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{"sheet":"Index","index":0,"n_rows":100,"n_cols":3,"rows_kept":100,"cut":false,"hidden":false,"merged":[[0,1,0,7],[4,2,4,7],[1,1,1,7]]}
[]
[null,"FIRST SCHEDULE: TABLE OF CONTENTS"]
[]
[]
[null,"SHEET","DESCRIPTION"]
[null,{"$f":"HYPERLINK(\"#'Introduction'!A1\", \"Introduction\")","v":"Introduction"}]
[null,{"$f":"HYPERLINK(\"#'Specifications'!A1\", \"Specifications\")","v":"Specifications"},"Specifications for template completion"]
[null,{"$f":"HYPERLINK(\"#'Shareholders'!A1\", \"Shareholders\")","v":"Shareholders"},"Disclosure of company's shareholders"]
[null,{"$f":"HYPERLINK(\"#'Shareholding structure'!A1\", \"Shareholding structure\")","v":"Shareholding structure"},"Disclosure of company's shareholding structure"]
[null,{"$f":"HYPERLINK(\"#'Disclosure'!A1\", \"Disclosure\")","v":"Disclosure"},"Disclosure with respect to changes over previous period, Exchange rates, ESG, and other disclosures"]
[null,{"$f":"HYPERLINK(\"#'Corporate organisation chart'!A1\", \"Corporate organisation chart\")","v":"Corporate organisation chart"},"Disclosure of Corporate organisation chart"]
[null,{"$f":"HYPERLINK(\"#'PCC'!A1\", \"PCC\")","v":"PCC"},"Disclosure with respect to Protective Cell Companies (PCC)"]
[null,{"$f":"HYPERLINK(\"#'Checks'!A1\", \"Checks\")","v":"Checks"},"Checks to ensure proper filling of the template"]
[null,{"$f":"HYPERLINK(\"#'Simplifications'!A1\", \"Simplifications\")","v":"Simplifications"},"Simplifications or assumptions used for the completion of the statutory returns"]
[null,{"$f":"HYPERLINK(\"#'Corporate information'!A1\", \"Corporate information\")","v":"Corporate information"},"Specification of company information"]
[]
[null,{"$f":"HYPERLINK(\"#'BS'!A1\", \"BS\")","v":"BS"}]
[null,"Assets"]
[null,{"$f":"HYPERLINK(\"#'A0'!A1\",\"A0\")","v":"A0"},"Statement of assets"]
[null,{"$f":"HYPERLINK(\"#'A1'!A1\",\"A1\")","v":"A1"},"Property, plant and equipment"]
[null,{"$f":"HYPERLINK(\"#'A2'!A1\",\"A2\")","v":"A2"},"Goodwill and other intangible assets"]
[null,{"$f":"HYPERLINK(\"#'A3'!A1\",\"A3\")","v":"A3"},"Right-of-use Assets"]
[null,{"$f":"HYPERLINK(\"#'A4'!A1\",\"A4\")","v":"A4"},"Investment in Related Companies"]
[null,{"$f":"HYPERLINK(\"#'A5'!A1\",\"A5\")","v":"A5"},"Investment property"]
[null,{"$f":"HYPERLINK(\"#'A6'!A1\",\"A6\")","v":"A6"},"Financial investments"]
[null,{"$f":"HYPERLINK(\"#'A7'!A1\",\"A7\")","v":"A7"},"Derivative assets"]
[null,{"$f":"HYPERLINK(\"#'A8'!A1\",\"A8\")","v":"A8"},"Current and deferred tax assets and liabilities"]
[null,{"$f":"HYPERLINK(\"#'A9'!A1\",\"A9\")","v":"A9"},"Receivables"]
[null,{"$f":"HYPERLINK(\"#'A10'!A1\",\"A10\")","v":"A10"},"Recovery from insurance companies"]
[null,{"$f":"HYPERLINK(\"#'A11'!A1\",\"A11\")","v":"A11"},"Assets held for sale"]
[null,{"$f":"HYPERLINK(\"#'A12'!A1\",\"A12\")","v":"A12"},"Assets covering general business technical provisions"]
[null,{"$f":"HYPERLINK(\"#'A13'!A1\",\"A13\")","v":"A13"},"Cash and other assets"]
[]
[null,"Liabilities"]
[null,{"$f":"HYPERLINK(\"#'IR5'!A1\", \"L0\")","v":"L0"},"Balance sheet liabilities and equity"]
[null,{"$f":"HYPERLINK(\"#'L1'!A1\", \"L1\")","v":"L1"},"Liabilities held for sale"]
[null,{"$f":"HYPERLINK(\"#'L2'!A1\", \"L2\")","v":"L2"},"Derivative liabilities"]
[null,{"$f":"HYPERLINK(\"#'L3'!A1\", \"L3\")","v":"L3"},"Investment contract liabilities"]
[null,{"$f":"HYPERLINK(\"#'L4'!A1\", \"L4\")","v":"L4"},"Lease liabilities"]
[null,{"$f":"HYPERLINK(\"#'L5'!A1\", \"L5\")","v":"L5"},"Trade and other payables, including insurance payables"]
[null,{"$f":"HYPERLINK(\"#'L6'!A1\", \"L6\")","v":"L6"},"Borrowings"]
[null,{"$f":"HYPERLINK(\"#'L7'!A1\", \"L7\")","v":"L7"},"Other liabilities"]
[]
[null,"Insurance & Reinsurance"]
[null,{"$f":"HYPERLINK(\"#'IR0'!A1\",\"IR0\")","v":"IR0"},"Balance sheet and reserves summary"]
[null,{"$f":"HYPERLINK(\"#'IR1'!A1\",\"IR1\")","v":"IR1"},"Insurance Liabilities"]
[null,{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"},"Insurance assets"]
[null,{"$f":"HYPERLINK(\"#'IR3'!A1\",\"IR3\")","v":"IR3"},"Reinsurance Liabilities"]
[null,{"$f":"HYPERLINK(\"#'IR4'!A1\",\"IR4\")","v":"IR4"},"Reinsurance assets"]
[null,{"$f":"HYPERLINK(\"#'IR5'!A1\",\"IR5\")","v":"IR5"},"Liability roll forward for insurance contracts measured under GMM"]
[null,{"$f":"HYPERLINK(\"#'IR6'!A1\",\"IR6\")","v":"IR6"},"Liability roll forward for reinsurance contracts measured under GMM"]
[null,{"$f":"HYPERLINK(\"#'IR7'!A1\",\"IR7\")","v":"IR7"},"Liability roll forward for insurance contracts measured under GMM - 2"]
[null,{"$f":"HYPERLINK(\"#'IR8'!A1\",\"IR8\")","v":"IR8"},"Liability roll forward for reinsurance contracts measured under GMM - 2"]
[null,{"$f":"HYPERLINK(\"#'IR9'!A1\",\"IR9\")","v":"IR9"},"Liability roll forward for insurance contracts measured under PAA"]
[null,{"$f":"HYPERLINK(\"#'IR10'!A1\",\"IR10\")","v":"IR10"},"Liability roll forward for reinsurance contracts measured under PAA"]
[null,{"$f":"HYPERLINK(\"#'IR11'!A1\",\"IR11\")","v":"IR11"},"Cashflows"]
[null,{"$f":"HYPERLINK(\"#'IR12'!A1\",\"IR12\")","v":"IR12"},"Risk adjustment confidence interval"]
[]
[null,"Insurance finance result"]
[null,{"$f":"HYPERLINK(\"#'I0'!A1\", \"I0\")","v":"I0"},"Statement of financial performance"]
[null,{"$f":"HYPERLINK(\"#'I1'!A1\", \"I1\")","v":"I1"},"Insurance Revenue under GMM"]
[null,{"$f":"HYPERLINK(\"#'I2'!A1\", \"I2\")","v":"I2"},"Insurance Revenue under PAA"]
[null,{"$f":"HYPERLINK(\"#'I3'!A1\", \"I3\")","v":"I3"},"Insurance service expense measured under GMM"]
[null,{"$f":"HYPERLINK(\"#'I4'!A1\", \"I4\")","v":"I4"},"Insurance service expense measured under PAA"]
[null,{"$f":"HYPERLINK(\"#'I5'!A1\", \"I5\")","v":"I5"},"Net Expenses from Reinsurance Contracts"]
[null,{"$f":"HYPERLINK(\"#'I6'!A1\", \"I6\")","v":"I6"},"Finance income/(expenses) for insurance contracts issued"]
[null,{"$f":"HYPERLINK(\"#'I7'!A1\", \"I7\")","v":"I7"},"Finance income/(expenses) for reinsurance contracts held"]
[null,{"$f":"HYPERLINK(\"#'I8'!A1\", \"I8\")","v":"I8"},"Insurance service result"]
[null,{"$f":"HYPERLINK(\"#'I9'!A1\", \"I9\")","v":"I9"},"Expenses from reinsurance"]
[]
[null,"Profit and Loss"]
[null,{"$f":"HYPERLINK(\"#'PL0'!A1\", \"PL0\")","v":"PL0"},"Statement of profit and loss"]
[null,{"$f":"HYPERLINK(\"#'PL1'!A1\", \"PL1\")","v":"PL1"},"Non attributable expenses"]
[null,{"$f":"HYPERLINK(\"#'PL2'!A1\", \"PL2\")","v":"PL2"},"Investment income"]
[null,{"$f":"HYPERLINK(\"#'PL3'!A1\", \"PL3\")","v":"PL3"},"Other comprehensive income"]
[]
[null,"Capital"]
[null,{"$f":"HYPERLINK(\"#C0!A1\",\"C0\")","v":"C0"},"Capital Requirements"]
[null,{"$f":"HYPERLINK(\"#'C1'!A1\",\"C1\")","v":"C1"},"Capital requirement for insurance liabilities"]
[null,{"$f":"HYPERLINK(\"#'C2'!A1\",\"C2\")","v":"C2"},"Investment Risks"]
[null,{"$f":"HYPERLINK(\"#'C3'!A1\",\"C3\")","v":"C3"},"Investment in listed corporates"]
[null,{"$f":"HYPERLINK(\"#'C4'!A1\",\"C4\")","v":"C4"},"Investment in unlisted corporates"]
[null,{"$f":"HYPERLINK(\"#'C5'!A1\",\"C5\")","v":"C5"},"Investment in property"]
[null,{"$f":"HYPERLINK(\"#'C6'!A1\",\"C6\")","v":"C6"},"Investment in related companies"]
[null,{"$f":"HYPERLINK(\"#'C7'!A1\",\"C7\")","v":"C7"},"Investment in listed Commodities"]
[null,{"$f":"HYPERLINK(\"#'C8'!A1\",\"C8\")","v":"C8"},"Investment in unlisted Commodities"]
[null,{"$f":"HYPERLINK(\"#'C9'!A1\",\"C9\")","v":"C9"},"Other Assets"]
[null,{"$f":"HYPERLINK(\"#'C10'!A1\",\"C10\")","v":"C10"},"Catastrophe Risk"]
[null,{"$f":"HYPERLINK(\"#'C11'!A1\",\"C11\")","v":"C11"},"Capital charge on reinsurance ceded"]
[null,{"$f":"HYPERLINK(\"#'C12'!A1\",\"C12\")","v":"C12"},"Excess capital required over total asset value"]
[]
[null,"Reporting"]
[null,{"$f":"HYPERLINK(\"#'R1'!A1\", \"R1\")","v":"R1"},"Quarterly Returns - Policies, premiums and claims"]
[null,{"$f":"HYPERLINK(\"#'R2'!A1\", \"R2\")","v":"R2"},"Quarterly Returns (Reinsurance Inwards) - Policies, premiums and claims"]
[null,{"$f":"HYPERLINK(\"#'R3'!A1\", \"R3\")","v":"R3"},"Commissions"]
[null,{"$f":"HYPERLINK(\"#'R4'!A1\", \"R4\")","v":"R4"},"Financial ratios"]
[null,{"$f":"HYPERLINK(\"#'R5'!A1\", \"R5\")","v":"R5"},"Summary of reinsurance contracts held"]
[null,{"$f":"HYPERLINK(\"#'R6'!A1\",\"R6\")","v":"R6"},"Onerous contracts"]
[null,{"$f":"HYPERLINK(\"#'R7'!A1\",\"R7\")","v":"R7"},"Discount rates"]
[null,{"$f":"HYPERLINK(\"#'R8'!A1\",\"R8\")","v":"R8"},"Remaining Contractual Service Margin from insurance contracts estimated at the end of the year"]

{"sheet":"Introduction","index":1,"n_rows":12,"n_cols":4,"rows_kept":12,"cut":false,"hidden":false,"merged":[[11,1,11,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[3,1,3,2],[4,1,4,2],[5,1,5,2],[6,1,6,2],[7,1,7,2]]}
[]
[]
[]
[null,"Formatting",null,"Description"]
[null,"Input field",null,"This item should be completed by typing information "]
[null,"Input field Selection",null,"This item should be completed by selecting an item from a drop - down list "]
[null,"Description",null,"This item provides a description of the information to be provided in the relevant input fields."]
[null,"Checks",null,"This item is used to check information across the data specification."]
[null,"Sub - heading",null,"This item describes the information that is contained in the section following it."]
[null,"Heading",null,"This item describes the information contained on the relevant worksheet."]
[null,"Calculations",null,"This item is used to calculate information across the data specification."]
[null,"Blank",null,"This item should be left blank"]

{"sheet":"Specifications","index":2,"n_rows":35,"n_cols":3,"rows_kept":35,"cut":false,"hidden":false,"merged":[]}
[]
[]
[]
[null,"Specification for template completion"]
[null,"Insurance Entity completing this template:","X"]
[null,"Insurance licence for which this template is being completed, if applicable:"]
[null,"Has the Insurance Entity accepted Inwards Reinsurance business","Yes"]
[]
[null,"Is the insurance entity completing this template a Protected Cell Company (PCC)?","Yes"]
[null,"If yes, is reporting being done for Core Cell/Individual Cell?","Core"]
[]
[null,"Sheet information"]
[null,"Date of completion of this template (DD/MM/YYYY):"]
[null,"Year ended (DD/MM/YYYY):","2024-09-09"]
[null,"Currency used: ","Rs."]
[null,"Method used to value IFRS 17 liabilties","PAA and GMM"]
[]
[]
[null,"Acknowledgement and signatures: "]
[]
[null,"By signing this template, I acknowledge that I have duly reviewed and approved all the sheets in the template for completeness and accuracy. "]
[]
[null,"Name of person completing this template:"]
[null,"Position:"]
[null,"Signature:"]
[]
[null,"Name of person reviewing and signing off this template:"]
[null,"Position:"]
[null,"Signature:"]
[]
[null,"Name of Actuary:"]
[null,"Signature:"]
[]
[null,"Name of Auditor:"]
[null,"Signature:"]

{"sheet":"Shareholders","index":3,"n_rows":10,"n_cols":4,"rows_kept":10,"cut":false,"hidden":false,"merged":[[2,1,2,3],[5,2,5,3],[6,2,6,3]]}
[]
[]
[null,"Shareholders"]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Name of Shareholders","Number of Shares Held","% of Voting Rights Held"]

{"sheet":"Shareholding structure","index":4,"n_rows":5,"n_cols":2,"rows_kept":5,"cut":false,"hidden":false,"merged":[[2,1,2,5],[4,1,25,5]]}
[]
[]
[null,"SHAREHOLDING STRUCTURE"]
[]
[null,"Comprehensive group structure up to the ultimate beneficial owner giving particulars of:\n(a)\tbusiness activity of each entity within the group.\n(b)\tplace of registration/incorporation of each entity within the group.\n(c)\tlicence, authorisation, registration and approval, as the case may be, granted by any regulatory body."]

{"sheet":"Disclosure","index":5,"n_rows":42,"n_cols":5,"rows_kept":42,"cut":false,"hidden":false,"merged":[]}
[]
[]
[]
[null,"Disclosure of changes over the previous period","Y/N","If yes, please provide further information ","Amount (If Applicable)"]
[null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Is the Licensee writing any new lines of business?"]
[null,"Has the Licensee discontinued any lines of business?"]
[null,"Does the Licensee have any exposures to counterparties that belong to the same corporate group?"]
[null,"Were any assets of the Licensee pledged as security or given as collateral?"]
[null,"Has the approach used to value insurance/ Reinsurance contracts changes since last valuation"]
[null,"Has the approach has been used to determine the risk adjustment changed since last valuation"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Exchange rate disclosures: ",null,"If No, please provide further information "]
[null,"Have the same exchange rates as the financial statement been assumed for conversion to the reporting currency? ","Y "]
[]
[null,"Please provide the exchange rates assumed for the conversion to the reporting currency in the table below: "]
[]
[null,"Currency","Exchange rate"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Us Dollars"]
[null,"Euro"]
[null,"GPB"]
[null,"ZAR"]
[]
[]
[]
[null,"ESG disclosures: ","Y/N","If yes, please provide further information "]
[null,"Has the licensee considered Sustainability Disclosures in its Financial Statements?"]
[null,"Does the Licensee incorporate environmental, social and governance (ESG) factors in investment management processes and strategies?"]
[null,"Does the Licensee offer products or product features that incentivise health, safety or environmentally responsible actions or behaviours?"]
[null,"Has the licensee considered Climate-related Disclosures in its Financial Statements?"]
[null,"Does the Licensee consider the Probable Maximum Loss (PML) of insured products from weather-related natural catastrophes?"]
[null,"Does the Licensee incorporate climate- related risks in its ORSA Process?"]

{"sheet":"Corporate organisation chart","index":6,"n_rows":7,"n_cols":2,"rows_kept":7,"cut":false,"hidden":false,"merged":[[4,1,4,3],[6,1,13,3]]}
[]
[]
[]
[]
[null,"CORPORATE  ORGANIZATION  CHART "]
[]
[null," Please provide a chart showing Internal Organogram "]

{"sheet":"PCC","index":7,"n_rows":49,"n_cols":42,"rows_kept":49,"cut":false,"hidden":false,"merged":[[44,32,44,33],[44,34,44,35],[44,36,44,37],[44,38,44,39],[44,40,44,41],[44,22,44,23],[44,24,44,25],[44,26,44,27],[44,28,44,29],[44,30,44,31],[43,32,43,33],[43,34,43,35],[43,36,43,37],[43,38,43,39],[43,40,43,41],[43,22,43,23],[43,24,43,25],[43,26,43,27],[43,28,43,29],[43,30,43,31],[42,32,42,33],[42,34,42,35],[42,36,42,37],[42,38,42,39],[42,40,42,41],[42,22,42,23],[42,24,42,25],[42,26,42,27],[42,28,42,29],[42,30,42,31],[5,32,5,33],[5,34,5,35],[5,36,5,37],[5,38,5,39],[5,40,5,41],[5,22,5,23],[5,24,5,25],[5,26,5,27],[5,28,5,29],[5,30,5,31],[44,18,44,19],[44,20,44,21],[5,18,5,19],[5,20,5,21],[43,18,43,19],[43,20,43,21],[42,18,42,19],[42,20,42,21],[43,14,43,15],[43,16,43,17],[44,14,44,15],[44,16,44,17],[5,12,5,13],[5,14,5,15],[5,16,5,17],[42,14,42,15],[42,16,42,17],[44,12,44,13],[43,12,43,13],[42,12,42,13],[45,2,45,3],[43,2,43,3],[44,2,44,3],[44,4,44,5],[44,6,44,7],[43,6,43,7],[43,10,43,11],[44,8,44,9],[44,10,44,11],[43,4,43,5],[42,4,42,5],[42,8,42,9],[43,8,43,9],[5,1,8,1],[5,2,5,3],[42,2,42,3],[5,4,5,5],[42,10,42,11],[5,6,5,7],[5,8,5,9],[5,10,5,11],[42,6,42,7]]}
[]
[]
[]
[null,"Number of Cells",20]
[]
[null,null,{"$f":"\"Cell \"&C43","v":"Cell 1"},null,{"$f":"\"Cell \"&E43","v":"Cell 2"},null,{"$f":"\"Cell \"&G43","v":"Cell 3"},null,{"$f":"\"Cell \"&I43","v":"Cell 4"},null,{"$f":"\"Cell \"&K43","v":"Cell 5"},null,{"$f":"\"Cell \"&M43","v":"Cell 6"},null,{"$f":"\"Cell \"&O43","v":"Cell 7"},null,{"$f":"\"Cell \"&Q43","v":"Cell 8"},null,{"$f":"\"Cell \"&S43","v":"Cell 9"},null,{"$f":"\"Cell \"&U43","v":"Cell 10"},null,{"$f":"\"Cell \"&W43","v":"Cell 11"},null,{"$f":"\"Cell \"&Y43","v":"Cell 12"},null,{"$f":"\"Cell \"&AA43","v":"Cell 13"},null,{"$f":"\"Cell \"&AC43","v":"Cell 14"},null,{"$f":"\"Cell \"&AE43","v":"Cell 15"},null,{"$f":"\"Cell \"&AG43","v":"Cell 16"},null,{"$f":"\"Cell \"&AI43","v":"Cell 17"},null,{"$f":"\"Cell \"&AK43","v":"Cell 18"},null,{"$f":"\"Cell \"&AM43","v":"Cell 19"},null,{"$f":"\"Cell \"&AO43","v":"Cell 20"}]
[null,null,"Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year","Curent Year","Previous Year"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"TOTAL ASSETS"]
[null,"Insurance contract assets"]
[null,"Reinsurance contract assets"]
[]
[null,"TOTAL Equity"]
[]
[null,"TOTAL Liability"]
[null,"Insurance contract liabilities"]
[null,"Reinsurance contract liabilities"]
[]
[null,"Minimum capital requirement (MCR)"]
[null,"Total Capital Available"]
[null,"Excess capital available over capital requirement"]
[null,"Excess Capital Available as a % of Minimum Capital Required "]
[]
[null,"Total insurance revenue"]
[null,"Insurance service expenses"]
[null,"Insurance Service Result Before Reinsurance Contracts Held "]
[]
[null,"Net income/(expenses) from reinsurance contracts held "]
[]
[null,"Insurance service result "]
[]
[null,"Net Insurance Financial Result"]
[]
[null,"Net Insurance Profit/(loss) before taxation "]
[null,"Net profit after tax"]
[null,"Retained profit"]
[]
[]
[]
[]
[]
[null,0,{"$f":"SUM($B$44:C44)","v":1},null,{"$f":"SUM($B$44:E44)","v":2},null,{"$f":"SUM($B$44:G44)","v":3},null,{"$f":"SUM($B$44:I44)","v":4},null,{"$f":"SUM($B$44:K44)","v":5},null,{"$f":"SUM($B$44:M44)","v":6},null,{"$f":"SUM($B$44:O44)","v":7},null,{"$f":"SUM($B$44:Q44)","v":8},null,{"$f":"SUM($B$44:S44)","v":9},null,{"$f":"SUM($B$44:U44)","v":10},null,{"$f":"SUM($B$44:W44)","v":11},null,{"$f":"SUM($B$44:Y44)","v":12},null,{"$f":"SUM($B$44:AA44)","v":13},null,{"$f":"SUM($B$44:AC44)","v":14},null,{"$f":"SUM($B$44:AE44)","v":15},null,{"$f":"SUM($B$44:AG44)","v":16},null,{"$f":"SUM($B$44:AI44)","v":17},null,{"$f":"SUM($B$44:AK44)","v":18},null,{"$f":"SUM($B$44:AM44)","v":19},null,{"$f":"SUM($B$44:AO44)","v":20}]
[null,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1]
[null,null,{"$f":"IF(ISBLANK(C6), \"\", 1)","v":1},null,{"$f":"IF(ISBLANK(E6), \"\", 1)","v":1},null,{"$f":"IF(ISBLANK(G6), \"\", 1)","v":1},null,{"$f":"IF(ISBLANK(I6), \"\", 1)","v":1},null,{"$f":"IF(ISBLANK(K6), \"\", 1)","v":1},null,{"$f":"IF(ISBLANK(M6), \"\", 1)","v":1},null,{"$f":"IF(ISBLANK(O6), \"\", 1)","v":1},null,{"$f":"IF(ISBLANK(Q6), \"\", 1)","v":1},null,{"$f":"IF(ISBLANK(S6), \"\", 1)","v":1},null,{"$f":"IF(ISBLANK(U6), \"\", 1)","v":1},null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1,null,1]
[null,null,{"$f":"1+SUM(C45:XFD45)","v":21}]
[null,null,{"$f":"C43","v":1},{"$f":"D43","v":0},{"$f":"E43","v":2},0,3,0,4,0,5,0,6,0,7,0,8,0,9,0,10,0,11,0,12,0,13,0,14,0,15,0,16,0,17,0,18,0,19,0,20]
[]
[null,null,{"$f":"SUM(B47:C47)","v":1},1,2,2,3,3,4,4,{"$f":"SUM(J47:K47)","v":5},5,6,6,7,7,8,8,9,9,10,10,11,11,12,12,13,13,14,14,15,15,16,16,17,17,18,18,19,19,20,{"$f":"SUM(AO47:AP47)","v":20}]

