$f":"HYPERLINK(\"#'A2'!A2\", \"A2\")","v":"A2"},{"$f":"'A2'!L16","v":0}]
[null,"Right-of-use assets",{"$f":"HYPERLINK(\"#'A3'!A1\", \"A3\")","v":"A3"},{"$f":"'A3'!I13","v":0}]
[null,"Investment in Related Companies",{"$f":"HYPERLINK(\"#'A4'!A1\", \"A4\")","v":"A4"},{"$f":"'A4'!K14","v":0}]
[null,"Investment Property",{"$f":"HYPERLINK(\"#'A5'!A1\", \"A5\")","v":"A5"},{"$f":"'A5'!L13","v":0}]
[null,"Financial Investments",{"$f":"HYPERLINK(\"#'A6'!A1\", \"A6\")","v":"A6"}]
[null,"   Fair value through Profit and Loss",null,{"$f":"'A6'!E37","v":0}]
[null,"   Fair value through Other Comprehensive Income",null,{"$f":"'A6'!F37","v":0}]
[null,"   Amortised cost",null,{"$f":"'A6'!G37","v":0}]
[null,"Financial Instrument Derivatives Assets",{"$f":"HYPERLINK(\"#'A7'!A1\", \"A7\")","v":"A7"},{"$f":"'A7'!D23","v":0}]
[null,"Current Tax Assets",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"'A8'!C18","v":0}]
[null,"Deferred Tax Assets",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"IF('A8'!G52 > 0, 'A8'!G52, 0)","v":0}]
[null,"Asset for Insurance Acquisition Cash Flows",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"'A13'!C12","v":0}]
[null,"Other Receivables ",{"$f":"HYPERLINK(\"#'A9'!A1\", \"A9\")","v":"A9"},{"$f":"'A9'!M17","v":0}]
[null,"Prepayments and Accrued Income",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"'A13'!C13","v":0}]
[null,"Insurance Contract Assets",{"$f":"HYPERLINK(\"#'IR2'!A1\", \"IR2\")","v":"IR2"},{"$f":"'IR2'!F21+'IR2'!H35","v":0}]
[null,"Reinsurance Contract Assets",{"$f":"HYPERLINK(\"#'IR4'!A1\", \"IR4\")","v":"IR4"},{"$f":"'IR4'!F21+'IR4'!H35","v":0}]
[null,"Retirement Benefit Asset",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"'A13'!C14","v":0}]
[null,"Cash and Cash Equivalents",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"'A13'!C15","v":0}]
[null,"Assets Held For Sale",{"$f":"HYPERLINK(\"#'A11'!A1\", \"A11\")","v":"A11"},{"$f":"'A11'!C47","v":0}]
[null,"Assets encumberred ",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"'A13'!C16","v":0}]
[null,"Other assets",{"$f":"HYPERLINK(\"#'A13'!A1\", \"A13\")","v":"A13"},{"$f":"'A13'!C17","v":0}]
[]
[null,"TOTAL ASSETS",null,{"$f":"SUM(D16:D21, D23:D38)","v":0},{"$f":"SUM(E16:E21, E23:E38)","v":0}]

{"sheet":"A1","index":16,"n_rows":80,"n_cols":11,"rows_kept":80,"cut":false,"hidden":false,"merged":[[27,1,28,1],[2,1,2,10],[12,1,13,1],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM A1 : PROPERTY, PLANT AND EQUIPMENT OWNED"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,"Property, Plant and Equipment","Opening balance","Additions","Disposals","Revaluation gains/(losses)","Foreign exchange movements","Assets held for sale","Depreciation charge for the year","Impairement charge for the year","Closing balance"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"Plant and Equipment"]
[null,"Furniture and Fittings",null,null,null,null,null,null,null,null,{"$f":"C17+D17-E17+F17+G17-H17-I17-J17","v":0}]
[null,"Office Equipment",null,null,null,null,null,null,null,null,{"$f":"C18+D18-E18+F18+G18-H18-I18-J18","v":0}]
[null,"Computer",null,null,null,null,null,null,null,null,0]
[null,"Motor vehicles",null,null,null,null,null,null,null,null,0]
[null,"Others",null,null,null,null,null,null,null,null,0]
[null,"Total Plant and Equipment",{"$f":"SUM(C17:C21)","v":0},{"$f":"SUM(D17:D21)","v":0},0,0,0,0,0,0,0]
[]
[null,"Total Property",{"$f":"SUM(C30:C1048576)","v":0},0,0,0,0,0,0,0,0]
[]
[null,"Total Property, Plant and Equipment",{"$f":"SUM(C17:C21) + C24","v":0},0,0,0,0,0,0,0,0]
[]
[null,"Location and Description of property","Opening balance","Additions","Disposals","Revaluation gains/(losses)","Foreign exchange movements","Assets held for sale","Depreciation charge for the year","Impairement charge for the year","Closing balance"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"C30+D30-E30+F30+G30-H30-I30-J30","v":0}]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]

{"sheet":"A2","index":17,"n_rows":73,"n_cols":12,"rows_kept":73,"cut":false,"hidden":false,"merged":[[2,1,2,11],[13,1,13,2],[15,1,15,2],[10,1,11,2],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A2: GOODWILL AND INTANGIBLE ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Description",null,"Opening balance","Additions","Disposals","Foreign exchange movements","Assets held for sale","Adjustment ","Amortisation charge for the year","Impairement charge for the year","Closing balance"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"Goodwill",null,{"$f":"SUMIFS(D23:D1048576, $B$23:$B$1048576, $B14)","v":0},0,0,0,0,0,0,0,{"$f":"SUMIFS(L23:L1048576,B23:B1048576, $B14)","v":0}]
[]
[null,"Other Intangible Assets",null,{"$f":"SUMIFS(D23:D1048576, $B$23:$B$1048576, $B16)","v":0},0,0,0,0,0,0,0,{"$f":"SUMIFS(L23:L1048576,B23:B1048576, $B16)","v":0}]
[]
[]
[]
[]
[null,"Description","Item","Opening balance","Additions","Disposals","Foreign exchange movements","Assets held for sale","Adjustments","Amortisation charge for the year","Impairement charge for the year","Closing balance"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"D23+E23-F23+G23+I23-H23-J23-K23","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"D24+E24-F24+G24+I24-H24-J24-K24","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"D66+E66-F66+G66+I66-H66-J66-K66","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]

{"sheet":"A3","index":18,"n_rows":68,"n_cols":9,"rows_kept":68,"cut":false,"hidden":false,"merged":[[15,1,16,1],[2,1,2,8],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A3 : RIGHT OF USE ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,"Opening balance","Additions","Disposals","Modifications ","Foreign exchange movements","Depreciation charge for the year","Closing balance"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"TOTAL RIGHT OF USE ASSETS",{"$f":"SUM(C18:C68)","v":0},0,0,0,0,0,0]
[]
[]
[null,"Right-of-use asset","Opening balance","Additions","Disposals","Modifications ","Foreign exchange movements","Depreciation charge for the year","Closing balance"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,{"$f":"C18+D18-E18+F18+G18-H18","v":0}]
[null,null,null,null,null,null,null,null,{"$f":"C19+D19-E19+F19+G19-H19","v":0}]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,{"$f":"C60+D60-E60+F60+G60-H60","v":0}]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,{"$f":"C63+D63-E63+F63+G63-H63","v":0}]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,{"$f":"C66+D66-E66+F66+G66-H66","v":0}]
[null,null,null,null,null,null,null,null,{"$f":"C67+D67-E67+F67+G67-H67","v":0}]
[null,null,null,null,null,null,null,null,{"$f":"C68+D68-E68+F68+G68-H68","v":0}]

{"sheet":"A4","index":19,"n_rows":70,"n_cols":11,"rows_kept":70,"cut":false,"hidden":false,"merged":[[16,2,16,4],[2,1,2,10],[16,1,18,1],[13,1,13,5],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A4 : INVESTMENT IN RELATED COMPANIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,null,null,null,null,"Opening","Additions","Disposals","Revaluation","Closing"]
[null,null,null,null,null,null,"Balance",null,null,"gain/(loss)","Balance"]
[null,null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"TOTAL INVESTMENT IN RELATED COMPANIES",null,null,null,null,{"$f":"SUM(G20:G70)","v":0},{"$f":"SUM(H20:H70)","v":0},{"$f":"SUM(I20:I70)","v":0},{"$f":"SUM(J20:J70)","v":0},{"$f":"SUM(K20:K70)","v":0}]
[]
[]
[null,"Description","Number of shares",null,null,"%","Opening","Additions","Disposals","Revaluation","Closing"]
[null,null,"Opening","Additions/","Closing","Owned","Balance",null,null,"gain/(loss)","Balance"]
[null,null,null,"(Disposal)",null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,{"$f":"C20+D20","v":0},null,null,null,null,null,{"$f":"G20+H20-I20+J20","v":0}]
[null,null,null,null,{"$f":"C21+D21","v":0},null,null,null,null,null,{"$f":"G21+H21-I21+J21","v":0}]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,{"$f":"C59+D59","v":0},null,null,null,null,null,{"$f":"G59+H59-I59+J59","v":0}]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,{"$f":"C62+D62","v":0},null,null,null,null,null,0]
[null,null,null,null,{"$f":"C63+D63","v":0},null,null,null,null,null,0]
[null,null,null,null,{"$f":"C64+D64","v":0},null,null,null,null,null,{"$f":"G64+H64-I64+J64","v":0}]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,{"$f":"C70+D70","v":0},null,null,null,null,null,{"$f":"G70+H70-I70+J70","v":0}]

{"sheet":"A5","index":20,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[2,1,2,11],[12,1,12,3],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A5: INVESTMENT PROPERTY"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,null,null,"Opening balance","Fair value adjustments","Additions","Disposals","Transfer to assets held for sale","Foreign exchange movements","Capitalised expenditure","Closing balance"]
[null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"TOTAL INVESTMENT PROPERTY",null,null,{"$f":"SUM(E18:E68)","v":0},{"$f":"SUM(F18:F68)","v":0},0,0,0,0,0,0]
[]
[]
[null,"Description of investment property","Type of property","Year Acquired","Opening balance","Fair value adjustments","Additions","Disposals","Transfer to assets held for sale","Foreign exchange movements","Capitalised expenditure","Closing balance"]
[null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E18:G18, J18:K18) - I18 - H18","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E19:G19, J19:K19) - I19 - H19","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E62:G62, J62:K62) - I62 - H62","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E63:G63, J63:K63) - I63 - H63","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E64:G64, J64:K64) - I64 - H64","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E65:G65, J65:K65) - I65 - H65","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E66:G66, J66:K66) - I66 - H66","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E67:G67, J67:K67) - I67 - H67","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E68:G68, J68:K68) - I68 - H68","v":0}]

{"sheet":"A6","index":21,"n_rows":402,"n_cols":20,"rows_kept":402,"cut":false,"hidden":false,"merged":[[32,1,32,2],[33,1,33,2],[26,1,26,2],[36,1,36,2],[20,1,20,2],[24,1,24,2],[25,1,25,2],[21,1,21,2],[22,1,22,2],[23,1,23,2],[34,1,34,2],[31,1,31,2],[229,1,232,1],[229,8,232,8],[229,2,232,2],[229,3,232,3],[348,8,348,10],[290,7,290,9],[2,1,2,19],[13,1,13,2],[14,1,14,2],[15,1,15,2],[16,1,16,2],[11,1,12,2],[6,2,6,4],[7,2,7,4],[17,1,17,2],[27,1,27,2],[28,1,28,2],[29,1,29,2],[30,1,30,2],[18,1,18,2],[19,1,19,2],[42,12,42,14],[104,16,104,18],[167,15,167,17],[229,4,232,4],[229,10,232,10],[229,9,232,9],[230,6,232,6]]}
[]
[]
[null,"FORM A6: FINANCIAL INVESTMENTS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,"Type",null,"Total Asset Value","Fair value through Profit and Loss","Fair value through OCI","Amortised cost"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Short term investments"]
[null,"    Treasury Bills",null,{"$f":"SUMIFS($P$46:P97,$C$46:C97,TRIM($B$15))","v":0},{"$f":"SUMIFS($I$46:I97,$C$46:C97,TRIM($B$15))","v":0},{"$f":"SUMIFS($J$46:J97,$C$46:C97,TRIM($B$15))","v":0},{"$f":"SUMIFS($L$46:L97,$C$46:C97,TRIM($B$15))","v":0}]
[null,"    Cash at bank",null,{"$f":"SUMIFS($P$46:P97,$C$46:C97,TRIM($B$16))","v":0},{"$f":"SUMIFS($I$46:I97,$C$46:C97,TRIM($B$16))","v":0},{"$f":"SUMIFS($J$46:J97,$C$46:C97,TRIM($B$16))","v":0},{"$f":"SUMIFS($L$46:L97,$C$46:C97,TRIM($B$16))","v":0}]
[null,"    Other short term investments",null,{"$f":"SUMIFS($P$46:P97,$C$46:C97,TRIM($B$17))","v":0},{"$f":"SUMIFS($I$46:I97,$C$46:C97,TRIM($B$17))","v":0},{"$f":"SUMIFS($J$46:J97,$C$46:C97,TRIM($B$17))","v":0},{"$f":"SUMIFS($L$46:L97,$C$46:C97,TRIM($B$17))","v":0}]
[null,"Deposits, Bonds and Debentures"]
[null,"Term deposits"]
[null,"   Government",null,{"$f":"SUMIFS($T$108:T159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$20))","v":0},{"$f":"SUMIFS($M$108:M159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$20))","v":0},{"$f":"SUMIFS($N$108:N159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$20))","v":0},{"$f":"SUMIFS($P$108:P159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$20))","v":0}]
[null,"   Corporate",null,{"$f":"SUMIFS($T$108:T159, $C$108:C159, $B$19, $D$108:D159, TRIM($B$21))","v":0},{"$f":"SUMIFS($M$108:M159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$21))","v":0},{"$f":"SUMIFS($N$108:N159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$21))","v":0},{"$f":"SUMIFS($P$108:P159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$21))","v":0}]
[null,"Bonds"]
[null,"   Government",null,{"$f":"SUMIFS($T$108:T159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$23))","v":0},{"$f":"SUMIFS($M$108:M159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$23))","v":0},{"$f":"SUMIFS($N$108:N159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$23))","v":0},{"$f":"SUMIFS($P$108:P159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$23))","v":0}]
[null,"   Corporate",null,{"$f":"SUMIFS($T$108:T159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$24))","v":0},{"$f":"SUMIFS($M$108:M159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$24))","v":0},{"$f":"SUMIFS($N$108:N159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$24))","v":0},{"$f":"SUMIFS($P$108:P159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$24))","v":0}]
[null,"Debentures"]
[null,"   Government",null,{"$f":"SUMIFS($T$108:T159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$26))","v":0},{"$f":"SUMIFS($M$108:M159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$26))","v":0},{"$f":"SUMIFS($N$108:N159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$26))","v":0},{"$f":"SUMIFS($P$108:P159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$26))","v":0}]
[null,"   Corporate",null,{"$f":"SUMIFS($T$108:T159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$27))","v":0},{"$f":"SUMIFS($M$108:M159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$27))","v":0},{"$f":"SUMIFS($N$108:N159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$27))","v":0},{"$f":"SUMIFS($P$108:P159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$27))","v":0}]
[null,"Structured notes",null,{"$f":"SUMIFS($S$171:S222,$C$171:C222, $B$28)","v":0},{"$f":"SUMIFS($L$171:L222,$C$171:C222, $B$28)","v":0},{"$f":"SUMIFS($M$171:M222,$C$171:C222, $B$28)","v":0},{"$f":"SUMIFS($O$171:O222,$C$171:C222, $B$28)","v":0}]
[null,"Collateralised securities",null,{"$f":"SUMIFS($S$171:S222,$C$171:C222, $B$29)","v":0},{"$f":"SUMIFS($L$171:L222,$C$171:C222, $B$29)","v":0},{"$f":"SUMIFS($M$171:M222,$C$171:C222, $B$29)","v":0},{"$f":"SUMIFS($O$171:O222,$C$171:C222, $B$29)","v":0}]
[null,"Equity securities"]
[null,"   Common shares",null,{"$f":"SUMIFS($K$235:K286,$C$235:C286, TRIM($B$31))","v":0},{"$f":"SUMIFS($I$235:I286,$C$235:C286, TRIM($B$31))","v":0},{"$f":"SUMIFS($J$235:J286,$C$235:C286, TRIM($B$31))","v":0}]
[null,"   Preference shares",null,{"$f":"SUMIFS($K$235:K286,$C$235:C286, TRIM($B$32))","v":0},{"$f":"SUMIFS($I$235:I286,$C$235:C286, TRIM($B$32))","v":0},{"$f":"SUMIFS($J$235:J286,$C$235:C286, TRIM($B$32))","v":0}]
[null,"Loans and mortgages",null,{"$f":"SUM($K$294:K345)","v":0},null,null,{"$f":"SUM($K$294:K345)","v":0}]
[null,"Collective investment vehicles",null,{"$f":"SUMIFS($L$352:L403,$C$352:C403,$B$34)","v":0},{"$f":"SUMIFS($F$352:F403,$C$352:C403,$B$34)","v":0},{"$f":"SUMIFS($G$352:G403,$C$352:C403,$B$34)","v":0},{"$f":"SUMIFS($H$352:H403,$C$352:C403,$B$34)","v":0}]
[null,"Commodities",null,{"$f":"SUMIFS($L$352:L403,$C$352:C403,$B$35)","v":0},{"$f":"SUMIFS($F$352:F403,$C$352:C403,$B$35)","v":0},{"$f":"SUMIFS($G$352:G403,$C$352:C403,$B$35)","v":0},{"$f":"SUMIFS($H$352:H403,$C$352:C403,$B$35)","v":0}]
[]
[null,"TOTAL FINANCIAL INVESTMENTS",null,{"$f":"SUM(D14:D35)","v":0},{"$f":"SUM(E14:E35)","v":0},{"$f":"SUM(F14:F35)","v":0},{"$f":"SUM(G14:G35)","v":0}]
[]
[]
[]
["SHORT TERM INVESTMENTS"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"Allowances Current Period End (Including ECL)"]
[null,"Description","Type","Due dates","Date of \nIssue","Date of Maturity","Issued Currency","Par Value","Closing balance / Fair Value Through Profit or Loss","Closing balance / Fair Value Through Other Comprehensive Income","Fair Value Option","Amortized  Cost","Stage I","Stage II","Stage III","Total\n"]
[null,null,null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(I46:L46)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(I95:L95)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(I96:L96)","v":0}]
[]
[]
[]
[]
["DEPOSITS, BONDS AND DEBENTURES"]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Allowances Current Period End (Including ECL)"]
[null,"Description","Type","Government/Corporate","Listed/Unlisted","Credit rating","Due dates","Date of \nIssue","Date of Maturity","Fixed or Floating","Issued Currency","Par Value","Closing balance / Fair Value Through Profit or Loss","Closing balance / Fair Value Through Other Comprehensive Income","Fair Value Option","Amortized  Cost","Stage I","Stage II","Stage III","Total\n"]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(M108:P108)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[]
[]
[]
["STRUCTURED NOTES AND COLLATERALALISED SECURITIES"]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Allowances Current Period End (Including ECL)"]
[null,"Description","Type","Listed/Unlisted","Credit rating","Due dates","Date of \nIssue","Date of Maturity","Fixed or Floating","Issued Currency","Par Value","Closing balance / Fair Value Through Profit or Loss","Closing balance / Fair Value Through Other Comprehensive Income","Fair Value Option","Amortized  Cost","Stage I","Stage II","Stage III","Total\n"]
[null,null,null,null,null,null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(L171:O171)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
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[]
[]
[]
[]
["EQUITY SECURITIES"]
[]
[]
[]
[null,"Name of Entity","Preference/Common shares","Listed/Unlisted","Issued Currency",null,null,null,"Closing balance / Fair Value Through Profit or Loss","Closing balance / Fair Value Through Other Comprehensive Income","Total"]
[null,null,null,null,null,null,"Additions/(Disposal) and Revaluation gains/(losses)"]
[null,null,null,null,null,"Opening",null,"Closing"]
[]
[null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,{"$f":"F235+G235","v":0},null,null,{"$f":"I235+J235","v":0}]
[null,null,null,null,null,null,null,0,null,null,{"$f":"I236+J236","v":0}]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,{"$f":"I280+J280","v":0}]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[]
[]
[]
["LOANS AND MORTGAGES"]
[]
[null,null,null,null,null,null,null,"Allowances Current Period End (Including ECL)"]
[null,"Description","Identification Number","Term","Interest Rate","Issued Currency","Closing Loan Amount","Stage I","Stage II","Stage III","Total"]
[null,null,null,null,"%",null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"G294","v":0}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"G295","v":0}]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,{"$f":"G336","v":0}]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,{"$f":"G342","v":0}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"G343","v":0}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"G344","v":0}]
[]
[]
["COLLECTIVE INVESTMENT VEHICLES AND COMMODITIES"]
[]
[null,null,null,null,null,null,null,null,"Allowances Current Period End (Including ECL)"]
[null,"Description","Type","Listed/Unlisted","Issued Currency","Closing balance / Fair Value Through Profit or Loss","Closing balance / Fair Value Through Other Comprehensive Income","Amortized  Cost","Stage I","Stage II","Stage III","Total"]
[null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F352:H352)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F401:H401)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F402:H402)","v":0}]

{"sheet":"A7","index":22,"n_rows":23,"n_cols":8,"rows_kept":23,"cut":false,"hidden":false,"merged":[[2,1,2,7],[11,5,11,7],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A7: DERIVATIVE ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,null,null,null,"Remaining term of exposure"]
[null,null,"Issued Currency","Amount","Credit rating","Less than 1 year","1-5 years","Over 5 years"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Futures"]
[null,"Call options"]
[null,"Put options"]
[null,"Swaps"]
[null,"Forwards"]
[null,"Credit derivatives"]
[null,"Other derivatives"]
[]
[null,"TOTAL DERIVATIVE ASSETS",null,{"$f":"SUM(D15:D21)","v":0},null,{"$f":"SUM(F15:F21)","v":0},{"$f":"SUM(G15:G21)","v":0},0]