{"sheet":"Checks","index":8,"n_rows":78,"n_cols":9,"rows_kept":78,"cut":false,"hidden":false,"merged":[[5,6,5,8],[76,1,76,2],[77,1,77,2],[75,1,75,2],[42,1,42,4],[73,1,73,3],[74,1,74,2],[54,4,54,5],[60,4,60,5],[53,4,53,5],[24,3,24,6],[55,4,55,5],[56,4,56,5],[57,4,57,5],[58,4,58,5],[59,4,59,5]]}
[]
[]
[]
[null,"GENERAL CHECKS"]
[]
[null,"Worksheet","Items","Descriptions","Checks","Reference","Links"]
[null,"Assets, Liabilities and Equity","Assets-Liabilities","Check whether Total Assets equal Total liabilities plus Equity",{"$f":"IFERROR(IF(ABS(A0!D40-L0!D45)>0.5,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"IF(E7=\"Breached\",\"Check cells D40 of Assets  and D45 of Liabilties and equity\",\"\")","v":""},{"$f":"HYPERLINK(\"#'A0'!A1\", \"A0\")","v":"A0"},{"$f":"HYPERLINK(\"#'L0'!A1\", \"L0\")","v":"L0"}]
[null,"Insurance financial result, I1 , I2","Insurance Service Revenue","Check whether the Total Insurance Revenue ties up with the sum of Insurance Revenue per line of business",{"$f":"IFERROR(IF(SUM('I1'!C41,'I2'!C30)=I0!D15,\"Not Breached\",\"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"IF(E8=\"Breached\",\"Check cell D15 of Insurance financial results, cells C39 of I1 and cells C30  of I2\",\"\")","v":""},{"$f":"HYPERLINK(\"#'I0'!D17\", \"I0\")","v":"I0"},{"$f":"HYPERLINK(\"#'I1'!D23\", \"I1\")","v":"I1"},{"$f":"HYPERLINK(\"#'I2'!D24\", \"I2\")","v":"I2"}]
[null,"Insurance financial result, I3, I4","Insurance Service Expense","Check whether the Total Insurance Service Expense ties up with the sum of Insurance Service Expense per line of business",{"$f":"IFERROR(IF(SUM('I3'!C62,'I4'!C62)=I0!D23,\"Not Breached\",\"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"IF(E9=\"Breached\",\"Check cell D23 of Insurance finance results, cells C40 of I3 and cells C40 of I4\",\"\")","v":""},{"$f":"HYPERLINK(\"#'I0'!D21\", \"I0\")","v":"I0"},{"$f":"HYPERLINK(\"#'I3'!D24\", \"I3\")","v":"I3"},{"$f":"HYPERLINK(\"#'I4'!D23\", \"I4\")","v":"I4"}]
[null,"Insurace financial result, I5","Finance Expenses","Check whether the Total Finance Expense from Insurance Contracts issued ties up with the sum of Finance Expense per line of business",{"$f":"IFERROR(IF(SUM('I6'!C31)=I0!D41,\"Not Breached\",\"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"IF(E10=\"Breached\",\"Check cell D40 of Insurance financial results, C28 of I5\",\"\")","v":""},{"$f":"HYPERLINK(\"#'I0'!D34\", \"I0\")","v":"I0"},{"$f":"HYPERLINK(\"#'I5'!D21\", \"I5\")","v":"I5"}]
[null,"Insurance financial result, I6","Finance Income","Check whether the Total Finance Income from Reinsurance Contracts issued ties up with the sum of Finance Income per line of business",{"$f":"IFERROR(IF(SUM('I7'!C31)=I0!D42,\"Not Breached\",\"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"IF(E11=\"Breached\",\"Check cell D41 of Insurance finance results, cell C32 of FORM I6\",\"\")","v":""},{"$f":"HYPERLINK(\"#'I0'!D35\", \"I0\")","v":"I0"},{"$f":"HYPERLINK(\"#'I6'!D25\", \"I6\")","v":"I6"}]
[null,"Receivables","Receivables","Check whether receivables are negative (Provisions for bad debts and bad debt written off should not exceed gross receivables)",{"$f":"IFERROR(IF(PRODUCT('A9'!$AE$24:AE75) = 1,\"Not Breached\",\"Breached\"), \"Breached\")","v":"Not Breached"},null,{"$f":"HYPERLINK(\"#'A9'!D35\", \"A9\")","v":"A9"}]
[]
[]
[null,"INSURANCE CONTRACTS CHECKS"]
[]
[null,"Liability roll forward checks","Checks","Links"]
[null,"Insurance contracts measured under GMM",{"$f":"IF(COUNTIF('IR5'!H:H,\"Possible issue\")=0,\"Not Breached\",\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR5'!A1\",\"IR5\")","v":"IR5"}]
[null,"Reinsurance contracts measured under GMM",{"$f":"IF(COUNTIF('IR6'!H:H,\"Possible issue\")=0,\"Not Breached\",\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR6'!A1\",\"IR6\")","v":"IR6"}]
[null,"Insurance contracts measured under GMM-1",{"$f":"IF(COUNTIF('IR7'!H:H,\"Possible issue\")=0,\"Not Breached\",\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR7'!A1\",\"IR7\")","v":"IR7"}]
[null,"Reinsurance contracts measured under GMM-1",{"$f":"IF(COUNTIF('IR8'!H:H,\"Possible issue\")=0,\"Not Breached\",\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR8'!A1\",\"IR8\")","v":"IR8"}]
[null,"Insurance contracts measured under PAA",{"$f":"IF(COUNTIF('IR9'!I:I,\"Possible issue\")=0,\"Not Breached\",\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR9'!A1\",\"IR9\")","v":"IR9"}]
[null,"Reinsurance contracts measured under PAA",{"$f":"IF(COUNTIF('IR10'!I:I,\"Possible issue\")=0,\"Not Breached\",\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR10'!A1\",\"IR10\")","v":"IR10"}]
[]
[null,"Reconciliation check for:","Checks","Links"]
[null,"Insurance contract balances - GMM",{"$f":"IFERROR(IF('IR7'!F51='IR5'!F55, \"Not Breached\", \"Breached\"), \"Breaced\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR5'!A1\",\"IR5\")","v":"IR5"},{"$f":"HYPERLINK(\"#'IR7'!A1\",\"IR7\")","v":"IR7"}]
[null,"Reinsurance contract balances - GMM",{"$f":"IFERROR(IF('IR8'!F49='IR6'!F56, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR6'!A1\",\"IR6\")","v":"IR6"},{"$f":"HYPERLINK(\"#'IR8'!A1\",\"IR8\")","v":"IR8"}]
[null,"Liability for incurred claims ",{"$f":"IFERROR(IF('IR1'!F24-'IR2'!F24= 'IR9'!E48+'IR9'!F48+'IR7'!E51, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR7'!A1\",\"IR7\")","v":"IR7"},{"$f":"HYPERLINK(\"#'IR9'!A1\",\"IR9\")","v":"IR9"},{"$f":"HYPERLINK(\"#'IR1'!A1\",\"IR1\")","v":"IR1"},{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"}]
[null,"Liability for remaining coverage",{"$f":"IFERROR(IF('IR1'!I40-'IR2'!I40='IR9'!C48+'IR9'!D48+'IR7'!C51+'IR7'!D51, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR7'!A1\",\"IR7\")","v":"IR7"},{"$f":"HYPERLINK(\"#'IR9'!A1\",\"IR9\")","v":"IR9"},{"$f":"HYPERLINK(\"#'IR1'!A1\",\"IR1\")","v":"IR1"},{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"}]
[null,"Asset recoverable from incurred claims",{"$f":"IFERROR(IF('IR4'!F24-'IR3'!F24='IR8'!E49+'IR10'!E49+'IR10'!F49, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR8'!A1\",\"IR8\")","v":"IR8"},{"$f":"HYPERLINK(\"#'IR10'!A1\",\"IR10\")","v":"IR10"},{"$f":"HYPERLINK(\"#'IR3'!A1\",\"IR3\")","v":"IR3"},{"$f":"HYPERLINK(\"#'IR4'!A1\",\"IR4\")","v":"IR4"}]
[null,"Assets for remaining coverage",{"$f":"IFERROR(IF('IR4'!I40-'IR3'!I40='IR10'!C49+'IR10'!D49+'IR8'!C49+'IR8'!D49, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'IR8'!A1\",\"IR7\")","v":"IR7"},{"$f":"HYPERLINK(\"#'IR10'!A1\",\"IR9\")","v":"IR9"},{"$f":"HYPERLINK(\"#'IR3'!A1\",\"IR3\")","v":"IR3"},{"$f":"HYPERLINK(\"#'IR4'!A1\",\"IR4\")","v":"IR4"}]
[null,"Insurance contract liabillity",{"$f":"IFERROR(IF(L0!D26-A0!D32 = 'IR1'!F24+'IR1'!I40-'IR2'!F24-'IR2'!I40, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'L0'!A1\",\"L0\")","v":"L0"},{"$f":"HYPERLINK(\"#'A0'!A1\",\"A0\")","v":"A0"},{"$f":"HYPERLINK(\"#'IR1'!A1\",\"IR1\")","v":"IR1"}]
[null,"Reinsurance contract asset",{"$f":"IFERROR(IF(A0!D33-L0!D27 = 'IR4'!F24+'IR4'!I40- 'IR3'!F24-'IR3'!I40, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'L0'!A1\",\"L0\")","v":"L0"},{"$f":"HYPERLINK(\"#'A0'!A1\",\"A0\")","v":"A0"},{"$f":"HYPERLINK(\"#'IR4'!A1\",\"IR4\")","v":"IR4"}]
[]
[]
[null,"Warnings: "]
[null,"Insurance contract asset noted for insurer?",{"$f":"IF(A0!D32>0, \"Yes\", \"No\")","v":"No"}]
[null,"Reinsurance contract liability noted for insurer?",{"$f":"IF(L0!D27 > 0, \"Yes\", \"No\")","v":"No"}]
[]
[]
[null,"ASSET COINCENTRATION LIMIT CHECKS"]
[]
[null,"Concentration Limits warnings"]
[null,"Asset Type","Checks","Links"," Limit"]
[null,"Investment in Listed Corporates",{"$f":"IFERROR(IF('C3'!N71>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C3'!A1\",\"C3\")","v":"C3"},0.1]
[null,"Investment in Unlisted Corporates",{"$f":"IFERROR(IF('C4'!N71>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C4'!A1\",\"C4\")","v":"C4"},0.05]
[null,"Investment in Properties",{"$f":"IFERROR(IF('C5'!H72>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C5'!A1\",\"C5\")","v":"C5"},0.1]
[null,"Investment in Related Companies",{"$f":"IFERROR(IF('C6'!E19>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C6'!A1\",\"C6\")","v":"C6"},0.1]
[null,"Investment in Listed Commodities",{"$f":"IFERROR(IF('C7'!G71>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C7'!A1\",\"C7\")","v":"C7"},0.1]
[null,"Investment in Unlisted Commodities",{"$f":"IFERROR(IF('C8'!G72>0,\"Breached\",\"Not Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C8'!A1\",\"C8\")","v":"C8"},0.05]
[]
[]
[]
[null,"Reconciliation checks for Investment in corporates","Checks","Links"]
[null,"Corporate - Term Deposits, Bonds and Debentures",{"$f":"IFERROR(IF('C3'!D71+'C3'!E71+'C4'!D71+'C4'!E71='A6'!D21+'A6'!D24+'A6'!E27, \"Not Breached\", \"Breached\"),\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'A6'!A1\",\"A6\")","v":"A6"},{"$f":"\"Information provided in sheets C3 and C4 must be consistent with sheet \"&D55","v":"Information provided in sheets C3 and C4 must be consistent with sheet A6"}]
[null,"Loans to coporates",{"$f":"IFERROR(IF('C3'!F71+'C4'!F71 = 'C2'!D54, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C2'!A1\",\"C2\")","v":"C2"},{"$f":"\"Information provided in sheets C3 and C4 must be consistent with sheet \"&D56","v":"Information provided in sheets C3 and C4 must be consistent with sheet C2"}]
[null,"Listed Corporate Preference shares",{"$f":"IFERROR(IF('C3'!H71='C2'!D24, \"Not Breached\", \"Breached\"),\"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C2'!A1\",\"C2\")","v":"C2"},{"$f":"\"Information provided in sheet C3 must be consistent with sheet \"&D57","v":"Information provided in sheet C3 must be consistent with sheet C2"}]
[null,"Listed Corporate Common shares",{"$f":"IFERROR(IF('C3'!I71='C2'!D25, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C2'!A1\",\"C2\")","v":"C2"},{"$f":"\"Information provided in sheet C3 must be consistent with sheet \"&D58","v":"Information provided in sheet C3 must be consistent with sheet C2"}]
[null,"Unisted Corporate Preference shares",{"$f":"IFERROR(IF('C4'!H71='C2'!D32, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C2'!A1\",\"C2\")","v":"C2"},{"$f":"\"Information provided in sheet C4 must be consistent with sheet \"&D59","v":"Information provided in sheet C4 must be consistent with sheet C2"}]
[null,"Unlisted Corporate Common shares",{"$f":"IFERROR(IF('C4'!I71='C2'!D33,\"Not Breached\",\"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C2'!A1\",\"C2\")","v":"C2"},{"$f":"\"Information provided in sheet C4 must be consistent with sheet \"&D60","v":"Information provided in sheet C4 must be consistent with sheet C2"}]
[null,"Receivables from Corporates",{"$f":"IFERROR(IF('C4'!J71+'C3'!J71='A9'!M14, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'A9'!A1\",\"A9\")","v":"A9"},"Information provided in sheets C3 and C4 must be consistent with sheet A9"]
[]
[null,"Reconciliation checks for Investment in property","Checks","Links"]
[null,"Invesment property",{"$f":"IFERROR(IF('A5'!L13='C5'!C72, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'A5'!A1\",\"A5\")","v":"A5"},{"$f":"\"Information provided in sheet C5 must be consistent with sheet \"&D64","v":"Information provided in sheet C5 must be consistent with sheet A5"}]
[null,"Freehold land and Buidling",{"$f":"IFERROR(IF('C5'!D72='A1'!K24, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'A1'!A1\",\"A1\")","v":"A1"},{"$f":"\"Information provided in sheets C5 must be consistent with sheet \"&D65","v":"Information provided in sheets C5 must be consistent with sheet A1"}]
[]
[null,"Reconciliation checks for investment in commodities","Checks","Links"]
[null,"Listed Commodities",{"$f":"IFERROR(IF('C7'!E71='C2'!D28, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C2'!A1\",\"C2\")","v":"C2"},{"$f":"\"Information provided in sheet C7 must be consistent with sheet \"&D68","v":"Information provided in sheet C7 must be consistent with sheet C2"}]
[null,"Unlisted Commodities",{"$f":"IFERROR(IF('C8'!E71='C2'!D36, \"Not Breached\", \"Breached\"), \"Breached\")","v":"Not Breached"},{"$f":"HYPERLINK(\"#'C2'!A1\",\"C2\")","v":"C2"},{"$f":"\"Information provided in sheet C8 must be consistent with sheet \"&D69","v":"Information provided in sheet C8 must be consistent with sheet C2"}]
[]
[]
[null,"CAPITAL REQUIREMENTS CHECKS"]
[]
[null,"Capital Requirements"]
[null,"Total Capital Available ",null,{"$f":"C0!D55","v":0}]
[null,"Minimum Capital Required ",null,{"$f":"C0!D63","v":0}]
[null,"Excess Capital Available over Capital Required ",null,{"$f":"C0!D65","v":0}]
[null,"Capital Available as a % of Minimum Capital Required ",null,{"$f":"IFERROR(C0!D67, \"-\")","v":0}]

{"sheet":"Simplifications","index":9,"n_rows":33,"n_cols":4,"rows_kept":33,"cut":false,"hidden":false,"merged":[]}
[]
[]
[]
[null,"Simplification and/or Approximation made","Tab","Description of simplification/approximation"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Changes to Previous Year Numbers","Amount","Description/reasons"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]

{"sheet":"Corporate information","index":10,"n_rows":163,"n_cols":3,"rows_kept":163,"cut":false,"hidden":false,"merged":[]}
[]
[]
[]
[null,"Directors"]
[null,"Name","Description"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Audit committee members"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Number of sub-comittees:",1]
[null,"Sub-committee:"]
[null,"Members: "]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Officers"]
[null,"General Manager / Chief Executive Officer"]
[null,"Chief Finance Officer"]
[null,"Compliance Officer"]
[null,"Chief Internal Auditor"]
[null,"Underwriting Manager"]
[null,"Claims Manager"]
[null,"Money Laundering reporting Officer"]
[null,"Complaints Coordinator"]
[]
[]
[null,"External auditor"]
[null,"Firm:"]
[null,"Signing partner: "]
[null,"Address: "]
[null,"Telephone number: "]
[null,"Fax number: "]
[null,"Email address:"]
[]
[null,"Actuary"]
[null,"Name: "]
[null,"Address: "]
[null,"Telephone number: "]
[null,"Fax number: "]
[null,"Email address:"]
[]
[null,"Contact persons"]
[null,"Number of contract persons:",1]
[null,"Name of contact person:"]
[null,"Position:"]
[null,"Telephone number: "]
[null,"Fax number: "]
[null,"Email address:"]
[]
[null,"Branch offices"]

{"sheet":"Balance Sheet>>>","index":11,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"BS","index":12,"n_rows":77,"n_cols":5,"rows_kept":77,"cut":false,"hidden":false,"merged":[[44,1,47,1],[44,3,44,4],[2,1,2,4],[6,3,6,4],[11,1,14,1],[11,2,14,2],[11,3,11,4]]}
[]
[]
[null,"FORM BS: BALANCE SHEET"]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!C14 - IF(MOD(YEAR(Specifications!C14),4)=0, 366, 365)","v":"2023-09-09"}]
[]
[null,"ASSETS"]
[]
[null,"ASSETS","Links","AMOUNT"]
[null,null,null,"Curent","Previous"]
[null,null,null,"Year","Year"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Property, Plant and Equipment Owned",{"$f":"HYPERLINK(\"#'A1'!A1\",\"A1\")","v":"A1"},{"$f":"'A1'!K26","v":0},{"$f":"A0!E16","v":0}]
[null,"Goodwill",{"$f":"HYPERLINK(\"#'A2'!A1\",\"A2\")","v":"A2"},{"$f":"'A2'!L14","v":0},{"$f":"A0!E17","v":0}]
[null,"Other Intangible Assets",{"$f":"HYPERLINK(\"#'A2'!A1\",\"A2\")","v":"A2"},{"$f":"'A2'!L16","v":0},{"$f":"A0!E18","v":0}]
[null,"Right-of-use assets",{"$f":"HYPERLINK(\"#'A3'!A1\",\"A3\")","v":"A3"},{"$f":"'A3'!I13","v":0},{"$f":"A0!E19","v":0}]
[null,"Investment in Related Companies",{"$f":"HYPERLINK(\"#'A4'!A1\",\"A4\")","v":"A4"},{"$f":"'A4'!K14","v":0},{"$f":"A0!E20","v":0}]
[null,"Investment Property",{"$f":"HYPERLINK(\"#'A5'!A1\",\"A5\")","v":"A5"},{"$f":"'A5'!L13","v":0},{"$f":"A0!E21","v":0}]
[null,"Financial Investments",{"$f":"HYPERLINK(\"#'A6'!A1\",\"A6\")","v":"A6"}]
[null,"   Fair value through Profit and Loss",null,{"$f":"'A6'!E37","v":0},{"$f":"A0!E23","v":0}]
[null,"   Fair value through Other Comprehensive Income",null,{"$f":"'A6'!F37","v":0},{"$f":"A0!E24","v":0}]
[null,"   Amortised cost",null,{"$f":"'A6'!G37","v":0},{"$f":"A0!E25","v":0}]
[null,"Financial Instrument Derivatives Assets",{"$f":"HYPERLINK(\"#'A7'!A1\",\"A7\")","v":"A7"},{"$f":"'A7'!D23","v":0},{"$f":"A0!E26","v":0}]
[null,"Current Tax Assets",{"$f":"HYPERLINK(\"#'A8'!A1\",\"A8\")","v":"A8"},{"$f":"'A8'!C18","v":0},{"$f":"A0!E27","v":0}]
[null,"Deferred Tax Assets",{"$f":"HYPERLINK(\"#'A8'!A1\",\"A8\")","v":"A8"},{"$f":"IF('A8'!G52 > 0, 'A8'!G52, 0)","v":0},{"$f":"A0!E28","v":0}]
[null,"Asset for Insurance Acquisition Cash Flows",{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"},{"$f":"'A13'!C12","v":0},{"$f":"A0!E29","v":0}]
[null,"Receivables ",{"$f":"HYPERLINK(\"#'A9'!A1\",\"A9\")","v":"A9"},{"$f":"'A9'!M18","v":0},{"$f":"A0!E30","v":0}]
[null,"Prepayments and Accrued Income",{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"},{"$f":"'A13'!C13","v":0},{"$f":"A0!E31","v":0}]
[null,"Insurance Contract Assets",{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"},{"$f":"'IR2'!F24+'IR2'!I40","v":0},{"$f":"A0!E32","v":0}]
[null,"Reinsurance Contract Assets",{"$f":"HYPERLINK(\"#'IR4'!A1\",\"IR4\")","v":"IR4"},{"$f":"'IR4'!F24+'IR4'!I40","v":0},{"$f":"A0!E33","v":0}]
[null,"Retirement Benefit Asset",{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"},{"$f":"'A13'!C14","v":0},{"$f":"A0!E34","v":0}]
[null,"Cash and Cash Equivalents",{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"},{"$f":"'A13'!C15","v":0},{"$f":"A0!E35","v":0}]
[null,"Assets Held For Sale",{"$f":"HYPERLINK(\"#'A11'!A1\",\"A11\")","v":"A11"},{"$f":"'A11'!C43","v":0},{"$f":"A0!E36","v":0}]
[null,"Assets encumberred ",{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"},{"$f":"'A13'!C16","v":0},{"$f":"A0!E37","v":0}]
[null,"Other assets",{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"},{"$f":"'A13'!C17","v":0},{"$f":"A0!E38","v":0}]
[]
[null,"TOTAL ASSETS",null,{"$f":"SUM(D16:D38)","v":0},{"$f":"SUM(E16:E38)","v":0}]
[]
[]
[null,"LIABITLIES AND EQUITY"]
[]
[null,"EQUITY",null,"AMOUNT"]
[null,null,null,"Curent","Previous"]
[null,null,null,"Year","Year"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Share Capital",null,{"$f":"L0!D17","v":0},{"$f":"L0!E17","v":0}]
[null,"Share Premium",null,{"$f":"L0!D18","v":0},{"$f":"L0!E18","v":0}]
[null,"Retained earnings",null,{"$f":"L0!D19","v":0},{"$f":"L0!E19","v":0}]
[null,"Reserves",null,{"$f":"L0!D20","v":0},{"$f":"L0!E20","v":0}]
[]
[null,"TOTAL EQUITIES",null,{"$f":"SUM(D49:D52)","v":0},{"$f":"SUM(E49:E52)","v":0}]
[]
[]
[null,"LIABILITIES"]
[null,"Insurance Contract Liabilities",{"$f":"HYPERLINK(\"#'IR1'!A1\",\"IR1\")","v":"IR1"},{"$f":"L0!D26","v":0},{"$f":"L0!E26","v":0}]
[null,"Reinsurance Contract Liabilities",{"$f":"HYPERLINK(\"#'IR3'!A1\",\"IR3\")","v":"IR3"},{"$f":"IF('IR4'!F24 + 'IR4'!I40 <0, -('IR4'!F24+'IR4'!I40), 0)+'IR3'!F24+'IR3'!I40","v":0},{"$f":"L0!E27","v":0}]
[null,"Current tax liabilities",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"L0!D28","v":0},{"$f":"L0!E28","v":0}]
[null,"Deferrred tax liabilities",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"L0!D29","v":0},{"$f":"L0!E29","v":0}]
[null,"Liabilities held for sale",{"$f":"HYPERLINK(\"#'L1'!A1\", \"L1\")","v":"L1"},{"$f":"L0!D30","v":0},{"$f":"L0!E30","v":0}]
[null,"Financial liabilities"]
[null,"    Derivatives",{"$f":"HYPERLINK(\"#'L2'!A1\", \"L2\")","v":"L2"},{"$f":"L0!D32","v":0},{"$f":"L0!E32","v":0}]
[null,"    Investment contracts",{"$f":"HYPERLINK(\"#'L3'!A1\", \"L3\")","v":"L3"},{"$f":"L0!D33","v":0},{"$f":"L0!E33","v":0}]
[null,"Lease liabilities",{"$f":"HYPERLINK(\"#'L4'!A1\", \"L4\")","v":"L4"},{"$f":"L0!D34","v":0},{"$f":"L0!E34","v":0}]
[null,"Trade and other payables",{"$f":"HYPERLINK(\"#'L5'!A1\", \"L5\")","v":"L5"},{"$f":"L0!D35","v":0},{"$f":"L0!E35","v":0}]
[null,"Borrowings",{"$f":"HYPERLINK(\"#'L6'!A1\", \"L6\")","v":"L6"}]
[null,"    Subordinated",null,{"$f":"L0!D37","v":0},{"$f":"L0!E37","v":0}]
[null,"    Senior",null,{"$f":"L0!D38","v":0},{"$f":"L0!E38","v":0}]
[null,"    Short term operational",null,{"$f":"L0!D39","v":0},{"$f":"L0!E39","v":0}]
[null,"Retirement benefit liabilities",{"$f":"HYPERLINK(\"#'L7'!A1\", \"L7\")","v":"L7"},{"$f":"L0!D40","v":0},{"$f":"L0!E40","v":0}]
[null,"Other Liabilities",{"$f":"HYPERLINK(\"#'L7'!A1\", \"L7\")","v":"L7"},{"$f":"L0!D41","v":0},{"$f":"L0!E41","v":0}]
[]
[null,"TOTAL LIABILITIES",null,{"$f":"SUM(D58:D73)","v":0},{"$f":"SUM(E58:E73)","v":0}]
[]
[null,"TOTAL LIABILITIES AND EQUITY",null,{"$f":"SUM(D54,D75)","v":0},{"$f":"SUM(E54,E75)","v":0}]

{"sheet":"Assets>>>","index":13,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"A0","index":14,"n_rows":40,"n_cols":5,"rows_kept":40,"cut":false,"hidden":false,"merged":[[11,3,11,4],[2,1,2,4],[6,3,6,4],[11,1,14,1],[11,2,14,2]]}
[]
[]
[null,"FORM A0: BALANCE SHEET - ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!C14 - IF(MOD(YEAR(Specifications!C14),4)=0, 366, 365)","v":"2023-09-09"}]
[]
[null,"ASSETS"]
[]
[null,"ASSETS","Links","AMOUNT"]
[null,null,null,"Curent","Previous"]
[null,null,null,"Year","Year"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Property, Plant and Equipment Owned",{"$f":"HYPERLINK(\"#'A1'!A1\",\"A1\")","v":"A1"},{"$f":"'A1'!K26","v":0}]
[null,"Goodwill",{"$f":"HYPERLINK(\"#'A2'!A1\",\"A2\")","v":"A2"},{"$f":"'A2'!L14","v":0}]
[null,"Other Intangible Assets",{"$f":"HYPERLINK(\"#'A2'!A1\",\"A2\")","v":"A2"},{"$f":"'A2'!L16","v":0}]
[null,"Right-of-use assets",{"$f":"HYPERLINK(\"#'A3'!A1\",\"A3\")","v":"A3"},{"$f":"'A3'!I13","v":0}]
[null,"Investment in Related Companies",{"$f":"HYPERLINK(\"#'A4'!A1\",\"A4\")","v":"A4"},{"$f":"'A4'!K14","v":0}]
[null,"Investment Property",{"$f":"HYPERLINK(\"#'A5'!A1\",\"A5\")","v":"A5"},{"$f":"'A5'!L13","v":0}]
[null,"Financial Investments",{"$f":"HYPERLINK(\"#'A6'!A1\",\"A6\")","v":"A6"}]
[null,"   Fair value through Profit and Loss",null,{"$f":"'A6'!E37","v":0}]
[null,"   Fair value through Other Comprehensive Income",null,{"$f":"'A6'!F37","v":0}]
[null,"   Amortised cost",null,{"$f":"'A6'!G37","v":0}]
[null,"Financial Instrument Derivatives Assets",{"$f":"HYPERLINK(\"#'A7'!A1\",\"A7\")","v":"A7"},{"$f":"'A7'!D23","v":0}]
[null,"Current Tax Assets",{"$f":"HYPERLINK(\"#'A8'!A1\",\"A8\")","v":"A8"},{"$f":"'A8'!C18","v":0}]
[null,"Deferred Tax Assets",{"$f":"HYPERLINK(\"#'A8'!A1\",\"A8\")","v":"A8"},{"$f":"IF('A8'!G52 > 0, 'A8'!G52, 0)","v":0}]
[null,"Asset for Insurance Acquisition Cash Flows",{"$f":"HYPERLINK(\"#'A13'!A1\",\"A13\")","v":"A13"},{"$f":"'A13'!C12","v":0}]
[null,"Receivables ",{"$f":"HYPERLINK(\"#'A9'!A1\",\"A9\")","v":"A9"},{"$f":"'A9'!M18","v":0}]
[null,"Prepayments and Accrued Income",{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"},{"$f":"'A13'!C13","v":0}]
[null,"Insurance Contract Assets",{"$f":"HYPERLINK(\"#'IR2'!A1\",\"IR2\")","v":"IR2"},{"$f":"'IR2'!F24+'IR2'!I40+IF('IR1'!F24+'IR1'!I40<0, -( 'IR1'!F24+'IR1'!I40 ), 0)","v":0}]
[null,"Reinsurance Contract Assets",{"$f":"HYPERLINK(\"#'IR4'!A1\",\"IR4\")","v":"IR4"},{"$f":"'IR4'!F24 + 'IR4'!I40","v":0}]
[null,"Retirement Benefit Asset",{"$f":"HYPERLINK(\"#'A13'!A1\",\"A13\")","v":"A13"},{"$f":"'A13'!C14","v":0}]
[null,"Cash and Cash Equivalents",{"$f":"HYPERLINK(\"#'A13'!A1\",\"A13\")","v":"A13"},{"$f":"'A13'!C15","v":0}]
[null,"Assets Held For Sale",{"$f":"HYPERLINK(\"#'A11'!A1\",\"A11\")","v":"A11"},{"$f":"'A11'!C43","v":0}]
[null,"Assets encumberred ",{"$f":"HYPERLINK(\"#'A13'!A1\",\"A13\")","v":"A13"},{"$f":"'A13'!C16","v":0}]
[null,"Other assets",{"$f":"HYPERLINK(\"#'A13'!A1\",\"A13\")","v":"A13"},{"$f":"'A13'!C17","v":0}]
[]
[null,"TOTAL ASSETS",null,{"$f":"SUM(D16:D38)","v":0},{"$f":"SUM(E16:E38)","v":0}]

{"sheet":"A1","index":15,"n_rows":70,"n_cols":11,"rows_kept":70,"cut":false,"hidden":false,"merged":[[27,1,28,1],[2,1,2,10],[12,1,13,1],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A1: PROPERTY, PLANT AND EQUIPMENT"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,"Property, Plant and Equipment Owned","Opening balance","Additions","Disposals","Revaluation gains/(losses)","Foreign exchange movements","Assets held for sale","Depreciation charge for the year","Impairement charge for the year","Closing balance"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"Plant and Equipment Owned"]
[null,"Furniture and Fittings",null,null,null,null,null,null,null,null,{"$f":"C17+D17-E17+F17+G17-H17-I17-J17","v":0}]
[null,"Office Equipment",null,null,null,null,null,null,null,null,{"$f":"C18+D18-E18+F18+G18-H18-I18-J18","v":0}]
[null,"Computer",null,null,null,null,null,null,null,null,0]
[null,"Motor vehicles",null,null,null,null,null,null,null,null,0]
[null,"Others",null,null,null,null,null,null,null,null,0]
[null,"Total Plant and Equipment",{"$f":"SUM(C17:C21)","v":0},{"$f":"SUM(D17:D21)","v":0},0,0,0,0,0,0,0]
[]
[null,"Total Property Owned",{"$f":"SUM(C30:C1048576)","v":0},0,0,0,0,0,0,0,0]
[]
[null,"Total Property, Plant and Equipment",{"$f":"SUM(C17:C21) + C24","v":0},0,0,0,0,0,0,0,0]
[]
[null,"Location and Description of property owned","Opening balance","Additions","Disposals","Revaluation gains/(losses)","Foreign exchange movements","Assets held for sale","Depreciation charge for the year","Impairement charge for the year","Closing balance"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"C30+D30-E30+F30+G30-H30-I30-J30","v":0}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"C31+D31-E31+F31+G31-H31-I31-J31","v":0}]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,{"$f":"C63+D63-E63+F63+G63-H63-I63-J63","v":0}]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,{"$f":"C67+D67-E67+F67+G67-H67-I67-J67","v":0}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"C68+D68-E68+F68+G68-H68-I68-J68","v":0}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"C69+D69-E69+F69+G69-H69-I69-J69","v":0}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"C70+D70-E70+F70+G70-H70-I70-J70","v":0}]

{"sheet":"A2","index":16,"n_rows":73,"n_cols":12,"rows_kept":73,"cut":false,"hidden":false,"merged":[[2,1,2,11],[13,1,13,2],[15,1,15,2],[10,1,11,2],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM A2: GOODWILL AND OTHER INTANGIBLE ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Description",null,"Opening balance","Additions","Disposals","Foreign exchange movements","Assets held for sale","Adjustment ","Amortisation charge for the year","Impairement charge for the year","Closing balance"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"Goodwill",null,{"$f":"SUMIFS(D23:D1048576, $B$23:$B$1048576, $B14)","v":0},0,0,0,0,0,0,0,{"$f":"SUMIFS(L23:L1048576,B23:B1048576, $B14)","v":0}]
[]
[null,"Other Intangible Assets",null,{"$f":"SUMIFS(D23:D1048576, $B$23:$B$1048576, $B16)","v":0},0,0,0,0,0,0,0,{"$f":"SUMIFS(L23:L1048576,B23:B1048576, $B16)","v":0}]
[]
[]
[]
[]
[null,"Description","Item","Opening balance","Additions","Disposals","Foreign exchange movements","Assets held for sale","Adjustments","Amortisation charge for the year","Impairement charge for the year","Closing balance"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"D23+E23-F23+G23+I23-H23-J23-K23","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"D24+E24-F24+G24+I24-H24-J24-K24","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]

{"sheet":"A3","index":17,"n_rows":68,"n_cols":9,"rows_kept":68,"cut":false,"hidden":false,"merged":[[15,1,16,1],[2,1,2,8],[9,1,10,1],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A3: RIGHT-OF-USE ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,"Opening balance","Additions","Disposals","Modifications ","Foreign exchange movements","Depreciation charge for the year","Closing balance"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"TOTAL RIGHT OF USE ASSETS",{"$f":"SUM(C18:C69)","v":0},0,0,0,0,0,0]
[]
[]
[null,"Right-of-use asset","Opening balance","Additions","Disposals","Modifications ","Foreign exchange movements","Depreciation charge for the year","Closing balance"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,{"$f":"C18+D18-E18+F18+G18-H18","v":0}]
[null,null,null,null,null,null,null,null,{"$f":"C19+D19-E19+F19+G19-H19","v":0}]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,{"$f":"C61+D61-E61+F61+G61-H61","v":0}]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,{"$f":"C65+D65-E65+F65+G65-H65","v":0}]
[null,null,null,null,null,null,null,null,{"$f":"C66+D66-E66+F66+G66-H66","v":0}]
[null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,{"$f":"C68+D68-E68+F68+G68-H68","v":0}]

{"sheet":"A4","index":18,"n_rows":70,"n_cols":11,"rows_kept":70,"cut":false,"hidden":false,"merged":[[16,2,16,4],[2,1,2,10],[16,1,18,1],[13,1,13,5],[9,1,11,1],[9,2,9,4],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A4: INVESTMENT IN RELATED COMPANIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,null,null,null,null,"Opening","Additions","Disposals","Revaluation","Closing"]
[null,null,null,null,null,null,"Balance",null,null,"gain/(loss)","Balance"]
[null,null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"TOTAL INVESTMENT IN RELATED COMPANIES",null,null,null,null,{"$f":"SUM(G20:G71)","v":0},{"$f":"SUM(H20:H71)","v":0},{"$f":"SUM(I20:I71)","v":0},{"$f":"SUM(J20:J71)","v":0},{"$f":"SUM(K20:K71)","v":0}]
[]
[]
[null,"Description","Number of shares",null,null,"%","Opening","Additions","Disposals","Revaluation","Closing"]
[null,null,"Opening","Additions/","Closing","Owned","Balance",null,null,"gain/(loss)","Balance"]
[null,null,null,"(Disposal)",null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,{"$f":"C20+D20","v":0},null,null,null,null,null,{"$f":"G20+H20-I20+J20","v":0}]
[null,null,null,null,{"$f":"C21+D21","v":0},null,null,null,null,null,{"$f":"G21+H21-I21+J21","v":0}]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,{"$f":"G23+H23-I23+J23","v":0}]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,0,null,null,null,null,null,0]
[null,null,null,null,{"$f":"C67+D67","v":0},null,null,null,null,null,0]
[null,null,null,null,{"$f":"C68+D68","v":0},null,null,null,null,null,{"$f":"G68+H68-I68+J68","v":0}]
[null,null,null,null,{"$f":"C69+D69","v":0},null,null,null,null,null,{"$f":"G69+H69-I69+J69","v":0}]
[null,null,null,null,{"$f":"C70+D70","v":0},null,null,null,null,null,{"$f":"G70+H70-I70+J70","v":0}]

{"sheet":"A5","index":19,"n_rows":68,"n_cols":12,"rows_kept":68,"cut":false,"hidden":false,"merged":[[2,1,2,11],[12,1,12,3],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A5: INVESTMENT PROPERTY"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,null,null,"Opening balance","Fair value adjustments","Additions","Disposals","Transfer to assets held for sale","Foreign exchange movements","Capitalised expenditure","Closing balance"]
[null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"TOTAL INVESTMENT PROPERTY",null,null,{"$f":"SUM(E18:E69)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,"Description of investment property","Type of property","Year Acquired","Opening balance","Fair value adjustments","Additions","Disposals","Transfer to assets held for sale","Foreign exchange movements","Capitalised expenditure","Closing balance"]
[null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E18:G18, J18:K18) - I18 - H18","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E19:G19, J19:K19) - I19 - H19","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E62:G62, J62:K62) - I62 - H62","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E67:G67, J67:K67) - I67 - H67","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(E68:G68, J68:K68) - I68 - H68","v":0}]

{"sheet":"A6","index":20,"n_rows":406,"n_cols":16,"rows_kept":406,"cut":false,"hidden":false,"merged":[[352,8,352,10],[11,1,12,2],[292,6,292,8],[42,9,42,11],[18,1,18,2],[19,1,19,2],[20,1,20,2],[24,1,24,2],[25,1,25,2],[21,1,21,2],[22,1,22,2],[23,1,23,2],[32,1,32,2],[33,1,33,2],[26,1,26,2],[36,1,36,2],[229,10,232,10],[229,8,232,8],[229,1,232,1],[229,9,232,9],[229,2,232,2],[229,4,232,4],[229,3,232,3],[230,6,232,6],[2,1,2,15],[13,1,13,2],[14,1,14,2],[15,1,15,2],[16,1,16,2],[6,2,6,3],[7,2,7,3],[104,12,104,14],[167,11,167,13],[34,1,34,2],[17,1,17,2],[27,1,27,2],[28,1,28,2],[29,1,29,2],[30,1,30,2],[31,1,31,2]]}
[]
[]
[null,"FORM A6: FINANCIAL INVESTMENTS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,"Type",null,"Total Asset Value","Fair value through Profit and Loss","Fair value through OCI","Amortised cost"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Short term investments"]
[null,"    Treasury Bills",null,{"$f":"SUMIFS($M$46:M96,$C$46:C96,TRIM($B$15))","v":0},{"$f":"SUMIFS($G$46:G96,$C$46:C96,TRIM($B$15))","v":0},{"$f":"SUMIFS($H$46:H96,$C$46:C96,TRIM($B$15))","v":0},{"$f":"SUMIFS($I$46:I96,$C$46:C96,TRIM($B$15))","v":0}]
[null,"    Cash at bank",null,{"$f":"SUMIFS($M$46:M96,$C$46:C96,TRIM($B$16))","v":0},{"$f":"SUMIFS($G$46:G96,$C$46:C96,TRIM($B$16))","v":0},{"$f":"SUMIFS($H$46:H96,$C$46:C96,TRIM($B$16))","v":0},{"$f":"SUMIFS($I$46:I96,$C$46:C96,TRIM($B$16))","v":0}]
[null,"    Other short term investments",null,{"$f":"SUMIFS($M$46:M96,$C$46:C96,TRIM($B$17))","v":0},{"$f":"SUMIFS($G$46:G96,$C$46:C96,TRIM($B$17))","v":0},{"$f":"SUMIFS($H$46:H96,$C$46:C96,TRIM($B$17))","v":0},{"$f":"SUMIFS($I$46:I96,$C$46:C96,TRIM($B$17))","v":0}]
[null,"Deposits, Bonds and Debentures"]
[null,"Term deposits"]
[null,"   Government",null,{"$f":"SUMIFS($P$108:P159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$20))","v":0},{"$f":"SUMIFS($J$108:J159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$20))","v":0},{"$f":"SUMIFS($K$108:K159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$20))","v":0},{"$f":"SUMIFS($L$108:L159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$20))","v":0}]
[null,"   Corporate",null,{"$f":"SUMIFS($P$108:P159, $C$108:C159, $B$19, $D$108:D159, TRIM($B$21))","v":0},{"$f":"SUMIFS($J$108:J159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$21))","v":0},{"$f":"SUMIFS($K$108:K159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$21))","v":0},{"$f":"SUMIFS($L$108:L159, $C$108:C159, TRIM($B$19), $D$108:D159, TRIM($B$21))","v":0}]
[null,"Bonds"]
[null,"   Government",null,{"$f":"SUMIFS($P$108:P159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$23))","v":0},{"$f":"SUMIFS($J$108:J159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$23))","v":0},{"$f":"SUMIFS($K$108:K159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$23))","v":0},{"$f":"SUMIFS($L$108:L159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$23))","v":0}]
[null,"   Corporate",null,{"$f":"SUMIFS($P$108:P159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$24))","v":0},{"$f":"SUMIFS($J$108:J159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$24))","v":0},{"$f":"SUMIFS($K$108:K159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$24))","v":0},{"$f":"SUMIFS($L$108:L159, $C$108:C159, $B$22, $D$108:D159, TRIM($B$24))","v":0}]
[null,"Debentures"]
[null,"   Government",null,{"$f":"SUMIFS($P$108:P159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$26))","v":0},{"$f":"SUMIFS($J$108:J159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$26))","v":0},{"$f":"SUMIFS($K$108:K159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$26))","v":0},{"$f":"SUMIFS($L$108:L159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$26))","v":0}]
[null,"   Corporate",null,{"$f":"SUMIFS($P$108:P159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$27))","v":0},{"$f":"SUMIFS($J$108:J159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$27))","v":0},{"$f":"SUMIFS($K$108:K159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$27))","v":0},{"$f":"SUMIFS($L$108:L159, $C$108:C159, $B$25, $D$108:D159, TRIM($B$27))","v":0}]
[null,"Structured notes",null,{"$f":"SUMIFS($O$171:O222,$C$171:C222, $B$28)","v":0},{"$f":"SUMIFS($I$171:I222,$C$171:C222, $B$28)","v":0},{"$f":"SUMIFS($J$171:J222,$C$171:C222, $B$28)","v":0},{"$f":"SUMIFS($K$171:K222,$C$171:C222, $B$28)","v":0}]
[null,"Collateralised securities",null,{"$f":"SUMIFS($O$171:O222,$C$171:C222, $B$29)","v":0},{"$f":"SUMIFS($I$171:I222,$C$171:C222, $B$29)","v":0},{"$f":"SUMIFS($J$171:J222,$C$171:C222, $B$29)","v":0},{"$f":"SUMIFS($K$171:K222,$C$171:C222, $B$29)","v":0}]
[null,"Equity securities"]
[null,"   Common shares",null,{"$f":"SUMIFS($K$235:K286,$C$235:C286, TRIM($B$31))","v":0},{"$f":"SUMIFS($I$235:I286,$C$235:C286, TRIM($B$31))","v":0},{"$f":"SUMIFS($J$235:J286,$C$235:C286, TRIM($B$31))","v":0}]
[null,"   Preference shares",null,{"$f":"SUMIFS($K$235:K286,$C$235:C286, TRIM($B$32))","v":0},{"$f":"SUMIFS($I$235:I286,$C$235:C286, TRIM($B$32))","v":0},{"$f":"SUMIFS($J$235:J286,$C$235:C286, TRIM($B$32))","v":0}]
[null,"Loans and mortgages",null,{"$f":"SUM($J$296:J347)","v":0},null,null,{"$f":"SUM($J$296:J347)","v":0}]
[null,"Collective investment vehicles",null,{"$f":"SUMIFS($L$356:L407,$C$356:C407,$B$34)","v":0},{"$f":"SUMIFS($F$356:F407,$C$356:C407,$B$34)","v":0},{"$f":"SUMIFS($G$356:G407,$C$356:C407,$B$34)","v":0},{"$f":"SUMIFS($H$356:H407,$C$356:C407,$B$34)","v":0}]
[null,"Commodities",null,{"$f":"SUMIFS($L$356:L407,$C$356:C407,$B$35)","v":0},{"$f":"SUMIFS($F$356:F407,$C$356:C407,$B$35)","v":0},{"$f":"SUMIFS($G$356:G407,$C$356:C407,$B$35)","v":0},{"$f":"SUMIFS($H$356:H407,$C$356:C407,$B$35)","v":0}]
[]
[null,"TOTAL FINANCIAL INVESTMENTS",null,{"$f":"SUM(D14:D35)","v":0},{"$f":"SUM(E14:E35)","v":0},{"$f":"SUM(F14:F35)","v":0},{"$f":"SUM(G14:G35)","v":0}]
[]
[]
[]
["SHORT TERM INVESTMENTS"]
[]
[null,null,null,null,null,null,null,null,null,"Allowances Current Period End (Including ECL)"]
[null,"Description","Type","Date of \nIssue","Date of Maturity","Issued Currency","Closing balance / Fair Value Through Profit or Loss","Closing balance / Fair Value Through Other Comprehensive Income","Amortized  Cost","Stage I","Stage II","Stage III","Total\n"]
[null,null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(G46:I46)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[]
["DEPOSITS, BONDS AND DEBENTURES"]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"Allowances Current Period End (Including ECL)"]
[null,"Description","Type","Government/Corporate","Listed/Unlisted","Credit rating","Date of \nIssue","Date of Maturity","Issued Currency","Closing balance / Fair Value Through Profit or Loss","Closing balance / Fair Value Through Other Comprehensive Income","Amortized  Cost","Stage I","Stage II","Stage III","Total\n"]
[null,null,null,null,null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(J108:L108)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[]
[]
["STRUCTURED NOTES AND COLLATERALALISED SECURITIES"]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"Allowances Current Period End (Including ECL)"]
[null,"Description","Type","Listed/Unlisted","Credit rating","Date of \nIssue","Date of Maturity","Issued Currency","Closing balance / Fair Value Through Profit or Loss","Closing balance / Fair Value Through Other Comprehensive Income","Amortized  Cost","Stage I","Stage II","Stage III","Total\n"]
[null,null,null,null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(I171:K171)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[]
["EQUITY SECURITIES"]
[]
[]
[]
[null,"Name of Entity","Preference/Common shares","Listed/Unlisted","Issued Currency",null,null,null,"Closing balance / Fair Value Through Profit or Loss","Closing balance / Fair Value Through Other Comprehensive Income","Total"]
[null,null,null,null,null,null,"Additions/(Disposal) and Revaluation gains/(losses)"]
[null,null,null,null,null,"Opening",null,"Closing"]
[]
[null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,{"$f":"F235+G235","v":0},null,null,{"$f":"I235+J235","v":0}]
[null,null,null,null,null,null,null,0,null,null,{"$f":"I236+J236","v":0}]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,{"$f":"I279+J279","v":0}]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,{"$f":"F285+G285","v":0},null,null,{"$f":"I285+J285","v":0}]
[]
[]
[]
[]
[]
["LOANS AND MORTGAGES"]
[]
[null,null,null,null,null,null,"Allowances Current Period End (Including ECL)"]
[null,"Description","Identification Number","Term","Issued Currency","Closing Loan Amount","Stage I","Stage II","Stage III","Total"]
[null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,{"$f":"F296","v":0}]
[null,null,null,null,null,null,null,null,null,{"$f":"F297","v":0}]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,{"$f":"F345","v":0}]
[null,null,null,null,null,null,null,null,null,{"$f":"F346","v":0}]
[]
[]
[]
[]
["COLLECTIVE INVESTMENT VEHICLES AND COMMODITIES"]
[]
[null,null,null,null,null,null,null,null,"Allowances Current Period End (Including ECL)"]
[null,"Description","Type","Listed/Unlisted","Issued Currency","Closing balance / Fair Value Through Profit or Loss","Closing balance / Fair Value Through Other Comprehensive Income","Amortized  Cost","Stage I","Stage II","Stage III","Total"]
[null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F356:H356)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F406:H406)","v":0}]

{"sheet":"A7","index":21,"n_rows":23,"n_cols":8,"rows_kept":23,"cut":false,"hidden":false,"merged":[[2,1,2,7],[11,5,11,7],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A7: DERIVATIVE ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,null,null,null,"Remaining term of exposure"]
[null,null,"Issued Currency","Amount","Credit rating","Less than 1 year","1-5 years","Over 5 years"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Futures"]
[null,"Call options"]
[null,"Put options"]
[null,"Swaps"]
[null,"Forwards"]
[null,"Credit derivatives"]
[null,"Other derivatives"]
[]
[null,"TOTAL DERIVATIVE ASSETS",null,{"$f":"SUM(D15:D21)","v":0},null,{"$f":"SUM(F15:F21)","v":0},{"$f":"SUM(G15:G21)","v":0},0]

{"sheet":"A8","index":22,"n_rows":52,"n_cols":7,"rows_kept":52,"cut":false,"hidden":false,"merged":[[2,1,2,6],[32,1,33,1],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM A8: CURRENT AND DEFERRED TAX ASSETS AND LIABILITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"CURRENT TAX ASSETS AND LIABILITIES"]
[]
[null,"Current tax assets","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Tax recoverable within 12 months"]
[null,"Tax recoverable after 12 months"]
[]
[null,"Total current tax assets",{"$f":"SUM(C15:C16)","v":0}]
[]
[]
[null,"Current tax liabilities","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Tax due within 12 months"]
[null,"Tax due after 12 months"]
[]
[null,"Total current tax liabilities",{"$f":"SUM(C23:C24)","v":0}]
[]
[]
[]
[]
[null,"DEFERRED TAX ASSETS/(LIABILITIES)"]
[]
[null,"Deferred tax assets/(liabilities)","Net opening tax asset/(liability)","Tax credited/(charged) to the income statement","Tax credited/(charged) to the other comprehensive income or equity","Acquisitions/ Transfers/(Disposals)","Net closing tax asset/(liability)"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Assets for insurance acquisition cashflows",null,null,null,null,{"$f":"SUM(C35:F35)","v":0}]
[null,"Difference between the tax and accounting value of insurance contracts",{"$f":"SUM(C37:C38)","v":0},{"$f":"SUM(D37:D38)","v":0},0,0,{"$f":"SUM(C36:F36)","v":0}]
[null,"    MRU",null,null,null,null,{"$f":"SUM(C37:F37)","v":0}]
[null,"    Overseas",null,null,null,null,0]
[null,"Realised and unrealised gains on investments",null,null,null,null,0]
[null,"Excess of depreciation over capital allowances",null,null,null,null,0]
[null,"Excess expenses",null,null,null,null,0]
[null,"Accounting provisions and other",null,null,null,null,0]
[null,"Trading losses",null,null,null,null,0]
[null,"Pension fund deficit",null,null,null,null,0]
[null,"Acquired intangibles",null,null,null,null,0]
[null,"Others",null,null,null,null,0]
[]
[null,"Total deferred tax assets/(liabilities)",{"$f":"SUM(C37:C46)+C35","v":0},{"$f":"SUM(D37:D46)+D35","v":0},0,0,{"$f":"SUM(C48:F48)","v":0}]
[]
[null,"Net deferred tax liabilities transferred on disposal",null,null,null,null,{"$f":"SUM(C50:F50)","v":0}]
[]
[null,"Net deferred tax assets/(liabilities)",{"$f":"C48-C50","v":0},{"$f":"D48-D50","v":0},0,0,{"$f":"SUM(C52:F52)","v":0}]