{"sheet":"A8","index":23,"n_rows":52,"n_cols":7,"rows_kept":52,"cut":false,"hidden":false,"merged":[[2,1,2,6],[32,1,33,1],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM A8 : CURRENT AND DEFFERED TAX ASSETS AND LIABILITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"CURRENT TAX ASSETS AND LIABILITIES"]
[]
[null,"Current tax assets","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Tax recoverable within 12 months"]
[null,"Tax recoverable after 12 months"]
[]
[null,"Total current tax assets",{"$f":"SUM(C15:C16)","v":0}]
[]
[]
[null,"Current tax liabilities","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Tax due within 12 months"]
[null,"Tax due after 12 months"]
[]
[null,"Total current tax liabilities",{"$f":"SUM(C23:C24)","v":0}]
[]
[]
[]
[]
[null,"DEFERRED TAX ASSETS/(LIABILITIES)"]
[]
[null,"Deferred tax assets/(liabilities)","Net opening tax asset/(liability)","Tax credited/(charged) to the income statement","Tax credited/(charged) to the other comprehensive income or equity","Acquisitions/ Transfers/(Disposals)","Net closing tax asset/(liability)"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Assets for insurance acquisition cashflows",null,null,null,null,{"$f":"SUM(C35:F35)","v":0}]
[null,"Difference between the tax and accounting value of insurance contracts",{"$f":"SUM(C37:C38)","v":0},{"$f":"SUM(D37:D38)","v":0},0,0,{"$f":"SUM(C36:F36)","v":0}]
[null,"    MRU",null,null,null,null,{"$f":"SUM(C37:F37)","v":0}]
[null,"    Overseas",null,null,null,null,0]
[null,"Realised and unrealised gains on investments",null,null,null,null,0]
[null,"Excess of depreciation over capital allowances",null,null,null,null,0]
[null,"Excess expenses",null,null,null,null,0]
[null,"Accounting provisions and other",null,null,null,null,0]
[null,"Trading losses",null,null,null,null,0]
[null,"Pension fund deficit",null,null,null,null,0]
[null,"Acquired intangibles",null,null,null,null,0]
[null,"Others",null,null," ",null,0]
[]
[null,"Total deferred tax assets/(liabilities)",{"$f":"SUM(C37:C46)+C35","v":0},{"$f":"SUM(D37:D46)+D35","v":0},0,0,{"$f":"SUM(C48:F48)","v":0}]
[]
[null,"Net deferred tax liabilities transferred on disposal",null,null,null,null,{"$f":"SUM(C50:F50)","v":0}]
[]
[null,"Net deferred tax assets/(liabilities)",{"$f":"C48-C50","v":0},{"$f":"D48-D50","v":0},0,0,{"$f":"SUM(C52:F52)","v":0}]

{"sheet":"A9","index":24,"n_rows":73,"n_cols":13,"rows_kept":73,"cut":false,"hidden":false,"merged":[[2,1,2,13],[9,1,10,2],[11,1,11,2],[16,1,16,2],[12,1,12,2],[13,1,13,2],[14,1,14,2],[5,2,5,4],[6,2,6,4]]}
[]
[]
[null,"FORM A9: RECEIVABLES"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Description",null,"Receivables","Less than 12 months","More than 12 months",null,"Gross receivables",null,"Bad debts written off","Provision for doubtful debts",null,"Net receivables"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Related Companies",null,{"$f":"SUMIFS(D$21:D73, $C$21:$C73, $B12)","v":0},{"$f":"SUMIFS(E$21:E73, $C$21:$C73, $B12)","v":0},{"$f":"SUMIFS(F$21:F73, $C$21:$C73, $B12)","v":0},null,{"$f":"SUM(E12:F12)","v":0},null,{"$f":"SUMIFS(J$21:J73, $C$21:$C73, $B12)","v":0},{"$f":"SUMIFS(K$21:K73, $C$21:$C73, $B12)","v":0},null,{"$f":"SUMIFS(M$21:M73, $C$21:$C73, $B12)","v":0}]
[null,"Corporations",null,{"$f":"SUMIFS(D$21:D73, C$21:C73, $B13)","v":0},{"$f":"SUMIFS(E$21:E73, $C$21:$C73, $B13)","v":0},{"$f":"SUMIFS(F$21:F73, $C$21:$C73, $B13)","v":0},null,{"$f":"SUM(E13:F13)","v":0},null,{"$f":"SUMIFS(J$21:J73, $C$21:$C73, $B13)","v":0},{"$f":"SUMIFS(K$21:K73, $C$21:$C73, $B13)","v":0},null,{"$f":"SUMIFS(M$21:M73, $C$21:$C73, $B13)","v":0}]
[null,"Investment Income",null,{"$f":"SUMIFS(D$21:D73, C$21:C73, $B14)","v":0},{"$f":"SUMIFS(E$21:E73, $C$21:$C73, $B14)","v":0},{"$f":"SUMIFS(F$21:F73, $C$21:$C73, $B14)","v":0},null,{"$f":"SUM(E14:F14)","v":0},null,{"$f":"SUMIFS(J$21:J73, $C$21:$C73, $B14)","v":0},{"$f":"SUMIFS(K$21:K73, $C$21:$C73, $B14)","v":0},null,{"$f":"SUMIFS(M$21:M73, $C$21:$C73, $B14)","v":0}]
[null,"Other",null,{"$f":"SUMIFS(D$21:D73, C$21:C73, $B15)","v":0},{"$f":"SUMIFS(E$21:E73, $C$21:$C73, $B15)","v":0},{"$f":"SUMIFS(F$21:F73, $C$21:$C73, $B15)","v":0},null,{"$f":"SUM(E15:F15)","v":0},null,{"$f":"SUMIFS(J$21:J73, $C$21:$C73, $B15)","v":0},{"$f":"SUMIFS(K$21:K73, $C$21:$C73, $B15)","v":0},null,{"$f":"SUMIFS(M$21:M73, $C$21:$C73, $B15)","v":0}]
[]
[null,"TOTAL RECEIVABLES",null,{"$f":"SUM(D12:D15)","v":0},{"$f":"SUM(E12:E15)","v":0},{"$f":"SUM(F12:F15)","v":0},null,{"$f":"SUM(H12:H15)","v":0},null,{"$f":"SUM(J12:J15)","v":0},{"$f":"SUM(K12:K15)","v":0},null,{"$f":"SUM(M12:M15)","v":0}]
[]
[]
[]
[null,"Entity","Description","Receivables","Less than 12 months","More than 12 months",null,"Gross receivables",null,"Bad debts written off","Provision for doubtful debts",null,"Net receivables"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,{"$f":"SUM(E23:F23)","v":0},null,null,null,null,{"$f":"H23-SUM(J23:K23)","v":0}]
[null,null,null,null,null,null,null,0,null,null,null,null,{"$f":"H24-SUM(J24:K24)","v":0}]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,{"$f":"SUM(E55:F55)","v":0},null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,{"$f":"H67-SUM(J67:K67)","v":0}]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,{"$f":"H73-SUM(J73:K73)","v":0}]

{"sheet":"A10","index":25,"n_rows":38,"n_cols":14,"rows_kept":38,"cut":false,"hidden":false,"merged":[[2,1,2,13],[10,1,11,1],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A10: RECOVERIES FROM INSURANCE COMPANIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Receivables","Less than 6 months","More than 6 months but less than 1 year","More than 1 year but less than 2 years","Above 2 years",null,"Gross receivables",null,"Bad debts written off","Provision for doubtful debts",null,"Net receivables"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"TOTAL RECOVERIES FROM INSURANCE COMPANIES",{"$f":"SUM(C19:C38)","v":0},{"$f":"SUM(D19:D38)","v":0},{"$f":"SUM(E19:E38)","v":0},{"$f":"SUM(F19:F38)","v":0},{"$f":"SUM(G19:G38)","v":0},null,{"$f":"SUM(I19:I38)","v":0},null,{"$f":"SUM(K19:K38)","v":0},{"$f":"SUM(L19:L38)","v":0},null,{"$f":"SUM(N19:N38)","v":0}]
[]
[]
[null,"Insurance company","Receivables","Less than 6 months","More than 6 months but less than 1 year","More than 1 year but less than 2 years","Above 2 years",null,"Gross receivables",null,"Bad debts written off","Provision for doubtful debts",null,"Net receivables"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,{"$f":"SUM(D19:G19)","v":0},null,null,null,null,{"$f":"I19-SUM(K19:L19)","v":0}]
[null,null,null,null,null,null,null,null,{"$f":"SUM(D20:G20)","v":0},null,null,null,null,{"$f":"I20-SUM(K20:L20)","v":0}]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,{"$f":"SUM(D26:G26)","v":0},null,null,null,null,{"$f":"I26-SUM(K26:L26)","v":0}]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]

{"sheet":"A11","index":26,"n_rows":47,"n_cols":3,"rows_kept":47,"cut":false,"hidden":false,"merged":[[46,2,46,3],[6,2,6,3],[7,2,7,3],[2,1,2,3],[9,2,9,3],[10,2,10,3],[11,2,11,3],[12,2,12,3],[13,2,13,3],[14,2,14,3],[15,2,15,3]]}
[]
[]
[null,"FORM A11: ASSETS HELD FOR SALE"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"Description","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Property, plant and equipment",{"$f":"'A1'!H26","v":0}]
[null,"Goodwill",{"$f":"'A2'!H14","v":0}]
[null,"Other Intangible Assets",{"$f":"'A2'!H16","v":0}]
[null,"Investment property",{"$f":"'A5'!I13","v":0}]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[null,"Others"]
[]
[null,"TOTAL ASSETS HELD FOR SALE",{"$f":"SUM(C12:C46)","v":0}]

{"sheet":"A12","index":27,"n_rows":23,"n_cols":3,"rows_kept":23,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM A12: ASSETS COVERING TECHNICAL PROVISIONS"]
[]
[]
[]
[null,"NAME OF REINSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Section 16(2) of the Act",{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Less: encumbered assets",{"$f":"C0!D32","v":0}]
[]
[null,"Total free assets",{"$f":"C12-C13","v":0}]
[]
[null,"Less: liabilities other than insurance and reinsurance contract liabilities",{"$f":"L0!D43-SUM(L0!D26:D27)","v":0}]
[]
[null,"Assets available to cover Insurance and reinsurance contract liabilities",{"$f":"C15-C17","v":0}]
[]
[null,"Insurance and reinsurance contract liabilities",{"$f":"SUM(L0!D26:D27)","v":0}]
[]
[null,"Surplus / (Shortage)",{"$f":"C19-C21","v":0}]

{"sheet":"A13","index":28,"n_rows":17,"n_cols":3,"rows_kept":17,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM A13: CASH AND OTHER ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!$C$14","v":"2024-09-09"}]
[]
[null,null,"Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Asset for Insurance Acquisition Cash Flows"]
[null,"Prepayments and Accrued Income"]
[null,"Retirement Benefit Asset"]
[null,"Cash and Cash Equivalents"]
[null,"Assets encumberred "]
[null,"Other assets"]

{"sheet":"Liabilities>>>","index":29,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"L0","index":30,"n_rows":45,"n_cols":5,"rows_kept":45,"cut":false,"hidden":false,"merged":[[12,3,12,4],[2,1,2,4],[6,3,6,4],[12,1,15,1]]}
[]
[]
[null,"FORM L0 : BALANCE SHEET LIABILTIES AND EQUITY"]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!$C$14-IF(MOD(Specifications!$C$14,4)=0,366,365)","v":"2023-09-09"}]
[]
[]
[null,"LIABITLIES AND EQUITY"]
[]
[null,"EQUITY",null,"AMOUNT"]
[null,null,null,"Curent","Previous"]
[null,null,null,"Year","Year"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Share Capital"]
[null,"Share Premium"]
[null,"Retained earnings"]
[null,"Reserves"]
[]
[null,"TOTAL EQUITIES",null,{"$f":"SUM(D17:D20)","v":0},{"$f":"SUM(E17:E20)","v":0}]
[]
[]
[null,"LIABILITIES"]
[null,"Insurance Contract Liabilities",{"$f":"HYPERLINK(\"#'IR1'!A1\", \"IR1\")","v":"IR1"},{"$f":"'IR1'!F21+'IR1'!H35","v":0}]
[null,"Reinsurance Contract Liabilities",{"$f":"HYPERLINK(\"#'IR3'!A1\", \"IR3\")","v":"IR3"},{"$f":"'IR3'!F21+'IR3'!H35","v":0}]
[null,"Current tax liabilities",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"'A8'!C26","v":0}]
[null,"Deferrred tax liabilities",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"IF('A8'!G52<0, -'A8'!G52, 0)","v":0}]
[null,"Liabilities held for sale",{"$f":"HYPERLINK(\"#'L1'!A1\", \"L1\")","v":"L1"},{"$f":"'L1'!C63","v":0}]
[null,"Financial liabilities"]
[null,"    Derivatives",{"$f":"HYPERLINK(\"#'L2'!A1\", \"L2\")","v":"L2"},{"$f":"'L2'!D21","v":0}]
[null,"    Investment contracts",{"$f":"HYPERLINK(\"#'L3'!A1\", \"L3\")","v":"L3"},{"$f":"'L3'!C64","v":0}]
[null,"Lease liabilities",{"$f":"HYPERLINK(\"#'L4'!A1\", \"L4\")","v":"L4"},{"$f":"'L4'!J62","v":0}]
[null,"Trade and other payables",{"$f":"HYPERLINK(\"#'L5'!A1\", \"L5\")","v":"L5"},{"$f":"'L5'!C19","v":0}]
[null,"Borrowings",{"$f":"HYPERLINK(\"#'L6'!A1\", \"L6\")","v":"L6"}]
[null,"    Subordinated",null,{"$f":"'L6'!C12","v":0}]
[null,"    Senior",null,{"$f":"'L6'!C13","v":0}]
[null,"    Short term operational",null,{"$f":"'L6'!C14","v":0}]
[null,"Retirement benefit liabilities",{"$f":"HYPERLINK(\"#'L7'!A1\", \"L7\")","v":"L7"},{"$f":"'L7'!C12","v":0}]
[null,"Other Liabilities",{"$f":"HYPERLINK(\"#'L7'!A1\", \"L7\")","v":"L7"},{"$f":"'L7'!C13","v":0}]
[]
[null,"TOTAL LIABILITIES",null,{"$f":"SUM(D26:D41)","v":0},{"$f":"SUM(E26:E41)","v":0}]
[]
[null,"TOTAL LIABILITIES AND EQUITY",null,{"$f":"SUM(D22,D43)","v":0},{"$f":"SUM(E22,E43)","v":0}]

{"sheet":"L1","index":31,"n_rows":63,"n_cols":3,"rows_kept":63,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM L1: LIABILITIES HELD FOR SALE"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"Description of liabilities","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"TOTAL LIABILITIES HELD FOR SALE",{"$f":"SUM(C12:C62)","v":0}]

{"sheet":"L2","index":32,"n_rows":21,"n_cols":8,"rows_kept":21,"cut":false,"hidden":false,"merged":[[9,5,9,7],[2,1,2,7],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM L2: DERIVATIVE LIABILTIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,null,null,null,"Remaining term of exposure"]
[null,null,"Issued Currency","Amount","Credit rating","Less than 1 year","1-5 years","Over 5 years"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Futures"]
[null,"Call options"]
[null,"Put options"]
[null,"Swaps"]
[null,"Forwards"]
[null,"Credit derivatives"]
[null,"Other derivatives"]
[]
[null,"TOTAL DERIVATIVE LIABILITIES",null,{"$f":"SUM(D13:D18)","v":0},null,{"$f":"SUM(F13:F19)","v":0},{"$f":"SUM(G13:G19)","v":0},{"$f":"SUM(H13:H19)","v":0}]

{"sheet":"L3","index":33,"n_rows":64,"n_cols":3,"rows_kept":64,"cut":false,"hidden":false,"merged":[[2,1,2,2],[9,1,10,1]]}
[]
[]
[null,"FORM L3: INVESTMENT CONTRACT LIABILTIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"Description of Investment contract liabilities","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"TOTAL INVESTMENT CONTRACT LIABILITIES",{"$f":"SUM(C12:C63)","v":0}]

{"sheet":"L4","index":34,"n_rows":62,"n_cols":10,"rows_kept":62,"cut":false,"hidden":false,"merged":[[2,1,2,9],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM L4: LEASE LIABILITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Description","Inception date","Commencement date","Issued Currency","Opening balance","Additions","Accretion of interest","Payments","Closing balance"]
[null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,{"$f":"SUM(F13:H13)-I13","v":0}]
[null,null,null,null,null,null,null,null,null,{"$f":"SUM(F14:H14)-I14","v":0}]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,{"$f":"SUM(F56:H56)-I56","v":0}]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[]
[null,"TOTAL LEASE LIABILITIES",null,null,null,{"$f":"SUM(F13:F61)","v":0},{"$f":"SUM(G13:G61)","v":0},{"$f":"SUM(H13:H61)","v":0},{"$f":"SUM(I13:I61)","v":0},{"$f":"SUM(J13:J61)","v":0}]

{"sheet":"L5","index":35,"n_rows":19,"n_cols":3,"rows_kept":19,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM L5: TRADE AND OTHER PAYABLES, INCLUDING INSURANCE PAYABLES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,"Amount "]
[null,"Item",{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Accruals"]
[null,"Trade creditors"]
[null,"Other creditors"]
[null,"Due to agents, brokers and intermediaries"]
[null,"Deffered income"]
[null,"Due to insurance companies"]
[]
[null,"TOTAL TRADE AND OTHER PAYABLES, INCLUDING INSURANCE PAYABLES",{"$f":"SUM(C12:C18)","v":0}]

{"sheet":"L6","index":36,"n_rows":20,"n_cols":9,"rows_kept":20,"cut":false,"hidden":false,"merged":[[2,1,2,8],[5,2,5,3],[6,2,6,3]]}
[]
[]
[null,"FORM L6 : BORROWINGS"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Type","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Subordinated borrowings",{"$f":"SUMIFS($C$21:$C$1048576, $D$21:$D$1048576, B12)","v":0}]
[null,"Senior borrowings",{"$f":"SUMIFS($C$21:$C$1048576, $D$21:$D$1048576, B13)","v":0}]
[null,"Short term operational borrowings",{"$f":"SUMIFS($C$21:$C$1048576, $D$21:$D$1048576, B14)","v":0}]
[]
[null,"Total Borrowings",{"$f":"SUM(C12:C14)","v":0}]
[]
[]
[null,"Description","Amount","Type","Secured/Unsecured","Interest rate","Fixed or floating","Date of issue","Term to maurity"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},null,null,"%"]

{"sheet":"L7","index":37,"n_rows":13,"n_cols":3,"rows_kept":13,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM L7: OTHER LIABILITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,"Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Retirement benefit liabilities"]
[null,"Other Liabilities"]

{"sheet":"Insurance&Reinsurance>>>","index":38,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"IR0","index":39,"n_rows":44,"n_cols":4,"rows_kept":44,"cut":false,"hidden":false,"merged":[[2,1,2,3],[6,2,6,3]]}
[]
[]
[null,"FORM IR0: BALANCE SHEET AND RESERVES SUMMARY"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!$C$14-IF(MOD(Specifications!$C$14,4)=0,366,365)","v":"2023-09-09"}]
[]
[]
[null,"IFRS Balance Sheet Summary"]
[]
[null,"Summary","Current Year","Previous Year"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Assets",{"$f":"A0!D40","v":0},{"$f":"A0!E40","v":0}]
[null,"Liabilities",{"$f":"L0!D43","v":0},{"$f":"L0!E43","v":0}]
[null,"Net Assets",{"$f":"L0!D22","v":0},{"$f":"L0!E22","v":0}]
[]
[]
[null,"Reserves summary"]
[]
[null,"Summary","Current Year","Previous Year"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Insurance liabilities"]
[null,"Liability for incurred claims",{"$f":"'IR1'!F21","v":0}]
[null,"Liability for remaining coverage",{"$f":"'IR1'!H35","v":0}]
[null,"Insurance Assets"]
[null,"Liability for incurred claims",{"$f":"'IR2'!F21","v":0}]
[null,"Liability for remaining coverage",{"$f":"'IR2'!H35","v":0}]
[]
[null,"Liability arising from insurance contracts",{"$f":"SUM(C25:C26)-SUM(C28:C29)","v":0},{"$f":"SUM(D25:D26)-SUM(D28:D29)","v":0}]
[]
[null,"Reinsurance Assets"]
[null,"Asset recoverable from incurred claims",{"$f":"'IR4'!F21","v":0}]
[null,"Asset for remaining coverage",{"$f":"'IR4'!H35","v":0}]
[null,"Reinsurance liabilities"]
[null,"Asset recoverable from incurred claims",{"$f":"'IR3'!F21","v":0}]
[null,"Asset for remaining coverage",{"$f":"'IR3'!H35","v":0}]
[]
[null,"Asset from reinsurance contracts",{"$f":"SUM(C34:C35)-SUM(C37:C38)","v":0},{"$f":"SUM(D34:D35)-SUM(D37:D38)","v":0}]
[]
[null,"Net liability arising from insurance contracts",{"$f":"C31-C40","v":0},{"$f":"D31-D40","v":0}]
[]
[null,"MCR ratio",{"$f":"C0!D61","v":0},{"$f":"C0!E61","v":0}]

{"sheet":"IR1","index":40,"n_rows":46,"n_cols":10,"rows_kept":46,"cut":false,"hidden":false,"merged":[[2,1,2,9],[38,1,39,1],[5,2,5,3],[6,2,6,3],[11,1,12,1],[25,1,26,1],[11,9,12,9],[25,9,26,9],[38,9,39,9]]}
[]
[]
[null,"FORM IR1: INSURANCE LIABILITIES"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!$C$14","v":"2024-09-09"}]
[]
[]
[null,"Liability for incurred claims (LIC)"]
[]
[null,"LIABILITY FOR INCURRED CLAIMS","Best Estimate liability (Undiscounted)","Impact of Discounting","Risk adjustment","Total LIC",null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",null,null,null,{"$f":"SUM(C14:E14)","v":0},null,null,null,{"$f":"IF(D14>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",null,null,null,{"$f":"SUM(C15:E15)","v":0},null,null,null,"Pass"]
[null,"Permanent \nHealth \nInsurance",null,null,null,0,null,null,null,"Pass"]
[null,"Linked \nLong Term \nInsurance",null,null,null,0,null,null,null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",null,null,null,0,null,null,null,"Pass"]
[null,"Other",null,null,null,0,null,null,null,"Pass"]
[]
[null,"TOTAL LIABILITY FOR INCURRED CLAIMS",{"$f":"SUM(C14:C19)","v":0},{"$f":"SUM(D14:D19)","v":0},{"$f":"SUM(E14:E19)","v":0},{"$f":"SUM(F14:F19)","v":0}]
[]
[]
[null,"Liability for remaining coverage (LRC)"]
[]
[null,"LIABILTY FOR REMAINING COVERAGE","Best Estimate liability (Undiscounted and excluding Loss component)","Impact of Discounting","Risk adjustment","Contractual Service Margin","Loss component","Total LRC Including Contractual Service Margin",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",null,null,null,null,null,{"$f":"SUM(C28:G28)","v":0},null,{"$f":"IF(D28>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",null,null,null,null,null,0,null,"Pass"]
[null,"Permanent \nHealth \nInsurance",null,null,null,null,null,0,null,"Pass"]
[null,"Linked \nLong Term \nInsurance",null,null,null,null,null,0,null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",null,null,null,null,null,0,null,"Pass"]
[null,"Other",null,null,null,null,null,0,null,"Pass"]
[]
[null,"TOTAL LIABILITY FOR REMAINING COVERAGE",{"$f":"SUM(C28:C33)","v":0},{"$f":"SUM(D28:D33)","v":0},0,0,0,0]
[]
[null,"Overall liability positions (LIC +LRC)"]
[]
[null,null,"Total Liability Positions ",null,null,null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",{"$f":"F14+H28","v":0},null,null,null,null,null,null,{"$f":"IF(C41<0,\"Please consider reporting portfolio in insurance contract assets\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",0,null,null,null,null,null,null,"Pass"]
[null,"Permanent \nHealth \nInsurance",0,null,null,null,null,null,null,"Pass"]
[null,"Linked \nLong Term \nInsurance",0,null,null,null,null,null,null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",0,null,null,null,null,null,null,"Pass"]
[null,"Other",0,null,null,null,null,null,null,"Pass"]

{"sheet":"IR2","index":41,"n_rows":46,"n_cols":10,"rows_kept":46,"cut":false,"hidden":false,"merged":[[2,1,2,9],[38,1,39,1],[11,1,12,1],[25,1,26,1],[5,2,5,3],[6,2,6,3],[11,9,12,9],[25,9,26,9],[38,9,39,9]]}
[]
[]
[null,"FORM IR2: INSURANCE ASSETS"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!$C$14","v":"2024-09-09"}]
[]
[]
[null,"Liability for incurred claims (LIC)"]
[]
[null,"LIABILITY FOR INCURRED CLAIMS","Best Estimate liability (Undiscounted)","Impact of Discounting","Risk adjustment","Total LIC",null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",null,null,null,{"$f":"SUM(C14:E14)","v":0},null,null,null,{"$f":"IF(D14>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",null,null,null,{"$f":"SUM(C15:E15)","v":0},null,null,null,"Pass"]
[null,"Permanent \nHealth \nInsurance",null,null,null,{"$f":"SUM(C16:E16)","v":0},null,null,null,"Pass"]
[null,"Linked \nLong Term \nInsurance",null,null,null,{"$f":"SUM(C17:E17)","v":0},null,null,null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",null,null,null,{"$f":"SUM(C18:E18)","v":0},null,null,null,"Pass"]
[null,"Other",null,null,null,0,null,null,null,"Pass"]
[]
[null,"TOTAL LIABILITY FOR INCURRED CLAIMS",{"$f":"SUM(C14:C19)","v":0},{"$f":"SUM(D14:D19)","v":0},0,0]
[]
[]
[null,"Liability for remaining coverage (LRC)"]
[]
[null,"LIABILTY FOR REMAINING COVERAGE","Best Estimate liability (Undiscounted)","Impact of Discounting","Risk adjustment","Contractual Service Margin","Loss component","Total LRC Including Contractual Service Margin",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",null,null,null,null,null,{"$f":"SUM(C28:G28)","v":0},null,{"$f":"IF(D28>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",null,null,null,null,null,{"$f":"SUM(C29:G29)","v":0},null,"Pass"]
[null,"Permanent \nHealth \nInsurance",null,null,null,null,null,{"$f":"SUM(C30:G30)","v":0},null,"Pass"]
[null,"Linked \nLong Term \nInsurance",null,null,null,null,null,{"$f":"SUM(C31:G31)","v":0},null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",null,null,null,null,null,{"$f":"SUM(C32:G32)","v":0},null,"Pass"]
[null,"Other",null,null,null,null,null,{"$f":"SUM(C33:G33)","v":0},null,"Pass"]
[]
[null,"TOTAL LIABILITY FOR REMAINING COVERAGE",{"$f":"SUM(C28:C33)","v":0},{"$f":"SUM(D28:D33)","v":0},0,0,0,0]
[]
[null,"Overall liability positions (LIC+LRC)"]
[]
[null,null,"Total Liability Positions ",null,null,null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",{"$f":"F14+H28","v":0},null,null,null,null,null,null,{"$f":"IF(C41<0,\"Please consider reporting portfolio in insurance contract liabilities\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",0,null,null,null,null,null,null,{"$f":"IF(C42<0,\"Please consider reporting portfolio in insurance contract liabilities\",\"Pass\")","v":"Pass"}]
[null,"Permanent \nHealth \nInsurance",0,null,null,null,null,null,null,"Pass"]
[null,"Linked \nLong Term \nInsurance",0,null,null,null,null,null,null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",0,null,null,null,null,null,null,"Pass"]
[null,"Other",0,null,null,null,null,null,null,"Pass"]

{"sheet":"IR3","index":42,"n_rows":46,"n_cols":11,"rows_kept":46,"cut":false,"hidden":false,"merged":[[2,1,2,10],[38,1,39,1],[5,2,5,3],[6,2,6,3],[11,1,12,1],[25,1,26,1],[11,10,12,10],[25,10,26,10],[38,10,39,10]]}
[]
[]
[null,"FORM IR3: REINSURANCE LIABILITIES"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!$C$14","v":"2024-09-09"}]
[]
[]
[null,"Amount Recoverable from Incurred Claims (ARIC)"]
[]
[null,"AMOUNT RECOVERABLE FROM INCURRED CLAIMS","Best Estimate","Impact of Discounting","Risk adjustment","Total ARIC",null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",null,null,null,{"$f":"SUM(C14:E14)","v":0},null,null,null,null,{"$f":"IF(D14>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",null,null,null,0,null,null,null,null,"Pass"]
[null,"Permanent \nHealth \nInsurance",null,null,null,0,null,null,null,null,"Pass"]
[null,"Linked \nLong Term \nInsurance",null,null,null,0,null,null,null,null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",null,null,null,0,null,null,null,null,"Pass"]
[null,"Other",null,null,null,0,null,null,null,null,"Pass"]
[]
[null,"TOTAL AMOUNT RECOVERABLE FROM INCURRED CLAIMS",{"$f":"SUM(C14:C19)","v":0},{"$f":"SUM(D14:D19)","v":0},{"$f":"SUM(E14:E19)","v":0},{"$f":"SUM(F14:F19)","v":0},null,{"$f":"SUM(H14:H19)","v":0},{"$f":"SUM(I14:I19)","v":0}]
[]
[]
[null,"Asset for Remaining Coverage (ARC)"]
[]
[null,"ASSET FOR REMAINING COVERAGE","Best Estimate","Impact of Discounting","Risk adjustment","Contractual Service Margin","Loss recovery component","Total ARC Including Contractual Service Margin",null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",null,null,null,null,null,{"$f":"SUM(C28:G28)","v":0},null,null,{"$f":"IF(D28>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",null,null,null,null,null,0,null,null,"Pass"]
[null,"Permanent \nHealth \nInsurance",null,null,null,null,null,0,null,null,"Pass"]
[null,"Linked \nLong Term \nInsurance",null,null,null,null,null,0,null,null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",null,null,null,null,null,0,null,null,"Pass"]
[null,"Other",null,null,null,null,null,0,null,null,"Pass"]
[]
[null,"TOTAL  ASSET FOR REMAINING COVERAGE",{"$f":"SUM(C28:C33)","v":0},0,0,0,0,0]
[]
[null,"Overall liability positions (ARIC+ARC)"]
[]
[null,null,"Total Liability Positions ",null,null,null,null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",{"$f":"F14+H28","v":0},null,null,null,null,null,null,null,{"$f":"IF(C41<0,\"Please consider reporting portfolio in reinsurance contract assets\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",0,null,null,null,null,null,null,null,{"$f":"IF(C42<0,\"Please consider reporting portfolio in reinsurance contract assets\",\"Pass\")","v":"Pass"}]
[null,"Permanent \nHealth \nInsurance",0,null,null,null,null,null,null,null,"Pass"]
[null,"Linked \nLong Term \nInsurance",0,null,null,null,null,null,null,null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",0,null,null,null,null,null,null,null,"Pass"]
[null,"Other",0,null,null,null,null,null,null,null,"Pass"]

{"sheet":"IR4","index":43,"n_rows":46,"n_cols":11,"rows_kept":46,"cut":false,"hidden":false,"merged":[[38,1,39,1],[2,1,2,10],[11,1,12,1],[25,1,26,1],[5,2,5,3],[6,2,6,3],[11,10,12,10],[25,10,26,10],[38,10,39,10]]}
[]
[]
[null,"FORM IR4: REINSURANCE ASSETS"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!$C$14","v":"2024-09-09"}]
[]
[]
[null,"Amount Recoverable from Incurred Claims (ARIC)"]
[]
[null,"AMOUNT RECOVERABLE FROM INCURRED CLAIMS","Best Estimate","Impact of Discounting","Risk adjustment","Total ARIC",null,"Less than 8 months","More than 8 months",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",null,null,null,{"$f":"SUM(C14:E14)","v":0},null,null,null,null,{"$f":"IF(D14>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",null,null,null,{"$f":"SUM(C15:E15)","v":0},null,null,null,null,"Pass"]
[null,"Permanent \nHealth \nInsurance",null,null,null,0,null,null,null,null,"Pass"]
[null,"Linked \nLong Term \nInsurance",null,null,null,0,null,null,null,null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",null,null,null,0,null,null,null,null,"Pass"]
[null,"Other",null,null,null,{"$f":"SUM(C19:E19)","v":0},null,null,null,null,"Pass"]
[]
[null,"TOTAL AMOUNT RECOVERABLE FROM INCURRED CLAIMS",{"$f":"SUM(C14:C19)","v":0},{"$f":"SUM(D14:D19)","v":0},0,0,null,{"$f":"SUM(H14:H19)","v":0},{"$f":"SUM(I14:I19)","v":0}]
[]
[]
[null,"Asset for Remaining Coverage (ARC)"]
[]
[null,"ASSET FOR REMAINING COVERAGE","Best Estimate","Impact of Discounting","Risk adjustment","Contractual Service Margin","Loss recovery component","Total ARC Including Contractual Service Margin",null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",null,null,null,null,null,{"$f":"SUM(C28:G28)","v":0},null,null,{"$f":"IF(D28>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",null,null,null,null,null,0,null,null,"Pass"]
[null,"Permanent \nHealth \nInsurance",null,null,null,null,null,0,null,null,"Pass"]
[null,"Linked \nLong Term \nInsurance",null,null,null,null,null,0,null,null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",null,null,null,null,null,0,null,null,"Pass"]
[null,"Other",null,null,null,null,null,0,null,null,"Pass"]
[null,null,null,null,null,null,null,null,null,null,"Pass"]
[null,"TOTAL  ASSET FOR REMAINING COVERAGE",{"$f":"SUM(C28:C33)","v":0},{"$f":"SUM(D28:D33)","v":0},0,0,0,0]
[]
[null,"Overall liability positions (ARIC+ARC)"]
[]
[null,null,"Total Liability Positions ",null,null,null,null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",{"$f":"F14+H28","v":0},null,null,null,null,null,null,null,{"$f":"IF(C41<0,\"Please consider reporting portfolio in reinsurance contract liabilities\",\"Pass\")","v":"Pass"}]
[null,"Pension\n",0,null,null,null,null,null,null,null,"Pass"]
[null,"Permanent \nHealth \nInsurance",0,null,null,null,null,null,null,null,"Pass"]
[null,"Linked \nLong Term \nInsurance",0,null,null,null,null,null,null,null,"Pass"]
[null,"Structured Investment-Linked Insurance Business",0,null,null,null,null,null,null,null,"Pass"]
[null,"Other",0,null,null,null,null,null,null,null,"Pass"]

{"sheet":"IR5","index":44,"n_rows":55,"n_cols":8,"rows_kept":55,"cut":false,"hidden":false,"merged":[[11,1,12,1],[6,2,6,3],[7,2,7,3],[11,7,12,7],[2,1,2,7]]}
[]
[]
[null,"FORM IR5: LIABILITY ROLL FORWARD FOR INSURANCE CONTRACT MEASURED UNDER BUILDING BLOCKS APPROACH"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,"Expected Present Value of Future Cash Flows ","Risk Adjustment ","Contractual Service Margin","Total liability",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"BEGINNING OF PERIOD"]
[null,"Net opening insurance contract liabilities/(assets)",null,null,null,{"$f":"SUM(C16:E16)","v":0}]
[]
[null,"CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI"]
[null,"Contractual service margin recognized for service provided",null,null,null,{"$f":"SUM(C19:E19)","v":0},null,{"$f":"IF(F19>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Change in risk adjustment for non-financial risk expired ",null,null,null,{"$f":"SUM(C20:E20)","v":0},null,{"$f":"IF(F20>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Experience adjustments ",null,null,null,{"$f":"SUM(C21:E21)","v":0},null,{"$f":"IF(F21>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Current service provided in the period",{"$f":"SUM(C19:C21)","v":0},{"$f":"SUM(D19:D21)","v":0},{"$f":"SUM(E19:E21)","v":0},{"$f":"SUM(F19:F21)","v":0}]
[]
[null,"Contracts initially recognized in the period",null,null,null,{"$f":"SUM(C25:E25)","v":0},null,{"$f":"IF(OR(C25>0,D25<0,E25<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Changes in estimates/variable fee that adjust the Contractual Service Margin",null,null,null,{"$f":"SUM(C26:E26)","v":0},null,{"$f":"IF(OR(C26>0,D26>0,E26<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Changes in estimates/variable fee that result in losses and reversal of losses on onerous contracts",null,null,null,{"$f":"SUM(C27:E27)","v":0},null,{"$f":"IF(OR(C27>0,D27>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Future service yet to be provided",{"$f":"SUM(C25:C27)","v":0},{"$f":"SUM(D25:D27)","v":0},{"$f":"SUM(E25:E27)","v":0},{"$f":"SUM(F25:F27)","v":0}]
[]
[null,"Adjustments to liabilities for incurred claims",null,null,null,{"$f":"SUM(C31:E31)","v":0},null,{"$f":"IF(OR(C31>0,D31>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Past service provided in the Prior Periods",{"$f":"SUM(C31:C31)","v":0},{"$f":"SUM(D31:D31)","v":0},{"$f":"SUM(E31:E31)","v":0},{"$f":"SUM(F31:F31)","v":0}]
[]
[null,"Insurance service result",{"$f":"C23+C29+C33","v":0},{"$f":"D23+D29+D33","v":0},0,0]
[]
[null,"Interest accreted",null,null,null,{"$f":"SUM(C37:E37)","v":0},null,{"$f":"IF(OR(C37>0,D37>0,E37>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in interest rates and other financial assumptions",null,null,null,{"$f":"SUM(C38:E38)","v":0},null,{"$f":"IF(OR(C38>0,D38<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Net foreign exchange income/(expenses)",null,null,null,{"$f":"SUM(C39:E39)","v":0}]
[]
[null,"Net finance (income)/expenses from insurance contracts",{"$f":"SUM(C37:C39)","v":0},{"$f":"SUM(D37:D39)","v":0},{"$f":"SUM(E37:E39)","v":0},{"$f":"SUM(C41:E41)","v":0}]
[]
[null,"TOTAL CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI",{"$f":"SUM(C35,C41)","v":0},{"$f":"SUM(D35,D41)","v":0},{"$f":"SUM(E35,E41)","v":0},{"$f":"SUM(F35,F41)","v":0}]
[]
[null,"CASH FLOWS"]
[null,"Premiums received for insurance contracts",{"$f":"'IR9'!C17","v":0},null,null,{"$f":"SUM(C46:E46)","v":0}]
[null,"Claims and other insurance service expenses paid, including investment components",{"$f":"'IR9'!C18","v":0},null,null,{"$f":"SUM(C47:E47)","v":0}]
[null,"Insurance acquisition cash flows",{"$f":"'IR9'!C19","v":0},null,null,{"$f":"SUM(C48:E48)","v":0}]
[]
[null,"TOTAL CASH FLOWS",{"$f":"SUM(C46:C48)","v":0},{"$f":"SUM(D46:D48)","v":0},{"$f":"SUM(E46:E48)","v":0},{"$f":"SUM(F46:F48)","v":0}]
[]
[null,"Net ending insurance liabilities/(assets)",{"$f":"C50+C43+C16","v":0},{"$f":"D50+D43+D16","v":0},{"$f":"E50+E43+E16","v":0},{"$f":"F50+F43+F16","v":0}]
[]
[null,"END OF PERIOD"]
[null,"Net ending insurance liabilities/(assets)",{"$f":"C52","v":0},{"$f":"D52","v":0},{"$f":"E52","v":0},{"$f":"F52","v":0}]

{"sheet":"IR6","index":45,"n_rows":56,"n_cols":8,"rows_kept":56,"cut":false,"hidden":false,"merged":[[11,1,12,1],[6,2,6,3],[7,2,7,3],[11,7,12,7],[2,1,2,7]]}
[]
[]
[null,"FORM IR6: LIABILITY ROLL FORWARD FOR REINSURANCE CONTRACT MEASURED UNDER BUILDING BLOCKS APPROACH "]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,"Expected Present Value of Future Cash Flows ","Risk Adjustment ","Contractual Service Margin","Total Assets",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"BEGINNING OF PERIOD"]
[null,"Net opening insurance contract assets/(liabilities)",null,null,null,{"$f":"SUM(C16:E16)","v":0}]
[]
[null,"CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI"]
[null,"Contractual service margin recognized for service received",null,null,null,{"$f":"SUM(C19:E19)","v":0},null,{"$f":"IF(F19>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Change in risk adjustment for non-financial risk expired ",null,null,null,{"$f":"SUM(C20:E20)","v":0},null,{"$f":"IF(F20>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Experience adjustments ",null,null,null,{"$f":"SUM(C21:E21)","v":0},null,{"$f":"IF(F21>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Current service received in the period",{"$f":"SUM(C19:C21)","v":0},{"$f":"SUM(D19:D21)","v":0},{"$f":"SUM(E19:E21)","v":0},{"$f":"SUM(F19:F21)","v":0}]
[]
[null,"Contracts initially recognized in the period",null,null,null,{"$f":"SUM(C25:E25)","v":0},null,{"$f":"IF(OR(C25>0,E25<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Changes in estimates that adjust the Contractual Service Margin",null,null,null,{"$f":"SUM(C26:E26)","v":0},null,{"$f":"IF(OR(C26<0,D26<0,E26>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Changes in estimates that relate to losses and reversal of losses on onerous underlying contracts",null,null,null,0]
[null,"Changes in recoveries of losses on onerous underlying contracts that adjust the Contractual Service Margin",null,null,null,0]
[]
[null,"Future service yet to be received",{"$f":"SUM(C25:C28)","v":0},{"$f":"SUM(D25:D28)","v":0},{"$f":"SUM(E25:E28)","v":0},{"$f":"SUM(F25:F28)","v":0}]
[]
[null,"Changes in amounts recoverable arising from changes in the liability for incurred claims",null,null,null,{"$f":"SUM(C32:E32)","v":0},null,{"$f":"IF(OR(C32<0,D32<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Past service received in the Prior Periods",{"$f":"C32","v":0},{"$f":"D32","v":0},{"$f":"E32","v":0},{"$f":"F32","v":0}]
[]
[null,"Net income/(expenses) from reinsurance contracts held",{"$f":"C34+C30+C23","v":0},{"$f":"D34+D30+D23","v":0},{"$f":"E34+E30+E23","v":0},{"$f":"F34+F30+F23","v":0}]
[]
[null,"Interest accreted",null,null,null,{"$f":"SUM(F34:F36)","v":0},null,{"$f":"IF(OR(C38>0,D38>0,E38>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in interest rates and other financial assumptions",null,null,null,{"$f":"SUM(F35:F37)","v":0},null,{"$f":"IF(OR(C39>0,D39>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in the risk of non-performance by reinsurers",null,null,null,{"$f":"SUM(F36:F38)","v":0},null,{"$f":"IF(OR(C40>0,D40>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Net foreign exchange income / (expenses)",null,null,null,{"$f":"SUM(F37:F39)","v":0}]
[]
[null,"Reinsurance finance income / (expense) from reinsurance contracts held",{"$f":"SUM(C38:C41)","v":0},{"$f":"SUM(D38:D41)","v":0},{"$f":"SUM(E38:E41)","v":0},{"$f":"SUM(F38:F41)","v":0}]
[]
[null,"TOTAL CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI",{"$f":"C43+C36","v":0},{"$f":"D43+D36","v":0},{"$f":"E43+E36","v":0},{"$f":"F43+F36","v":0}]
[]
[null,"CASH FLOWS"]
[null,"Premiums paid",{"$f":"'IR9'!C28","v":0},null,null,{"$f":"SUM(C48:E48)","v":0}]
[null,"Amounts received for incurred claims, including investment components",{"$f":"'IR9'!C29","v":0},null,null,{"$f":"SUM(C49:E49)","v":0}]
[]
[null,"TOTAL CASH FLOWS",{"$f":"SUM(C48:C49)","v":0},{"$f":"SUM(D48:D49)","v":0},{"$f":"SUM(E48:E49)","v":0},{"$f":"SUM(F48:F49)","v":0}]
[]
[null,"Net ending reinsurance contract held assets/(liabilities)",{"$f":"C51+C45+C16","v":0},{"$f":"D51+D45+D16","v":0},0,0]
[]
[null,"END OF PERIOD"]
[null,"Net ending reinsurance contract held assets/(liabilities)",{"$f":"C53","v":0},{"$f":"D53","v":0},{"$f":"E53","v":0},{"$f":"F53","v":0}]