{"sheet":"A9","index":23,"n_rows":74,"n_cols":31,"rows_kept":74,"cut":false,"hidden":false,"merged":[[14,1,14,2],[15,1,15,2],[17,1,17,2],[2,1,2,12],[10,1,11,2],[12,1,12,2],[13,1,13,2],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM A9: RECEIVABLES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Description",null,"Receivables","Less than 12 months","More than 12 months",null,"Gross receivables",null,"Bad debts written off","Provision for doubtful debts",null,"Net receivables"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Related Companies",null,{"$f":"SUMIFS(D$22:D75, $C$22:$C75, $B13)","v":0},{"$f":"SUMIFS(E$22:E75, $C$22:$C75, $B13)","v":0},{"$f":"SUMIFS(F$22:F75, $C$22:$C75, $B13)","v":0},null,{"$f":"SUM(E13:F13)","v":0},null,{"$f":"SUMIFS(J$22:J75, $C$22:$C75, $B13)","v":0},{"$f":"SUMIFS(K$22:K75, $C$22:$C75, $B13)","v":0},null,{"$f":"SUMIFS(M$22:M75, $C$22:$C75, $B13)","v":0}]
[null,"Corporations",null,{"$f":"SUMIFS(D$22:D76, C$22:C76, $B14)","v":0},{"$f":"SUMIFS(E$22:E76, $C$22:$C76, $B14)","v":0},{"$f":"SUMIFS(F$22:F76, $C$22:$C76, $B14)","v":0},null,{"$f":"SUM(E14:F14)","v":0},null,{"$f":"SUMIFS(J$22:J76, $C$22:$C76, $B14)","v":0},{"$f":"SUMIFS(K$22:K76, $C$22:$C76, $B14)","v":0},null,{"$f":"SUMIFS(M$22:M76, $C$22:$C76, $B14)","v":0}]
[null,"Investment Income",null,{"$f":"SUMIFS(D$22:D78, C$22:C78, $B15)","v":0},{"$f":"SUMIFS(E$22:E78, $C$22:$C78, $B15)","v":0},{"$f":"SUMIFS(F$22:F78, $C$22:$C78, $B15)","v":0},null,{"$f":"SUM(E15:F15)","v":0},null,{"$f":"SUMIFS(J$22:J78, $C$22:$C78, $B15)","v":0},{"$f":"SUMIFS(K$22:K78, $C$22:$C78, $B15)","v":0},null,{"$f":"SUMIFS(M$22:M78, $C$22:$C78, $B15)","v":0}]
[null,"Other",null,{"$f":"SUMIFS(D$22:D79, C$22:C79, $B16)","v":0},{"$f":"SUMIFS(E$22:E79, $C$22:$C79, $B16)","v":0},{"$f":"SUMIFS(F$22:F79, $C$22:$C79, $B16)","v":0},null,{"$f":"SUM(E16:F16)","v":0},null,{"$f":"SUMIFS(J$22:J79, $C$22:$C79, $B16)","v":0},{"$f":"SUMIFS(K$22:K79, $C$22:$C79, $B16)","v":0},null,{"$f":"SUMIFS(M$22:M79, $C$22:$C79, $B16)","v":0}]
[]
[null,"TOTAL RECEIVABLES",null,{"$f":"SUM(D13:D16)","v":0},{"$f":"SUM(E13:E16)","v":0},{"$f":"SUM(F13:F16)","v":0},null,{"$f":"SUM(H13:H16)","v":0},null,{"$f":"SUM(J13:J16)","v":0},{"$f":"SUM(K13:K16)","v":0},null,{"$f":"SUM(M13:M16)","v":0}]
[]
[]
[]
[null,"Entity","Description","Receivables","Less than 12 months","More than 12 months",null,"Gross receivables",null,"Bad debts written off","Provision for doubtful debts",null,"Net receivables"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,{"$f":"SUM(E24:F24)","v":0},null,null,null,null,{"$f":"H24-SUM(J24:K24)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(M24<-0.05, -1, 1)","v":1}]
[null,null,null,null,null,null,null,0,null,null,null,null,{"$f":"H25-SUM(J25:K25)","v":0}]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,{"$f":"SUM(E56:F56)","v":0},null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(M69<-0.05, -1, 1)","v":1}]
[null,null,null,null,null,null,null,0,null,null,null,null,{"$f":"H70-SUM(J70:K70)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1]
[null,null,null,null,null,null,null,0,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1]
[null,null,null,null,null,null,null,0,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1]
[null,null,null,null,null,null,null,0,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1]
[null,null,null,null,null,null,null,0,null,null,null,null,{"$f":"H74-SUM(J74:K74)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(M74<-0.05, -1, 1)","v":1}]

{"sheet":"A10","index":24,"n_rows":38,"n_cols":14,"rows_kept":38,"cut":false,"hidden":false,"merged":[[2,1,2,13],[10,1,11,1],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM A10: RECOVERIES FROM INSURANCE COMPANIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Receivables","Less than 6 months","More than 6 months but less than 1 year","More than 1 year but less than 2 years","Above 2 years",null,"Gross receivables",null,"Bad debts written off","Provision for doubtful debts",null,"Net receivables"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"TOTAL RECOVERIES FROM INSURANCE COMPANIES",{"$f":"SUM(C19:C38)","v":0},{"$f":"SUM(D19:D38)","v":0},{"$f":"SUM(E19:E38)","v":0},{"$f":"SUM(F19:F38)","v":0},{"$f":"SUM(G19:G38)","v":0},null,{"$f":"SUM(I19:I38)","v":0},null,{"$f":"SUM(K19:K38)","v":0},{"$f":"SUM(L19:L38)","v":0},null,{"$f":"SUM(N19:N38)","v":0}]
[]
[]
[null,"Insurance company","Receivables","Less than 6 months","More than 6 months but less than 1 year","More than 1 year but less than 2 years","Above 2 years",null,"Gross receivables",null,"Bad debts written off","Provision for doubtful debts",null,"Net receivables"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,{"$f":"SUM(D19:G19)","v":0},null,null,null,null,{"$f":"I19-SUM(K19:L19)","v":0}]
[null,null,null,null,null,null,null,null,{"$f":"SUM(D20:G20)","v":0},null,null,null,null,{"$f":"I20-SUM(K20:L20)","v":0}]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,{"$f":"SUM(D26:G26)","v":0},null,null,null,null,{"$f":"I26-SUM(K26:L26)","v":0}]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]
[null,null,null,null,null,null,null,null,0,null,null,null,null,0]

{"sheet":"A11","index":25,"n_rows":43,"n_cols":3,"rows_kept":43,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM A11: ASSETS HELD FOR SALE"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"Description","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Property, plant and equipment",{"$f":"'A1'!H26","v":0}]
[null,"Goodwill",{"$f":"'A2'!H14","v":0}]
[null,"Other Intangible Assets",{"$f":"'A2'!H16","v":0}]
[null,"Investment property",{"$f":"'A5'!I13","v":0}]
[null,"Others"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"TOTAL ASSETS HELD FOR SALE",{"$f":"SUM(C12:C42)","v":0}]

{"sheet":"A12","index":26,"n_rows":23,"n_cols":3,"rows_kept":23,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM A12: ASSETS COVERING GENERAL BUSINESS TECHNICAL PROVISIONS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Section 16(2) of the Act",{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Less: encumbered assets",{"$f":"C0!D36","v":0}]
[]
[null,"Total free assets",{"$f":"C12-C13","v":0}]
[]
[null,"Less: liabilities other than insurance and resinruance contract liabilities",{"$f":"L0!D43-SUM(L0!D26:D27)","v":0}]
[]
[null,"Assets available to cover Insurance and reinsurance contract liabilities",{"$f":"C15-C17","v":0}]
[]
[null,"Insurance and reinsurance contract liabilities",{"$f":"SUM(L0!D26:D27)","v":0}]
[]
[null,"Surplus / (Shortage)",{"$f":"C19-C21","v":0}]

{"sheet":"A13","index":27,"n_rows":17,"n_cols":3,"rows_kept":17,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM A13: CASH AND OTHER ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,"Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Asset for Insurance Acquisition Cash Flows"]
[null,"Prepayments and Accrued Income"]
[null,"Retirement Benefit Asset"]
[null,"Cash and Cash Equivalents"]
[null,"Assets encumberred "]
[null,"Other assets"]

{"sheet":"Liabilities>>>","index":28,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"L0","index":29,"n_rows":45,"n_cols":5,"rows_kept":45,"cut":false,"hidden":false,"merged":[[12,3,12,4],[2,1,2,4],[6,3,6,4],[12,1,15,1]]}
[]
[]
[null,"FORM L0 : BALANCE SHEET LIABILTIES AND EQUITY"]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!C14 - IF(MOD(YEAR(Specifications!C14),4)=0, 366, 365)","v":"2023-09-09"}]
[]
[]
[null,"LIABITLIES AND EQUITY"]
[]
[null,"EQUITY",null,"AMOUNT"]
[null,null,null,"Curent","Previous"]
[null,null,null,"Year","Year"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Share Capital"]
[null,"Share Premium"]
[null,"Retained earnings"]
[null,"Reserves"]
[]
[null,"TOTAL EQUITIES",null,{"$f":"SUM(D17:D20)","v":0},{"$f":"SUM(E17:E20)","v":0}]
[]
[]
[null,"LIABILITIES"]
[null,"Insurance Contract Liabilities",{"$f":"HYPERLINK(\"#'IR1'!A1\",\"IR1\")","v":"IR1"},{"$f":"IF('IR1'!F24+'IR1'!I40>0, 'IR1'!F24+'IR1'!I40, 0)","v":0}]
[null,"Reinsurance Contract Liabilities",{"$f":"HYPERLINK(\"#'IR3'!A1\",\"IR3\")","v":"IR3"},{"$f":"IF('IR4'!F24 + 'IR4'!I40 <0, -('IR4'!F24+'IR4'!I40), 0)+'IR3'!F24+'IR3'!I40","v":0}]
[null,"Current tax liabilities",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"'A8'!C26","v":0}]
[null,"Deferrred tax liabilities",{"$f":"HYPERLINK(\"#'A8'!A1\", \"A8\")","v":"A8"},{"$f":"IF('A8'!G52<0, -'A8'!G52, 0)","v":0}]
[null,"Liabilities held for sale",{"$f":"HYPERLINK(\"#'L1'!A1\", \"L1\")","v":"L1"},{"$f":"'L1'!C64","v":0}]
[null,"Financial liabilities"]
[null,"    Derivatives",{"$f":"HYPERLINK(\"#'L2'!A1\", \"L2\")","v":"L2"},{"$f":"'L2'!D23","v":0}]
[null,"    Investment contracts",{"$f":"HYPERLINK(\"#'L3'!A1\", \"L3\")","v":"L3"},{"$f":"'L3'!C64","v":0}]
[null,"Lease liabilities",{"$f":"HYPERLINK(\"#'L4'!A1\", \"L4\")","v":"L4"},{"$f":"'L4'!J13","v":0}]
[null,"Trade and other payables",{"$f":"HYPERLINK(\"#'L5'!A1\", \"L5\")","v":"L5"},{"$f":"'L5'!C19","v":0}]
[null,"Borrowings",{"$f":"HYPERLINK(\"#'L6'!A1\", \"L6\")","v":"L6"}]
[null,"    Subordinated",null,{"$f":"'L6'!C13","v":0}]
[null,"    Senior",null,{"$f":"'L6'!C14","v":0}]
[null,"    Short term operational",null,{"$f":"'L6'!C15","v":0}]
[null,"Retirement benefit liabilities",{"$f":"HYPERLINK(\"#'L7'!A1\", \"L7\")","v":"L7"},{"$f":"'L7'!C12","v":0}]
[null,"Other Liabilities",{"$f":"HYPERLINK(\"#'L7'!A1\", \"L7\")","v":"L7"},{"$f":"'L7'!C13","v":0}]
[]
[null,"TOTAL LIABILITIES",null,{"$f":"SUM(D26:D41)","v":0},{"$f":"SUM(E26:E41)","v":0}]
[]
[null,"TOTAL LIABILITIES AND EQUITY",null,{"$f":"SUM(D22,D43)","v":0},{"$f":"SUM(E22,E43)","v":0}]

{"sheet":"L1","index":30,"n_rows":64,"n_cols":3,"rows_kept":64,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM L1: LIABILITIES HELD FOR SALE"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"Description of liabilities","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"TOTAL LIABILITIES HELD FOR SALE",{"$f":"SUM(C12:C63)","v":0}]

{"sheet":"L2","index":31,"n_rows":23,"n_cols":8,"rows_kept":23,"cut":false,"hidden":false,"merged":[[11,5,11,7],[2,1,2,7],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM L2: DERIVATIVE LIABILTIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,null,null,null,"Remaining term of exposure"]
[null,null,"Issued Currency","Amount","Credit rating","Less than 1 year","1-5 years","Over 5 years"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Futures"]
[null,"Call options"]
[null,"Put options"]
[null,"Swaps"]
[null,"Forwards"]
[null,"Credit derivatives"]
[null,"Other derivatives"]
[]
[null,"TOTAL DERIVATIVE LIABILITIES",null,{"$f":"SUM(D15:D21)","v":0},null,{"$f":"SUM(F15:F21)","v":0},{"$f":"SUM(G15:G21)","v":0},{"$f":"SUM(H15:H21)","v":0}]

{"sheet":"L3","index":32,"n_rows":64,"n_cols":3,"rows_kept":64,"cut":false,"hidden":false,"merged":[[2,1,2,2],[9,1,10,1]]}
[]
[]
[null,"FORM L3: INVESTMENT CONTRACT LIABILTIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"Description of Investment contract liabilities","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"TOTAL INVESTMENT CONTRACT LIABILITIES",{"$f":"SUM(C12:C63)","v":0}]

{"sheet":"L4","index":33,"n_rows":67,"n_cols":10,"rows_kept":67,"cut":false,"hidden":false,"merged":[[2,1,2,9],[7,2,7,4],[6,2,6,4]]}
[]
[]
[null,"FORM L4: LEASE LIABILITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,null,null,null,"Opening balance","Additions","Accretion of interest","Payments","Closing balance"]
[null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"TOTAL LEASE LIABILITIES",null,null,null,{"$f":"SUM(F17:F67)","v":0},{"$f":"SUM(G17:G67)","v":0},{"$f":"SUM(H17:H67)","v":0},{"$f":"SUM(I17:I67)","v":0},{"$f":"SUM(J17:J67)","v":0}]
[]
[null,"Description","Inception date","Commencement date","Issued Currency","Opening balance","Additions","Accretion of interest","Payments","Closing balance"]
[null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,null,null,{"$f":"SUM(F17:H17)-I17","v":0}]
[null,null,null,null,null,null,null,null,null,{"$f":"SUM(F18:H18)-I18","v":0}]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,{"$f":"SUM(F63:H63)-I63","v":0}]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,0]

{"sheet":"L5","index":34,"n_rows":19,"n_cols":3,"rows_kept":19,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM L5: TRADE AND OTHER PAYABLES, INCLUDING INSURANCE PAYABLES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,"Amount "]
[null,"Item",{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Accruals"]
[null,"Trade creditors"]
[null,"Other creditors"]
[null,"Due to agents, brokers and intermediaries"]
[null,"Deffered income"]
[null,"Due to insurance companies"]
[]
[null,"TOTAL TRADE AND OTHER PAYABLES, INCLUDING INSURANCE PAYABLES",{"$f":"SUM(C12:C18)","v":0}]

{"sheet":"L6","index":35,"n_rows":21,"n_cols":7,"rows_kept":21,"cut":false,"hidden":false,"merged":[[2,1,2,6],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM L6 : BORROWINGS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Type","Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Subordinated borrowings",{"$f":"SUMIFS($C$22:$C$1048576, $D$22:$D$1048576, B13)","v":0}]
[null,"Senior borrowings",{"$f":"SUMIFS($C$22:$C$1048576, $D$22:$D$1048576, B14)","v":0}]
[null,"Short term operational borrowings",{"$f":"SUMIFS($C$22:$C$1048576, $D$22:$D$1048576, B15)","v":0}]
[]
[null,"Total Borrowings",{"$f":"SUM(C13:C15)","v":0}]
[]
[]
[null,"Description","Amount","Type","Secured/Unsecured","Date of issue","Term to maurity"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]

{"sheet":"L7","index":36,"n_rows":13,"n_cols":3,"rows_kept":13,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM L7: OTHER LIABILITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,"Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Retirement benefit liabilities"]
[null,"Other Liabilities"]

{"sheet":"Insurance&Reinsurance>>>","index":37,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"IR0","index":38,"n_rows":44,"n_cols":4,"rows_kept":44,"cut":false,"hidden":false,"merged":[[2,1,2,3],[6,2,6,3]]}
[]
[]
[null,"FORM IR0: BALANCE SHEET AND RESERVES SUMMARY"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!C14 - IF(MOD(YEAR(Specifications!C14),4)=0, 366, 365)","v":"2023-09-09"}]
[]
[]
[null,"IFRS Balance Sheet Summary"]
[]
[null,"Summary","Current Year","Previous Year"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Assets",{"$f":"A0!D40","v":0},{"$f":"A0!E40","v":0}]
[null,"Liabilities",{"$f":"-L0!D43","v":0},{"$f":"-L0!E43","v":0}]
[null,"Equity",{"$f":"L0!D22","v":0},{"$f":"L0!E22","v":0}]
[]
[]
[null,"Reserves summary"]
[]
[null,"Summary","Current Year","Previous Year"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Insurance liabilities"]
[null,"Liability for incurred claims",{"$f":"'IR1'!F24","v":0}]
[null,"Liability for remaining coverage",{"$f":"'IR1'!I40","v":0}]
[null,"Insurance Assets"]
[null,"Liability for incurred claims",{"$f":"'IR2'!F24","v":0}]
[null,"Liability for remaining coverage",{"$f":"'IR2'!I40","v":0}]
[]
[null,"Liability arising from insurance contracts",{"$f":"SUM(C25:C26)-SUM(C28:C29)","v":0},{"$f":"SUM(D25:D26)-SUM(D28:D29)","v":0}]
[]
[null,"Reinsurance Assets"]
[null,"Asset recoverable from incurred claims",{"$f":"'IR4'!F24","v":0}]
[null,"Asset for remaining coverage",{"$f":"'IR4'!I40","v":0}]
[null,"Reinsurance Liabilities"]
[null,"Asset recoverable from incurred claims",{"$f":"'IR3'!F24","v":0}]
[null,"Asset for remaining coverage",{"$f":"'IR4'!I40","v":0}]
[]
[null,"Asset from reinsurance contracts",{"$f":"SUM(C34:C35)-SUM(C37:C38)","v":0},{"$f":"SUM(D34:D35)-SUM(D37:D38)","v":0}]
[]
[null,"Net liability arising from insurance contracts",{"$f":"C31-C40","v":0},{"$f":"D31-D40","v":0}]
[]
[null,"MCR ratio",{"$f":"C0!D67","v":0},{"$f":"C0!E67","v":0}]

{"sheet":"IR1","index":39,"n_rows":54,"n_cols":11,"rows_kept":54,"cut":false,"hidden":false,"merged":[[44,1,45,1],[2,1,2,10],[12,1,13,1],[28,1,29,1],[6,2,6,3],[7,2,7,3],[12,10,13,10],[28,10,29,10],[44,10,45,10]]}
[]
[]
[null,"FORM IR1: INSURANCE LIABILITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Liability for incurred claims (LIC)"]
[]
[null,"LIABILITY FOR INCURRED CLAIMS","Best Estimate liability (Undiscounted)","Impact of Discounting","Risk adjustment","Total LIC",null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",null,null,null,{"$f":"SUM(C15:E15)","v":0},null,null,null,null,{"$f":"IF(D15>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",null,null,null,0,null,null,null,null,{"$f":"IF(D16>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Engineering ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Liability ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Property ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Transportation ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Guarantee ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Miscellaneous ",null,null,null,0,null,null,null,null,"Pass"]
[]
[null,"TOTAL LIABILITY FOR INCURRED CLAIMS",{"$f":"SUM(C15:C22)","v":0},{"$f":"SUM(D15:D22)","v":0},{"$f":"SUM(E15:E22)","v":0},{"$f":"SUM(F15:F22)","v":0}]
[]
[]
[null,"Liability for remaining coverage (LRC)"]
[]
[null,"LIABILTY FOR REMAINING COVERAGE","Best Estimate liability (Undiscounted)","Impact of Discounting","Risk adjustment","Contractual Service Margin","Loss component","Total LRC (Excluding Contractual Service Margin)","Total LRC (Including Contractual Service Margin)",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",null,null,null,null,null,{"$f":"I31-F31","v":0},{"$f":"SUM(C31:G31)","v":0},null,{"$f":"IF(D31>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",null,null,null,null,null,{"$f":"I32-F32","v":0},0,null,{"$f":"IF(D32>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Engineering ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Liability ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Property ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Transportation ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Guarantee ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Miscellaneous ",null,null,null,null,null,0,0,null,"Pass"]
[]
[null,"TOTAL LIABILITY FOR REMAINING COVERAGE",{"$f":"SUM(C31:C38)","v":0},0,0,0,0,0,0]
[]
[]
[null,"LIC +LRC (Overall liability)"]
[]
[null,null,"Total Liability Positions ",null,null,null,null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",{"$f":"F15+I31","v":0},null,null,null,null,null,null,null,{"$f":"IF(C47<0,\"Please consider reporting portfolio in insurance contract assets\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Engineering ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Liability ",0,null,null,null,null,null,null,null,{"$f":"IF(C50<0,\"Please consider reporting portfolio in insurance contract assets\",\"Pass\")","v":"Pass"}]
[null,"Property ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Transportation ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Guarantee ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Miscellaneous ",0,null,null,null,null,null,null,null,"Pass"]

{"sheet":"IR2","index":40,"n_rows":54,"n_cols":11,"rows_kept":54,"cut":false,"hidden":false,"merged":[[44,1,45,1],[2,1,2,10],[6,2,6,3],[7,2,7,3],[12,1,13,1],[28,1,29,1],[12,10,13,10],[28,10,29,10],[44,10,45,10]]}
[]
[]
[null,"FORM IR2: INSURANCE ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Liability for incurred claims (LIC)"]
[]
[null,"LIABILITY FOR INCURRED CLAIMS (ASSET POSITION)","Best Estimate liability (Undiscounted)","Impact of Discounting","Risk adjustment","Total LIC",null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",null,null,null,{"$f":"SUM(C15:E15)","v":0},null,null,null,null,{"$f":"IF(D15>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",null,null,null,0,null,null,null,null,{"$f":"IF(D16>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Engineering ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Liability ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Property ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Transportation ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Guarantee ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Miscellaneous ",null,null,null,0,null,null,null,null,"Pass"]
[]
[null,"TOTAL LIABILITY FOR INCURRED CLAIMS",{"$f":"SUM(C15:C22)","v":0},{"$f":"SUM(D15:D22)","v":0},{"$f":"SUM(E15:E22)","v":0},{"$f":"SUM(F15:F22)","v":0}]
[]
[]
[null,"Liability for remaining coverage (LRC)"]
[]
[null,"LIABILTY FOR REMAINING COVERAGE (ASSET POSITION)","Best Estimate liability (Undiscounted)","Impact of Discounting","Risk adjustment","Contractual Service Margin","Loss component","Total LRC (Excluding Contractual Service Margin)","Total LRC (Including Contractual Service Margin)",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",null,0,null,null,null,{"$f":"I31-F31","v":0},{"$f":"SUM(C31:G31)","v":0},null,{"$f":"IF(D31>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",null,null,null,null,null,{"$f":"I32-F32","v":0},0,null,{"$f":"IF(D32>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Engineering ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Liability ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Property ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Transportation ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Guarantee ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Miscellaneous ",null,null,null,null,null,0,0,null,"Pass"]
[]
[null,"TOTAL LIABILITY FOR REMAINING COVERAGE",{"$f":"SUM(C31:C38)","v":0},0,0,0,0,0,0]
[]
[]
[null,"LIC +LRC (Overall asset)"]
[]
[null,null,"Total Asset Positions ",null,null,null,null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",{"$f":"F15+I31","v":0},null,null,null,null,null,null,null,{"$f":"IF(C47<0,\"Please consider reporting portfolio in insurance contract liabilities\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",0,null,null,null,null,null,null,null,{"$f":"IF(C48<0,\"Please consider reporting portfolio in insurance contract liabilities\",\"Pass\")","v":"Pass"}]
[null,"Engineering ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Liability ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Property ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Transportation ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Guarantee ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Miscellaneous ",0,null,null,null,null,null,null,null,"Pass"]

{"sheet":"IR3","index":41,"n_rows":54,"n_cols":11,"rows_kept":54,"cut":false,"hidden":false,"merged":[[44,1,45,1],[2,1,2,10],[6,2,6,4],[7,2,7,4],[12,1,13,1],[28,1,29,1],[12,10,13,10],[28,10,29,10],[44,10,45,10]]}
[]
[]
[null,"FORM IR3: REINSURANCE LIABILITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Amount Recoverable from Incurred Claims (ARIC)"]
[]
[null,"AMOUNT RECOVERABLE FROM INCURRED CLAIMS (LIABILITY POSITION)","Best estimate","Impact of Discounting","Risk adjustment","Total ARIC",null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",null,null,null,{"$f":"SUM(C15:E15)","v":0},null,null,null,null,{"$f":"IF(D15>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",null,null,null,0,null,null,null,null,{"$f":"IF(D16>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Engineering ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Liability ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Property ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Transportation ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Guarantee ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Miscellaneous ",null,null,null,0,null,null,null,null,"Pass"]
[]
[null,"TOTAL AMOUNT RECOVERABLE FROM INCURRED CLAIMS",{"$f":"SUM(C15:C22)","v":0},{"$f":"SUM(D15:D22)","v":0},{"$f":"SUM(E15:E22)","v":0},{"$f":"SUM(F15:F22)","v":0}]
[]
[]
[null,"Asset for Remaining Coverage (ARC)"]
[]
[null,"ASSET FOR REMAINING COVERAGE (LIABILITY POSITION)","Best estimate","Impact of Discounting","Risk adjustment","Contractual Service Margin","Loss recovery component","Total ARC (Excluding Contractual Service Margin)","Total ARC (Including Contractual Service Margin)",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",null,null,null,null,null,{"$f":"I31-F31","v":0},{"$f":"SUM(C31:G31)","v":0},null,{"$f":"IF(D31>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",null,null,null,null,null,{"$f":"I32-F32","v":0},0,null,{"$f":"IF(D32>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Engineering ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Liability ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Property ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Transportation ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Guarantee ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Miscellaneous ",null,null,null,null,null,0,0,null,"Pass"]
[]
[null,"TOTAL ASSET FOR REMAINING COVERAGE",{"$f":"SUM(C31:C38)","v":0},0,0,0,0,0,0]
[]
[]
[null,"ARIC +ARC (Overall liability)"]
[]
[null,null,"Total Liability Positions ",null,null,null,null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",{"$f":"F15+I31","v":0},null,null,null,null,null,null,null,{"$f":"IF(C47<0,\"Please consider reporting portfolio in reinsurance contract assets\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",0,null,null,null,null,null,null,null,{"$f":"IF(C48<0,\"Please consider reporting portfolio in reinsurance contract assets\",\"Pass\")","v":"Pass"}]
[null,"Engineering ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Liability ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Property ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Transportation ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Guarantee ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Miscellaneous ",0,null,null,null,null,null,null,null,"Pass"]

{"sheet":"IR4","index":42,"n_rows":54,"n_cols":11,"rows_kept":54,"cut":false,"hidden":false,"merged":[[44,1,45,1],[2,1,2,10],[12,1,13,1],[28,1,29,1],[6,2,6,4],[7,2,7,4],[12,10,13,10],[28,10,29,10],[44,10,45,10]]}
[]
[]
[null,"FORM IR4: REINSURANCE ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Amount Recoverable from Incurred Claims (ARIC)"]
[]
[null,"AMOUNT RECOVERABLE FROM INCURRED CLAIMS","Best estimate","Impact of Discounting","Risk adjustment","Total ARIC",null,"Less than 8 months","More than 8 months",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",null,null,null,{"$f":"SUM(C15:E15)","v":0},null,null,null,null,{"$f":"IF(D15>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",null,null,null,0,null,null,null,null,{"$f":"IF(D16>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Engineering ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Liability ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Property ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Transportation ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Guarantee ",null,null,null,0,null,null,null,null,"Pass"]
[null,"Miscellaneous ",null,null,null,0,null,null,null,null,"Pass"]
[]
[null,"TOTAL AMOUNT RECOVERABLE FROM INCURRED CLAIMS",{"$f":"SUM(C15:C22)","v":0},{"$f":"SUM(D15:D22)","v":0},{"$f":"SUM(E15:E22)","v":0},{"$f":"SUM(F15:F22)","v":0},null,{"$f":"SUM(H15:H22)","v":0},{"$f":"SUM(I15:I22)","v":0}]
[]
[]
[null,"Asset for Remaining Coverage (ARC)"]
[]
[null,"ASSET FOR REMAINING COVERAGE","Best estimate","Impact of Discounting","Risk adjustment","Contractual Service Margin","Loss recovery component","Total ARC (Excluding Contractual Service Margin)","Total ARC (Including Contractual Service Margin)",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",null,null,null,null,null,{"$f":"I31-F31","v":0},{"$f":"SUM(C31:G31)","v":0},null,{"$f":"IF(D31>0,\"Impact of discounting should be negative\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",null,null,null,null,null,{"$f":"I32-F32","v":0},0,null,"Pass"]
[null,"Engineering ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Liability ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Property ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Transportation ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Guarantee ",null,null,null,null,null,0,0,null,"Pass"]
[null,"Miscellaneous ",null,null,null,null,null,0,0,null,"Pass"]
[]
[null,"TOTAL ASSET FOR REMAINING COVERAGE",{"$f":"SUM(C31:C38)","v":0},0,0,0,0,0,0]
[]
[]
[null,"ARIC +ARC (Overall asset)"]
[]
[null,null,"Total Asset Positions ",null,null,null,null,null,null,null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",{"$f":"F15+I31","v":0},null,null,null,null,null,null,null,{"$f":"IF(C47<0,\"Please consider reporting portfolio in reinsurance contract liabilities\",\"Pass\")","v":"Pass"}]
[null,"Accident and Health ",0,null,null,null,null,null,null,null,{"$f":"IF(C48<0,\"Please consider reporting portfolio in reinsurance contract liabilities\",\"Pass\")","v":"Pass"}]
[null,"Engineering ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Liability ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Property ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Transportation ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Guarantee ",0,null,null,null,null,null,null,null,"Pass"]
[null,"Miscellaneous ",0,null,null,null,null,null,null,null,"Pass"]

{"sheet":"IR5","index":43,"n_rows":55,"n_cols":8,"rows_kept":55,"cut":false,"hidden":false,"merged":[[11,1,12,1],[6,2,6,4],[7,2,7,4],[11,7,12,7],[2,1,2,7]]}
[]
[]
[null,"FORM IR5: LIABILITY ROLL FORWARD FOR INSURANCE CONTRACTS MEASURED UNDER GMM"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,"Expected Present Value of Future Cash Flows ","Risk Adjustment ","Contractual Service Margin","Total liability",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"BEGINNING OF PERIOD"]
[null,"Net opening insurance contract liabilities/(assets)",null,null,null,{"$f":"SUM(C16:E16)","v":0}]
[]
[null,"CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI"]
[null,"Contractual service margin recognized for service provided",null,null,null,{"$f":"SUM(C19:E19)","v":0},null,{"$f":"IF(F19>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Change in risk adjustment for non-financial risk expired ",null,null,null,0,null,{"$f":"IF(F20>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Experience adjustments ",null,null,null,0,null,{"$f":"IF(F21>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Current service provided in the period",{"$f":"SUM(C19:C21)","v":0},{"$f":"SUM(D19:D21)","v":0},{"$f":"SUM(E19:E21)","v":0},0]
[]
[null,"Contracts initially recognized in the period",null,null,null,0,null,{"$f":"IF(OR(C25>0,D25<0,E25<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Changes in estimates that adjust the Contractual Service Margin",null,null,null,0,null,{"$f":"IF(OR(C26>0,D26>0,E26<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Changes in estimates that result in losses and reversal of losses on onerous contracts",null,null,null,0,null,{"$f":"IF(OR(C27>0,D27>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Future service yet to be provided",{"$f":"SUM(C25:C27)","v":0},{"$f":"SUM(D25:D27)","v":0},{"$f":"SUM(E25:E27)","v":0},0]
[]
[null,"Adjustments to liabilities for incurred claims",null,null,null,0,null,{"$f":"IF(OR(C31>0,D31>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Past service provided in the Prior Periods",{"$f":"SUM(C31:C31)","v":0},{"$f":"SUM(D31:D31)","v":0},{"$f":"SUM(E31:E31)","v":0},0]
[]
[null,"Insurance service result",{"$f":"C23+C29+C33","v":0},{"$f":"D23+D29+D33","v":0},0,0]
[]
[null,"Interest accreted",null,null,null,0,null,{"$f":"IF(OR(C37>0,D37>0,E37>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in interest rates and other financial assumptions",null,null,null,0,null,{"$f":"IF(OR(C38>0,D38<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Net foreign exchange income/(expenses)",null,null,null,0]
[]
[null,"Net finance (income)/expenses from insurance contracts",{"$f":"SUM(C37:C39)","v":0},{"$f":"SUM(D37:D39)","v":0},{"$f":"SUM(E37:E39)","v":0},0]
[]
[null,"TOTAL CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI",{"$f":"SUM(C35,C41)","v":0},{"$f":"SUM(D35,D41)","v":0},0,0]
[]
[null,"CASH FLOWS"]
[null,"Premiums received for insurance contracts",{"$f":"'IR11'!C17","v":0},null,null,0]
[null,"Claims and other insurance service expenses paid, including investment components",{"$f":"'IR11'!C18","v":0},null,null,0]
[null,"Insurance acquisition cash flows",{"$f":"'IR11'!C19","v":0},null,null,0]
[]
[null,"TOTAL CASH FLOWS",{"$f":"SUM(C46:C48)","v":0},{"$f":"SUM(D46:D48)","v":0},{"$f":"SUM(E46:E48)","v":0},0]
[]
[null,"Net ending insurance contract liabilities/(assets)",{"$f":"C50+C43+C16","v":0},{"$f":"D50+D43+D16","v":0},0,0]
[]
[null,"END OF PERIOD"]
[null,"Net ending insurance contract liabilities/(assets)",{"$f":"C52","v":0},{"$f":"D52","v":0},{"$f":"E52","v":0},0]

{"sheet":"IR6","index":44,"n_rows":56,"n_cols":8,"rows_kept":56,"cut":false,"hidden":false,"merged":[[11,1,12,1],[6,2,6,4],[7,2,7,4],[11,7,12,7],[2,1,2,7]]}
[]
[]
[null,"FORM IR6: LIABILITY ROLL FORWARD FOR REINSURANCE CONTRACTS MEASURED UNDER GMM"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,"Expected Present Value of Future Cash Flows ","Risk Adjustment ","Contractual Service Margin","Total Asset",null,"Checks"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"BEGINNING OF PERIOD"]
[null,"Net opening reinsurance contract assets/(liabilities)",null,null,null,{"$f":"SUM(C16:E16)","v":0}]
[]
[null,"CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI"]
[null,"Contractual service margin recognized for service received",null,null,null,{"$f":"SUM(C19:E19)","v":0},null,{"$f":"IF(F19>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Change in risk adjustment for non-financial risk expired ",null,null,null,0,null,{"$f":"IF(F20>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Experience adjustments ",null,null,null,0,null,{"$f":"IF(F21>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Current service received in the period",{"$f":"SUM(C19:C21)","v":0},{"$f":"SUM(D19:D21)","v":0},{"$f":"SUM(E19:E21)","v":0},0]
[]
[null,"Contracts initially recognized in the period",null,null,null,0,null,{"$f":"IF(OR(C25>0,E25<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Changes in estimates that adjust the Contractual Service Margin",null,null,null,0,null,{"$f":"IF(OR(C26<0,D26<0,E26>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Changes in estimates that relate to losses and reversal of losses on onerous underlying contracts",null,null,null,0]
[null,"Changes in recoveries of losses on onerous underlying contracts that adjust the Contractual Service Margin",null,null,null,0]
[]
[null,"Future service yet to be received",{"$f":"SUM(C25:C28)","v":0},{"$f":"SUM(D25:D28)","v":0},{"$f":"SUM(E25:E28)","v":0},0]
[]
[null,"Changes in amounts recoverable arising from changes in the liability for incurred claims",null,null,null,0,null,{"$f":"IF(OR(C32<0,D32<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Past service received in the Prior Periods",{"$f":"C32","v":0},{"$f":"D32","v":0},{"$f":"E32","v":0},0]
[]
[null,"Net income/(expenses) from reinsurance contracts held",{"$f":"C34+C30+C23","v":0},{"$f":"D34+D30+D23","v":0},{"$f":"E34+E30+E23","v":0},0]
[]
[null,"Interest accreted",null,null,null,0,null,{"$f":"IF(OR(C38>0,D38>0,E38>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in interest rates and other financial assumptions",null,null,null,0,null,{"$f":"IF(OR(C39>0,D39>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in the risk of non-performance by reinsurers",null,null,null,0,null,{"$f":"IF(OR(C40>0,D40>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Net foreign exchange income / (expenses)",null,null,null,0]
[]
[null,"Reinsurance finance income / (expense) from reinsurance contracts held",{"$f":"SUM(C38:C41)","v":0},{"$f":"SUM(D38:D41)","v":0},{"$f":"SUM(E38:E41)","v":0},0]
[]
[null,"TOTAL CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI",{"$f":"C43+C36","v":0},{"$f":"D43+D36","v":0},{"$f":"E43+E36","v":0},0]
[]
[null,"CASH FLOWS"]
[null,"Premiums paid",{"$f":"'IR11'!C28","v":0},null,null,0]
[null,"Amounts received for incurred claims, including investment components",{"$f":"'IR11'!C29","v":0},null,null,0]
[]
[null,"TOTAL CASH FLOWS",{"$f":"SUM(C48:C49)","v":0},{"$f":"SUM(D48:D49)","v":0},{"$f":"SUM(E48:E49)","v":0},0]
[]
[null,"Net ending reinsurance contract assets/(liabilities)",{"$f":"C51+C45+C16","v":0},{"$f":"D51+D45+D16","v":0},0,0]
[]
[null,"END OF PERIOD"]
[null,"Net ending reinsurance contract assets/(liabilities)",{"$f":"C53","v":0},{"$f":"D53","v":0},{"$f":"E53","v":0},0]

{"sheet":"IR7","index":45,"n_rows":51,"n_cols":8,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,7],[10,7,12,7],[10,2,10,3],[10,4,11,4],[10,5,11,5],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM IR7: LIABILITY ROLL FORWARD FOR INSURANCE CONTRACTS MEASURED UNDER GMM - 2"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Liability for remaining coverage",null,"Liability for incurred claims","Total Liability",null,"Checks"]
[null,null,"Excluding loss component","Loss component"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"BEGINNING OF PERIOD"]
[null,"Net opening insurance contract liabilities/(assets)",null,null,null,{"$f":"SUM(C16:E16)","v":0}]
[]
[null,"CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI"]
[null,"Insurance Revenue",null,null,null,{"$f":"SUM(C19:E19)","v":0},null,{"$f":"IF(C19>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Incurred claims and other insurance service expenses ",null,null,null,0,null,{"$f":"IF(OR(D21>0,E21<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Amortization of insurance acquisition cash flows",null,null,null,0,null,{"$f":"IF(F22>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Insurance acquisition cash flows expensed when incurred",null,null,null,0,null,{"$f":"IF(C23<0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Losses and reversal of losses on onerous contracts",null,null,null,0,null,{"$f":"IF(D24>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Adjustments to liabilities for incurred claims",null,null,null,0,null,{"$f":"IF(OR(E25>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Insurance Service Expenses",{"$f":"SUM(C21:C25)","v":0},{"$f":"SUM(D21:D25)","v":0},0,0]
[]
[null,"Transfer of Investment components",null,null,null,0]
[]
[null,"Insurance service result",{"$f":"C19+C27+C29","v":0},{"$f":"D19+D27+D29","v":0},0,0]
[]
[null,"Interest accreted",null,null,null,0,null,{"$f":"IF(OR(C33>0,D33>0,E33>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in interest rates and other financial assumptions",null,null,null,0,null,{"$f":"IF(OR(C34>0,D34>0,E34>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of movements in exchange rates",null,null,null,0]
[]
[null,"Net finance (income) expenses from insurance contracts",{"$f":"SUM(C33:C35)","v":0},{"$f":"SUM(D33:D35)","v":0},{"$f":"SUM(E33:E35)","v":0},0]
[]
[null,"TOTAL CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI",{"$f":"C31+C37","v":0},{"$f":"D31+D37","v":0},{"$f":"E31+E37","v":0},0]
[]
[null,"CASH FLOWS"]
[null,"Premiums received for insurance contracts",{"$f":"'IR11'!C17","v":0},null,null,0]
[null,"Claims and other insurance service expenses paid, including investment components",null,null,{"$f":"'IR11'!C18","v":0},0]
[null,"Insurance acquisition cash flows",{"$f":"'IR11'!C19","v":0},null,null,0]
[]
[null,"TOTAL CASH FLOWS",{"$f":"SUM(C42:C44)","v":0},{"$f":"SUM(D42:D44)","v":0},{"$f":"SUM(E42:E44)","v":0},0]
[]
[null,"Net ending insurance contract liabilities/(assets)",{"$f":"C46+C39+C16","v":0},{"$f":"D46+D39+D16","v":0},0,0]
[]
[null,"END OF PERIOD"]
[null,"Net ending insurance contract liabilities/(assets)",{"$f":"C48","v":0},{"$f":"D48","v":0},{"$f":"E48","v":0},0]

{"sheet":"IR8","index":46,"n_rows":49,"n_cols":8,"rows_kept":49,"cut":false,"hidden":false,"merged":[[2,1,2,7],[10,7,12,7],[10,2,10,3],[10,4,11,4],[10,5,11,5],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM IR8: LIABILITY ROLL FORWARD FOR REINSURANCE CONTRACTS MEASURED UNDER GMM - 2"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Asset for remaining coverage",null,"Amounts recoverable on incurred claims","Total Asset",null,"Checks"]
[null,null,"Non-loss-recovery component","Loss-recovery component"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"BEGINNING OF PERIOD"]
[null,"Net opening reinsurance contract assets/(liabilities)",null,null,null,{"$f":"SUM(C16:E16)","v":0}]
[]
[null,"CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI"]
[null,"Allocation of reinsurance premiums paid",null,null,null,{"$f":"SUM(C19:E19)","v":0},null,{"$f":"IF(F19>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Amouts recoverable for claims and other reinsurance service expenses ",null,null,null,0,null,{"$f":"IF(OR(E21<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Adjustments for onerous underlying contracts",null,null,null,0,null,{"$f":"IF(F22<0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Changes in amounts recoverable arising from changes in liabiliy for incurred claims",null,null,null,0,null,{"$f":"IF(OR(E23<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Amounts recoverable from reinsurers",{"$f":"SUM(C21:C23)","v":0},{"$f":"SUM(D21:D23)","v":0},{"$f":"SUM(E21:E23)","v":0},0]
[]
[null,"Transfer of reinsurance Investment components ",null,null,null,0]
[]
[null,"Net income/(expenses) from reinsurance contracts held",{"$f":"C27+C25+C19","v":0},{"$f":"D27+D25+D19","v":0},0,0]
[]
[null,"Interest accreted",null,null,null,0,null,{"$f":"IF(OR(C31>0,D31>0,E31>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in interest rates and other financial assumptions",null,null,null,0,null,{"$f":"IF(OR(C32>0,D32>0,E32>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in risk of non-performance by reinsurers",null,null,null,0]
[null,"Net foreign exchange income/(expenses)",null,null,null,0]
[]
[null,"Reinsurance finance income/(expenses) from reinsurance contracts held",{"$f":"SUM(C31:C34)","v":0},{"$f":"SUM(D31:D34)","v":0},{"$f":"SUM(E31:E34)","v":0},0]
[]
[null,"TOTAL CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI",{"$f":"C29+C36","v":0},{"$f":"D29+D36","v":0},{"$f":"E29+E36","v":0},0]
[]
[null,"CASH FLOWS"]
[null,"Premiums paid",{"$f":"'IR11'!C28","v":0},null,null,0]
[null,"Amouts received for incurred claims, including investment components",null,null,{"$f":"'IR11'!C29","v":0},0]
[]
[null,"TOTAL CASH FLOWS",{"$f":"SUM(C41:C42)","v":0},{"$f":"SUM(D41:D42)","v":0},{"$f":"SUM(E41:E42)","v":0},0]
[]
[null,"Net ending reinsurance contract assets/(liabilities)",{"$f":"C44+C38+C16","v":0},{"$f":"D44+D38+D16","v":0},0,0]
[]
[null,"END OF PERIOD"]
[null,"Net ending reinsurance contract assets/(liabilities)",{"$f":"C46","v":0},{"$f":"D46","v":0},{"$f":"E46","v":0},0]

{"sheet":"IR9","index":47,"n_rows":51,"n_cols":9,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,8],[10,8,12,8],[10,2,10,3],[10,4,10,5],[10,6,11,6],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM IR9: LIABILITY ROLL FORWARD FOR INSURANCE CONTRACTS MEASURED UNDER PAA"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Liability for remaining coverage",null,"Liability for incurred claims",null,"Total Liability",null,"Checks"]
[null,null,"Excluding loss component","Loss component","Estimates of the present value of future cash flows","Risk adjustment"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"BEGINNING OF PERIOD"]
[null,"Net opening insurance contract liabilities/(assets)",null,null,null,null,{"$f":"SUM(C16:F16)","v":0}]
[]
[null,"CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI"]
[null,"Insurance Revenue",null,null,null,null,{"$f":"SUM(C19:F19)","v":0},null,{"$f":"IF(G19>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Incurred claims and other insurance service expenses ",null,null,null,null,0,null,{"$f":"IF(OR(D21<0,E21>0,F21<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Amortization of insurance acquisition cash flows",null,null,null,null,0,null,{"$f":"IF(G22>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Insurance acquisition cash flows expensed when incurred",null,null,null,null,0,null,{"$f":"IF(C23<0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Losses and reversal of losses on onerous contracts",null,null,null,null,0,null,{"$f":"IF(D24>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Adjustments to liabilities for incurred claims",null,null,null,null,0,null,{"$f":"IF(OR(E25>0,F25>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Insurance Service Expenses",{"$f":"SUM(C21:C25)","v":0},{"$f":"SUM(D21:D25)","v":0},0,0,0]
[]
[null,"Transfer of Investment components",null,null,null,null,0]
[]
[null,"Insurance service result",{"$f":"C19-C27-C29","v":0},{"$f":"D19-D27-D29","v":0},0,0,0]
[]
[null,"Interest accreted",null,null,null,null,0,null,{"$f":"IF(OR(D33>0,E33>0,F33>0,C33>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in interest rates and other financial assumptions",null,null,null,null,0,null,{"$f":"IF(OR(D34>0,E34>0,F34>0,C34>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of movements in exchange rates",null,null,null,null,0]
[]
[null,"Net finance (income) expenses from insurance contracts",{"$f":"SUM(C33:C35)","v":0},{"$f":"SUM(D33:D35)","v":0},{"$f":"SUM(E33:E35)","v":0},{"$f":"SUM(F33:F35)","v":0},0]
[]
[null,"TOTAL CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI",{"$f":"C31+C37","v":0},{"$f":"D31+D37","v":0},{"$f":"E31+E37","v":0},{"$f":"F31+F37","v":0},0]
[]
[null,"CASH FLOWS"]
[null,"Premiums received for insurance contracts",{"$f":"'IR11'!D17","v":0},null,null,null,0]
[null,"Claims and other insurance service expenses paid, including investment components",null,null,{"$f":"'IR11'!D18","v":0},null,0]
[null,"Insurance acquisition cash flows",{"$f":"'IR11'!D19","v":0},null,null,null,0]
[]
[null,"TOTAL CASH FLOWS",{"$f":"SUM(C42:C44)","v":0},{"$f":"SUM(D42:D44)","v":0},{"$f":"SUM(E42:E44)","v":0},{"$f":"SUM(F42:F44)","v":0},0]
[]
[null,"Net closing insurance contract liabilities/(assets)",{"$f":"C46+C39+C16","v":0},{"$f":"D46+D39+D16","v":0},0,0,0]
[]
[null,"END OF PERIOD"]
[null,"Net closing insurance contract liabilities/(assets)",{"$f":"C48","v":0},{"$f":"D48","v":0},{"$f":"E48","v":0},{"$f":"F48","v":0},0]

{"sheet":"IR10","index":48,"n_rows":49,"n_cols":9,"rows_kept":49,"cut":false,"hidden":false,"merged":[[2,1,2,8],[10,8,12,8],[10,2,10,3],[10,4,10,5],[10,6,11,6],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM IR10: LIABILITY ROLL FORWARD FOR REINSURANCE CONTRACTS MEASURED UNDER PAA"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Asset for remaining coverage",null,"Amounts recoverable on incurred claims",null,"Total Asset",null,"Checks"]
[null,null,"Non-loss-recovery component","Loss-recovery component","Estimates of the present value of future cash flows","Risk adjustment"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[]
[null,"BEGINNING OF PERIOD"]
[null,"Net opening reinsurance contract assets/(liabilities)",null,null,null,null,{"$f":"SUM(C16:F16)","v":0}]
[]
[null,"CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI"]
[null,"Allocation of reinsurance premiums paid",null,null,null,null,{"$f":"SUM(C19:F19)","v":0},null,{"$f":"IF(G19>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Amouts recoverable for claims and other reinsurance service expenses ",null,null,null,null,0,null,{"$f":"IF(OR(E21<0,F21<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Adjustments for onerous underlying contracts",null,null,null,null,0,null,{"$f":"IF(G22<0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Changes in amounts recoverable arising from changes in liabiliy for incurred claims",null,null,null,null,0,null,{"$f":"IF(OR(E23<0,F23<0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[]
[null,"Amouts recoverable from reinsurers",{"$f":"SUM(C21:C23)","v":0},{"$f":"SUM(D21:D23)","v":0},{"$f":"SUM(E21:E23)","v":0},{"$f":"SUM(F21:F23)","v":0},0]
[]
[null,"Transfer of reinsurance Investment components ",null,null,null,null,0]
[]
[null,"Net income/(expenses) from reinsurance contracts held",{"$f":"SUM(C27,C25,C19)","v":0},{"$f":"SUM(D27,D25,D19)","v":0},0,0,0]
[]
[null,"Interest accreted",null,null,null,null,0,null,{"$f":"IF(OR(C31>0,D31>0,E31>0,F31>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in interest rates and other financial assumptions",null,null,null,null,0,null,{"$f":"IF(OR(C32>0,D32>0,E32>0,F32>0),\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Effect of changes in risk of non-performance by reinsurers",null,null,null,null,0,null,{"$f":"IF(E33>0,\"Possible issue\",\"Pass\")","v":"Pass"}]
[null,"Net foreign exchange income/(expenses)",null,null,null,null,0]
[]
[null,"Reinsurance finance income/(expenses) from reinsurance contracts held",{"$f":"SUM(C31:C34)","v":0},{"$f":"SUM(D31:D34)","v":0},{"$f":"SUM(E31:E34)","v":0},{"$f":"SUM(F31:F34)","v":0},0]
[]
[null,"TOTAL CHANGES IN THE STATEMENT OF PROFIT OR LOSS AND OCI",{"$f":"C29+C36","v":0},{"$f":"D29+D36","v":0},{"$f":"E29+E36","v":0},{"$f":"F29+F36","v":0},0]
[]
[null,"CASH FLOWS"]
[null,"Premiums paid",{"$f":"'IR11'!D28","v":0},null,null,null,0]
[null,"Amouts received for incurred claims, including investment components",null,null,{"$f":"'IR11'!D29","v":0},null,0]
[]
[null,"TOTAL CASH FLOWS",{"$f":"SUM(C41:C42)","v":0},{"$f":"SUM(D41:D42)","v":0},{"$f":"SUM(E41:E42)","v":0},{"$f":"SUM(F41:F42)","v":0},0]
[]
[null,"Net ending reinsurance contract assets/(liabilities)",{"$f":"C44+C38+C16","v":0},{"$f":"D44+D38+D16","v":0},0,0,0]
[]
[null,"END OF PERIOD"]
[null,"Net ending reinsurance contract assets/(liabilities)",{"$f":"C46","v":0},{"$f":"D46","v":0},{"$f":"E46","v":0},{"$f":"F46","v":0},0]