{"sheet":"IR7","index":46,"n_rows":50,"n_cols":8,"rows_kept":50,"cut":false,"hidden":false,"merged":[[10,7,12,7],[2,1,2,7],[10,2,10,3],[10,4,11,4],[10,5,11,5],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM IR7: LIABILITY ROLL FORWARD FOR INSURANCE CONTRACT MEASURED UNDER BUILDING BLOCKS APPROACH - 2"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Liability for remaining coverage",null,"Liability for incurred claims","Total Liability",null,"Checks"]
[null,null,"Excluding loss component","Loss component"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"BEGINNING OF PERIOD"]
[null,"Net opening insurance contract liabilities/(assets)",null,null,null,{"$f":"SUM(C16:E16)","v":0}]
[]
[null,"CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI"]
[null,"Insurance Revenue",null,null,null,{"$f":"SUM(C19:E19)","v":0},null,{"$f":"IF(C19>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Incurred claims and other insurance service expenses ",null,null,null,{"$f":"SUM(C21:E21)","v":0},null,{"$f":"IF(OR(D21>0,E21<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Amortization of insurance acquisition cash flows",null,null,null,{"$f":"SUM(C22:E22)","v":0},null,{"$f":"IF(F22>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Losses and reversal of losses on onerous contracts",null,null,null,{"$f":"SUM(C23:E23)","v":0},null,{"$f":"IF(D23>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Adjustments to liabilities for incurred claims",null,null,null,{"$f":"SUM(C24:E24)","v":0},null,{"$f":"IF(OR(E24>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Insurance Service Expenses",{"$f":"SUM(C21:C24)","v":0},{"$f":"SUM(D21:D24)","v":0},0,0]
[]
[null,"Transfer of Investment components",null,null,null,{"$f":"SUM(C28:E28)","v":0}]
[]
[null,"Insurance service result",{"$f":"C19+C28+C26","v":0},{"$f":"D19+D28+D26","v":0},0,{"$f":"F19+F28+F26","v":0}]
[]
[null,"Interest accreted",null,null,null,{"$f":"SUM(C32:E32)","v":0},null,{"$f":"IF(OR(C32>0,D32>0,E32>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in interest rates and other financial assumptions",null,null,null,{"$f":"SUM(C33:E33)","v":0},null,{"$f":"IF(OR(C33>0,D33>0,E33>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of movements in exchange rates",null,null,null,{"$f":"SUM(C34:E34)","v":0}]
[]
[null,"Net finance (income) expenses from insurance contracts",{"$f":"SUM(C32:C34)","v":0},{"$f":"SUM(D32:D34)","v":0},{"$f":"SUM(E32:E34)","v":0},{"$f":"SUM(F32:F34)","v":0}]
[]
[null,"TOTAL CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI",{"$f":"C30+C36","v":0},{"$f":"D30+D36","v":0},{"$f":"E30+E36","v":0},{"$f":"F30+F36","v":0}]
[]
[null,"CASH FLOWS"]
[null,"Premiums received for insurance contracts",{"$f":"'IR9'!C17","v":0},null,null,{"$f":"SUM(C41:E41)","v":0}]
[null,"Claims and other insurance service expenses paid, including investment components",null,null,{"$f":"'IR9'!C18","v":0},{"$f":"SUM(C42:E42)","v":0}]
[null,"Insurance acquisition cash flows",{"$f":"'IR9'!C19","v":0},null,null,{"$f":"SUM(C43:E43)","v":0}]
[]
[null,"TOTAL CASH FLOWS",{"$f":"SUM(C41:C43)","v":0},{"$f":"SUM(D41:D43)","v":0},{"$f":"SUM(E41:E43)","v":0},{"$f":"SUM(F41:F43)","v":0}]
[]
[null,"Net ending insurance liabilities/(assets)",{"$f":"C45+C38+C16","v":0},{"$f":"D45+D38+D16","v":0},0,0]
[]
[null,"END OF PERIOD"]
[null,"Net ending insurance liabilities/(assets)",{"$f":"C47","v":0},{"$f":"D47","v":0},{"$f":"E47","v":0},{"$f":"F47","v":0}]

{"sheet":"IR8","index":47,"n_rows":49,"n_cols":8,"rows_kept":49,"cut":false,"hidden":false,"merged":[[10,7,12,7],[2,1,2,7],[10,2,10,3],[10,4,11,4],[10,5,11,5],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM IR8: LIABILITY ROLL FORWARD FOR REINSURANCE CONTRACT MEASURED UNDER BUILDING BLOCKS APPROACH - 2"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Asset for remaining coverage",null,"Amounts recoverable on incurred claims","Total Assets",null,"Checks"]
[null,null,"Non-loss-recovery component","Loss-recovery component"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"BEGINNING OF PERIOD"]
[null,"Net opening insurance contract assets/(liabilities)",null,null,null,{"$f":"SUM(C16:E16)","v":0}]
[]
[null,"CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI"]
[null,"Allocation of reinsurance premiums paid",null,null,null,{"$f":"SUM(C19:E19)","v":0},null,{"$f":"IF(F19>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Amouts recoverable for claims and other reinsurance service expenses ",null,null,null,{"$f":"SUM(C21:E21)","v":0},null,{"$f":"IF(OR(E21<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Adjustments for onerous underlying contracts",null,null,null,{"$f":"SUM(C22:E22)","v":0},null,{"$f":"IF(F22<0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Changes in amounts recoverable arising from changes in liabiliy for incurred claims",null,null,null,{"$f":"SUM(C23:E23)","v":0},null,{"$f":"IF(OR(E23<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Amouts recoverable from reinsurers",{"$f":"SUM(C21:C23)","v":0},{"$f":"SUM(D21:D23)","v":0},{"$f":"SUM(E21:E23)","v":0},{"$f":"SUM(C25:E25)","v":0}]
[]
[null,"Transfer of reinsurance Investment components ",null,null,null,{"$f":"SUM(C27:E27)","v":0}]
[]
[null,"Net income/(expenses) from reinsurance contracts held",{"$f":"C27+C25+C19","v":0},{"$f":"D27+D25+D19","v":0},0,0]
[]
[null,"Interest accreted",null,null,null,{"$f":"SUM(C31:E31)","v":0},null,{"$f":"IF(OR(C31>0,D31>0,E31>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in interest rates and other financial assumptions",null,null,null,{"$f":"SUM(C32:E32)","v":0},null,{"$f":"IF(OR(C32>0,D32>0,E32>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in risk of non-performance by reinsurers",null,null,null,{"$f":"SUM(C33:E33)","v":0}]
[null,"Net foreign exchange income/(expenses)",null,null,null,{"$f":"SUM(C34:E34)","v":0}]
[]
[null,"Reinsurance finance income/(expenses) from reinsurance contracts held",{"$f":"SUM(C31:C34)","v":0},{"$f":"SUM(D31:D34)","v":0},{"$f":"SUM(E31:E34)","v":0},{"$f":"SUM(F31:F34)","v":0}]
[]
[null,"TOTAL CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI",{"$f":"C29+C36","v":0},{"$f":"D29+D36","v":0},{"$f":"E29+E36","v":0},{"$f":"F29+F36","v":0}]
[]
[null,"CASH FLOWS"]
[null,"Premiums paid",{"$f":"'IR9'!C28","v":0},null,null,{"$f":"SUM(C41:E41)","v":0}]
[null,"Amounts received for incurred claims, including investment components",null,null,{"$f":"'IR9'!C29","v":0},{"$f":"SUM(C42:E42)","v":0}]
[]
[null,"TOTAL CASH FLOWS",{"$f":"SUM(C41:C42)","v":0},{"$f":"SUM(D41:D42)","v":0},{"$f":"SUM(E41:E42)","v":0},{"$f":"SUM(F41:F42)","v":0}]
[]
[null,"Net ending reinsurance contract assets/(liabilities)",{"$f":"C44+C38+C16","v":0},{"$f":"D44+D38+D16","v":0},{"$f":"E44+E38+E16","v":0},{"$f":"SUM(C46:E46)","v":0}]
[]
[null,"END OF PERIOD"]
[null,"Net ending reinsurance contract assets/(liabilities)",{"$f":"C46","v":0},{"$f":"D46","v":0},{"$f":"E46","v":0},{"$f":"F46","v":0}]

{"sheet":"IR9","index":48,"n_rows":33,"n_cols":3,"rows_kept":33,"cut":false,"hidden":false,"merged":[[2,1,2,2],[14,1,15,1],[25,1,26,1]]}
[]
[]
[null,"FORM IR9: CASHFLOWS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,"INSURANCE"]
[]
[null,"CASH FLOWS","Building Blocks Approach"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Premiums received for insurance contracts"]
[null,"Claims and other insurance service paid, including investment components"]
[null,"Insurance acquisition cash flows"]
[]
[null,"TOTAL INSURANCE CASH FLOWS",{"$f":"SUM(C17:C19)","v":0}]
[]
[]
[null,"REINSURANCE"]
[]
[null,"CASH FLOWS","Buidling Blocks Approach"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Premiums paid for reinsurance contracts held"]
[null,"Amounts received for incurred claims, including investment components"]
[]
[null,"TOTAL REINSURANCE CASH FLOWS",{"$f":"SUM(C28:C29)","v":0}]
[]
[null,"TOTAL CASH FLOWS",{"$f":"C31+C21","v":0}]

{"sheet":"IR10","index":49,"n_rows":20,"n_cols":12,"rows_kept":20,"cut":false,"hidden":false,"merged":[[2,1,2,11],[6,3,6,5],[7,3,7,5],[11,3,11,11]]}
[]
[]
[null,"FORM IR10: RISK ADJUSTMENT CONFIDENCE INTERVALS"]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"RISK ADJUSTMENT CONFIDENCE INTERVALS"]
[]
[null,null,null,"CONFIDENCE INTERVALS"]
[null,"Assumptions","Method ","Life Assurance\nParticipating","Life Assurance\nNon- Participating","Non administered Pension Business Participating","Non administered Pension Business\nNon Participating","PHI\nParticipating","PHI\nNon Participating","LLTI","Structured Investment-Linked Insurance","Other"]
[null,"Lapse"]
[null,"Surrender"]
[null,"Mortality"]
[null,"Longevity"]
[null,"Expense"]
[null,"Discount rate"]
[null,"Other (Please specify)"]

{"sheet":"Profit&Loss>>>","index":50,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"I0","index":51,"n_rows":36,"n_cols":10,"rows_kept":36,"cut":false,"hidden":false,"merged":[[2,1,2,9],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I0: STATEMENT OF FINANCIAL PERFORMANCE"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,null,"Links","TOTAL","Life\nAssurance","Pension\n","Permanent\nHealth\nInsurance","Linked \nLong Term\nInsurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Insurance Revenue",null,{"$f":"SUM(D16:D17)","v":0},{"$f":"SUM(E16:E17)","v":0},0,0,0,0,0]
[null,"Direct",{"$f":"HYPERLINK(\"#'I1'!A1\", \"I1\")","v":"I1"},{"$f":"'I1'!C22","v":0},{"$f":"'I1'!D22","v":0},{"$f":"'I1'!E22","v":0},{"$f":"'I1'!F22","v":0},{"$f":"'I1'!G22","v":0},{"$f":"'I1'!H22","v":0},{"$f":"'I1'!I22","v":0}]
[null,"Reinsurance Inwards","I1",{"$f":"'I1'!C37","v":0},{"$f":"'I1'!D37","v":0},{"$f":"'I1'!E37","v":0},{"$f":"'I1'!F37","v":0},{"$f":"'I1'!G37","v":0},{"$f":"'I1'!H37","v":0},{"$f":"'I1'!I37","v":0}]
[]
[null,"Insurance Service Expense",null,{"$f":"SUM(D20:D21)","v":0},0,0,0,0,0,0]
[null,"Direct",{"$f":"HYPERLINK(\"#'I2'!A1\", \"I2\")","v":"I2"},{"$f":"'I2'!C34","v":0},{"$f":"'I2'!D34","v":0},{"$f":"'I2'!E34","v":0},{"$f":"'I2'!F34","v":0},{"$f":"'I2'!G34","v":0},{"$f":"'I2'!H34","v":0},{"$f":"'I2'!I34","v":0}]
[null,"Reinsurance Inwards","I2",{"$f":"'I2'!C60","v":0},{"$f":"'I2'!D60","v":0},{"$f":"'I2'!E60","v":0},{"$f":"'I2'!F60","v":0},{"$f":"'I2'!G60","v":0},{"$f":"'I2'!H60","v":0},{"$f":"'I2'!I60","v":0}]
[]
[null,"Insurance Service Result Before Reinsurance Contracts Held ",null,{"$f":"D15-D19","v":0},0,0,0,0,0,0]
[]
[null,"Allocation of Reisurance Premiums",{"$f":"HYPERLINK(\"#'I5'!A1\", \"I5\")","v":"I5"},{"$f":"'I5'!C15","v":0},{"$f":"'I5'!D15","v":0},{"$f":"'I5'!E15","v":0},{"$f":"'I5'!F15","v":0},{"$f":"'I5'!G15","v":0},{"$f":"'I5'!H15","v":0},{"$f":"'I5'!I15","v":0}]
[null,"Amounts recoverable from reinsurers for incurred claims",{"$f":"HYPERLINK(\"#'I5'!A1\", \"I5\")","v":"I5"},{"$f":"'I5'!C17","v":0},{"$f":"'I5'!D17","v":0},{"$f":"'I5'!E17","v":0},{"$f":"'I5'!F17","v":0},{"$f":"'I5'!G17","v":0},{"$f":"'I5'!H17","v":0},{"$f":"'I5'!I17","v":0}]
[null,"Risk of non-performance","I5",{"$f":"'I5'!C29","v":0},{"$f":"'I5'!D29","v":0},{"$f":"'I5'!E29","v":0},{"$f":"'I5'!F29","v":0},{"$f":"'I5'!G29","v":0},{"$f":"'I5'!H29","v":0},{"$f":"'I5'!I29","v":0}]
[]
[null,"Net income/(expenses) from reinsurance contracts held ",null,{"$f":"D25+D26+D27","v":0},{"$f":"E25+E26+E27","v":0},0,0,0,0,0]
[]
[null,"Insurance service result ",null,{"$f":"SUM(D23,D29)","v":0},0,0,0,0,0,0]
[]
[null,"Finance income/(expenses) for insurance contracts issued ",{"$f":"HYPERLINK(\"#'I3'!A1\", \"I3\")","v":"I3"},{"$f":"'I3'!C30","v":0},{"$f":"'I3'!D30","v":0},{"$f":"'I3'!E30","v":0},{"$f":"'I3'!F30","v":0},{"$f":"'I3'!G30","v":0},{"$f":"'I3'!H30","v":0},{"$f":"'I3'!I30","v":0}]
[null,"Finance income/(expenses) for reinsurance contracts held ",{"$f":"HYPERLINK(\"#'I4'!A1\", \"I4\")","v":"I4"},{"$f":"'I4'!C33","v":0},{"$f":"'I4'!D33","v":0},{"$f":"'I4'!E33","v":0},{"$f":"'I4'!F33","v":0},{"$f":"'I4'!G33","v":0},{"$f":"'I4'!H33","v":0},{"$f":"'I4'!I33","v":0}]
[]
[null,"Net Insurance Financial Result",null,{"$f":"SUM(D33:D34)","v":0},{"$f":"SUM(E33:E34)","v":0},0,0,0,0,0]

{"sheet":"I1","index":52,"n_rows":39,"n_cols":9,"rows_kept":39,"cut":false,"hidden":false,"merged":[[26,6,27,6],[26,7,27,7],[26,8,27,8],[26,1,28,1],[26,2,27,2],[26,3,27,3],[26,4,27,4],[26,5,27,5],[11,4,12,4],[11,2,12,2],[11,3,12,3],[11,1,13,1],[2,1,2,8],[11,5,12,5],[11,6,12,6],[11,7,12,7],[11,8,12,8],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I1: INSURANCE REVENUE"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"DIRECT BUSINESS"]
[]
[null,"Description ","Total","Life Assurance","Pension","Permanent Health Insurance","Linked Long term Insurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,null,null,null,null,null,"Structured Investment-Linked Insurance Business","Structured Investment-Linked Insurance Business"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Experience adjustments for premium receipts",{"$f":"SUM(D15:I15)","v":0}]
[null,"Expected insurance service expenses incurred in the period",{"$f":"SUM(D16:I16)","v":0}]
[null,"Change in the risk adjustment for non-financial risk",0]
[null,"Amount of contractual service margin recognised in profit or loss",0]
[null,"Allocation of the portion of premiums that relate to the recovery of insurance acq cash flows",0]
[null,"Expected premium receipts allocation ",0]
[]
[null,"TOTAL DIRECT BUSINESS REVENUE",{"$f":"SUM(C15:C20)","v":0},{"$f":"SUM(D15:D20)","v":0},0,0,0,0,0]
[]
[]
[null,"REINSURANCE INWARDS"]
[]
[null,"Description ","Total","Life Assurance","Pension","Permanent Health Insurance","Linked Long term Insurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,null,null,null,null,null,"Structured Investment-Linked Insurance Business","Structured Investment-Linked Insurance Business"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Experience adjustments for premium receipts",{"$f":"SUM(D30:I30)","v":0}]
[null,"Expected insurance service expenses incurred in the period",{"$f":"SUM(D31:I31)","v":0}]
[null,"Change in the risk adjustment for non-financial risk",0]
[null,"Amount of contractual service margin recognised in profit or loss",0]
[null,"Allocation of the portion of premiums that relate to the recovery of insurance acq cash flows",0]
[null,"Expected premium receipts allocation ",0]
[]
[null,"TOTAL REINSURANCE INWARDS REVENUE",{"$f":"SUM(C30:C35)","v":0},{"$f":"SUM(D30:D35)","v":0},0,0,0,0,0]
[]
[null,"TOTAL INSURANCE REVENUE",{"$f":"C37+C22","v":0},{"$f":"D37+D22","v":0},0,0,0,0,0]

{"sheet":"I2","index":53,"n_rows":62,"n_cols":9,"rows_kept":62,"cut":false,"hidden":false,"merged":[[38,6,39,6],[38,7,39,7],[38,8,39,8],[38,1,40,1],[38,2,39,2],[38,3,39,3],[38,4,39,4],[38,5,39,5],[12,8,13,8],[2,1,2,8],[12,1,14,1],[12,2,13,2],[12,3,13,3],[12,4,13,4],[12,5,13,5],[12,6,13,6],[12,7,13,7],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I2: INSURANCE SERVICE EXPENSE"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"DIRECT BUSINESS"]
[]
[null,"Description ","Total","Life Assurance","Pension","Permanent Health Insurance","Linked Long term Insurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,null,null,null,null,null,"Structured Investment-Linked Insurance Business","Structured Investment-Linked Insurance Business"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Incurred insurance service expenses"]
[null,"   Incurred claims ",{"$f":"SUM(D17:I17)","v":0}]
[null,"   Expenses",0]
[null,"   Other expenses ",0]
[null,"   Other movements related to current service",0]
[null,"Insurance acquisition cash flows expensed when incurred",0]
[null,"Amortisation of insurance acquisition cash flows",0]
[null,"Impairment Loss on Assets for Insurance Acquisition Cash Flow ",0]
[null,"Reversal of Impairment Loss on Assets for Insurance Acquisition Cash Flow",0]
[]
[null,"Changes that relate to past service"]
[null,"   Changes in estimates in LIC fulfilment cash flows",0]
[null,"   Experience adjustments in claims and other insurance service expenses in LIC",0]
[]
[null,"Changes that relate to future service"]
[null,"   Losses for the net outflow recognized on initial recognition",{"$f":"SUM(D31:I31)","v":0}]
[null,"   Losses and reversal of losses on onerous contracts - subsequent measurement",{"$f":"SUM(D32:I32)","v":0}]
[]
[null,"TOTAL DIRECT BUSINESS SERVICE EXPENSE",{"$f":"SUM(C16:C32)","v":0},0,0,0,0,0,0]
[]
[]
[null,"REINSURANCE INWARDS"]
[]
[null,"Description ","Total","Life Assurance","Pension","Permanent Health Insurance","Linked Long term Insurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,null,null,null,null,null,"Structured Investment-Linked Insurance Business","Structured Investment-Linked Insurance Business"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Incurred insurance service expenses",{"$f":"SUM(D42:I42)","v":0}]
[null,"   Incurred claims ",{"$f":"SUM(D43:I43)","v":0}]
[null,"   Expenses",{"$f":"SUM(D44:I44)","v":0}]
[null,"   Other expenses ",0]
[null,"   Other movements related to current service",0]
[null,"Insurance acquisition cash flows expensed when incurred",0]
[null,"Amortisation of insurance acquisition cash flows",0]
[null,"Impairment Loss on Assets for Insurance Acquisition Cash Flow ",0]
[null,"Reversal of Impairment Loss on Assets for Insurance Acquisition Cash Flow",0]
[]
[null,"Changes that relate to past service",0]
[null,"   Changes in estimates in LIC fulfilment cash flows",0]
[null,"   Experience adjustments in claims and other insurance service expenses in LIC",0]
[]
[null,"Changes that relate to future service"]
[null,"   Losses for the net outflow recognized on initial recognition",{"$f":"SUM(D57:I57)","v":0}]
[null,"   Losses and reversal of losses on onerous contracts - subsequent measurement",0]
[]
[null,"TOTAL REINSURANCE INWARDS SERVICE EXPENSE",{"$f":"SUM(C42:C58)","v":0},{"$f":"SUM(D42:D58)","v":0},0,0,0,0,0]
[]
[null,"TOTAL INSURANCE SERVICE EXPENSE",{"$f":"C34+C60","v":0},{"$f":"D34+D60","v":0},0,0,0,0,0]

{"sheet":"I3","index":54,"n_rows":30,"n_cols":9,"rows_kept":30,"cut":false,"hidden":false,"merged":[[11,5,12,5],[11,6,12,6],[11,7,12,7],[11,8,12,8],[2,1,2,8],[11,1,13,1],[11,2,12,2],[11,3,12,3],[11,4,12,4],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I3: FINANCE INCOME/(EXPENSES) FOR INSURANCE CONTRACTS ISSUED"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"AMOUNT RECOGNISED IN PROFIT AND LOSS"]
[]
[null,"Description ","Total","Life Assurance","Pension","Permanent Health Insurance","Linked Long term Insurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,null,null,null,null,null,"Structured Investment-Linked Insurance Business","Structured Investment-Linked Insurance Business"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Interest accreted on the carrying amount of the Contractual Service Margin",{"$f":"SUM(D15:I15)","v":0}]
[null,"Interest accreted on present value cash flows",{"$f":"SUM(D16:I16)","v":0}]
[null,"Interest accreted on risk adjustment",{"$f":"SUM(D17:I17)","v":0}]
[null,"The effect of financial risk and changes in financial risk",0]
[null,"Foreign exchange differences on changes in the carrying amount of groups of insurance contracts",0]
[]
[null,"Total amount recognised in profit and loss",{"$f":"SUM(C15:C19)","v":0},{"$f":"SUM(D15:D19)","v":0},0,0,{"$f":"SUM(G15:G19)","v":0},0,0]
[]
[null,"AMOUNT RECOGNISED IN OTHER COMPREHENSIVE INCOME"]
[]
[null,"The effect of financial risk and changes in financial risk",{"$f":"SUM(D25:I25)","v":0}]
[null,"Foreign exchange differences on changes in the carrying amount of groups of insurance contracts",{"$f":"SUM(D26:I26)","v":0}]
[]
[null,"Total amount recognised in other comprehensive income",{"$f":"SUM(C25:C26)","v":0},{"$f":"SUM(D25:D26)","v":0},0,0,0,0,0]
[]
[null,"TOTAL FINANCE INCOME/(EXPENSES) FOR INSURANCE CONTACTS ISSUED ",{"$f":"C21+C28","v":0},{"$f":"D21+D28","v":0},0,0,0,0,0]