{"sheet":"IR11","index":49,"n_rows":33,"n_cols":4,"rows_kept":33,"cut":false,"hidden":false,"merged":[[2,1,2,3],[14,1,15,1],[25,1,26,1],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM IR11: CASHFLOWS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,"INSURANCE"]
[]
[null,"CASH FLOWS","General Measurement Model","Premium Allocation Approach"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Premiums received for insurance contracts"]
[null,"Claims and other insurance service paid, including investment components"]
[null,"Insurance acquisition cash flows"]
[]
[null,"TOTAL INSURANCE CASH FLOWS",{"$f":"SUM(C17:C19)","v":0},{"$f":"SUM(D17:D19)","v":0}]
[]
[]
[null,"REINSURANCE"]
[]
[null,"CASH FLOWS","General Measurement Model","Premium Allocation Approach"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Premiums paid for reinsurance contracts held"]
[null,"Amouts received for incurred claims, including investment components"]
[]
[null,"TOTAL REINSURANCE CASH FLOWS",{"$f":"SUM(C28:C29)","v":0},{"$f":"SUM(D28:D29)","v":0}]
[]
[null,"TOTAL CASH FLOWS",{"$f":"C31+C21","v":0},{"$f":"D31+D21","v":0}]

{"sheet":"IR12","index":50,"n_rows":36,"n_cols":4,"rows_kept":36,"cut":false,"hidden":false,"merged":[[2,1,2,3]]}
[]
[]
[null,"FORM IR12: RISK ADJUSTMENT CONFIDENCE INTERVALS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,"INSURANCE"]
[]
[null,"CLASS OF BUSINESS","Method used","Confidence Interval"]
[null,"Motor "]
[null,"Accident and Health "]
[null,"Engineering "]
[null,"Liability "]
[null,"Property "]
[null,"Transportation "]
[null,"Guarantee "]
[null,"Miscellaneous "]
[]
[]
[null,"REINSURANCE"]
[]
[null,"CLASS OF BUSINESS","Method used","Confidence Interval"]
[null,"Motor "]
[null,"Accident and Health "]
[null,"Engineering "]
[null,"Liability "]
[null,"Property "]
[null,"Transportation "]
[null,"Guarantee "]
[null,"Miscellaneous "]

{"sheet":"Profit&Loss>>>","index":51,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"I0","index":52,"n_rows":44,"n_cols":12,"rows_kept":44,"cut":false,"hidden":false,"merged":[[2,1,2,11],[6,2,6,5],[7,2,7,5]]}
[]
[]
[null,"FORM I0: STATEMENT OF FINANCIAL PERFORMANCE"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,null,"Links","TOTAL","Motor","Accident &\nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Insurance Revenue",null,{"$f":"SUM(D17:D21)","v":0},{"$f":"SUM(E17:E21)","v":0},0,0,0,0,0,0,0]
[null,"Direct"]
[null,"    Revenue from GMM contracts",{"$f":"HYPERLINK(\"#'I1'!A1\", \"I1\")","v":"I1"},{"$f":"'I1'!C23","v":0},{"$f":"'I1'!D23","v":0},{"$f":"'I1'!E23","v":0},{"$f":"'I1'!F23","v":0},{"$f":"'I1'!G23","v":0},{"$f":"'I1'!H23","v":0},{"$f":"'I1'!I23","v":0},{"$f":"'I1'!J23","v":0},{"$f":"'I1'!K23","v":0}]
[null,"    Renenue from PAA contracts",{"$f":"HYPERLINK(\"#'I2'!A1\", \"I2\")","v":"I2"},{"$f":"'I2'!C16","v":0},{"$f":"'I2'!D16","v":0},{"$f":"'I2'!E16","v":0},{"$f":"'I2'!F16","v":0},{"$f":"'I2'!G16","v":0},{"$f":"'I2'!H16","v":0},{"$f":"'I2'!I16","v":0},{"$f":"'I2'!J16","v":0},{"$f":"'I2'!K16","v":0}]
[null,"Reinsurance Inwards"]
[null,"    Revenue from GMM contracts",{"$f":"HYPERLINK(\"#'I1'!A1\", \"I1\")","v":"I1"},{"$f":"'I1'!C39","v":0},{"$f":"'I1'!D39","v":0},{"$f":"'I1'!E39","v":0},{"$f":"'I1'!F39","v":0},{"$f":"'I1'!G39","v":0},{"$f":"'I1'!H39","v":0},{"$f":"'I1'!I39","v":0},{"$f":"'I1'!J39","v":0},{"$f":"'I1'!K39","v":0}]
[null,"    Renenue from PAA contracts",{"$f":"HYPERLINK(\"#'I2'!A1\", \"I2\")","v":"I2"},{"$f":"'I2'!C28","v":0},{"$f":"'I2'!D28","v":0},{"$f":"'I2'!E28","v":0},{"$f":"'I2'!F28","v":0},{"$f":"'I2'!G28","v":0},{"$f":"'I2'!H28","v":0},{"$f":"'I2'!I28","v":0},{"$f":"'I2'!J28","v":0},{"$f":"'I2'!K28","v":0}]
[]
[null,"Insurance Service Expense",null,{"$f":"SUM(D25:D29)","v":0},{"$f":"SUM(E25:E29)","v":0},0,0,0,0,0,0,0]
[null,"Direct"]
[null,"    Service expense for GMM contracts",{"$f":"HYPERLINK(\"#'I3'!A1\", \"I3\")","v":"I3"},{"$f":"'I3'!C34","v":0},{"$f":"'I3'!D34","v":0},{"$f":"'I3'!E34","v":0},{"$f":"'I3'!F34","v":0},{"$f":"'I3'!G34","v":0},{"$f":"'I3'!H34","v":0},{"$f":"'I3'!I34","v":0},{"$f":"'I3'!J34","v":0},{"$f":"'I3'!K34","v":0}]
[null,"    Service expense for PAA contracts",{"$f":"HYPERLINK(\"#'I4'!A1\", \"I4\")","v":"I4"},{"$f":"'I4'!C34","v":0},{"$f":"'I4'!D34","v":0},{"$f":"'I4'!E34","v":0},{"$f":"'I4'!F34","v":0},{"$f":"'I4'!G34","v":0},{"$f":"'I4'!H34","v":0},{"$f":"'I4'!I34","v":0},{"$f":"'I4'!J34","v":0},{"$f":"'I4'!K34","v":0}]
[null,"Reinsurance Inwards"]
[null,"    Service expense for GMM contracts",{"$f":"HYPERLINK(\"#'I3'!A1\", \"I3\")","v":"I3"},{"$f":"'I3'!C60","v":0},{"$f":"'I3'!D60","v":0},{"$f":"'I3'!E60","v":0},{"$f":"'I3'!F60","v":0},{"$f":"'I3'!G60","v":0},{"$f":"'I3'!H60","v":0},{"$f":"'I3'!I60","v":0},{"$f":"'I3'!J60","v":0},{"$f":"'I3'!K60","v":0}]
[null,"    Service expense for PAA contracts",{"$f":"HYPERLINK(\"#'I4'!A1\", \"I4\")","v":"I4"},{"$f":"'I4'!C60","v":0},{"$f":"'I4'!D60","v":0},{"$f":"'I4'!E60","v":0},{"$f":"'I4'!F60","v":0},{"$f":"'I4'!G60","v":0},{"$f":"'I4'!H60","v":0},{"$f":"'I4'!I60","v":0},{"$f":"'I4'!J60","v":0},{"$f":"'I4'!K60","v":0}]
[]
[null,"Insurance Service Result Before Reinsurance Contracts Held ",null,{"$f":"D15-D23","v":0},0,0,0,0,0,0,0,0]
[]
[null,"Allocation of Reinsurance Premiums",{"$f":"HYPERLINK(\"#'I5'!A1\", \"I5\")","v":"I5"},{"$f":"'I5'!C14","v":0},{"$f":"'I5'!D14","v":0},{"$f":"'I5'!E14","v":0},{"$f":"'I5'!F14","v":0},{"$f":"'I5'!G14","v":0},{"$f":"'I5'!H14","v":0},{"$f":"'I5'!I14","v":0},{"$f":"'I5'!J14","v":0},{"$f":"'I5'!K14","v":0}]
[null,"Amounts recoverable from reinsurers for incurred claims",{"$f":"HYPERLINK(\"#'I5'!A1\", \"I5\")","v":"I5"},{"$f":"'I5'!C16","v":0},{"$f":"'I5'!D16","v":0},{"$f":"'I5'!E16","v":0},{"$f":"'I5'!F16","v":0},{"$f":"'I5'!G16","v":0},{"$f":"'I5'!H16","v":0},{"$f":"'I5'!I16","v":0},{"$f":"'I5'!J16","v":0},{"$f":"'I5'!K16","v":0}]
[null,"Risk of non-performance","I5",{"$f":"'I5'!C28","v":0},{"$f":"'I5'!D28","v":0},{"$f":"'I5'!E28","v":0},{"$f":"'I5'!F28","v":0},{"$f":"'I5'!G28","v":0},{"$f":"'I5'!H28","v":0},{"$f":"'I5'!I28","v":0},{"$f":"'I5'!J28","v":0},{"$f":"'I5'!K28","v":0}]
[]
[null,"Net income/(expenses) from reinsurance contracts held ",null,{"$f":"D33+D34+D35","v":0},{"$f":"E33+E34+E35","v":0},0,0,0,0,0,0,0]
[]
[null,"Insurance service result ",null,{"$f":"SUM(D31,D37)","v":0},0,0,0,0,0,0,0,0]
[]
[null,"Finance income/(expenses) for insurance contracts issued ",{"$f":"HYPERLINK(\"#'I6'!A1\", \"I6\")","v":"I6"},{"$f":"'I6'!C31","v":0},{"$f":"'I6'!D31","v":0},{"$f":"'I6'!E31","v":0},{"$f":"'I6'!F31","v":0},{"$f":"'I6'!G31","v":0},{"$f":"'I6'!H31","v":0},{"$f":"'I6'!I31","v":0},{"$f":"'I6'!J31","v":0},{"$f":"'I6'!K31","v":0}]
[null,"Finance income/(expenses) for reinsurance contracts held ",{"$f":"HYPERLINK(\"#'I7'!A1\", \"I7\")","v":"I7"},{"$f":"'I7'!C31","v":0},{"$f":"'I7'!D31","v":0},{"$f":"'I7'!E31","v":0},{"$f":"'I7'!F31","v":0},{"$f":"'I7'!G31","v":0},{"$f":"'I7'!H31","v":0},{"$f":"'I7'!I31","v":0},{"$f":"'I7'!J31","v":0},{"$f":"'I7'!K31","v":0}]
[]
[null,"Net Insurance Financial Result",null,{"$f":"D41+D42","v":0},{"$f":"E41+E42","v":0},0,0,0,0,0,0,0]

{"sheet":"I1","index":53,"n_rows":41,"n_cols":11,"rows_kept":41,"cut":false,"hidden":false,"merged":[[11,4,12,4],[11,2,12,2],[11,3,12,3],[11,1,13,1],[2,1,2,10],[11,10,12,10],[11,5,12,5],[11,6,12,6],[11,7,12,7],[11,8,12,8],[11,9,12,9],[6,2,6,4],[7,2,7,4],[27,1,29,1],[27,2,28,2],[27,3,28,3],[27,4,28,4],[27,5,28,5],[27,6,28,6],[27,7,28,7],[27,8,28,8],[27,9,28,9],[27,10,28,10]]}
[]
[]
[null,"FORM I1: INSURANCE REVENUE - GMM"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"DIRECT BUSINESS"]
[]
[null,"Description ","Total","Motor","Accident &\nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Expected claims ",{"$f":"SUM(D15:K15)","v":0}]
[null,"Expected expenses",0]
[null,"Other expenses",0]
[null,"Contractual service margin recognised for service provided",0]
[null,"Recovery of insurance acquisition cash flows",0]
[null,"Experience adjustments not related to future service",0]
[null,"Restatement and Other Changes",0]
[]
[null,"TOTAL DIRECT BUSINESS REVENUE UNDER GMM",{"$f":"SUM(C15:C21)","v":0},0,0,0,0,0,0,0,0]
[]
[]
[null,"REINSURANCE INWARDS"]
[]
[null,"Description ","Total","Motor","Accident &\nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Expected claims ",{"$f":"SUM(D31:K31)","v":0}]
[null,"Expected expenses",0]
[null,"Other expenses",0]
[null,"Contractual service margin recognised for service provided",0]
[null,"Recovery of insurance acquisition cash flows",0]
[null,"Experience adjustments not related to future service",0]
[null,"Restatement and Other Changes",0]
[]
[null,"TOTAL REINSURANCE INWARDS REVENUE UNDER GMM",{"$f":"SUM(C31:C37)","v":0},0,0,0,0,0,0,0,0]
[]
[null,"TOTAL INSURANCE REVENUE UNDER GMM",{"$f":"C23+C39","v":0},0,0,0,0,0,0,0,0]

{"sheet":"I2","index":54,"n_rows":30,"n_cols":11,"rows_kept":30,"cut":false,"hidden":false,"merged":[[2,1,2,10],[12,1,14,1],[12,8,13,8],[12,9,13,9],[12,10,13,10],[12,2,13,2],[12,3,13,3],[12,4,13,4],[12,5,13,5],[12,6,13,6],[12,7,13,7],[6,2,6,4],[7,2,7,4],[22,1,24,1],[22,2,23,2],[22,3,23,3],[22,4,23,4],[22,5,23,5],[22,6,23,6],[22,7,23,7],[22,8,23,8],[22,9,23,9],[22,10,23,10]]}
[]
[]
[null,"FORM I2: INSURANCE REVENUE - PAA"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"DIRECT BUSINESS"]
[]
[null,"Description ","Total","Motor","Accident &\nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Premium receipts allocated to the period during which services are provided (including acquisition costs)",{"$f":"SUM(D16:K16)","v":0}]
[]
[null,"TOTAL DIRECT BUSINESS REVENUE UNDER PAA",{"$f":"SUM(C16:C16)","v":0},0,0,0,0,0,0,0,0]
[]
[]
[null,"REINSURANCE INWARDS"]
[]
[null,"Description ","Total","Motor","Accident &\nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Premium receipts allocated to the period during which services are provided (including acquisition costs)",{"$f":"SUM(D26:K26)","v":0}]
[]
[null,"TOTAL REINSURANCE INWARDS REVENUE UNDER PAA",{"$f":"SUM(C26:C26)","v":0},0,0,0,0,0,0,0,0]
[]
[null,"TOTAL INSURANCE REVENUE UNDER PAA",{"$f":"C28+C18","v":0},{"$f":"D28+D18","v":0},0,0,0,0,0,0,0]

{"sheet":"I3","index":55,"n_rows":62,"n_cols":11,"rows_kept":62,"cut":false,"hidden":false,"merged":[[12,1,14,1],[2,1,2,10],[12,8,13,8],[12,9,13,9],[12,10,13,10],[12,2,13,2],[12,3,13,3],[12,4,13,4],[12,5,13,5],[12,6,13,6],[12,7,13,7],[6,2,6,4],[7,2,7,4],[38,1,40,1],[38,2,39,2],[38,3,39,3],[38,4,39,4],[38,5,39,5],[38,6,39,6],[38,7,39,7],[38,8,39,8],[38,9,39,9],[38,10,39,10]]}
[]
[]
[null,"FORM I3: INSURANCE SERVICE EXPENSE - GMM"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"DIRECT BUSINESS"]
[]
[null,"Description ","Total","Motor","Accident & \nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Incurred insurance service expenses",{"$f":"SUM(C17:C24)","v":0},{"$f":"SUM(D17:D24)","v":0},0,0,0,0,0,0,0]
[null,"   Incurred claims ",{"$f":"SUM(D17:K17)","v":0}]
[null,"   Expenses",{"$f":"SUM(D18:K18)","v":0}]
[null,"   Other expenses ",0]
[null,"   Other movements related to current service",0]
[null,"Insurance acquisition cash flows expensed when incurred",0]
[null,"Amortisation of insurance acquisition cash flows",0]
[null,"Impairment Loss on Assets for Insurance Acquisition Cash Flow ",0]
[null,"Reversal of Impairment Loss on Assets for Insurance Acquisition Cash Flow",0]
[]
[null,"Changes that relate to past service",{"$f":"SUM(C27:C28)","v":0},{"$f":"SUM(D27:D28)","v":0},0,0,0,0,0,0,0]
[null,"   Changes in estimates in LIC fulfilment cash flows",{"$f":"SUM(D27:K27)","v":0}]
[null,"   Experience adjustments in claims and other insurance service expenses in LIC",0]
[]
[null,"Changes that relate to future service",{"$f":"SUM(C31:C32)","v":0},{"$f":"SUM(D31:D32)","v":0},0,0,0,0,0,0,0]
[null,"   Losses for the net outflow recognized on initial recognition",{"$f":"SUM(D31:K31)","v":0}]
[null,"   Losses and reversal of losses on onerous contracts - subsequent measurement",0]
[]
[null,"TOTAL DIRECT BUSINESS SERVICE EXPENSE UNDER GMM",{"$f":"SUM(C17:C24,C26,C30)","v":0},{"$f":"SUM(D17:D24,D26,D30)","v":0},{"$f":"SUM(E17:E24,E26,E30)","v":0},0,0,0,0,0,0]
[]
[]
[null,"REINSURANCE INWARDS"]
[]
[null,"Description ","Total","Motor","Accident & \nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Incurred insurance service expenses",{"$f":"SUM(C43:C50)","v":0},{"$f":"SUM(D43:D50)","v":0},0,0,0,0,0,0,0]
[null,"   Incurred claims ",{"$f":"SUM(D43:K43)","v":0}]
[null,"   Expenses",0]
[null,"   Other expenses ",0]
[null,"   Other movements related to current service",0]
[null,"Insurance acquisition cash flows expensed when incurred",0]
[null,"Amortisation of insurance acquisition cash flows",0]
[null,"Impairment Loss on Assets for Insurance Acquisition Cash Flow ",0]
[null,"Reversal of Impairment Loss on Assets for Insurance Acquisition Cash Flow",0]
[]
[null,"Changes that relate to past service",{"$f":"SUM(C53:C54)","v":0},{"$f":"SUM(D53:D54)","v":0},0,0,0,0,0,0,0]
[null,"   Changes in estimates in LIC fulfilment cash flows",{"$f":"SUM(D53:K53)","v":0}]
[null,"   Experience adjustments in claims and other insurance service expenses in LIC",0]
[]
[null,"Changes that relate to future service",{"$f":"SUM(C57:C58)","v":0},{"$f":"SUM(D57:D58)","v":0},0,0,0,0,0,0,0]
[null,"   Losses for the net outflow recognized on initial recognition",{"$f":"SUM(D57:K57)","v":0}]
[null,"   Losses and reversal of losses on onerous contracts - subsequent measurement",0]
[]
[null,"TOTAL REINSURANCE INWARDS SERVICE EXPENSE UNDER GMM",{"$f":"SUM(C43:C50,C52,C56)","v":0},{"$f":"SUM(D43:D50,D52,D56)","v":0},0,0,0,0,0,0,0]
[]
[null,"TOTAL INSURANCE SERVICE EXPENSE UNDER GMM",{"$f":"C60+C34","v":0},0,0,0,0,0,0,0,0]

{"sheet":"I4","index":56,"n_rows":62,"n_cols":11,"rows_kept":62,"cut":false,"hidden":false,"merged":[[12,1,14,1],[2,1,2,10],[12,8,13,8],[12,9,13,9],[12,10,13,10],[12,2,13,2],[12,3,13,3],[12,4,13,4],[12,5,13,5],[12,6,13,6],[12,7,13,7],[6,2,6,4],[7,2,7,4],[38,1,40,1],[38,2,39,2],[38,3,39,3],[38,4,39,4],[38,5,39,5],[38,6,39,6],[38,7,39,7],[38,8,39,8],[38,9,39,9],[38,10,39,10]]}
[]
[]
[null,"FORM I4: INSURANCE SERVICE EXPENSE - PAA"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"DIRECT BUSINESS"]
[]
[null,"Description ","Total","Motor","Accident & \nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Incurred insurance service expenses",{"$f":"SUM(C17:C24)","v":0},{"$f":"SUM(D17:D24)","v":0},0,0,0,0,0,0,0]
[null,"   Incurred claims ",{"$f":"SUM(D17:K17)","v":0}]
[null,"   Expenses",0]
[null,"   Other expenses ",0]
[null,"   Other movements related to current service",0]
[null,"Insurance acquisition cash flows expensed when incurred",0]
[null,"Amortisation of insurance acquisition cash flows",0]
[null,"Impairment Loss on Assets for Insurance Acquisition Cash Flow ",0]
[null,"Reversal of Impairment Loss on Assets for Insurance Acquisition Cash Flow",0]
[]
[null,"Changes that relate to past service",{"$f":"SUM(C27:C28)","v":0},{"$f":"SUM(D27:D28)","v":0},0,0,0,0,0,0,0]
[null,"   Changes in estimates in LIC fulfilment cash flows",0]
[null,"   Experience adjustments in claims and other insurance service expenses in LIC",0]
[]
[null,"Changes that relate to future service",{"$f":"SUM(C31:C32)","v":0},{"$f":"SUM(D31:D32)","v":0},0,0,0,0,0,0,0]
[null,"   Losses for the net outflow recognized on initial recognition",0]
[null,"   Losses and reversal of losses on onerous contracts - subsequent measurement",0]
[]
[null,"TOTAL DIRECT BUSINESS INSURANCE SERVICE EXPENSE UNDER PAA",{"$f":"SUM(C17:C24,C26,C30)","v":0},{"$f":"SUM(D17:D24,D26,D30)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,"REINSURANCE INWARDS"]
[]
[null,"Description ","Total","Motor","Accident & \nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Incurred insurance service expenses",{"$f":"SUM(C43:C50)","v":0},{"$f":"SUM(D43:D50)","v":0},0,0,0,0,0,0,0]
[null,"   Incurred claims ",{"$f":"SUM(D43:K43)","v":0}]
[null,"   Expenses",0]
[null,"   Other expenses ",0]
[null,"   Other movements related to current service",0]
[null,"Insurance acquisition cash flows expensed when incurred",0]
[null,"Amortisation of insurance acquisition cash flows",0]
[null,"Impairment Loss on Assets for Insurance Acquisition Cash Flow ",0]
[null,"Reversal of Impairment Loss on Assets for Insurance Acquisition Cash Flow",0]
[]
[null,"Changes that relate to past service",{"$f":"SUM(C53:C54)","v":0},{"$f":"SUM(D53:D54)","v":0},0,0,0,0,0,0,0]
[null,"   Changes in estimates in LIC fulfilment cash flows",{"$f":"SUM(D53:K53)","v":0}]
[null,"   Experience adjustments in claims and other insurance service expenses in LIC",0]
[]
[null,"Changes that relate to future service",{"$f":"SUM(C57:C58)","v":0},{"$f":"SUM(D57:D58)","v":0},0,0,0,0,0,0,0]
[null,"   Losses for the net outflow recognized on initial recognition",{"$f":"SUM(D57:K57)","v":0}]
[null,"   Losses and reversal of losses on onerous contracts - subsequent measurement",0]
[]
[null,"TOTAL REINSURANCE INWARDS SERVICE EXPENSE UNDER PAA",{"$f":"SUM(C43:C50,C52,C56)","v":0},{"$f":"SUM(D43:D50,D52,D56)","v":0},0,0,0,0,0,0,0]
[]
[null,"TOTAL INSURANCE SERVICE EXPENSE UNDER PAA",{"$f":"C60+C34","v":0},0,0,0,0,0,0,0,0]

{"sheet":"I5","index":57,"n_rows":30,"n_cols":11,"rows_kept":30,"cut":false,"hidden":false,"merged":[[6,2,6,3],[7,2,7,3],[11,1,12,1],[2,1,2,10]]}
[]
[]
[null,"FORM I5: NET EXPENSES FROM REINSURANCE CONTRACTS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"NET EXPENSES FROM REINSURANCE CONTRACTS"]
[null,null,"TOTAL","Motor","Accident &\nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Allocation of the premiums paid",{"$f":"SUM(D14:K14)","v":0}]
[]
[null,"Amounts recovered from reinsurance",{"$f":"SUM(D16:K16)","v":0},{"$f":"D17+D21+D24","v":0},{"$f":"E17+E21+E24","v":0},{"$f":"F17+F21+F24","v":0},0,0,0,0,0]
[null,"     Incurred insurance service expenses",{"$f":"SUM(D17:K17)","v":0},{"$f":"SUM(D18:D20)","v":0},{"$f":"SUM(E18:E20)","v":0},0,0,0,0,0,0]
[null,"        Claims",0]
[null,"        Expenses",0]
[null,"        Other movements related to current service",0]
[null,"     Changes that relate to past service (changes in fulfilment cash flows re LIC)",0,{"$f":"SUM(D22:D23)","v":0},{"$f":"SUM(E22:E23)","v":0},{"$f":"SUM(F22:F23)","v":0},0,0,0,0,0]
[null,"        Changes in estimates in LIC fulfilment cash flows",0]
[null,"        Experience adjustments in claims and other insurance service expenses in LIC ",0]
[null,"     Changes that relate to future service",0,{"$f":"D25+D26","v":0},{"$f":"E25+E26","v":0},{"$f":"F25+F26","v":0},0,0,0,0,0]
[null,"        Loss recovery related to losses on underlying insurance contracts at initial recognition",0]
[null,"        Loss recovery and reversals of recoveries related to underlying insurance contracts losses - subsequent measurement",0]
[]
[null,"Changes in Risk of Non-Performance",0]
[]
[null,"TOTAL NET EXPENSES FROM REINSURANCE CONTRACTS",{"$f":"C16+C14+C28","v":0},{"$f":"D16+D14+D28","v":0},{"$f":"E16+E14+E28","v":0},0,0,0,0,0,0]

{"sheet":"I6","index":58,"n_rows":31,"n_cols":11,"rows_kept":31,"cut":false,"hidden":false,"merged":[[2,1,2,10],[11,1,13,1],[11,8,12,8],[11,9,12,9],[11,10,12,10],[11,2,12,2],[11,3,12,3],[11,4,12,4],[11,5,12,5],[11,6,12,6],[11,7,12,7],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I6: FINANCE INCOME/(EXPENSES) FOR INSURANCE CONTRACTS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"AMOUNT RECOGNISED IN PROFIT AND LOSS"]
[]
[null,"Description ","Total","Motor","Accident & \nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Interest accreted on the carrying amount of the Contractual Service Margin",{"$f":"SUM(D15:K15)","v":0}]
[null,"Interest accreted on present value cash flows",0]
[null,"Interest accreted on risk adjustment",0]
[null,"Interest accreted on LRC for contracts measured under the PAA.",0]
[null,"The effect of financial risk and changes in financial risk",0]
[null,"Foreign exchange differences on changes in the carrying amount of groups of insurance contracts",0]
[]
[null,"Total amount recognised in profit and loss",{"$f":"SUM(C15:C20)","v":0},{"$f":"SUM(D15:D20)","v":0},{"$f":"SUM(E15:E20)","v":0},0,0,0,0,0,0]
[]
[null,"AMOUNT RECOGNISED IN OTHER COMPREHENSIVE INCOME"]
[]
[null,"The effect of financial risk and changes in financial risk",{"$f":"SUM(D26:K26)","v":0}]
[null,"Foreign exchange differences on changes in the carrying amount of groups of insurance contracts",{"$f":"SUM(D27:K27)","v":0}]
[]
[null,"Total amount recognised in other comprehensive income",{"$f":"SUM(C26:C27)","v":0},0,0,0,0,0,0,0,0]
[]
[null,"TOTAL FINANCE INCOME/(EXPENSES) FOR INSURANCE CONTACTS ISSUED ",{"$f":"C22+C29","v":0},0,0,0,0,0,0,0,0]

{"sheet":"I7","index":59,"n_rows":31,"n_cols":11,"rows_kept":31,"cut":false,"hidden":false,"merged":[[2,1,2,10],[11,1,13,1],[11,8,12,8],[11,9,12,9],[11,10,12,10],[11,2,12,2],[11,3,12,3],[11,4,12,4],[11,5,12,5],[11,6,12,6],[11,7,12,7],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I7: FINANCE INCOME/(EXPENSES) FOR REINSURANCE CONTRACTS HELD"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"AMOUNT RECOGNISED IN PROFIT AND LOSS"]
[]
[null,"Description ","Total","Motor","Accident & \nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Interest accreted on the carrying amount of the Contractual Service Margin",{"$f":"SUM(D15:K15)","v":0}]
[null,"Interest accreted on present value cash flows",0]
[null,"Interest accreted on risk adjustment",0]
[null,"Interest accreted on LRC for contracts measured under the PAA.",0]
[null,"The effect of financial risk and changes in financial risk",0]
[null,"Foreign exchange differences on changes in the carrying amount of groups of reinsurance contracts",0]
[]
[null,"Total amount recognised in profit and loss",{"$f":"SUM(C15:C20)","v":0},{"$f":"SUM(D15:D20)","v":0},{"$f":"SUM(E15:E20)","v":0},0,0,0,0,0,0]
[]
[null,"AMOUNT RECOGNISED IN OTHER COMPREHENSIVE INCOME"]
[]
[null,"The effect of financial risk and changes in financial risk",{"$f":"SUM(D26:K26)","v":0}]
[null,"Foreign exchange differences on changes in the carrying amount of groups of reinsurance contracts",{"$f":"SUM(D27:K27)","v":0}]
[]
[null,"Total amount recognised in other comprehensive income",{"$f":"SUM(C26:C27)","v":0},0,0,0,0,0,0,0,0]
[]
[null,"TOTAL FINANCE INCOME/(EXPENSES) FOR REINSURANCE CONTRACTS",{"$f":"SUM(C22,C29)","v":0},{"$f":"SUM(D22,D29)","v":0},0,0,0,0,0,0,0]

{"sheet":"I8","index":60,"n_rows":24,"n_cols":21,"rows_kept":24,"cut":false,"hidden":false,"merged":[[2,1,2,20],[11,2,12,2],[11,3,12,3],[11,4,11,6],[11,7,11,16],[11,17,11,19],[11,20,12,20],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I8: INSURANCE SERVICE RESULT"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,"Number of Policies in Force","Number of Direct Claims","Insurance Revenue",null,null,"Insurance Service Expenses",null,null,null,null,null,null,null,null,null,"Net Expenses from Reinsurance Contracts Held",null,null,"Insurance Service Result"]
[null,"Class of Insurance",null,null,"Contracts Measured under GMM","Contracts Measured under PAA","Total","Incurred claims and other expenses","Insurance acquisition cash flows expensed when incurred","Amortisation of insurance acquisition cashflows","Impairement of insurance acquisition cashflows","Reversal of impairement of assets for insurance acquisition cashflows","   Losses for the net outflow recognized on initial recognition","Losses and reversal of losses on onerous contracts ","   Experience adjustments in claims and other insurance service expenses in LIC","Changes to liabilities for incurred claims","Total","Allocation of reinsurance premiums","Amounts recoverable from reinsurers for incurred claims","Total"]
[null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor",{"$f":"'R1'!J43","v":0},{"$f":"SUM('R1'!G87:J87)","v":0},{"$f":"'I1'!D41","v":0},{"$f":"'I2'!D30","v":0},{"$f":"SUM(E15:F15)","v":0},{"$f":"'I3'!D17+'I3'!D18+'I3'!D19+'I3'!D20+'I3'!D43+'I3'!D44+'I3'!D45+'I3'!D46+'I4'!D17+'I4'!D18+'I4'!D19+'I4'!D20+'I4'!D43+'I4'!D46+'I4'!D44+'I4'!D45","v":0},{"$f":"'I3'!D22+'I3'!D48+'I4'!D22+'I4'!D48","v":0},{"$f":"'I3'!D22+'I3'!D48+'I4'!D22+'I4'!D48","v":0},{"$f":"'I3'!D23+'I3'!D49+'I4'!D23+'I4'!D49","v":0},{"$f":"'I3'!D24+'I3'!D50+'I4'!D24+'I4'!D50","v":0},{"$f":"'I3'!D31+'I3'!D57+'I4'!D31+'I4'!D57","v":0},{"$f":"'I3'!D32+'I3'!D58+'I4'!D32+'I4'!D58","v":0},{"$f":"'I3'!D28+'I3'!D54+'I4'!D28+'I4'!D54","v":0},{"$f":"'I3'!D27+'I3'!D53+'I4'!D27+'I4'!D53","v":0},{"$f":"SUM(H15:P15)","v":0},{"$f":"I0!E33","v":0},{"$f":"I0!E34","v":0},{"$f":"SUM(R15:S15)","v":0},{"$f":"G15-Q15-T15","v":0}]
[null,"Accident & \nHealth",{"$f":"'R1'!J44","v":0},{"$f":"SUM('R1'!G88:J88)","v":0},{"$f":"'I1'!E41","v":0},{"$f":"'I2'!E30","v":0},{"$f":"SUM(E16:F16)","v":0},{"$f":"'I3'!E17+'I3'!E18+'I3'!E19+'I3'!E20+'I3'!E43+'I3'!E44+'I3'!E45+'I3'!E46+'I4'!E17+'I4'!E18+'I4'!E19+'I4'!E20+'I4'!E43+'I4'!E46+'I4'!E44+'I4'!E45","v":0},{"$f":"'I3'!E21+'I3'!E47+'I4'!E21+'I4'!E47","v":0},{"$f":"'I3'!E22+'I3'!E48+'I4'!E22+'I4'!E48","v":0},{"$f":"'I3'!E23+'I3'!E59+'I4'!E23+'I4'!E49","v":0},{"$f":"'I3'!E24+'I3'!E50+'I4'!E24+'I4'!E50","v":0},{"$f":"'I3'!E31+'I3'!E57+'I4'!E31+'I4'!E57","v":0},{"$f":"'I3'!E32+'I3'!E58+'I4'!E32+'I4'!E59","v":0},{"$f":"'I3'!E28+'I3'!E54+'I4'!E28+'I4'!E54","v":0},{"$f":"'I3'!E27+'I3'!E53+'I4'!E27+'I4'!E53","v":0},{"$f":"SUM(H16:P16)","v":0},{"$f":"I0!F33","v":0},{"$f":"I0!F34","v":0},0,0]
[null,"Engineering",{"$f":"'R1'!J45","v":0},{"$f":"SUM('R1'!G89:J89)","v":0},{"$f":"'I1'!F41","v":0},{"$f":"'I2'!F30","v":0},0,{"$f":"'I3'!F17+'I3'!F18+'I3'!F19+'I3'!F20+'I3'!F43+'I3'!F44+'I3'!F45+'I3'!F46+'I4'!F17+'I4'!F18+'I4'!F19+'I4'!F20+'I4'!F43+'I4'!F46+'I4'!F44+'I4'!F45","v":0},{"$f":"'I3'!F21+'I3'!F47+'I4'!F21+'I4'!F47","v":0},{"$f":"'I3'!F22+'I3'!F48+'I4'!F22+'I4'!F48","v":0},{"$f":"'I3'!F23+'I3'!F49+'I4'!F23+'I4'!F49","v":0},{"$f":"'I3'!F24+'I3'!F50+'I4'!F24+'I4'!F50","v":0},{"$f":"'I3'!F31+'I3'!F57+'I4'!F31+'I4'!F57","v":0},{"$f":"'I3'!F32+'I3'!F58+'I4'!F32+'I4'!F58","v":0},{"$f":"'I3'!F28+'I3'!F54+'I4'!F28+'I4'!F54","v":0},{"$f":"'I3'!F27+'I3'!F53+'I4'!F27+'I4'!F53","v":0},0,{"$f":"I0!G33","v":0},{"$f":"I0!G34","v":0},0,0]
[null,"Liability",{"$f":"'R1'!J46","v":0},{"$f":"SUM('R1'!G90:J90)","v":0},{"$f":"'I1'!G41","v":0},{"$f":"'I2'!G30","v":0},0,{"$f":"'I3'!G17+'I3'!G18+'I3'!G19+'I3'!G20+'I3'!G43+'I3'!G44+'I3'!G45+'I3'!G46+'I4'!G17+'I4'!G18+'I4'!G19+'I4'!G20+'I4'!G43+'I4'!G46+'I4'!G44+'I4'!G45","v":0},{"$f":"'I3'!G21+'I3'!G47+'I4'!G21+'I4'!G47","v":0},{"$f":"'I3'!G22+'I3'!G48+'I4'!G22+'I4'!G48","v":0},{"$f":"'I3'!G23+'I3'!G49+'I4'!G23+'I4'!G49","v":0},{"$f":"'I3'!G24+'I3'!G50+'I4'!G24+'I4'!G50","v":0},{"$f":"'I3'!G31+'I3'!G57+'I4'!G31+'I4'!G57","v":0},{"$f":"'I3'!G32+'I3'!G58+'I4'!G32+'I4'!G58","v":0},{"$f":"'I3'!G28+'I3'!G54+'I4'!G28+'I4'!G54","v":0},{"$f":"'I3'!G27+'I3'!G53+'I4'!G27+'I4'!G53","v":0},0,{"$f":"I0!H33","v":0},{"$f":"I0!H34","v":0},0,0]
[null,"Property",{"$f":"'R1'!J47","v":0},{"$f":"SUM('R1'!G91:J91)","v":0},{"$f":"'I1'!H41","v":0},{"$f":"'I2'!H30","v":0},0,{"$f":"'I3'!H17+'I3'!H18+'I3'!H19+'I3'!H20+'I3'!H43+'I3'!H44+'I3'!H45+'I3'!H46+'I4'!H17+'I4'!H18+'I4'!H19+'I4'!H20+'I4'!H43+'I4'!H46+'I4'!H44+'I4'!H45","v":0},{"$f":"'I3'!H21+'I3'!H47+'I4'!H21+'I4'!H47","v":0},{"$f":"'I3'!H22+'I3'!H48+'I4'!H22+'I4'!H48","v":0},{"$f":"'I3'!H23+'I3'!H49+'I4'!H23+'I4'!H49","v":0},{"$f":"'I3'!H24+'I3'!H50+'I4'!H24+'I4'!H50","v":0},{"$f":"'I3'!H31+'I3'!H57+'I4'!H31+'I4'!H57","v":0},{"$f":"'I3'!H32+'I3'!H58+'I4'!H32+'I4'!H58","v":0},{"$f":"'I3'!H28+'I3'!H54+'I4'!H28+'I4'!H54","v":0},{"$f":"'I3'!H27+'I3'!H53+'I4'!H27+'I4'!H53","v":0},0,{"$f":"I0!I33","v":0},{"$f":"I0!I34","v":0},0,0]
[null,"Transport",{"$f":"'R1'!J48","v":0},{"$f":"SUM('R1'!G92:J92)","v":0},{"$f":"'I1'!I41","v":0},{"$f":"'I2'!I30","v":0},0,{"$f":"'I3'!I17+'I3'!I18+'I3'!I19+'I3'!I20+'I3'!I43+'I3'!I44+'I3'!I45+'I3'!I46+'I4'!I17+'I4'!I18+'I4'!I19+'I4'!I20+'I4'!I43+'I4'!I46+'I4'!I44+'I4'!I45","v":0},{"$f":"'I3'!I21+'I3'!I47+'I4'!I21+'I4'!I47","v":0},{"$f":"'I3'!I22+'I3'!I48+'I4'!I22+'I4'!I48","v":0},{"$f":"'I3'!I23+'I3'!I49+'I4'!I23+'I4'!I49","v":0},{"$f":"'I3'!I24+'I3'!I50+'I4'!I24+'I4'!I50","v":0},{"$f":"'I3'!I31+'I3'!I57+'I4'!I31+'I4'!I57","v":0},{"$f":"'I3'!I32+'I3'!I58+'I4'!I32+'I4'!I58","v":0},{"$f":"'I3'!I28+'I3'!I54+'I4'!I28+'I4'!I54","v":0},{"$f":"'I3'!I27+'I3'!I53+'I4'!I27+'I4'!I53","v":0},0,{"$f":"I0!J33","v":0},{"$f":"I0!J34","v":0},0,0]
[null,"Guarantee",{"$f":"'R1'!J49","v":0},{"$f":"SUM('R1'!G93:J93)","v":0},{"$f":"'I1'!J41","v":0},{"$f":"'I2'!J30","v":0},0,{"$f":"'I3'!J17+'I3'!J18+'I3'!J19+'I3'!J20+'I3'!J43+'I3'!J44+'I3'!J45+'I3'!J46+'I4'!J17+'I4'!J18+'I4'!J19+'I4'!J20+'I4'!J43+'I4'!J46+'I4'!J44+'I4'!J45","v":0},{"$f":"'I3'!J21+'I3'!J47+'I4'!J21+'I4'!J47","v":0},{"$f":"'I3'!J22+'I3'!J48+'I4'!J22+'I4'!J48","v":0},{"$f":"'I3'!J23+'I3'!J49+'I4'!J23+'I4'!J49","v":0},{"$f":"'I3'!J24+'I3'!J50+'I4'!J24+'I4'!J50","v":0},{"$f":"'I3'!J31+'I3'!J57+'I4'!J31+'I4'!J57","v":0},{"$f":"'I3'!J32+'I3'!J58+'I4'!J32+'I4'!J58","v":0},{"$f":"'I3'!J28+'I3'!J54+'I4'!J28+'I4'!J54","v":0},{"$f":"'I3'!J27+'I3'!J53+'I4'!J27+'I4'!J53","v":0},0,{"$f":"I0!K33","v":0},{"$f":"I0!K34","v":0},0,0]
[null,"Miscellaneous",{"$f":"'R1'!J50","v":0},{"$f":"SUM('R1'!G94:J94)","v":0},{"$f":"'I1'!K41","v":0},{"$f":"'I2'!K30","v":0},0,{"$f":"'I3'!K17+'I3'!K18+'I3'!K19+'I3'!K20+'I3'!K43+'I3'!K44+'I3'!K45+'I3'!K46+'I4'!K17+'I4'!K18+'I4'!K19+'I4'!K20+'I4'!K43+'I4'!K46+'I4'!K44+'I4'!K45","v":0},{"$f":"'I3'!K21+'I3'!K47+'I4'!K21+'I4'!K47","v":0},{"$f":"'I3'!K22+'I3'!K48+'I4'!K22+'I4'!K48","v":0},{"$f":"'I3'!K23+'I3'!K49+'I4'!K23+'I4'!K49","v":0},{"$f":"'I3'!K24+'I3'!K50+'I4'!K24+'I4'!K50","v":0},{"$f":"'I3'!K31+'I3'!K57+'I4'!K31+'I4'!K57","v":0},{"$f":"'I3'!K32+'I3'!K58+'I4'!K32+'I4'!K58","v":0},{"$f":"'I3'!K28+'I3'!K54+'I4'!K28+'I4'!K54","v":0},{"$f":"'I3'!K27+'I3'!K53+'I4'!K27+'I4'!K53","v":0},0,{"$f":"I0!L33","v":0},{"$f":"I0!L34","v":0},0,0]
[]
[null," TOTAL",{"$f":"SUM(C15:C22)","v":0},{"$f":"SUM(D15:D22)","v":0},0,0,0,0,{"$f":"SUM(I15:I22)","v":0},0,0,0,{"$f":"SUM(M15:M22)","v":0},0,{"$f":"SUM(O15:O22)","v":0},0,0,0,0,0,0]

{"sheet":"I9","index":61,"n_rows":22,"n_cols":15,"rows_kept":22,"cut":false,"hidden":false,"merged":[[9,2,9,7],[9,8,9,13],[9,14,10,14],[2,1,2,14],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM I9: NET EXPENSES FROM REINSURANCE"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,null,"Allocation of reinsurance premiums",null,null,null,null,null,"Amounts recoverable from reinsurers for incurred claims",null,null,null,null,null,"Effect of changes in non-performance risk of reinsurers"]
[null,"Classes of Insurance","Quota Share","Surplus","Excess of Loss","Stop Loss","Facultative","Total","Quota Share","Surplus","Excess of Loss","Stop Loss","Facultative","Total"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor",null,null,null,null,null,{"$f":"SUM(C13:G13)","v":0},null,null,null,null,null,{"$f":"SUM(I13:M13)","v":0}]
[null,"Accident & \nHealth",null,null,null,null,null,{"$f":"SUM(C14:G14)","v":0},null,null,null,null,null,{"$f":"SUM(I14:M14)","v":0}]
[null,"Engineering",null,null,null,null,null,0,null,null,null,null,null,0]
[null,"Liability",null,null,null,null,null,0,null,null,null,null,null,0]
[null,"Property",null,null,null,null,null,0,null,null,null,null,null,0]
[null,"Transport",null,null,null,null,null,0,null,null,null,null,null,0]
[null,"Guarantee",null,null,null,null,null,0,null,null,null,null,null,0]
[null,"Miscellaneous",null,null,null,null,null,0,null,null,null,null,null,0]
[]
[null,"Total",{"$f":"SUM(C13:C20)","v":0},{"$f":"SUM(D13:D20)","v":0},0,0,0,0,0,0,0,0,0,0,0]

{"sheet":"PL0","index":62,"n_rows":60,"n_cols":5,"rows_kept":60,"cut":false,"hidden":false,"merged":[[2,1,2,4],[6,3,6,4],[9,2,10,2]]}
[]
[]
[null,"FORM PL0: STATEMENT OF PROFIT AND LOSS"]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!C14 - IF(MOD(YEAR(Specifications!C14),4)=0, 366, 365)","v":"2023-09-09"}]
[]
[null,null,"Links","Current Year","Previous Year"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total insurance revenue",null,{"$f":"SUM(D14:D18)","v":0},{"$f":"SUM(E14:E18)","v":0}]
[null,"Direct"]
[null,"    Revenue from GMM contracts",{"$f":"HYPERLINK(\"#'I1'!A1\", \"I1\")","v":"I1"},{"$f":"'I1'!C23","v":0}]
[null,"    Revenue from PAA contracts",{"$f":"HYPERLINK(\"#'I2'!A1\", \"I2\")","v":"I2"},{"$f":"'I2'!C16","v":0}]
[null,"Reinsurance Inwards"]
[null,"    Revenue from GMM contracts",{"$f":"HYPERLINK(\"#'I1'!A1\", \"I1\")","v":"I1"},{"$f":"'I1'!C39","v":0}]
[null,"    Revenue from PAA contracts",{"$f":"HYPERLINK(\"#'I2'!A1\", \"I2\")","v":"I2"},{"$f":"'I2'!C28","v":0}]
[]
[null,"Insurance service expenses",null,{"$f":"SUM(D22:D26)","v":0},{"$f":"SUM(E22:E26)","v":0}]
[null,"Direct"]
[null,"    Service expense from GMM contracts",{"$f":"HYPERLINK(\"#'I3'!A1\", \"I3\")","v":"I3"},{"$f":"'I3'!C34","v":0}]
[null,"    Service expense from PAA contracts",{"$f":"HYPERLINK(\"#'I4'!A1\", \"I4\")","v":"I4"},{"$f":"'I4'!C34","v":0}]
[null,"Reinsurance Inwards"]
[null,"    Service expense from GMM contracts",{"$f":"HYPERLINK(\"#'I3'!A1\", \"I3\")","v":"I3"},{"$f":"'I3'!C60","v":0}]
[null,"    Service expense from PAA contracts",{"$f":"HYPERLINK(\"#'I4'!A1\", \"I4\")","v":"I4"},{"$f":"'I4'!C60","v":0}]
[]
[null,"Insurance Service Result Before Reinsurance Contracts Held ",{"$f":"HYPERLINK(\"#'I3'!A1\", \"I3\")","v":"I3"},{"$f":"I0!D31","v":0},{"$f":"E12-E20","v":0}]
[]
[null,"Net income/(expenses) from reinsurance contracts held ",{"$f":"HYPERLINK(\"#'I0'!A1\", \"I0\")","v":"I0"},{"$f":"I0!D37","v":0}]
[]
[null,"Insurance service result ",{"$f":"HYPERLINK(\"#'I0'!A1\", \"I0\")","v":"I0"},{"$f":"I0!D39","v":0},{"$f":"SUM(E28:E30)","v":0}]
[]
[]
[null,"Net Insurance Financial Result",null,{"$f":"D37+D38","v":0}]
[]
[null,"Net finance income/(expenses) from insurance contracts held",{"$f":"HYPERLINK(\"#'I6'!A1\", \"I6\")","v":"I6"},{"$f":"'I6'!C31","v":0}]
[null,"Net finance income from reinsurance contracts held",{"$f":"HYPERLINK(\"#'I7'!A1\", \"I7\")","v":"I7"},{"$f":"'I7'!C31","v":0}]
[]
[null,"Net revenue from insurance and reinsurance contracts",null,{"$f":"D32+D35","v":0}]
[]
[null,"Other income"]
[null,"Non-attributable expenses",{"$f":"HYPERLINK(\"#'PL1'!A1\", \"PL1\")","v":"PL1"},{"$f":"'PL1'!C62","v":0}]
[]
[null,"Investment Income/expense",{"$f":"HYPERLINK(\"#'PL2'!A1\", \"PL2\")","v":"PL2"},{"$f":"'PL2'!C51","v":0},{"$f":"'PL2'!D51","v":0}]
[]
[null,"Net Insurance Profit/(loss) before taxation ",null,{"$f":"D42-D43+D45+D40","v":0},{"$f":"E32+E35+E42-E43+E45+E40","v":0}]
[]
[null,"Taxation"]
[]
[null,"Net profit after tax",null,{"$f":"D47-D49","v":0},{"$f":"E47-E49","v":0}]
[]
[null,"Total Other Comprehensive Income",{"$f":"HYPERLINK(\"#'PL3'!A1\", \"PL3\")","v":"PL3"},{"$f":"'PL3'!C41","v":0}]
[]
[null,"Total Comprehensive Income",null,{"$f":"SUM(D51:D53)","v":0},{"$f":"SUM(E51:E53)","v":0}]
[]
[null,"Transfer to Reserves"]
[null,"Dividends"]
[]
[null,"Retained profit",null,{"$f":"D55-D57-D58","v":0},{"$f":"E55-E57-E58","v":0}]