{"sheet":"I4","index":55,"n_rows":33,"n_cols":9,"rows_kept":33,"cut":false,"hidden":false,"merged":[[2,1,2,8],[14,6,15,6],[14,7,15,7],[14,8,15,8],[14,1,16,1],[14,2,15,2],[14,3,15,3],[14,4,15,4],[14,5,15,5],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I4: FINANCE INCOME/(EXPENSES) FOR REINSURANCE CONTRACTS HELD"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,"AMOUNT RECOGNISED IN PROFIT AND LOSS"]
[]
[null,"Description ","Total","Life Assurance","Pension","Permanent Health Insurance","Linked Long term Insurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,null,null,null,null,null,"Structured Investment-Linked Insurance Business","Structured Investment-Linked Insurance Business"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Interest accreted on the carrying amount of the Contractual Service Margin",{"$f":"SUM(D18:I18)","v":0}]
[null,"Interest accreted on present value cash flows",{"$f":"SUM(D19:I19)","v":0}]
[null,"Interest accreted on risk adjustment",{"$f":"SUM(D20:I20)","v":0}]
[null,"The effect of financial risk and changes in financial risk ",0]
[null,"Foreign exchange differences on changes in the carrying amount of groups of reinsurance contracts held",0]
[]
[null,"Total amount recognised in profit and loss",{"$f":"SUM(C18:C22)","v":0},{"$f":"SUM(D18:D22)","v":0},0,0,0,0,0]
[]
[null,"AMOUNT RECOGNISED IN OTHER COMPREHENSIVE INCOME"]
[]
[null,"The effect of financial risk and changes in financial risk ",{"$f":"SUM(D28:I28)","v":0}]
[null,"Foreign exchange differences on changes in the carrying amount of groups of reinsurance contracts held",0]
[]
[null,"Total amount recognised in other comprehensive income",{"$f":"SUM(C28:C29)","v":0},{"$f":"SUM(D28:D29)","v":0},0,0,0,0,0]
[]
[null,"TOTAL FINANCE INCOME/(EXPENSES) FOR REINSURANCE CONTRACTS HELD",{"$f":"SUM(C29:C31)","v":0},{"$f":"SUM(D29:D31)","v":0},0,0,0,0,0]

{"sheet":"I5","index":56,"n_rows":31,"n_cols":9,"rows_kept":31,"cut":false,"hidden":false,"merged":[[2,1,2,8],[6,2,6,3],[7,2,7,3],[11,1,13,1],[11,2,12,2],[11,3,12,3],[11,4,12,4],[11,5,12,5],[11,6,12,6],[11,7,12,7],[11,8,12,8]]}
[]
[]
[null,"FORM I5: NET EXPENSES FROM REINSURANCE CONTRACTS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"NET EXPENSES FROM REINSURANCE CONTRACTS"]
[null,null,"Total","Life Assurance","Pension","Permanent Health Insurance","Linked Long term Insurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,null,null,null,null,null,"Structured Investment-Linked Insurance Business","Structured Investment-Linked Insurance Business"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Allocation of the premiums paid",{"$f":"SUM(D15:I15)","v":0}]
[]
[null,"Amounts recovered from reinsurance",{"$f":"SUM(D17:I17)","v":0},{"$f":"D18+D22+D25","v":0},{"$f":"E18+E22+E25","v":0},0,0,0,0]
[null,"     Incurred insurance service expenses",0,{"$f":"SUM(D19:D21)","v":0},{"$f":"SUM(E19:E21)","v":0},0,0,0,0]
[null,"        Claims",0]
[null,"        Expenses",0]
[null,"        Other movements related to current service",0]
[null,"     Changes that relate to past service (changes in fulfilment cash flows re LIC)",0,{"$f":"SUM(D23:D24)","v":0},{"$f":"SUM(E23:E24)","v":0},0,0,0,0]
[null,"        Changes in estimates in LIC fulfilment cash flows",0]
[null,"        Experience adjustments in claims and other insurance service expenses in LIC ",0]
[null,"     Changes that relate to future service",0,{"$f":"D26+D27","v":0},{"$f":"E26+E27","v":0},0,0,0,0]
[null,"        Loss recovery related to losses on underlying insurance contracts at initial recognition",0]
[null,"        Loss recovery and reversals of recoveries related to underlying insurance contracts losses - subsequent measurement",0]
[]
[null,"Changes in Risk of Non-Performance",0]
[]
[null,"TOTAL NET EXPENSES FROM REINSURANCE CONTRACTS",{"$f":"C17+C15+C29","v":0},{"$f":"D17+D15+D29","v":0},{"$f":"E17+E15+E29","v":0},0,0,0,0]

{"sheet":"I6","index":57,"n_rows":22,"n_cols":19,"rows_kept":22,"cut":false,"hidden":false,"merged":[[2,1,2,18],[11,2,12,2],[11,3,12,3],[11,5,11,14],[11,15,11,17],[11,18,12,18],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I6: INSURANCE SERVICE RESULT"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,"Number of Policies in Force","Number of Direct Claims","Insurance Revenue","Insurance Service Expenses",null,null,null,null,null,null,null,null,null,"Net Expenses from Reinsurance Contracts Held",null,null,"Insurance Service Result"]
[null,"Class of Insurance",null,null,"Contracts Measured under GMM","Incurred claims and other expenses","Insurance acquisition cash flows expensed when incurred","Amortisation of insurance acquisition cashflows","Impairement of insurance acquisition cashflows","Reversal of impairement of assets for insurance acquisition cashflows","   Losses for the net outflow recognized on initial recognition","Losses and reversal of losses on onerous contracts ","   Experience adjustments in claims and other insurance service expenses in LIC","Changes to liabilities for incurred claims","Total","Allocation of reinsurance premiums","Amounts recoverable from reinsurers for incurred claims","Total"]
[null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life \nAssurance",{"$f":"'R1'!J39","v":0},{"$f":"SUM('R1'!G77:J77)","v":0},{"$f":"'I1'!D39","v":0},{"$f":"'I2'!D17+'I2'!D18+'I2'!D19+'I2'!D20+'I2'!D43+'I2'!D44+'I2'!D45+'I2'!D46","v":0},{"$f":"'I2'!D22+'I2'!D48","v":0},{"$f":"'I2'!D22+'I2'!D48","v":0},{"$f":"'I2'!D23+'I2'!D49","v":0},{"$f":"'I2'!D24+'I2'!D50","v":0},{"$f":"'I2'!D31+'I2'!D57","v":0},{"$f":"'I2'!D32+'I2'!D58","v":0},{"$f":"'I2'!D28+'I2'!D54","v":0},{"$f":"'I2'!D27+'I2'!D53","v":0},{"$f":"SUM(F15:N15)","v":0},{"$f":"I0!$E$25","v":0},{"$f":"'I9'!$D$19","v":0},{"$f":"SUM(P15:Q15)","v":0},{"$f":"E15-O15-R15","v":0}]
[null,"Pension\n",{"$f":"'R1'!J40","v":0},{"$f":"SUM('R1'!G78:J78)","v":0},{"$f":"'I1'!E39","v":0},{"$f":"'I2'!E17+'I2'!E18+'I2'!E19+'I2'!E20+'I2'!E43+'I2'!E44+'I2'!E45+'I2'!E46","v":0},{"$f":"'I2'!E21+'I2'!E47","v":0},{"$f":"'I2'!E22+'I2'!E48","v":0},{"$f":"'I2'!E23+'I2'!E59","v":0},{"$f":"'I2'!E24+'I2'!E50","v":0},{"$f":"'I2'!E31+'I2'!E57","v":0},{"$f":"'I2'!E32+'I2'!E58","v":0},{"$f":"'I2'!E28+'I2'!E54","v":0},{"$f":"'I2'!E27+'I2'!E53","v":0},{"$f":"SUM(F16:N16)","v":0},{"$f":"I0!$F$25","v":0},{"$f":"'I9'!$E$19","v":0},0,0]
[null,"Permanent \nHealth \nInsurance",{"$f":"'R1'!J41","v":0},{"$f":"SUM('R1'!G79:J79)","v":0},{"$f":"'I1'!F39","v":0},{"$f":"'I2'!F17+'I2'!F18+'I2'!F19+'I2'!F20+'I2'!F43+'I2'!F44+'I2'!F45+'I2'!F46","v":0},{"$f":"'I2'!F21+'I2'!F47","v":0},{"$f":"'I2'!F22+'I2'!F48","v":0},{"$f":"'I2'!F23+'I2'!F49","v":0},{"$f":"'I2'!F24+'I2'!F50","v":0},{"$f":"'I2'!F31+'I2'!F57","v":0},{"$f":"'I2'!F32+'I2'!F58","v":0},{"$f":"'I2'!F28+'I2'!F54","v":0},{"$f":"'I2'!F27+'I2'!F53","v":0},0,{"$f":"I0!$G$25","v":0},{"$f":"'I9'!$F$19","v":0},0,0]
[null,"Linked \nLong Term \nInsurance",{"$f":"'R1'!J42","v":0},{"$f":"SUM('R1'!G80:J80)","v":0},{"$f":"'I1'!G39","v":0},{"$f":"'I2'!G17+'I2'!G18+'I2'!G19+'I2'!G20+'I2'!G43+'I2'!G44+'I2'!G45+'I2'!G46","v":0},{"$f":"'I2'!G21+'I2'!G47","v":0},{"$f":"'I2'!G22+'I2'!G48","v":0},{"$f":"'I2'!G23+'I2'!G49","v":0},{"$f":"'I2'!G24+'I2'!G50","v":0},{"$f":"'I2'!G31+'I2'!G57","v":0},{"$f":"'I2'!G32+'I2'!G58","v":0},{"$f":"'I2'!G28+'I2'!G54","v":0},{"$f":"'I2'!G27+'I2'!G53","v":0},0,{"$f":"I0!$H$25","v":0},{"$f":"'I9'!$G$19","v":0},0,0]
[null,"Structured Investment-Linked Insurance Business",{"$f":"'R1'!J43","v":0},{"$f":"SUM('R1'!G81:J81)","v":0},{"$f":"'I1'!H39","v":0},{"$f":"'I2'!H17+'I2'!H18+'I2'!H19+'I2'!H20+'I2'!H43+'I2'!H44+'I2'!H45+'I2'!H46","v":0},{"$f":"'I2'!H21+'I2'!H47","v":0},{"$f":"'I2'!H22+'I2'!H48","v":0},{"$f":"'I2'!H23+'I2'!H49","v":0},{"$f":"'I2'!H24+'I2'!H50","v":0},{"$f":"'I2'!H31+'I2'!H57","v":0},{"$f":"'I2'!H32+'I2'!H58","v":0},{"$f":"'I2'!H28+'I2'!H54","v":0},{"$f":"'I2'!H27+'I2'!H53","v":0},0,{"$f":"I0!$I$25","v":0},{"$f":"'I9'!$I$19","v":0},0,0]
[null,"Others",{"$f":"'R1'!J44","v":0},{"$f":"SUM('R1'!G82:J82)","v":0},{"$f":"'I1'!I39","v":0},{"$f":"'I2'!I17+'I2'!I18+'I2'!I19+'I2'!I20+'I2'!I43+'I2'!I44+'I2'!I45+'I2'!I46","v":0},{"$f":"'I2'!I21+'I2'!I47","v":0},{"$f":"'I2'!I22+'I2'!I48","v":0},{"$f":"'I2'!I23+'I2'!I49","v":0},{"$f":"'I2'!I24+'I2'!I50","v":0},{"$f":"'I2'!I31+'I2'!I57","v":0},{"$f":"'I2'!I32+'I2'!I58","v":0},{"$f":"'I2'!I28+'I2'!I54","v":0},{"$f":"'I2'!I27+'I2'!I53","v":0},0,{"$f":"I0!$I$25","v":0},{"$f":"'I9'!$I$19","v":0},0,0]
[]
[null," TOTAL",{"$f":"SUM(C15:C20)","v":0},{"$f":"SUM(D15:D20)","v":0},0,0,0,0,0,0,0,0,null,null,0,0,0,0,0]

{"sheet":"I7","index":58,"n_rows":77,"n_cols":11,"rows_kept":77,"cut":false,"hidden":false,"merged":[[17,5,17,10],[2,1,2,10],[10,5,10,10],[11,1,12,3],[11,8,12,8],[11,9,12,9],[11,10,12,10],[11,5,12,5],[11,6,12,6],[11,7,12,7],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I7: REINSURANCE CEDED"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,null,null,null,"CLASSES"]
[null,null,null,null,null,"Life Assurance","Pension","Permanent Health Insurance","Linked Long term Insurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,null,null,null,null,null,null,null,"Structured Investment-Linked Insurance Business","Structured Investment-Linked Insurance Business"]
[null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"Gross premium"]
[]
[null,null,null,null,null,"Reinsurance Ceded"]
[null,"Reinsurer","Agency","Rating","Rate"]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C20&D20, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C21&D21, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C22&D22, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C23&D23, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C24&D24, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C25&D25, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C26&D26, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C27&D27, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C28&D28, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C29&D29, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C30&D30, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C31&D31, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C32&D32, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C33&D33, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C34&D34, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C35&D35, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C36&D36, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C37&D37, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C38&D38, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C39&D39, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C40&D40, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C41&D41, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C42&D42, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C43&D43, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C44&D44, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C45&D45, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C46&D46, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C47&D47, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C48&D48, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C49&D49, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C50&D50, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C51&D51, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C52&D52, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C53&D53, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C54&D54, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C55&D55, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C56&D56, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C57&D57, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C58&D58, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C59&D59, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C60&D60, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C61&D61, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C62&D62, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C63&D63, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C64&D64, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C65&D65, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C66&D66, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C67&D67, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C68&D68, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C69&D69, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C70&D70, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C71&D71, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C72&D72, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C73&D73, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C74&D74, Dev!F:F, 0)), 0)","v":0}]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C75&D75, Dev!F:F, 0)), 0)","v":0}]
[]
[null,"TOTAL REINSURANCE CEDED",null,null,null,{"$f":"SUM(F20:F75)","v":0},0,0,0,0,0]

{"sheet":"I8","index":59,"n_rows":20,"n_cols":13,"rows_kept":20,"cut":false,"hidden":false,"merged":[[9,12,10,12],[2,1,2,12],[9,2,9,6],[9,7,9,11],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I8: NET EXPENSES FROM REINSURANCE"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,"Allocation of reinsurance premiums",null,null,null,null,"Amounts recoverable from reinsurers for incurred claims",null,null,null,null,"Effect of changes in non-performance risk of reinsurers"]
[null,"Classes of Insurance","Quota Share","Surplus","Excess of Loss","Stop Loss","Total","Quota Share","Surplus","Excess of Loss","Stop Loss","Total"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life\n Assurance",null,null,null,null,{"$f":"SUM(C13:F13)","v":0},null,null,null,null,{"$f":"SUM(H13:K13)","v":0}]
[null,"Pension\n",null,null,null,null,{"$f":"SUM(C14:F14)","v":0},null,null,null,null,{"$f":"SUM(H14:K14)","v":0}]
[null,"Permanent\n Health\n Insurance",null,null,null,null,{"$f":"SUM(C15:F15)","v":0},null,null,null,null,{"$f":"SUM(H15:K15)","v":0}]
[null,"Linked \nLong Term\n Insurance",null,null,null,null,{"$f":"SUM(C16:F16)","v":0},null,null,null,null,{"$f":"SUM(H16:K16)","v":0}]
[null,"Structured Investment-Linked Insurance Business",null,null,null,null,{"$f":"SUM(C17:F17)","v":0},null,null,null,null,{"$f":"SUM(H17:K17)","v":0}]
[null,"Others",null,null,null,null,0,null,null,null,null,{"$f":"SUM(H18:K18)","v":0}]
[]
[null,"Total",{"$f":"SUM(C13:C18)","v":0},0,0,0,{"$f":"SUM(G13:G18)","v":0},0,0,0,0,0,0]

{"sheet":"I9","index":60,"n_rows":19,"n_cols":9,"rows_kept":19,"cut":false,"hidden":false,"merged":[[2,1,2,8],[10,1,12,1],[10,7,11,7],[10,8,11,8],[10,2,11,2],[10,3,11,3],[10,4,11,4],[10,5,11,5],[10,6,11,6],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I9: AMOUNT RECOVERABLE FROM REINSURERS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Description ","Total","Life Assurance","Pension","Permanent Health Insurance","Linked Long term Insurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,null,null,null,null,null,"Structured Investment-Linked Insurance Business","Structured Investment-Linked Insurance Business"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Amounts recoverable for claims and other expenses incurred in the period",{"$f":"SUM(D14:I14)","v":0}]
[null,"Adjustments for onerous underlying contracts",{"$f":"SUM(D15:I15)","v":0}]
[null,"Recognition and recovery of loss-recovery component",{"$f":"SUM(D16:I16)","v":0}]
[null,"Changes in amounts recoverable arising from changes in liability for incurred claims",0]
[]
[null,"TOTAL AMOUNT RECOVERABLE FROM REINSURER",{"$f":"SUM(C14:C17)","v":0},0,0,0,{"$f":"SUM(G14:G17)","v":0},0,0]

{"sheet":"PL0","index":61,"n_rows":49,"n_cols":5,"rows_kept":49,"cut":false,"hidden":false,"merged":[[2,1,2,4],[6,3,6,4],[9,2,10,2]]}
[]
[]
[null,"FORM PL0: STATEMENT OF PROFIT AND LOSS"]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!$C$14-IF(MOD(Specifications!$C$14,4)=0,366,365)","v":"2023-09-09"}]
[]
[null,null,"Links","Current Year","Previous Year"]
[null,null,null,{"$f":"Specifications!C15","v":"Rs."},{"$f":"Specifications!C15","v":"Rs."}]
[null,"Total insurance revenue",null,{"$f":"SUM(D13:D14)","v":0}]
[null,"Direct",{"$f":"HYPERLINK(\"#'I1'!A1\", \"I1\")","v":"I1"},{"$f":"'I1'!C22","v":0}]
[null,"Reinsurance Inwards",{"$f":"HYPERLINK(\"#'I1'!A1\", \"I1\")","v":"I1"},{"$f":"'I1'!C37","v":0}]
[]
[null,"Insurance service expenses",null,{"$f":"SUM(D17:D18)","v":0}]
[null,"Direct",{"$f":"HYPERLINK(\"#'I2'!A1\", \"I2\")","v":"I2"},{"$f":"'I2'!C34","v":0}]
[null,"Reinsurance Inwards","I2",{"$f":"'I2'!C60","v":0}]
[]
[null,"Insurance Service Result Before Reinsurance Contracts Held ",{"$f":"HYPERLINK(\"#'I0'!A1\", \"I0\")","v":"I0"},{"$f":"I0!D23","v":0},{"$f":"E12-E16","v":0}]
[]
[null,"Net income/(expenses) from reinsurance contracts held ",{"$f":"HYPERLINK(\"#'I0'!A1\", \"I0\")","v":"I0"},{"$f":"I0!D29","v":0}]
[]
[null,"Insurance service result ",{"$f":"HYPERLINK(\"#'I0'!A1\", \"I0\")","v":"I0"},{"$f":"SUM(D20:D22)","v":0},{"$f":"SUM(E20:E22)","v":0}]
[]
[null,"Net Insurance Financial Result",null,{"$f":"D28+D29","v":0}]
[]
[null,"Net finance income/(expenses) from insurance contracts held",{"$f":"HYPERLINK(\"#'I3'!A1\", \"I3\")","v":"I3"},{"$f":"'I3'!C30","v":0}]
[null,"Net finance income from reinsurance contracts held",{"$f":"HYPERLINK(\"#'I4'!A1\", \"I4\")","v":"I4"},{"$f":"'I4'!C33","v":0}]
[]
[null,"Net revenue from insurance and reinsurance contracts",null,{"$f":"D24+D26","v":0}]
[]
[null,"Other income"]
[null,"Non-attributable expenses",{"$f":"HYPERLINK(\"#'PL1'!A1\", \"PL1\")","v":"PL1"},{"$f":"'PL1'!C92","v":0}]
[]
[null,"Investment Income",{"$f":"HYPERLINK(\"#'PL2'!A1\", \"PL2\")","v":"PL2"},{"$f":"'PL2'!C51","v":0},{"$f":"'PL2'!D49","v":0}]
[]
[null,"Net Insurance Profit/(loss) before taxation ",null,{"$f":"D31+D33-D34+D36","v":0},{"$f":"E31+E33-E34+E36","v":0}]
[]
[null,"Taxation"]
[]
[null,"Net profit after tax",null,{"$f":"D38-D40","v":0},{"$f":"E38-E40","v":0}]
[]
[null,"Total Other Comprehensive Income",{"$f":"HYPERLINK(\"#'PL3'!A1\", \"PL3\")","v":"PL3"},{"$f":"'PL3'!C43","v":0}]
[]
[null,"Total Comprehensive Income",null,{"$f":"SUM(D42:D44)","v":0},{"$f":"SUM(E42:E44)","v":0}]
[]
[null,"Transfer to Life fund"]
[null,"Transfer to Equity"]

{"sheet":"PL1","index":62,"n_rows":92,"n_cols":9,"rows_kept":92,"cut":false,"hidden":false,"merged":[[2,1,2,8],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM PL1: NON ATTRIBUTABLE EXPENSES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"NON ATTRIBUTABLE EXPENSES","TOTAL","Life Assurance","Pension","Permanent Health Insurance","Linked Long Term Insurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Salaries and employee benefits",{"$f":"SUM(D13:I13)","v":0}]
[null,"Directors salaries, fees and benefits",0]
[null,"Audit fees",0]
[null,"Legal fees",{"$f":"SUM(D16:I16)","v":0}]
[null,"Actuarial fees",0]
[null,"Survey fees",0]
[null,"Marketing expenses",0]
[null,"Repairs & Maintenance",0]
[null,"Printing & stationery",0]
[null,"Travelling expenses",0]
[null,"Entertainment",0]
[null,"Provision for bad/doubtful debts",0]
[null,"Bad debts written off",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",{"$f":"SUM(D27:I27)","v":0}]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[]
[null,"Total Non Attributable Expenses",{"$f":"SUM(C13:C91)","v":0},{"$f":"SUM(D13:D91)","v":0},{"$f":"SUM(E13:E91)","v":0},0,0,0,0]

{"sheet":"PL2","index":63,"n_rows":51,"n_cols":4,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,3],[6,2,6,3],[10,1,11,1]]}
[]
[]
[null,"FORM PL2: INVESTMENT INCOME"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!$C$14-IF(MOD(Specifications!$C$14,4)=0,366,365)","v":"2023-09-09"}]
[]
[]
[null,null,"Current \nYear","Previous \nyear"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Net Investment Income: "]
[null,"Realized Gains (Losses) on Sale"]
[null,"Bonds"]
[null,"Mortgage Loans"]
[null,"Preferred & Common Shares"]
[null,"Investment Properties"]
[null,"Income from Derivative Activities"]
[null,"Others"]
[]
[null,"Total Realized Gains (Losses) on Sale",{"$f":"SUM(C15:C20)","v":0},{"$f":"SUM(D15:D20)","v":0}]
[]
[null,"Fair Value Gains (Losses)"]
[null,"Bonds"]
[null,"Mortgage Loans"]
[null,"Preferred & Common Shares"]
[null,"Investment Properties"]
[null,"Income from Derivative Activities"]
[null,"Others"]
[]
[null,"Total Fair Value Gains (Losses)",{"$f":"SUM(C25:C30)","v":0},{"$f":"SUM(D25:D30)","v":0}]
[]
[null,"Dividends"]
[null,"Coupons"]
[null,"Interest income"]
[null,"Rental Income including insurer's own use rental income"]
[null,"Other Investment Income from Derivative Assets"]
[null,"Income from Other Invested Assets"]
[]
[null,"Gross Investment Income",{"$f":"SUM(C34:C39)+C32+C22","v":0},{"$f":"SUM(D34:D39)+D32+D22","v":0}]
[]
[null,"Less"]
[null,"Investment Expenses (other than Investment Taxes)"]
[null,"Investment Taxes"]
[]
[null,"Net Investment Income",{"$f":"C41-SUM(C44:C45)","v":0},{"$f":"D41-SUM(D44:D45)","v":0}]
[]
[null,"Allowances for expected credit losses"]
[]
[null,"INVESTMENT INCOME",{"$f":"C47-C49","v":0},{"$f":"D47-D49","v":0}]

{"sheet":"PL3","index":64,"n_rows":43,"n_cols":3,"rows_kept":43,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM PL3: OTHER COMPREHENSIVE INCOME"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Profit for the year",{"$f":"PL0!D42","v":0}]
[]
[null,"Other comprehensive income"]
[]
[null,"Items to be classified to profit or loss in subsequent periods:"]
[null,"Exchange rate differences on translation of foreign orperations"]
[null,"Cash flow hedges"]
[null,"Increase/(decrease) arising on revaluation of financial \nassets at fair value through other comprehensive income"]
[]
[null,"Net other comprehensive income to be reclassified to profit and loss in subsequent periods: ",{"$f":"SUM(C18:C20)","v":0}]
[]
[null,"Items that will not be reclassified to profit or loss in \nsubsequent periods:"]
[null,"Increase/(Decrease) arising on revaluation of financial assets at fair value through other comprehensive income"]
[null,"Income tax effect"]
[]
[null,"Re-measurement gains/(losses) on defined benefit plans"]
[null,"Income tax effect"]
[]
[null,"Revaluation of land and buildings"]
[]
[null,"Net other comprehensive not be be reclassified to profit or loss in subsequent periods",{"$f":"SUM(C25:C31)","v":0}]
[]
[null,"Other comprehensive income relating to insurance contracts:"]
[null,"Finance income/(expense) from insurance contracts",{"$f":"'I3'!C30","v":0}]
[null,"Finance income/(expense) from reinsurance contracts",{"$f":"'I4'!C33","v":0}]
[]
[null,"Direct participating features"]
[]
[null,"Net other comprehensive income relating to insurance contracts",{"$f":"SUM(C36:C37,C39)","v":0}]
[]
[null,"OTHER COMPREHENSIVE INCOME FOR THE PERIOD, NET OF TAX",{"$f":"C41+C33+C22","v":0}]

{"sheet":"Capital Requirements >>>","index":65,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"C0","index":66,"n_rows":61,"n_cols":5,"rows_kept":61,"cut":false,"hidden":false,"merged":[[2,1,2,4],[6,3,6,4],[9,1,10,1],[9,2,10,2]]}
[]
[]
[null,"FORM C0: CAPITAL REQUIREMENTS"]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!$C$14-IF(MOD(Specifications!$C$14,4)=0,366,365)","v":"2023-09-09"}]
[]
[null,"Capital Available:","Annex","Current Years","Previous year"]
[null,null,null,{"$f":"Specifications!C15","v":"Rs."},{"$f":"Specifications!C15","v":"Rs."}]
[null,"Equity ",{"$f":"HYPERLINK(\"#'L0'!A1\",\"L0\")","v":"L0"},{"$f":"L0!D22","v":0},{"$f":"L0!E22","v":0}]
[null,"Add:"]
[null,"Surplus after bonuses and shareholders' profits",{"$f":"HYPERLINK(\"#'C11'!A1\",\"C11\")","v":"C11"},{"$f":"'C11'!H49","v":0}]
[null,"Contractual Service Margin",{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"},{"$f":"'IR1'!F35+'IR3'!F35-'IR2'!F35-'IR4'!F35","v":0}]
[null,"Other (Please Specify) :",null,{"$f":"SUM(D17:D28)","v":0},{"$f":"SUM(E17:E28)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Less: "]
[null,"Intangibles",{"$f":"HYPERLINK(\"#'A2'!A1\",\"A2\")","v":"A2"},{"$f":"'A2'!I14+'A2'!I16","v":0}]
[null,"Assets over concentration limit",null,{"$f":"'C2'!M78+'C3'!M78+'C4'!H79+'C5'!E26+'C6'!G77+'C7'!G80","v":0}]
[null,"Assets encumberred ",{"$f":"HYPERLINK(\"#'A13'!A1\",\"A13\")","v":"A13"},{"$f":"'A13'!C16","v":0}]
[null,"other (please specify) :",null,{"$f":"SUM(D34:D49)","v":0},{"$f":"SUM(E34:E49)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"TOTAL CAPITAL AVAILABLE",null,{"$f":"D12+D16+D14+D15-D30-D31-D32-D49","v":0},{"$f":"E12+E16+E15+E14-E30-E31-E32-E49","v":0}]
[]
[null,"Minimum Capital Requirement:",null,{"$f":"Specifications!C15","v":"Rs."},{"$f":"Specifications!C15","v":"Rs."}]
[null,"CAR",{"$f":"HYPERLINK(\"#'C1'!A1\",\"C1\")","v":"C1"},{"$f":"'C1'!L46","v":0}]
[null,"Add other (please specify)"]
[]
[null,"MINIMUM CAPITAL REQUIREMENT",null,{"$f":"SUM(D54:D55)","v":0},{"$f":"SUM(E54:E55)","v":0}]
[]
[null,"EXCESS CAPITAL AVAILABLE OVER MINIMUM CAPITAL REQUIREMENT",null,{"$f":"D51-D57","v":0},{"$f":"E51-E57","v":0}]
[]
[null,"CAPITAL AVAILABLE AS A % OF MINIMUM CAPITAL REQUIREMENT",null,{"$f":"IFERROR(D51/D57,0)","v":0},{"$f":"IFERROR(E59/E57,0)","v":0}]

{"sheet":"C1","index":67,"n_rows":46,"n_cols":12,"rows_kept":46,"cut":false,"hidden":false,"merged":[[2,1,2,11],[11,2,11,11],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM C1: CAPITAL ADEQUACY REQUIREMENTS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"CAPITAL ADEQUACY REQUIREMENTS"]
[]
[null,null,"Current Year"]
[null,null,"Life Assurance\nParticipating","Life Assurance\nNon- Participating","Non administered Pension Business Participating","Non administered Pension Business\nNon Participating","PHI\nParticipating","PHI\nNon Participating","LLTI","Structured Investment-Linked Insurance","Other","Total"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Lapse CAR",null,null,null,null,null,null,null,null,null,{"$f":"SUM(C15:K15)","v":0}]
[null,"Surrender CAR",null,null,null,null,null,null,null,null,null,{"$f":"SUM(C16:K16)","v":0}]
[null,"TCAR",{"$f":"SUM(C15:C16)","v":0},{"$f":"SUM(D15:D16)","v":0},0,0,0,0,0,0,0,{"$f":"SUM(L15:L16)","v":0}]
[]
[null,"Lapse Risk",null,null,null,null,null,null,null,null,null,0]
[null,"Surrender Risk",null,null,null,null,null,null,null,null,null,0]
[null,"Mortality Risk",null,null,null,null,null,null,null,null,null,0]
[null,"Morbidity Risk",null,null,null,null,null,null,null,null,null,0]
[null,"Medical fluctuation",null,null,null,null,null,null,null,null,null,0]
[null,"Annuitant mortality fluctuation",null,null,null,null,null,null,null,null,null,0]
[null,"Mortality, morbidity and medical assumptions risk",null,null,null,null,null,null,null,null,null,0]
[null,"Expense fluctuation risk",null,null,null,null,null,null,null,null,null,0]
[null,"Expense assumption risk",null,null,null,null,null,null,null,null,null,0]
[null,"Investment Risk:",{"$f":"MAX(C29:C30)","v":0},{"$f":"MAX(D29:D30)","v":0},0,0,0,0,0,0,0,0]
[null,"     Resilience capital Adequacy requirement",null,null,null,null,null,null,null,null,null,0]
[null,"     Worse investment return capital adequacy requirement",null,null,null,null,null,null,null,null,null,0]
[null,"Foreign exchange risk",null,null,null,null,null,null,null,null,null,0]
[null,"Understatement of Liabilities",null,null,null,null,null,null,null,null,null,0]
[null,"Other",null,null,null,null,null,null,null,null,null,0]
[]
[null,"IOCAR",{"$f":"((C19^2+C20^2+C21^2+C22^2+C23^2+C24^2+C25^2+C26^2+C27^2+C28^2+C31^2)^(0.5))+C32+C33","v":0},0,0,0,0,0,0,0,0,{"$f":"SUM(C35:K35)","v":0}]
[]
[null,"Investment adjustment factor"]
[]
[null,"OCAR",{"$f":"C35*C37","v":0},{"$f":"D35*D37","v":0},0,0,0,0,0,0,0,{"$f":"L35*L37","v":0}]
[]
[null,"Minimum capital",null,null,null,null,null,null,null,null,null,0]
[null,"13 weeks operation expenses",null,null,null,null,null,null,null,null,null,0]
[]
[null,"MCAR",{"$f":"MAX(C41:C42)","v":0},{"$f":"MAX(D41:D42)","v":0},0,0,0,0,0,0,0,0]
[]
[null,"CAR",{"$f":"MAX(C44,C39,C17)","v":0},0,0,0,0,0,0,0,0,0]

{"sheet":"C2","index":68,"n_rows":79,"n_cols":13,"rows_kept":79,"cut":false,"hidden":false,"merged":[[2,1,2,12],[22,1,24,1],[22,2,22,3],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM C2: INVESTMENT IN LISTED CORPORATES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Less: "]
[null,"1  Administered Pension business"]
[null,"2  Linked Business"]
[null,"3"]
[null,"4"]
[null,"5"]
[null,"Total",{"$f":"SUM(C13:C17)","v":0}]
[]
[null,"NET ASSETS",{"$f":"C11-C18","v":0}]
[null,"Concentration limit",{"$f":"Checks!E39","v":0.1}]
[]
[null,"Corporate","Term Deposits, Bonds and Debentures",null,"Loans","Structured notes and collateralised securities","Preference Shares","Ordinary Shares","Receivables","Holding by related companies","Total","Concentration Limit","Over Concentration Limit"]
[null,null,"Expiring <=1 year","Expiring >1 year"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C26:J26)","v":0},{"$f":"$C$21*$C$20","v":0},{"$f":"MAX(K26-L26,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C27:J27)","v":0},{"$f":"$C$21*$C$20","v":0},{"$f":"MAX(K27-L27,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C28:J28)","v":0},0,{"$f":"MAX(K28-L28,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C29:J29)","v":0},0,0]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C30:J30)","v":0},0,0]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C31:J31)","v":0},0,0]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C32:J32)","v":0},0,0]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(B33:J33)","v":0},0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(B66:J66)","v":0},{"$f":"$C$21*$C$20","v":0},0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,{"$f":"$C$21*$C$20","v":0},0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[]
[null,"TOTAL INVESTMENT IN LISTED CORPORATES",{"$f":"SUM(C26:C77)","v":0},{"$f":"SUM(D26:D77)","v":0},0,0,0,0,0,0,{"$f":"SUM(K26:K77)","v":0},null,{"$f":"SUM(M26:M77)","v":0}]
[0]

{"sheet":"C3","index":69,"n_rows":78,"n_cols":13,"rows_kept":78,"cut":false,"hidden":false,"merged":[[2,1,2,12],[21,1,23,1],[21,2,21,3],[5,2,5,4],[6,2,6,4]]}
[]
[]
[null,"FORM C3: INVESTMENT IN UNLISTED CORPORATES"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Less: "]
[null,"1  Administered Pension business"]
[null,"2  Linked Business"]
[null,"3"]
[null,"4"]
[null,"5"]
[null,"Total",{"$f":"SUM(C12:C16)","v":0}]
[]
[null,"NET ASSETS",{"$f":"C10-C17","v":0}]
[null,"Concentration limit",{"$f":"Checks!E40","v":0.05}]
[]
[null,"Corporate","Term Deposits, Bonds and Debentures",null,"Loans","Structure notes and collateralised securities","Preference Shares","Ordinary Shares","Receivables","Holding by related companies","Total","Concentration Limit","Over Concentration Limit"]
[null,null,"Expiring <=1 year","Expiring >1 year"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C25:J25)","v":0},{"$f":"$C$19*$C$20","v":0},{"$f":"MAX(K25-L25,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C26:J26)","v":0},0,{"$f":"MAX(K26-L26,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C65:J65)","v":0},{"$f":"$C$19*$C$20","v":0},0]
[null,null,null,null,null,null,null,null,null,null,0,{"$f":"$C$19*$C$20","v":0},0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C76:J76)","v":0},0,{"$f":"MAX(K76-L76,0)","v":0}]
[]
[null,"TOTAL INVESTMENT IN UNLISTED COPORATES",{"$f":"SUM(C25:C77)","v":0},0,0,0,0,0,0,0,0,null,0]

{"sheet":"C4","index":70,"n_rows":79,"n_cols":8,"rows_kept":79,"cut":false,"hidden":false,"merged":[[2,1,2,7],[22,1,23,1],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM C4: INVESTMENT IN PROPERTY"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Less: "]
[null,"1  Administered Pension business"]
[null,"2  Linked Business"]
[null,"3"]
[null,"4"]
[null,"5"]
[null,"Total",{"$f":"SUM(C13:C17)","v":0}]
[]
[null,"NET ASSETS",{"$f":"C11-C18","v":0}]
[null,"Concentration limit",{"$f":"Checks!E41","v":0.1}]
[]
[null,"Property","Investment Properties","Freehold Land and Building","Holding by related companies","Total","Concentration Limit","Over Concentration Limit"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,{"$f":"SUM(C25:E25)","v":0},{"$f":"$C$20*$C$21","v":0},{"$f":"MAX(F25-G25,0)","v":0}]
[null,null,null,null,null,{"$f":"SUM(C26:E26)","v":0},{"$f":"$C$20*$C$21","v":0},{"$f":"MAX(F26-G26,0)","v":0}]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,{"$f":"SUM(C66:E66)","v":0},{"$f":"$C$20*$C$21","v":0},{"$f":"MAX(F66-G66,0)","v":0}]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[]
[null,"TOTAL INVESTMENT IN PROPERTY",{"$f":"SUM(C25:C78)","v":0},{"$f":"SUM(D25:D78)","v":0},{"$f":"SUM(E25:E78)","v":0},{"$f":"SUM(F25:F78)","v":0},null,{"$f":"SUM(H25:H78)","v":0}]

{"sheet":"C5","index":71,"n_rows":26,"n_cols":5,"rows_kept":26,"cut":false,"hidden":false,"merged":[[2,1,2,4],[23,1,24,1],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM C5: INVESTMENT IN RELATED COMPANIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Less: "]
[null,"1  Administered Pension business"]
[null,"2  Linked Business"]
[null,"3"]
[null,"4"]
[null,"5"]
[null,"Total",{"$f":"SUM(C13:C17)","v":0}]
[]
[null,"NET ASSETS",{"$f":"C11-C18","v":0}]
[null,"Concentration limit",{"$f":"Checks!E42","v":0.1}]
[]
[]
[null,null,"Total","Concentration Limit","Over Concentration Limit"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Investment in associates and joint ventures",null,{"$f":"$C$21*$C$20","v":0},{"$f":"MAX(C26-D26,0)","v":0}]

{"sheet":"C6","index":72,"n_rows":77,"n_cols":7,"rows_kept":77,"cut":false,"hidden":false,"merged":[[2,1,2,6],[23,1,24,1],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM C6: INVESTMENT IN LISTED COMMODITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Less: "]
[null,"1  Administered Pension business"]
[null,"2  Linked Business"]
[null,"3"]
[null,"4"]
[null,"5"]
[null,"Total",{"$f":"SUM(C14:C18)","v":0}]
[]
[null,"NET ASSETS",{"$f":"C12-C19","v":0}]
[null,"Concentration limit",{"$f":"Checks!E43","v":0.1}]
[]
[null,"Commodity","Holding by Insurer","Holding by related companies","Total","Concentration Limit","Over Concentration Limit"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,{"$f":"SUM(C26:D26)","v":0},{"$f":"$C$21*$C$22","v":0},{"$f":"MAX(E26-F26,0)","v":0}]
[null,null,null,null,{"$f":"SUM(C27:D27)","v":0},{"$f":"$C$21*$C$22","v":0},{"$f":"MAX(E27-F27,0)","v":0}]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,{"$f":"SUM(C64:D64)","v":0},{"$f":"$C$21*$C$22","v":0},0]
[null,null,null,null,0,{"$f":"$C$21*$C$22","v":0},0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[]
[null,"TOTAL INVESTMENT IN COMMODITIES",{"$f":"SUM(C26:C76)","v":0},{"$f":"SUM(D26:D76)","v":0},{"$f":"SUM(E26:E76)","v":0},null,{"$f":"SUM(G26:G76)","v":0}]

{"sheet":"C7","index":73,"n_rows":80,"n_cols":7,"rows_kept":80,"cut":false,"hidden":false,"merged":[[2,1,2,6],[22,1,23,1],[5,2,5,4],[6,2,6,4]]}
[]
[]
[null,"FORM C7: INVESTMENT IN UNLISTED COMMODITIES"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!$C$14","v":"2024-09-09"}]
[]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Less: "]
[null,"1  Administered Pension business"]
[null,"2  Linked Business"]
[null,"3"]
[null,"4"]
[null,"5"]
[null,"Total",{"$f":"SUM(C13:C17)","v":0}]
[]
[null,"NET ASSETS",{"$f":"C11-C18","v":0}]
[null,"Concentration limit",{"$f":"Checks!E44","v":0.05}]
[]
[null,"Commodity","Holding by Insurer","Holding by related companies","Total","Concentration Limit","Over Concentration Limit"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,{"$f":"SUM(C25:D25)","v":0},{"$f":"$C$20*$C$21","v":0},{"$f":"MAX(E25-F25,0)","v":0}]
[null,null,null,null,{"$f":"SUM(C26:D26)","v":0},{"$f":"$C$20*$C$21","v":0},{"$f":"MAX(E26-F26,0)","v":0}]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,{"$f":"SUM(C66:D66)","v":0},{"$f":"$C$20*$C$21","v":0},0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[]
[null,"TOTAL INVESTMENT IN COMMODITIES",{"$f":"SUM(C25:C79)","v":0},{"$f":"SUM(D25:D79)","v":0},{"$f":"SUM(E25:E79)","v":0},null,{"$f":"SUM(G25:G79)","v":0}]

{"sheet":"C8","index":74,"n_rows":37,"n_cols":3,"rows_kept":37,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM C8: OTHER ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!$C$14","v":"2024-09-09"}]
[]
[]
[]
[null,"Concentration Limit",0.01]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[]
[null,"CONCENTRATION LIMIT"]
[]
[null,{"$f":"TEXT(C12,\"##%\") & \" \" & \"of Total Assets (Concentration Limit)\"","v":"1% of Total Assets (Concentration Limit)"},{"$f":"$C$12*C15","v":0}]
[null,"Total Other Assets",{"$f":"A0!D38","v":0}]
[]
[null,{"$f":"\"Lesser of Other Assets and\" & \" \" & TEXT(C12,\"##%\") & \" \" &\"of Total Assets\"","v":"Lesser of Other Assets and 1% of Total Assets"},{"$f":"MIN(C19:C20)","v":0}]
[null,{"$f":"\"35% of Lesser of Other Assets and\"&\" \"&TEXT(C12,\"##%\")&\" \"&\"of Total Assets\"","v":"35% of Lesser of Other Assets and 1% of Total Assets"},{"$f":"C22*0.35","v":0}]
[]
[null,{"$f":"\"EXCESS OF OTHER ASSETS OVER\" & \" \" & TEXT(C12,\"##%\") & \" \" & \"OF TOTAL ASSETS\"","v":"EXCESS OF OTHER ASSETS OVER 1% OF TOTAL ASSETS"}]
[]
[null,"Other Assets over Concentration limit",{"$f":"MAX(C20-C19,0)","v":0}]
[]
[null,"Capital required",{"$f":" C23+C27","v":0}]
[]
[]
[null,"Note: "]
[null,"Capital required for \"Other Assets\" is equal to 35% of the lesser of –"]
[null,"(i) Other Assets; or"]
[null,"(ii) 1% of Total Assets"]
[null,"And"]
[null,"Any excess of \"Other Assets\" over 1% of total assets"]

{"sheet":"C9","index":75,"n_rows":123,"n_cols":15,"rows_kept":123,"cut":false,"hidden":false,"merged":[[2,1,2,14],[12,2,12,5],[12,6,12,11],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM C9: POLICY & POLICY LIABILITY INFORMATION"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,"POLICY & POLICY LIABILITY INFORMATION"]
[null,null,"     Particulars of the policies valued",null,null,null,"          Value of"]
[null,null,"Number of policies","Sum Assured and Bonuses","Gross Yearly Premiums","Net Yearly Premiums","Sum Assured and Bonuses","Premiums","Expenses","Other / Reserves for LLTI","Reinsurance","Liability ",null,"Insurance Liability","Reinsurance asset"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"1  Life Assurance - Participating"]
[null,"1.1  With immediate participation in profits"]
[null,"(i) Annual premium policies*"]
[null,"(a) Individual"]
[null,"(b) Group"]
[null,"   (ii) Single premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[]
[null,"1.2  With deferred participation in profits"]
[null,"   (i) Annual premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[null,"   (ii) Single premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[]
[null,"2  Permanent Health Insurance - Participating"]
[null,"2.1  With immediate participation in profits"]
[null,"(i) Annual premium policies*"]
[null,"(a) Individual"]
[null,"(b) Group"]
[null,"   (ii) Single premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[]
[null,"2.2  With deferred participation in profits"]
[null,"   (i) Annual premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[null,"   (ii) Single premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[]
[null,"TOTAL ASSURANCES PARTICIPATING",{"$f":"SUM(C16:C48)","v":0},0,0,0,0,0,0,0,0,0,null,{"$f":"SUM(N16:N48)","v":0},{"$f":"SUM(O16:O48)","v":0}]
[]
[null,"3  Life Assurance - Non-Participating"]
[null,"3.1  Without participation in profits"]
[null,"   (i) Annual premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[null,"   (ii) Single premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[]
[null,"4  Permanent Health Insurance- Non-Participating"]
[null,"4.1  Without participation in profits"]
[null,"   (i) Annual premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[null,"   (ii) Single premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[]
[null,"TOTAL ASSURANCES NON PARTICIPATING",{"$f":"SUM(C52:C68)","v":0},{"$f":"SUM(D52:D68)","v":0},0,0,0,0,0,0,0,0,null,{"$f":"SUM(N52:N68)","v":0},0]
[]
[null,"TOTAL ASSURANCES",{"$f":"C50+C70","v":0},{"$f":"D50+D70","v":0},0,0,0,0,0,0,0,0,null,{"$f":"N50+N70","v":0},0]
[]
[null,"5  Annuities and Pensions"]
[null,"5.1  Immediate-"]
[null,"   A.  Partcipating"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[null,"   B. Non participating"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[]
[null,"5.2  Deferred-"]
[null,"    A. Participating"]
[null,"       (i) Annual premium policies*"]
[null,"           (a) Individual"]
[null,"           (b) Group"]
[null,"       (ii) Single premium policies*"]
[null,"           (a) Individual"]
[null,"           (b) Group"]
[null,"    B. Non participating"]
[null,"       (i) Annual premium policies*"]
[null,"           (a) Individual"]
[null,"           (b) Group"]
[null,"       (ii) Single premium policies*"]
[null,"           (a) Individual"]
[null,"           (b) Group"]
[]
[null,"TOTAL ANNUITIES AND PENSIONS",{"$f":"SUM(C74:C97)","v":0},0,0,0,0,0,0,0,0,0,null,{"$f":"SUM(N74:N97)","v":0},{"$f":"SUM(O74:O97)","v":0}]
[]
[null,"6  Linked Long Term Insurance"]
[null,"   (i) Annual premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[null,"   (ii) Single premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[]
[null,"TOTAL LINKED LONG TERM INSURANCE",{"$f":"SUM(C101:C107)","v":0},{"$f":"SUM(D101:D107)","v":0},0,0,0,0,0,0,0,0,null,{"$f":"SUM(N101:N107)","v":0},0]
[]
[null,"7  Structured Investment-Linked Insurance"]
[null,"   (i)Annual premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[null,"   (ii) Single premium policies *"]
[null,"       (a) Individual"]
[null,"       (b) Group"]
[]
[null,"TOTAL STRUCTURED INVESTMENT-LINKED INSURANCE",{"$f":"SUM(C111:C117)","v":0},{"$f":"SUM(D111:D117)","v":0},0,0,0,0,0,0,0,0,null,{"$f":"SUM(N111:N117)","v":0},0]
[]
[null,"8  Other Classes (to be specified)"]
[]
[null,"TOTAL OF THE RESULTS",{"$f":"C72+C99+C109+C119+C121","v":0},{"$f":"D72+D99+D109+D119+D121","v":0},0,0,0,0,0,0,0,0,null,{"$f":"N72+N99+N109+N119+N121","v":0},{"$f":"O72+O99+O109+O119+O121","v":0}]

{"sheet":"C10","index":76,"n_rows":217,"n_cols":12,"rows_kept":217,"cut":false,"hidden":false,"merged":[[2,1,2,11],[11,1,12,1],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM C10: ANALYSIS OF SURPLUS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,"Departure from Assumptions","Life Assurance Participating","Life Assurance Non Participating","Non Administered Pension Business\nParticipating","Non Administered Pension Business  Non Participating","PHI\nParticipating","PHI\nNon Participating","LLTI","Structured Investment-Linked Insurance","Other","Total"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Lapse",null,null,null,null,null,null,null,null,null,{"$f":"SUM(C14:K14)","v":0}]
[null,"Surender",null,null,null,null,null,null,null,null,null,{"$f":"SUM(C15:K15)","v":0}]
[null,"Mortality",null,null,null,null,null,null,null,null,null,0]
[null,"Morbidity",null,null,null,null,null,null,null,null,null,0]
[null,"Medical",null,null,null,null,null,null,null,null,null,0]
[null,"Expense",null,null,null,null,null,null,null,null,null,0]
[null,"Commission",null,null,null,null,null,null,null,null,null,0]
[null,"Investment",null,null,null,null,null,null,null,null,null,0]
[null,"Exchange Rate Differences",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Change in basis (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Other (please specify)",null,null,null,null,null,null,null,null,null,0]
[null,"Total",{"$f":"SUM(C14:C216)","v":0},0,0,0,0,0,0,0,0,0]

{"sheet":"C11","index":77,"n_rows":49,"n_cols":8,"rows_kept":49,"cut":false,"hidden":false,"merged":[[2,1,2,7],[11,2,11,7],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM C11: LIFE FUND ANALYSIS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Life Fund"]
[null,null,"Current Year"]
[null,null,"Participating","Non Participating","LLTI","Structured Investment-Linked Insurance","Other","Total"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life Fund",null,null,null,null,null,{"$f":"SUM(C15:G15)","v":0}]
[null,"Less Pension Business (administration only)",null,null,null,null,null,{"$f":"SUM(C16:G16)","v":0}]
[null,"Life Fund without Administered Pension business",{"$f":"C15-C16","v":0},{"$f":"D15-D16","v":0},0,0,{"$f":"G15-G16","v":0},{"$f":"SUM(C17:G17)","v":0}]
[]
[null,"Less: Actuarial Liability"]
[null,"     Life Assurance",null,null,null,null,null,{"$f":"SUM(C20:G20)","v":0}]
[null,"     Non administered Pension Business",null,null,null,null,null,{"$f":"SUM(C21:G21)","v":0}]
[null,"     Permanent Health Insurance",null,null,null,null,null,{"$f":"SUM(C22:G22)","v":0}]
[null,"     Linked-Long Term Insurance - Unit Fund",null,null,null,null,null,{"$f":"SUM(C23:G23)","v":0}]
[null,"     Linked-Long Term Insurance - Non Unit Fund"]
[null,"     Bonus Smoothing Reserve",null,null,null,null,null,{"$f":"SUM(C25:G25)","v":0}]
[null,"     Other (please specify)",null,null,null,null,null,{"$f":"SUM(C26:G26)","v":0}]
[null,"     Total",{"$f":"SUM(C20:C26)","v":0},{"$f":"SUM(D20:D26)","v":0},{"$f":"SUM(E20:E26)","v":0},{"$f":"SUM(F20:F26)","v":0},{"$f":"SUM(G20:G26)","v":0},{"$f":"SUM(C27:G27)","v":0}]
[]
[null,"Surplus (Bonus Stabilisation Reserve)",{"$f":"C17-C27","v":0},{"$f":"D17-D27","v":0},{"$f":"E17-E27","v":0},{"$f":"F17-F27","v":0},{"$f":"G17-G27","v":0},{"$f":"SUM(C29:G29)","v":0}]
[]
[null,"Reversionary Bonuses:"]
[null,{"$f":"B20","v":"     Life Assurance"},null,null,null,null,null,{"$f":"SUM(C32:G32)","v":0}]
[null,{"$f":"B21","v":"     Non administered Pension Business"},null,null,null,null,null,{"$f":"SUM(C33:G33)","v":0}]
[null,{"$f":"B22","v":"     Permanent Health Insurance"},null,null,null,null,null,{"$f":"SUM(C34:G34)","v":0}]
[null,"     Other (please specify)",null,null,null,null,null,{"$f":"SUM(C35:G35)","v":0}]
[null,"     Total",{"$f":"SUM(C32:C35)","v":0},{"$f":"SUM(D32:D35)","v":0},0,0,0,{"$f":"SUM(C36:G36)","v":0}]
[]
[null,"Other Bonuses"]
[null,{"$f":"B32","v":"     Life Assurance"},null,null,null,null,null,{"$f":"SUM(C39:G39)","v":0}]
[null,{"$f":"B33","v":"     Non administered Pension Business"},null,null,null,null,null,{"$f":"SUM(C40:G40)","v":0}]
[null,{"$f":"B34","v":"     Permanent Health Insurance"},null,null,null,null,null,{"$f":"SUM(C41:G41)","v":0}]
[null,{"$f":"B35","v":"     Other (please specify)"},null,null,null,null,null,{"$f":"SUM(C42:G42)","v":0}]
[null,{"$f":"B36","v":"     Total"},{"$f":"SUM(C39:C42)","v":0},{"$f":"SUM(D39:D42)","v":0},0,0,0,{"$f":"SUM(C43:G43)","v":0}]
[]
[null,"Total Bonus vested",{"$f":"C36+C43","v":0},{"$f":"D36+D43","v":0},0,0,0,{"$f":"SUM(C45:G45)","v":0}]
[]
[null,"Surplus Allocated to Shareholders",null,null,null,null,null,{"$f":"SUM(C47:G47)","v":0}]
[]
[null,"Surplus after bonuses and shareholders' profit",{"$f":"C29-C45-C47","v":0},{"$f":"D29-D45-D47","v":0},0,0,0,{"$f":"SUM(C49:G49)","v":0}]

{"sheet":"Reporting >>>","index":78,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"R1","index":79,"n_rows":181,"n_cols":10,"rows_kept":181,"cut":false,"hidden":false,"merged":[[127,2,127,9],[142,2,142,9],[156,2,156,9],[171,2,171,9],[2,1,2,9],[12,2,12,9],[24,2,24,9],[36,2,36,9],[101,2,101,9],[113,2,113,9],[50,2,50,9],[62,2,62,9],[74,2,74,9],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM R1: QUARTERLY RETURNS (DIRECT BUSINESS) - POLICIES, PREMIUMS, CLAIMS , LAPSES, SURRENDER AND MATURITY"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"POLICIES"]
[]
[null,null,"Personal Lines"]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Number of Policies",{"$f":"SUM(C15:C20)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,null,"Commercial Lines"]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Number of Policies",{"$f":"SUM(C27:C32)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,null,"Total"]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance",{"$f":"C15+C27","v":0},0,0,0,0,0,0,0]
[null,"Pension",0,0,0,0,0,0,0,0]
[null,"Permanent Health Insurance",0,0,0,0,0,0,0,0]
[null,"Linked Long Term Insurance",0,0,0,0,0,0,0,0]
[null,"Structured Investment-Linked Insurance Business",0,0,0,0,0,0,0,0]
[null,"Others",0,0,0,0,0,0,0,0]
[]
[null,"Total Number of Policies",{"$f":"SUM(C39:C44)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,"CLAIMS"]
[]
[null,null,"Personal Lines"]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Number of Claims",{"$f":"SUM(C53:C58)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,null,"Commercial Lines"]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Number of Claims",{"$f":"SUM(C65:C70)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,null,"Total"]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance",{"$f":"C53+C65","v":0},0,0,0,0,0,0,0]
[null,"Pension",{"$f":"C54+C66","v":0},0,0,0,0,0,0,0]
[null,"Permanent Health Insurance",{"$f":"C55+C67","v":0},0,0,0,0,0,0,0]
[null,"Linked Long Term Insurance",{"$f":"C56+C68","v":0},0,0,0,0,0,0,0]
[null,"Structured Investment-Linked Insurance Business",{"$f":"C57+C69","v":0},0,0,0,0,0,0,0]
[null,"Others",{"$f":"C58+C70","v":0},0,0,0,0,0,0,0]
[]
[null,"Total Number of Claims",{"$f":"SUM(C77:C82)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,"EXPOSURE"]
[]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Exposure",{"$f":"SUM(C90:C95)","v":0},{"$f":"SUM(D90:D95)","v":0},0,0,0,0,0,0]
[]
[null,"PREMIUMS"]
[]
[]
[null,"Premium from policies incepting before June 2008",{"$f":"\"Total Gross Premium (\"&Specifications!$C$15&\")\"","v":"Total Gross Premium (Rs.)"}]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Gross Premium",{"$f":"SUM(C104:C109)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,"Premium from policies incepting after June 2008",{"$f":"\"Total Gross Premium (\"&Specifications!$C$15&\")\"","v":"Total Gross Premium (Rs.)"}]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Gross Premium",{"$f":"SUM(C116:C121)","v":0},0,0,0,0,0,0,0]
[]
[null,"CLAIMS"]
[]
[]
[null,null,{"$f":"\"Total Gross Claims (\"&Specifications!$C$15&\")\"","v":"Total Gross Claims (Rs.)"}]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Gross Claims",{"$f":"SUM(C130:C135)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,"LAPSES"]
[]
[]
[null,null,"Total Lapses"]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Lapses",{"$f":"SUM(C145:C150)","v":0},0,0,0,0,0,0,0]
[]
[null,"SURRENDER"]
[]
[]
[null,null,"Total Surrender"]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Surrender",{"$f":"SUM(C159:C164)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,"MATURITY"]
[]
[]
[null,null,"Total Maturity"]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Maturity",{"$f":"SUM(C174:C179)","v":0},0,0,0,0,0,0,0]

{"sheet":"R2","index":80,"n_rows":54,"n_cols":10,"rows_kept":54,"cut":false,"hidden":false,"merged":[[30,2,30,9],[44,2,44,9],[2,1,2,9],[18,2,18,9],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM R2: QUARTERLY RETURNS (REINSURANCE INWARDS)  - POLICIES, PREMIUMS AND CLAIMS "]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"POLICIES"]
[]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Total Number of Policies"]
[]
[null,"PREMIUMS"]
[]
[]
[null,"Premium from policies incepting before June 2008",{"$f":"\"Total Gross Premium (\"&Specifications!$C$15&\")\"","v":"Total Gross Premium (Rs.)"}]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Gross Premium",0,0,0,0,0,0,0,0]
[]
[]
[null,"Premium from policies incepting after June 2008",{"$f":"\"Total Gross Premium (\"&Specifications!$C$15&\")\"","v":"Total Gross Premium (Rs.)"}]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Gross Premium",0,0,0,0,0,0,0,0]
[]
[null,"CLAIMS"]
[]
[]
[null,null,{"$f":"\"Total Gross Claims (\"&Specifications!$C$15&\")\"","v":"Total Gross Claims (Rs.)"}]
[null,null,{"$f":"YEAR(Specifications!C14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!C14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!C14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!C14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!C14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!C14) & \" Q4\"","v":"2024 Q4"}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"Total Gross Claims",0,0,0,0,0,0,0,0]

{"sheet":"R3","index":81,"n_rows":21,"n_cols":4,"rows_kept":21,"cut":false,"hidden":false,"merged":[[2,1,2,3],[6,2,6,3]]}
[]
[]
[null,"FORM R3: COMMISSIONS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!$C$14-IF(MOD(Specifications!$C$14,4)=0,366,365)","v":"2023-09-09"}]
[]
[]
[]
[null,null,"Current Year","Previous Year"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null,"TOTAL COMMISSIONS",{"$f":"SUM(C14:C19)","v":0},{"$f":"SUM(D14:D19)","v":0}]

{"sheet":"R4","index":82,"n_rows":43,"n_cols":6,"rows_kept":43,"cut":false,"hidden":false,"merged":[[2,1,2,5],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM R4: FINANCIAL RATIOS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Current \nYear (CY)","CY-1","CY-2","CY-3"]
[]
[null,"BALANCE SHEET SUMMARY"]
[null,"Assets",{"$f":"A0!D40","v":0},{"$f":"A0!E40","v":0}]
[null,"Liabilities",{"$f":"L0!D43","v":0},{"$f":"L0!E43","v":0}]
[null,"Equity",{"$f":"L0!D22","v":0},{"$f":"L0!E22","v":0}]
[]
[null,"PROFITABILITY"]
[null,"Insurance Service Result",{"$f":"PL0!D24","v":0},{"$f":"PL0!E24","v":0}]
[null,"Net profit after tax",{"$f":"PL0!D42","v":0},{"$f":"PL0!E42","v":0}]
[null,"Cash flows - Premiums received for Insurance Contracts",{"$f":"'IR9'!C17","v":0}]
[null,"Insurance Revenue",{"$f":"PL0!D12","v":0},{"$f":"PL0!E12","v":0}]
[null,"Insurance Service Expenses",{"$f":"PL0!D16","v":0},{"$f":"PL0!E16","v":0}]
[null,"Gross Written Premium",{"$f":"SUM('R1'!G111:J111)+SUM('R1'!G123:J123)+SUM('R2'!G28:J28) +SUM('R2'!G40:J40)","v":0},{"$f":"SUM('R1'!C111:F111)+SUM('R1'!C123:F123)+SUM('R2'!C28:F28)+SUM('R2'!C40:F40)","v":0}]
[null,"Change in Gross Writings",{"$f":"D24-C24","v":0},{"$f":"E24-D24","v":0},0]
[null,"Gross Claims Paid",{"$f":"SUM('R1'!G137:J137)+SUM('R2'!G54:J54)","v":0},{"$f":"SUM('R1'!C137:F137)+SUM('R2'!C54:F54)","v":0}]
[null,"Gross Loss ratio",{"$f":"IFERROR(C26/C24, 0)","v":0},{"$f":"IFERROR(D26/D24, 0)","v":0}]
[null,"Gross Combined ratio",{"$f":"IFERROR((C23)/(C22), 0)","v":0}]
[null,"Net Combined ratio",0]
[null,"Underwriting margin on revenues",{"$f":"IFERROR(I0!D31/I0!D15,0)","v":0}]
[null,"Underwriting margin on liabilities",{"$f":"IFERROR(I0!D31/L0!D26,0)","v":0}]
[null,"Gross Contractual service margin",{"$f":"'IR2'!F35","v":0}]
[null,"Net Contractual service margin",{"$f":"'IR2'!F35-'IR4'!F35","v":0}]
[]
[null,"OTHER RATIOS"]
[null,"Change in life fund"]
[null,"Equity as a % of liabilities",{"$f":"IFERROR(C16/C15, 0)","v":0},{"$f":"IFERROR(D16/D15, 0)","v":0}]
[null,"Gross Loss Reserve Ratio",{"$f":"IFERROR('IR2'!H35/C24, 0)","v":0}]
[null,"Net Loss Reserve Ratio",{"$f":"IFERROR(('IR2'!H35-'IR4'!H35)/C24, 0)","v":0}]
[null,"Debt to Equity",{"$f":"IFERROR(C15/C16, 0)","v":0},{"$f":"IFERROR(D15/D16, 0)","v":0}]
[null,"Return on Equity",{"$f":"IFERROR(C20/L0!D22, 0)","v":0},{"$f":"IFERROR(D20/L0!E22, 0)","v":0}]
[null,"Profit Margin",{"$f":"IFERROR(C19/C22, 0)","v":0},{"$f":"IFERROR(D19/D22, 0)","v":0}]
[null,"Capital Available as a % of Minimum Capital Required ",{"$f":"C0!D61","v":0},{"$f":"C0!E61","v":0}]

{"sheet":"R5_OUTDATED","index":83,"n_rows":21,"n_cols":7,"rows_kept":21,"cut":false,"hidden":true,"merged":[[2,1,2,4],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM R5: INSURED VALUE AND POLICY LIMIT"]
[null,null,null,null,null,null,"To remove"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,"Total Insured Value","Total exposure","Maximum insured limit"]
[null,"Class of Insurance",{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Life Assurance"]
[null,"Pension"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment-Linked Insurance Business"]
[null,"Others"]
[]
[null," TOTAL",{"$f":"SUM(C14:C19)","v":0},{"$f":"SUM(D14:D19)","v":0},{"$f":"SUM(E14:E19)","v":0}]

{"sheet":"R5","index":84,"n_rows":32,"n_cols":6,"rows_kept":32,"cut":false,"hidden":false,"merged":[[2,1,2,5],[9,1,11,1],[9,2,10,2],[9,3,10,3],[9,4,9,5],[5,2,5,4],[6,2,6,4]]}
[]
[]
[null,"FORM R5: REINSURANCE CONTRACTS HELD"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Premium allocated to reinsurer","Amout recoverable","Net Reinsurance Contract Assets/Liabilities Held"]
[null,null,null,null,"Current Year","Prior Year"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"NON-PARTICIPATING"]
[null,"Individual "]
[null,"Life Assurance"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment- Linked Insurance"]
[null,"Annuity and Pension"]
[null,"Others"]
[null,"Total Individual",{"$f":"SUM(C15:C20)","v":0},{"$f":"SUM(D15:D20)","v":0},{"$f":"SUM(E15:E20)","v":0},{"$f":"SUM(F15:F20)","v":0}]
[]
[null,"Group "]
[null,"Life Assurance"]
[null,"Permanent Health Insurance"]
[null,"Linked Long Term Insurance"]
[null,"Structured Investment- Linked Insurance"]
[null,"Annuity and Pension"]
[null,"Others"]
[null,"Total Group",{"$f":"SUM(C24:C29)","v":0},0,0,0]
[]
[null,"Total",{"$f":"C30+C21","v":0},{"$f":"D30+D21","v":0},{"$f":"E30+E21","v":0},{"$f":"F30+F21","v":0}]

{"sheet":"R6","index":85,"n_rows":21,"n_cols":7,"rows_kept":21,"cut":false,"hidden":false,"merged":[[2,1,2,6],[10,1,12,1],[10,2,10,3],[10,4,10,5],[10,6,11,6],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM R6: ONEROUS CONTRACTS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!$C$14","v":"2024-09-09"}]
[]
[]
[null,null,"Contracts issued",null,"Contracts acquired",null,"Total"]
[null,null,"Non-onerous","Onerous","Non-onerous","Onerous"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Insurance contract liabilities"]
[null,"Estimates of present value of future cash outflows, excluding insurance acquisition cost",null,null,null,null,{"$f":"SUM(C15:F15)","v":0}]
[null,"Estimates of insurance acquisition cash flows",null,null,null,null,{"$f":"SUM(C16:F16)","v":0}]
[null,"Estimates of present value of future outflows",{"$f":"SUM(C15:C16)","v":0},{"$f":"SUM(D15:D16)","v":0},0,0,0]
[null,"Estimates of present value of future cash inflows",null,null,null,null,0]
[null,"Risk adjustment",null,null,null,null,0]
[null,"Contractual service margin",null,null,null,null,0]
[null,"Amount included in insurance contract liabilities for the period",{"$f":"SUM(C17:C20)","v":0},{"$f":"SUM(D17:D20)","v":0},{"$f":"SUM(E17:E20)","v":0},{"$f":"SUM(F17:F20)","v":0},0]

{"sheet":"R7","index":86,"n_rows":68,"n_cols":8,"rows_kept":68,"cut":false,"hidden":false,"merged":[[2,1,2,7],[12,1,14,1],[12,2,13,2],[12,3,13,3],[12,4,13,4],[12,5,13,5],[12,6,13,6],[12,7,13,7],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM R7: DISCOUNT RATES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!$C$5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!$C$14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,"Description ","Life Assurance","Pension","Permanent Health Insurance","Linked Long term Insurance","Structured Investment-Linked Insurance Business","Others"]
[null,null,null,null,null,null,"Structured Investment-Linked Insurance Business"]
[null,null,"%","%","%","%","%","%"]
[]
[null,"LIABILITY FOR INCURRED CLAIMS"]
[]
[null,"Insurance contract issued"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]
[]
[null,"Reinsurance contract issued"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]
[]
[null,"Reinsurance contract held"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]
[]
[]
[null,"LIABILITY FOR REMAINING COVERAGE - GMM"]
[]
[null,"Insurance contract issued"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]
[]
[null,"Reinsurance contract issued"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]
[]
[null,"Reinsurance contract held"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]

{"sheet":"R8","index":87,"n_rows":41,"n_cols":16,"rows_kept":41,"cut":false,"hidden":false,"merged":[[21,15,23,15],[22,1,23,1],[22,2,22,7],[22,9,22,14],[6,2,6,3],[2,1,2,15],[10,2,10,14],[10,15,12,15],[11,1,12,1],[11,2,11,7],[11,9,11,14],[7,2,7,3],[33,1,34,1],[33,2,34,2],[33,3,34,3],[33,4,34,4],[21,2,21,14]]}
[]
[]
[null,"FORM R8: ANALYSIS OF AMOUNTS LIFE INSURANCE EFFECTED AND IN FORCE"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Non- Participating",null,null,null,null,null,null,null,null,null,null,null,null,"Total"]
[null,null,"Individual",null,null,null,null,null,null,"Group"]
[null,null,"Life Assurance","Permanent Health Insurance","Linked Long Term Insurance","Structured Investment- Linked Insurance","Annuity and Pension","Others",null,"Life Assurance","Permanent Health Insurance","Linked Long Term Insurance","Structured Investment- Linked Insurance","Annuity and Pension","Others"]
[null,"New Business"]
[null,"Insurance Contracts",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C15:O15)","v":0}]
[null,"Reinsurance Contracts Held",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,"In Force"]
[null,"Insurance Contracts",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,"Reinsurance Contracts Held",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,null,"Participating",null,null,null,null,null,null,null,null,null,null,null,null,"Total"]
[null,null,"Individual",null,null,null,null,null,null,"Group"]
[null,null,"Life Assurance","Permanent Health Insurance","Linked Long Term Insurance","Structured Investment- Linked Insurance","Annuity and Pension","Others",null,"Life Assurance","Permanent Health Insurance","Linked Long Term Insurance","Structured Investment- Linked Insurance","Annuity and Pension","Others"]
[null,"New Business"]
[null,"Insurance Contracts",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C26:O26)","v":0}]
[null,"Reinsurance Contracts Held",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,"In Force"]
[null,"Insurance Contracts",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,"Reinsurance Contracts Held",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,null,"Total Participating","Total Non-Participating","Total "]
[]
[null,"New Business"]
[null,"Insurance Contracts",{"$f":"P26","v":0},{"$f":"P15","v":0},{"$f":"C37+D37","v":0}]
[null,"Reinsurance Contracts Held",0,0,0]
[null,"In Force"]
[null,"Insurance Contracts",0,0,0]
[null,"Reinsurance Contracts Held",0,0,0]

{"sheet":"R9","index":88,"n_rows":59,"n_cols":11,"rows_kept":59,"cut":false,"hidden":false,"merged":[[10,9,11,9],[10,10,11,10],[2,1,2,10],[10,1,11,1],[10,2,11,2],[10,3,11,3],[10,4,11,4],[10,5,11,5],[10,6,11,6],[10,7,11,7],[10,8,11,8],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM R9: REMAINING CONCTRACTUAL SERVICE MARGIN FROM INSURANCE CONTRACTS ESTIMATED AT THE END OF THE YEAR"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"1 Year or less"," 1 -2 Years","2-3 Years","3-4 Years","4-5 Years","5-10 Years","10 - 20 Years","More than 20 Years","Total"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"CURRENT YEAR"]
[null,"Insurance Contracts",null,null,null,null,null,null,null,null,{"$f":"SUM(C15:J15)","v":0}]
[null,"Total Insurance Contracts",{"$f":"C15","v":0},{"$f":"D15","v":0},0,0,0,0,0,0,{"$f":"SUM(C16:J16)","v":0}]
[]
[null,"Total Reinsurance Contract Held",null,null,null,null,null,null,null,null,{"$f":"SUM(C18:J18)","v":0}]
[]
[null,"NON-PARTICIPATING"]
[null,"Individual ",null,null,null,null,null,null,null,null,{"$f":"SUM(C21:J21)","v":0}]
[null,"Life Assurance",null,null,null,null,null,null,null,null,0]
[null,"Permanent Health Insurance",null,null,null,null,null,null,null,null,0]
[null,"Linked Long Term Insurance",null,null,null,null,null,null,null,null,0]
[null,"Structured Investment- Linked Insurance",null,null,null,null,null,null,null,null,0]
[null,"Annuity and Pension",null,null,null,null,null,null,null,null,0]
[null,"Others",null,null,null,null,null,null,null,null,0]
[]
[null,"Group "]
[null,"Life Assurance",null,null,null,null,null,null,null,null,{"$f":"SUM(C30:J30)","v":0}]
[null,"Permanent Health Insurance",null,null,null,null,null,null,null,null,0]
[null,"Linked Long Term Insurance",null,null,null,null,null,null,null,null,0]
[null,"Structured Investment- Linked Insurance",null,null,null,null,null,null,null,null,0]
[null,"Annuity and Pension",null,null,null,null,null,null,null,null,0]
[null,"Others",null,null,null,null,null,null,null,null,0]
[]
[null,"Total Non-Participating",{"$f":"SUM(C21:C35)","v":0},{"$f":"SUM(D21:D35)","v":0},0,0,0,0,0,0,0]
[]
[null,"PARTICIPATING"]
[null,"Individual "]
[null,"Life Assurance",null,null,null,null,null,null,null,null,{"$f":"SUM(C41:J41)","v":0}]
[null,"Permanent Health Insurance",null,null,null,null,null,null,null,null,0]
[null,"Linked Long Term Insurance",null,null,null,null,null,null,null,null,0]
[null,"Structured Investment- Linked Insurance",null,null,null,null,null,null,null,null,0]
[null,"Annuity and Pension",null,null,null,null,null,null,null,null,0]
[null,"Others",null,null,null,null,null,null,null,null,0]
[]
[null,"Group "]
[null,"Life Assurance",null,null,null,null,null,null,null,null,{"$f":"SUM(C49:J49)","v":0}]
[null,"Permanent Health Insurance",null,null,null,null,null,null,null,null,0]
[null,"Linked Long Term Insurance",null,null,null,null,null,null,null,null,0]
[null,"Structured Investment- Linked Insurance",null,null,null,null,null,null,null,null,0]
[null,"Annuity and Pension"]
[null,"Others",null,null,null,null,null,null,null,null,0]
[]
[null,"Total Participating",{"$f":"SUM(C40:C54)","v":0},{"$f":"SUM(D40:D54)","v":0},0,0,0,0,0,0,0]
[]
[null,"Total Participating & Non-Participating",{"$f":"C56+C37","v":0},{"$f":"D56+D37","v":0},0,0,0,0,0,0,{"$f":"SUM(C58:J58)","v":0}]
[null,"Other",null,null,null,null,null,null,null,null,0]

{"sheet":"Report >>>","index":89,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":true,"merged":[]}

{"sheet":"Workings- F3","index":90,"n_rows":22,"n_cols":7,"rows_kept":22,"cut":false,"hidden":true,"merged":[[0,0,0,4],[5,4,6,4],[7,4,21,4],[9,6,11,10],[13,6,14,10]]}
["Form 3"]
[]
["Capital Adequacy Requirements"]
[]
[null,"Description","Formula","EY Comments","CAR Formula"]
["Lapse CAR","It is applicable to policies with no surrender values. It is the amount required to ensure that no policy has a negative liability*\n\n*Liability refers to the total amount of liability as determined in the Insurance (Long Term Insurance Business Solvency) Rules 2007, before taking any other capital adequacy requirements into account. \n\nLiability amount is to be provided by the Insurer",null,"- How does negative liability on IFRS4 vs IFRS 17 compare?","TCAR = Lapse CAR + Surrender CAR"]
["Surrender CAR","It is the amount required to ensure that no policy's liability is less than its current surrender value or guaranteed surrender value whichever is higher. \n\nFor policies that cannot be surrendered or transferred from long term insurer the amount is zero. \n\nCurrent surrender value and guaranteed surrender value are to be provided by the Insurer",null,"- What is included in the policy liability? \n- Does it include zeroisation? "]
["Lapse Risk","It is applicable to policies with no surrender values. It equals 40% of the amount required to ensure that no policy has a negative liability before taking into account the effect of any negative bonus stabilisation reserve.\n\nLiability amount (excluding effect of negative bonus stabilisation reserve) to be provided by the Insurer\n\nExtra amount to the base lapse risk should be considered if:\n\n1) There are fluctuations in the yearly office's lapse experience or the trend in lapses has been worsening over time.\n2) The typical level of base lapses has exceed 20% of policies that could lapse per year.\n\nIf any of above condition exists, Insurer should disclose.\n\n","40% of Lapse CAR \n(before effect of any negative bonus stabilisation reserve)"," Same issue as with Lapse Risk\n- What is the negative liability?","IOCAR="]
["Surrender Risk","It equals 20% of the amount required to ensure that no policy's liability, before taking into account the effect of any negative bonus stabilisation reserve, is less than its current surrender value or its guaranteed surrender value whichever is higher. \n\nFor policies which cannot be surrendered or transferred from the long term insurer, e.g. certain retirement annuities, the amount is zero. \n\nLiability amount (excluding effect of negative bonus stabilisation reserve) to be provided by the Insurer. Current surrender value and guaranteed surrender value are to be provided by the Insurer\n\nExtra amount to the base surrender risk should be considered if:\n\n1) surrender values are guaranteed (say 40% instead of 20% if guarantees apply at all durations)\n2) the office has created expectations of stabilised future surrender values at the point of sale or in regular correspondence with policyholde=Control!$E$6\n3) the typical level of surrenders is in excess of 10% of in-force policies per annum.\n\nIf any of above condition exists, Insurer should disclose.\n","20% of Surrender CAR\n(before effect of any negative bonus stabilisation reserve)","- Same as surrender CAR"]
["Mortality Risk","It includes accident benefits\n\nValue of n and p should be provided by Insurer",null," Risk premium p may change since valuation basis may be different under IFRS 17",null,null,"NOTE: \nn = number of lives assured in the category (net of lives fully reinsured)\n\n p = annual risk premium on the valuation basis or expected strain (net of reinsurance). \n\n'p' should include any relevant option premiums."]
["Morbidity Risk","It includes lump sum disability benefits, dread disease benefits and income protection benefits. \n\nValue of n and p should be provided by Insurer",null," Risk premium p may change since valuation basis may be different under IFRS 17"]
["Medical Fluctuation Risk","It includes hospital cash plans and major medical benefits. \n\nValue of n and p should be provided by Insurer",null," Risk premium p may change since valuation basis may be different under IFRS 17"]
["Annuitant mortality fluctuation","r = statutory solvency reserves for the relevant (i.e. where mortality plays a role) annuity portfolios on the valuation date; \nand n = number of annuitants in the relevant category.\nValue of r and n should be provided by insurer",null," Valuation basis might be different under IFRS 17, hence impacting the statutory solvency reserves."]
["Mortality, morbidity and medical assumptions risk","The Aids assumption capital adequacy requirement is equal to one-third of the best estimate Aids liability.\n The mortality, morbidity and medical assumption capital adequacy requirement for business with liabilities not valued on a discounted cash flow basis is equal to the sum of the following requirements:\nI.\tMortality: the effect of a 5% heavier mortality experience than the actuary’s valuation basis on the statutory solvency method\nII.\t Morbidity: the effect of a 10% heavier morbidity experience than the actuary’s valuation basis on the statutory solvency method.\nIII.\t Medical: the effect of a 15% heavier medical experience than the actuary’s valuation basis on the statutory solvency method","Change in liabiliy for:\nMortality - 5% heavier mortality experience\n+\nMorbidity - 10% heavier morbidity experience\n+\nMedical - 15% heaver medical experience"," Valuation basis might be different under IFRS 17, hence impacting the statutory solvency reserves.",null,null,"Note:\nItem (a) to item (j) in the formula refer to the following capital adequacy requirements :\na-\tLapse risk\nb-\tSurrender risk\nc-\t (i) Mortality fluctuation risk \n    (ii) morbidity fluctuation risk \n    (iii) Medical fluctuation risk \nd-\tAnnuitant mortality fluctuation risk\ne-\tMortality, morbidity and medical assumption risk\nf-\tExpense fluctuation risk\ng-\tExpense assumption risk\nh-\tInvestment risk\ni-\tForeign exchange risk\nj-\tUnderstatement of liabilities"]
["Expense fluctuation risk","The expense fluctuation capital adequacy requirement equals 10% of all renewal expenses in the previous year (excluding commission and commission-related and other acquisition costs).\nThe renewal expenses in the previous year (excluding commission and commission-related and other acquisition costs) needs to be provided by the insurer","10% of renewal expenses in the previous year\n(excluding commission and other acquisition costs)","EY believes that there will be no change to the Expense Fuctuation risk"]
["Expense assumption risk","The expense assumption capital adequacy requirement, for business with liabilities not valued on a discounted cash flow basis, equals the increase in liabilities, should allowance be made for a 2% worse inflation rate for renewal expenses (i.e. maintenance, investment and claims expenses) lasting for the duration of the expected reaction time, or for the outstanding term of each policy if expense loadings cannot be reviewed. (The effect of discontinuances must be considered.)","Increase in liability for 2% worse inflation rate for renewal expenses","- Not expected to be a material change\n- Expense assumption under IFRS 17 is however expected to be lower since only directly attributable expenses should be considered"]
["Investment Risk:","The investment capital adequacy requirement is equal to the greater of resilience capital adequacy requirement and worse investment return capital adequacy requirement","=MAX(Resilience CAR,Worse investment return CAR)","We do not expect the Investment risk to change, thus having no impact on the solvency capital"]
["      Resilience capital Adequacy requirement","The purpose of the resilience capital adequacy requirement is to test the robustness of the financial position of a long-term insurer in the face of volatile market conditions. The actuary must reconsider the statutory solvency valuation, assuming the fall in the fair values of the assets.\nNote:\nAssume Lo = Statutory solvency method liabilities (including any bonus stabilisation reserve) at the valuation date \nAo = Lo (i.e. the assets necessary to back the liabilities at the valuation date) \nL1 = Statutory solvency method liabilities after the assumed fall in fair value (before deduction of the absolute value of any negative bonus stabilisation reserve), reduced by the effect of any proposed management actions e.g. lower bonus rates. \nA1 = Value of the assets (Ao ) after the assumed fall in fair value  ",null,"No change is expected due to impact on assets and not liabilities"]
["     Worse investment return capital adequacy requirement","The “worse investment return” scenario assumes that future investment returns would be 0.85 of the valuation assumption (test for a 15% relative reduction) subject to minimum of 2% per annum lower than assumed in valuation. This implies that the valuation interest rate used in valuing both assets and liabilities and the assumed growth rates for future dividends and rentals, where applicable, must all be reduced to 0.85 of the valuation rate per annum, subject to a minimum reduction of 2% per annum\nNote:\nAssume Lo = Statutory solvency method liabilities (including any bonus stabilisation reserve) at the valuation date \nAo = Lo (i.e. the assets necessary to back the liabilities at the valuation date)\n L1 = Statutory solvency method liabilities assuming the worse investment return scenario (before deduction of the absolute value of any negative bonus stabilisation reserve), reduced by the effect of any proposed management actions e.g. lower bonus rates.\n A1 = Value of the assets (Ao ) taking into account the worse investment return scenario.","Valuation interest rate used in valuing both assets and liabilities and growth rate for future dividends and rentals must be reduced by 0.85 (min reduction of 2% p.a.)\n\nLo and Ao are stattutory solvency amounts.\nL1 and A1 should be calculated on reduced interest rate.","No change is expected due to impact on assets and not liabilities"]
["Foreign exchange risk","The foreign exchange risk capital adequacy requirement is equal to the change in \neffect on total assets less liabilities of a minimum 20% fall in foreign exchange rates for \nall assets held in foreign currencies.","Change in effect (Total assets - Liabilities) \nminimum 20% fall in foreign exchange rate for assets held in foreign currencies","No change is expected due to impact on assets and not liabilities"]
["Understatement of Liabilities","Any understatement of the liabilities resulting from using insufficient margins in the valuation assumptions for each category of business.",null,"No change"]
["Other","Should there be any other factor which could place the long term insurer at risk; the actuary must consider additional stress test requirements",null,"No change"]

{"sheet":"Investment adjustment factor","index":91,"n_rows":9,"n_cols":7,"rows_kept":9,"cut":false,"hidden":true,"merged":[[7,1,7,2],[8,1,8,2],[0,1,0,2],[1,0,3,0],[1,1,1,3],[4,1,4,2],[5,1,5,2],[6,1,6,2]]}
["S.NO","Type of asset",null,"Fall in fair value"]
[1,"Equities:"]
[null,"i","Listed in Mauritius or listed on such exchanges as are specified in the Second Schedule of the Insurance Act 2005.","20% fall in value",null,null,"OCAR = Investment Adjustment Factor x IOCAR"]
[null,"ii","Others","30% fall in value"]
[2,"Properties",null,"15% fall in value"]
[3,"Fixed interest assets in fixed-interest yields",null,"Impact of 30% relative increase/decrease in yield to maturity (i.e. when yields are 10%, test resilience to both 7.0% and 13.0% yield environments"]
[4,"Cash and fluctuating interest rate assets",null,"0% fall in value"]
[5,"Other assets",null,"35% fall in value"]
[6,"Foreign currency denominated assets",null,"Same as for domestic assets subject to a \nminimum of 20% fall in value"]

{"sheet":"Minimum Capital Required","index":92,"n_rows":2,"n_cols":2,"rows_kept":2,"cut":false,"hidden":true,"merged":[]}
[null,"INSURANCE (LONG-TERM INSURANCE BUSINESS SOLVENCY)  "]
[null,"RULES 2007  "]

{"sheet":"Dev","index":93,"n_rows":81,"n_cols":7,"rows_kept":81,"cut":false,"hidden":true,"merged":[]}
["AM BEST","S & P","MOODY'S","FITCH",null,"Rating text","Rating"]
["A++","AAA","AAA","AAA",null,"AM BESTA++",1]
["A+","AA+","AA1","AA+",null,"AM BESTA+",1]
["A","AA","AA2","AA",null,"AM BESTA",1]
["A-","AA-","AA3","AA-",null,"AM BESTA-",1]
["B++","A+","A1","A+",null,"AM BESTB++",1]
["B+","A","A2","A",null,"AM BESTB+",1]
["B","A-","A3","A-",null,"AM BESTB",2]
["B-","BBB+","BAA1","BBB+",null,"AM BESTB-",2]
["C++","BBB","BAA2","BBB",null,"AM BESTC++",3]
["C+","BBB-","BAA3","BBB-",null,"AM BESTC+",3]
["C","BB+","BA1","BB+",null,"AM BESTC",3]
["C-","BB","BA2","BB",null,"AM BESTC-",3]
["D","BB-","BA3","BB-",null,"AM BESTD",3]
["E","B+","B1","B+",null,"AM BESTE",3]
["F","B","B2","B",null,"AM BESTF",3]
["S","B-","B3","B-",null,"AM BESTS",3]
[null,"CCC+","CAA1","CCC",null,"S & PAAA",1]
[null,"CCC","CAA2","CC",null,"S & PAA+",1]
[null,"CCC-","CAA3","C",null,"S & PAA",1]
[null,"CC","CA","F",null,"S & PAA-",1]
[null,"R","C","",null,"S & PA+",1]
[null,"SD","","",null,"S & PA",1]
[null,null,null,null,null,"S & PA-",1]
[null,null,null,null,null,"S & PBBB+",2]
[null,null,null,null,null,"S & PBBB",2]
[null,null,null,null,null,"S & PBBB-",2]
[null,null,null,null,null,"S & PBB+",3]
[null,null,null,null,null,"S & PBB",3]
[null,null,null,null,null,"S & PBB-",3]
[null,null,null,null,null,"S & PB+",3]
[null,null,null,null,null,"S & PB",3]
[null,null,null,null,null,"S & PB-",3]
[null,null,null,null,null,"S & PCCC+",3]
[null,null,null,null,null,"S & PCCC",3]
[null,null,null,null,null,"S & PCCC-",3]
[null,null,null,null,null,"S & PCC",3]
[null,null,null,null,null,"S & PR",3]
[null,null,null,null,null,"S & PSD",3]
[null,null,null,null,null,"S & PD",3]
[null,null,null,null,null,"MOODY'SAAA",1]
[null,null,null,null,null,"MOODY'SAA1",1]
[null,null,null,null,null,"MOODY'SAA2",1]
[null,null,null,null,null,"MOODY'SAA3",1]
[null,null,null,null,null,"MOODY'SA1",1]
[null,null,null,null,null,"MOODY'SA2",1]
[null,null,null,null,null,"MOODY'SA3",1]
[null,null,null,null,null,"MOODY'SBAA1",2]
[null,null,null,null,null,"MOODY'SBAA2",2]
[null,null,null,null,null,"MOODY'SBAA3",2]
[null,null,null,null,null,"MOODY'SBA1",3]
[null,null,null,null,null,"MOODY'SBA2",3]
[null,null,null,null,null,"MOODY'SBA3",3]
[null,null,null,null,null,"MOODY'SB1",3]
[null,null,null,null,null,"MOODY'SB2",3]
[null,null,null,null,null,"MOODY'SB3",3]
[null,null,null,null,null,"MOODY'SCAA1",3]
[null,null,null,null,null,"MOODY'SCAA2",3]
[null,null,null,null,null,"MOODY'SCAA3",3]
[null,null,null,null,null,"MOODY'SCA",3]
[null,null,null,null,null,"MOODY'SC",3]
[null,null,null,null,null,"FITCHAAA",1]
[null,null,null,null,null,"FITCHAA+",1]
[null,null,null,null,null,"FITCHAA",1]
[null,null,null,null,null,"FITCHAA-",1]
[null,null,null,null,null,"FITCHA+",1]
[null,null,null,null,null,"FITCHA",1]
[null,null,null,null,null,"FITCHA-",1]
[null,null,null,null,null,"FITCHBBB+",2]
[null,null,null,null,null,"FITCHBBB",2]
[null,null,null,null,null,"FITCHBBB-",2]
[null,null,null,null,null,"FITCHBB+",3]
[null,null,null,null,null,"FITCHBB",3]
[null,null,null,null,null,"FITCHBB-",3]
[null,null,null,null,null,"FITCHB+",3]
[null,null,null,null,null,"FITCHB",3]
[null,null,null,null,null,"FITCHB-",3]
[null,null,null,null,null,"FITCHCCC",3]
[null,null,null,null,null,"FITCHCC",3]
[null,null,null,null,null,"FITCHC",3]
[null,null,null,null,null,"FITCHF",3]