{"sheet":"PL1","index":63,"n_rows":62,"n_cols":11,"rows_kept":62,"cut":false,"hidden":false,"merged":[[2,1,2,10],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM PL1: NON ATTRIBUTABLE EXPENSES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"NON ATTRIBUTABLE EXPENSES","TOTAL","Motor","Accident &\nHealth","Engineering","Liability","Property","Transport","Guarantee","Miscellaneous"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Salaries and employee benefits",{"$f":"SUM(D13:K13)","v":0}]
[null,"Directors salaries, fees and benefits",{"$f":"SUM(D14:K14)","v":0}]
[null,"Audit fees",0]
[null,"Legal fees",0]
[null,"Actuarial fees",0]
[null,"Survey fees",0]
[null,"Marketing expenses",0]
[null,"Repairs & Maintenance",0]
[null,"Printing & stationery",0]
[null,"Travelling expenses",0]
[null,"Entertainment",0]
[null,"Provision for bad/doubtful debts",0]
[null,"Bad debts written off",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",0]
[null,"Other (please specify)",{"$f":"SUM(D59:K59)","v":0}]
[null,"Other (please specify)",{"$f":"SUM(D60:K60)","v":0}]
[]
[null,"Total Non Attributable Expenses",{"$f":"SUM(C13:C61)","v":0},{"$f":"SUM(D13:D61)","v":0},0,0,0,0,0,0,0]

{"sheet":"PL2","index":64,"n_rows":51,"n_cols":4,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,3],[6,2,6,3],[10,1,11,1]]}
[]
[]
[null,"FORM PL2: INVESTMENT INCOME"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!C14 - IF(MOD(YEAR(Specifications!C14),4)=0, 366, 365)","v":"2023-09-09"}]
[]
[]
[null,null,"Current \nYear","Previous \nyear"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Net Investment Income: "]
[null,"Realized Gains (Losses) on Sale"]
[null,"Bonds"]
[null,"Mortgage Loans"]
[null,"Preferred & Common Shares"]
[null,"Investment Properties"]
[null,"Income from Derivative Activities"]
[null,"Others"]
[]
[null,"Total Realized Gains (Losses) on Sale",{"$f":"SUM(C15:C20)","v":0},{"$f":"SUM(D15:D20)","v":0}]
[]
[null,"Fair Value Gains (Losses)"]
[null,"Bonds"]
[null,"Mortgage Loans"]
[null,"Preferred & Common Shares"]
[null,"Investment Properties"]
[null,"Income from Derivative Activities"]
[null,"Others"]
[]
[null,"Total Fair Value Gains (Losses)",{"$f":"SUM(C25:C30)","v":0},{"$f":"SUM(D25:D30)","v":0}]
[]
[null,"Dividends"]
[null,"Coupons"]
[null,"Interest income"]
[null,"Rental Income including insurer's own use rental income"]
[null,"Other Investment Income from Derivative Assets"]
[null,"Income from Other Invested Assets"]
[]
[null,"Gross Investment Income",{"$f":"SUM(C34:C39)+C32+C22","v":0},{"$f":"SUM(D34:D39)+D32+D22","v":0}]
[]
[null,"Less"]
[null,"Investment Expenses (other than Investment Taxes)"]
[null,"Investment Taxes"]
[]
[null,"Net Investment Income",{"$f":"C41-SUM(C44:C45)","v":0},{"$f":"D41-SUM(D44:D45)","v":0}]
[]
[null,"Allowances for expected credit losses"]
[]
[null,"INVESTMENT INCOME",{"$f":"C47-C49","v":0},{"$f":"D47-D49","v":0}]

{"sheet":"PL3","index":65,"n_rows":41,"n_cols":3,"rows_kept":41,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM PL3: OTHER COMPREHENSIVE INCOME"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Amount"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Profit for the year",{"$f":"PL0!D51","v":0}]
[]
[null,"Other comprehensive income"]
[]
[null,"Items to be classified to profit or loss in subsequent periods:"]
[null,"Exchange rate differences on translation of foreign orperations"]
[null,"Cash flow hedges"]
[null,"Increase/(decrease) arising on revaluation of financial \nassets at fair value through other comprehensive income"]
[]
[null,"Net other comprehensive income to be reclassified to profit and loss in subsequent periods: ",{"$f":"SUM(C18:C20)","v":0}]
[]
[null,"Items that will not be reclassified to profit or loss in \nsubsequent periods:"]
[null,"Increase/(Decrease) arising on revaluation of financial assets at fair value through other comprehensive income"]
[null,"Income tax effect"]
[]
[null,"Re-measurement gains/(losses) on defined benefit plans"]
[null,"Income tax effect"]
[]
[null,"Revaluation of land and buildings"]
[]
[null,"Net other comprehensive not be be reclassified to profit or loss in subsequent periods",{"$f":"SUM(C25:C31)","v":0}]
[]
[null,"Other comprehensive income relating to insurance contracts:"]
[null,"Finance income/(expense) from insurance contracts",{"$f":"'I6'!C29","v":0}]
[null,"Finance income/(expense) from reinsurance contracts",{"$f":"'I7'!C29","v":0}]
[]
[null,"Net other comprehensive income relating to insurance contracts",{"$f":"SUM(C36:C37)","v":0}]
[]
[null,"OTHER COMPREHENSIVE INCOME FOR THE PERIOD, NET OF TAX",{"$f":"C39+C33+C22","v":0}]

{"sheet":"Capital Requirements >>>","index":66,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"C0","index":67,"n_rows":67,"n_cols":5,"rows_kept":67,"cut":false,"hidden":false,"merged":[[2,1,2,4],[6,3,6,4],[11,1,12,1]]}
[]
[]
[null,"FORM C0: CAPITAL REQUIREMENTS"]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!C14 - IF(MOD(YEAR(Specifications!C14),4)=0, 366, 365)","v":"2023-09-09"}]
[]
[]
[]
[null,"Capital Available",null,"Current Year","Previous Year"]
[null,null,"Annex",{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Equity ",{"$f":"HYPERLINK(\"#'L0'!A1\",\"L0\")","v":"L0"},{"$f":"L0!D22","v":0},{"$f":"L0!E22","v":0}]
[null,"Contractual Service Margin",null,{"$f":"'IR1'!F40+'IR3'!F40-'IR2'!F40-'IR4'!F40","v":0}]
[null,"Other (Please Specify):",null,{"$f":"SUM(D17:D32)","v":0},{"$f":"SUM(E17:E32)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Less: Assets with a Capital Requirement of 100%"]
[null,"from 100% requirements ",{"$f":"HYPERLINK(\"#'C2'!A1\",\"C2\")","v":"C2"},{"$f":"SUMIF('C2'!C16:C76,1,'C2'!D16:D77)","v":0},{"$f":"SUMIF('C2'!C16:C76,1,'C2'!F16:F77)","v":0}]
[null,"from Assets over investment concentration limits ",null,{"$f":"'C9'!C27+'C3'!N71+'C4'!N71+'C5'!H72+'C6'!E19+'C7'!G71+'C8'!G71-SUM('C12'!P35:P37)","v":0}]
[null,"from Assets encumberred ",{"$f":"HYPERLINK(\"#'A13'!A1\",\"A13\")","v":"A13"},{"$f":"'A13'!C16","v":0}]
[null,"Other (Please Specify):",null,{"$f":"SUM(D38:D53)","v":0},{"$f":"SUM(E38:E53)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Total Capital Available ",null,{"$f":"D14+D15+D16-D34-D35-D36-D37","v":0},{"$f":"E14+E15+E16-E34-E35-E36-E37","v":0}]
[]
[null,"Minimum Capital Requirement",null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Liability Arising from Insurance and Reisurance Contracts",{"$f":"HYPERLINK(\"#'C1'!A1\",\"C1\")","v":"C1"},{"$f":"'C1'!G41","v":0}]
[null,"Investment Risk",{"$f":"HYPERLINK(\"#'C2'!A1\",\"C2\")","v":"C2"},{"$f":"'C2'!E78","v":0}]
[null,"Catastrophe Risk ",{"$f":"HYPERLINK(\"#'C10'!A1\",\"C10\")","v":"C10"},{"$f":"'C10'!C18","v":0}]
[null,"Reinsurance Ceded ",{"$f":"HYPERLINK(\"#'C11'!A1\",\"C11\")","v":"C11"},{"$f":"'C11'!N33","v":0}]
[]
[null,"Minimum Capital Requirement",null,{"$f":"SUM(D58:D61)","v":0},{"$f":"SUM(E58:E61)","v":0}]
[]
[null,"Excess Capital Available over Minimum Capital Requirement",null,{"$f":"D55-D63","v":0},{"$f":"E55-E63","v":0}]
[]
[null,"Capital Available as a % of Minimum Capital Requirement",null,{"$f":"IFERROR(D55/D63, 0)","v":0},{"$f":"IFERROR(E55/E63, 0)","v":0}]

{"sheet":"C1","index":68,"n_rows":41,"n_cols":7,"rows_kept":41,"cut":false,"hidden":false,"merged":[[2,1,2,6],[11,1,12,1],[27,1,28,1],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM C1: CAPITAL REQUIREMENT FOR INSURANCE LIABILITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[null,"Liability for incurred claims"]
[]
[null,"Class of business","LIC","ARIC","LIC - ARIC","Capital factors","Capital Required"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},"%",{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",{"$f":"'IR1'!F15-'IR2'!F15","v":0},{"$f":"'IR4'!F15-'IR3'!F15","v":0},{"$f":"C14-D14","v":0},0.1,{"$f":"MAX(0, E14*F14)","v":0}]
[null,"Accident and Health ",{"$f":"'IR1'!F16-'IR2'!F16","v":0},{"$f":"'IR4'!F16-'IR3'!F16","v":0},0,0.15,{"$f":"MAX(0, E15*F15)","v":0}]
[null,"Engineering ",{"$f":"'IR1'!F17-'IR2'!F17","v":0},{"$f":"'IR4'!F17-'IR3'!F17","v":0},0,0.11,0]
[null,"Liability ",{"$f":"'IR1'!F18-'IR2'!F18","v":0},{"$f":"'IR4'!F18-'IR3'!F18","v":0},0,0.15,0]
[null,"Property ",{"$f":"'IR1'!F19-'IR2'!F19","v":0},{"$f":"'IR4'!F19-'IR3'!F19","v":0},0,0.1,0]
[null,"Transportation ",{"$f":"'IR1'!F20-'IR2'!F20","v":0},{"$f":"'IR4'!F20-'IR3'!F20","v":0},0,0.11,0]
[null,"Guarantee ",{"$f":"'IR1'!F21-'IR2'!F21","v":0},{"$f":"'IR4'!F21-'IR3'!F21","v":0},0,0.11,0]
[null,"Miscellaneous ",{"$f":"'IR1'!F22-'IR2'!F22","v":0},{"$f":"'IR4'!F22-'IR3'!F22","v":0},0,0.15,0]
[]
[null,"TOTAL CAPITAL REQUIRED (LIC)",{"$f":"SUM(C14:C21)","v":0},{"$f":"SUM(D14:D21)","v":0},{"$f":"SUM(E14:E21)","v":0},null,{"$f":"SUM(G14:G21)","v":0}]
[]
[]
[null,"Liability for remaining coverage "]
[]
[null,"Class of business","LRC \n(Excluding Contractual Service Margin)","ARC \n(Excluding Contractual Service Margin)","LRC - ARC","Capital factors","Capital Required"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},"%",{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor ",{"$f":"'IR1'!H31-'IR2'!H31","v":0},{"$f":"'IR4'!H31-'IR3'!H31","v":0},{"$f":"C30-D30","v":0},0.14000000000000001,{"$f":"MAX(0,E30* F30)","v":0}]
[null,"Accident and Health ",{"$f":"'IR1'!H32-'IR2'!H32","v":0},{"$f":"'IR4'!H32-'IR3'!H32","v":0},0,0.19,0]
[null,"Engineering ",{"$f":"'IR1'!H33-'IR2'!H33","v":0},{"$f":"'IR4'!H33-'IR3'!H33","v":0},0,0.15,0]
[null,"Liability ",{"$f":"'IR1'!H34-'IR2'!H34","v":0},{"$f":"'IR4'!H34-'IR3'!H34","v":0},0,0.19,0]
[null,"Property ",{"$f":"'IR1'!H35-'IR2'!H35","v":0},{"$f":"'IR4'!H35-'IR3'!H35","v":0},0,0.14000000000000001,0]
[null,"Transportation ",{"$f":"'IR1'!H36-'IR2'!H36","v":0},{"$f":"'IR4'!H36-'IR3'!H36","v":0},0,0.15,0]
[null,"Guarantee ",{"$f":"'IR1'!H37-'IR2'!H37","v":0},{"$f":"'IR4'!H37-'IR3'!H37","v":0},0,0.15,0]
[null,"Miscellaneous ",{"$f":"'IR1'!H38-'IR2'!H38","v":0},{"$f":"'IR4'!H38-'IR3'!H38","v":0},0,0.19,0]
[]
[null,"TOTAL CAPITAL REQUIRED (LRC)",{"$f":"SUM(C30:C37)","v":0},{"$f":"SUM(D30:D37)","v":0},{"$f":"SUM(E30:E37)","v":0},null,{"$f":"SUM(G30:G37)","v":0}]
[]
[null,"TOTAL CAPITAL REQUIRED",{"$f":"C23+C39","v":0},{"$f":"D23+D39","v":0},{"$f":"E23+E39","v":0},null,{"$f":"G23+G39","v":0}]

{"sheet":"C2","index":69,"n_rows":78,"n_cols":7,"rows_kept":78,"cut":false,"hidden":false,"merged":[[77,1,77,2],[2,1,2,6],[10,1,12,1],[10,2,12,2],[10,3,10,4],[10,5,10,6],[6,3,6,4],[7,3,7,4]]}
[]
[]
[null,"FORM C2: INVESTMENT RISKS"]
[]
[]
[]
[null,"NAME OF INSURER",null,{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",null,{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Capital factors","Current Year",null,"Previous Year"]
[null,null,null,"Value","Capital Required","Value","Capital Required"]
[null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Freehold Land and Building ",0.08,{"$f":"'A1'!K24","v":0},{"$f":"D14*C14","v":0}]
[null,"Goodwill",1,{"$f":"A0!D17","v":0}]
[null,"Other Intangible Assets",1,{"$f":"A0!D18","v":0}]
[null,"Investment Property",0.15,{"$f":"A0!D21","v":0},{"$f":"D17*C17","v":0}]
[]
[null,"Financial Investments"]
[]
[null,"Investment in Related Companies",0.17,{"$f":"A0!D20","v":0},{"$f":"D21*C21","v":0}]
[]
[null,"Listed Investments "]
[null,"Preference shares",0.1,{"$f":"SUMIFS('A6'!$K$235:K287, 'A6'!$C$235:C287, B24, 'A6'!$D$235:D287, \"Listed\")","v":0},{"$f":"D24*C24","v":0}]
[null,"Common shares",0.15,{"$f":"SUMIFS('A6'!$K$235:K287, 'A6'!$C$235:C287, B25, 'A6'!$D$235:D287, \"Listed\")","v":0},0]
[null,"Collective Investment Vehicles",0.15,{"$f":"SUMIFS('A6'!$L$356:L407,'A6'!$C$356:C407,B26,'A6'!$D$356:D407, \"Listed\")","v":0},0]
[null,"Structured notes and collateralised securities",0.08,{"$f":"SUMIFS('A6'!$O$171:O222,'A6'!$D$171:D222, \"Listed\")","v":0},0]
[null,"Commodities",0.15,{"$f":"SUMIFS('A6'!$L$356:L407,'A6'!$C$356:C407,B28,'A6'!$D$356:D407, \"Listed\")","v":0},0]
[null,"Derivative assets",0.15,null,0]
[]
[null,"Unlisted Investments"]
[null,"Preference shares",0.15,{"$f":"SUMIFS('A6'!$K$235:K287, 'A6'!$C$235:C287, B32, 'A6'!$D$235:D287, \"Unlisted\")","v":0},{"$f":"D32*C32","v":0}]
[null,"Common shares",0.17,{"$f":"SUMIFS('A6'!$K$235:K287, 'A6'!$C$235:C287, B33, 'A6'!$D$235:D287, \"Unlisted\")","v":0},0]
[null,"Collective Investment Vehicles",0.17,{"$f":"SUMIFS('A6'!$L$356:L407,'A6'!$C$356:C407,B34,'A6'!$D$356:D407, \"Unlisted\")","v":0},0]
[null,"Structured notes and collateralised securities",0.12,{"$f":"SUMIFS('A6'!$O$171:O222,'A6'!$D$171:D222, \"Unlisted\")","v":0},0]
[null,"Commodities",0.17,{"$f":"SUMIFS('A6'!$L$356:L407,'A6'!$C$356:C407,B36,'A6'!$D$356:D407, \"Unlisted\")","v":0},0]
[null,"Derivative assets",0.17,null,0]
[]
[null,"Term Deposits, Debentures and Bonds"]
[null,"Expiring or redeemable in one year or less"]
[null,"   Government ",0,null,{"$f":"D41*C41","v":0}]
[null,"   Corporations ",0.04,null,{"$f":"D42*C42","v":0}]
[null,"Expiring or redeemable in more than one year"]
[null,"   Government ",0,null,{"$f":"D44*C44","v":0}]
[null,"   Corporations ",0.08,null,{"$f":"D45*C45","v":0}]
[]
[]
[null,"Loans"]
[null,"Government",0,null,{"$f":"D49*C49","v":0}]
[null,"Residential Mortgage ",0.04,{"$f":"SUMIFS('A6'!$J$296:J347,'A6'!$B$296:B347,B50)","v":0},{"$f":"D50*C50","v":0}]
[null,"Commercial Mortgage ",0.08,{"$f":"SUMIFS('A6'!$J$296:J347,'A6'!$B$296:B347,B51)","v":0},0]
[null,"Other Secured Loans",0.08,{"$f":"SUMIFS('A6'!$J$296:J347,'A6'!$B$296:B347,B52)","v":0},0]
[null,"Unsecured Loans ",1,{"$f":"SUMIFS('A6'!$J$296:J347,'A6'!$B$296:B347,B53)","v":0}]
[null,"Loans to Corporations",0.08,{"$f":"SUMIFS('A6'!$J$296:J347,'A6'!$B$296:B347,B54)","v":0},0]
[null,"Loans to Related Companies",1,{"$f":"SUMIFS('A6'!$J$296:J347,'A6'!$B$296:B347,B55)","v":0}]
[null,"Loans to Directors, agents and their associates (including those from Related Companies)",1,{"$f":"SUMIFS('A6'!$J$296:J347,'A6'!$B$296:B347,B56)","v":0}]
[]
[null,"Investment Income Due and Accrued ",0.02,null,{"$f":"D58*C58","v":0}]
[]
[null,"Receivables"]
[null,"Related Companies"]
[null,"   Outstanding Less than 12 months",0.1,{"$f":"'A9'!E13","v":0},{"$f":"D62*C62","v":0}]
[null,"   Outstanding more than 12 months",0.04,{"$f":"'A9'!F13","v":0},{"$f":"D63*C63","v":0}]
[null,"Corporations",0.1,{"$f":"'A9'!F14+'A9'!E14","v":0},{"$f":"D64*C64","v":0}]
[null,"Government",0,null,0]
[]
[null,"Reinsurance Recoveries"]
[null,"Amounts Recoverable from Incurred Claims"]
[null,"   Outstanding less than 8 months ",0.02,{"$f":"'IR4'!H24","v":0},{"$f":"D69*C69","v":0}]
[null,"   Outstanding 8 months or more ",1,{"$f":"'IR4'!I24","v":0}]
[]
[null,"Cash at Bank",0,null,{"$f":"D72*C72","v":0}]
[null,"Deposits with an institution licensed by Bank of Mauritius","0%",null,{"$f":"D73*C73","v":0}]
[]
[null,"Fixed Assets, in excess of their written down values ",1]
[null,"Other Assets ",{"$f":"HYPERLINK(\"#'C9'!A1\",\"C9\")","v":"C9"},{"$f":"A0!D38","v":0},{"$f":"'C9'!C23","v":0}]
[]
[null,"TOTAL ASSETS",null,{"$f":"SUM(D14:D77)","v":0},{"$f":"SUM(E14:E76)","v":0},{"$f":"SUM(F14:F77)","v":0},{"$f":"SUM(G14:G77)","v":0}]

{"sheet":"C3","index":70,"n_rows":71,"n_cols":27,"rows_kept":71,"cut":false,"hidden":false,"merged":[[70,1,70,2],[2,1,2,13],[15,1,17,1],[15,3,15,4],[15,2,17,2],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM C3: INVESTMENT IN LISTED CORPORATES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Concentration Limit",{"$f":"Checks!E45","v":0.1}]
[]
[null,"Corporate","Subsidiary?","Term Deposits, Bonds and Debentures",null,"Loans","Strucutured notes and collateralised securities","Preference Shares","Common Shares","Receivables","Holding by related companies","Total","Concentration Limit","Over Concentration Limit"]
[null,null,null,"Expiring <=1 year","Expiring >1 year"]
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[null,null,null,null,null,null,null,null,null,null,null,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,{"$f":"MAX(L68-M68,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,{"$f":"MAX(L69-M69,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,"TOTAL INVESTMENT IN LISTED CORPORATES",null,{"$f":"SUM(D19:D70)","v":0},0,0,0,0,0,0,0,0,null,{"$f":"SUM(N19:N70)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,0]

{"sheet":"C4","index":71,"n_rows":71,"n_cols":14,"rows_kept":71,"cut":false,"hidden":false,"merged":[[70,1,70,2],[2,1,2,13],[15,1,17,1],[15,3,15,4],[15,2,17,2],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM C4: INVESTMENT IN UNLISTED CORPORATES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Concentration Limit",{"$f":"Checks!E46","v":0.05}]
[]
[null,"Corporate","Subsidiary","Term Deposits, Bonds and Debentures",null,"Loans","Strucutured notes and collateralised sercurities","Preference Shares","Common Shares","Receivables","Holding by related companies","Total","Concentration Limit","Over Concentration Limit"]
[null,null,null,"Expiring <=1 year","Expiring >1 year"]
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[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(D19:K19)","v":0},{"$f":"$C$14*$C$13","v":0},{"$f":"MAX(L19-M19,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(D20:K20)","v":0},0,{"$f":"MAX(L20-M20,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
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[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(D53:K53)","v":0},0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,0,0,0]
[]
[null,"TOTAL INVESTMENT IN UNLISTED COPORATES",null,{"$f":"SUM(D19:D70)","v":0},0,0,0,0,0,0,0,0,null,{"$f":"SUM(N19:N70)","v":0}]

{"sheet":"C5","index":72,"n_rows":72,"n_cols":8,"rows_kept":72,"cut":false,"hidden":false,"merged":[[2,1,2,7],[17,1,18,1],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM C5: INVESTMENT IN PROPERTY"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Concentration Limit",{"$f":"Checks!E47","v":0.1}]
[]
[]
[null,"Property","Investment Properties","Freehold Land and Building","Holding by related companies","Total","Concentration Limit","Over Concentration Limit"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,{"$f":"SUM(C20:E20)","v":0},{"$f":"$C$15*$C$14","v":0},{"$f":"MAX(F20-G20,0)","v":0}]
[null,null,null,null,null,{"$f":"SUM(C21:E21)","v":0},0,{"$f":"MAX(F21-G21,0)","v":0}]
[null,null,null,null,null,0,0,0]
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[null,null,null,null,null,0,0,0]
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[null,null,null,null,null,0,0,0]
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[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,{"$f":"SUM(C61:E61)","v":0},0,{"$f":"MAX(F61-G61,0)","v":0}]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[null,null,null,null,null,0,0,0]
[]
[null,"TOTAL INVESTMENT IN PROPERTY",{"$f":"SUM(C20:C71)","v":0},{"$f":"SUM(D20:D71)","v":0},{"$f":"SUM(E20:E71)","v":0},{"$f":"SUM(F20:F71)","v":0},null,{"$f":"SUM(H20:H71)","v":0}]

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[]
[null,null,"Total Subsidiary",{"$f":"'A4'!K14","v":0},null,null,"Capital factors","Check"]
[null,null,null,null,null,null,null,"Value","Investment risk","Concentration risk"]
[null,null,"Total Listed Subsidiary above concentration Limit",{"$f":"SUMIFS('C3'!$AA$19:$AA$71,'C3'!$C$19:$C$71,\"Yes\", 'C3'!$N$19:$N$71, \">0\")","v":0},null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,"Total Unlisted Subsidiary above concentration Limit",{"$f":"SUMIFS('C4'!#REF!, 'C4'!C19:C71, \"Yes\", 'C4'!$N$19:$N$71, \">0\")","v":{"$error":"#REF!"}},null,"Freehold Land and Building ",0.08,{"$f":"'A1'!O15","v":0},{"$f":"H5*G5","v":0},{"$f":"'A1'!Q15","v":0}]
[null,null,null,null,null,"Goodwill",1,{"$f":"A0!H8","v":0},{"$f":"H6*G6","v":0},{"$f":"A0!J8","v":0}]
[null,null,"Total Subsidiary above concentration Limit",{"$f":"D4+D5","v":{"$error":"#REF!"}},null,"Other Intangible Assets",1,{"$f":"A0!H9","v":0},{"$f":"H7*G7","v":0},{"$f":"A0!J9","v":0}]
[null,null,null,null,null,"Investment Property",0.15,{"$f":"A0!H12","v":0},{"$f":"H8*G8","v":0},{"$f":"A0!J12","v":0}]
[null,null,"Ratio",{"$f":"D7/D2","v":{"$error":"#REF!"}}]
[null,null,null,null,null,"Financial Investments"]
[]
[null,null,null,null,null,"Government Obligations","0%",null,{"$f":"H12*G12","v":0}]
[null,null,null,null,null,"Investment in subsidiaries, associates and joint ventures (Excluding Loans and Receivables from subsidiaries, associates and joint ventures)",0.17,{"$f":"A0!H11","v":0},{"$f":"H13*G13","v":0},{"$f":"'C6'!E19","v":0},null,{"$f":"H13/M13","v":{"$error":"#DIV/0!"}},{"$f":"I13+J13","v":0}]
[]
[null,null,null,null,null,"Listed Investments "]
[null,null,null,null,null,"Preference shares",0.1,{"$f":"SUMIFS('A6'!$K$235:O282, 'A6'!$C$235:G282, F16, 'A6'!$D$235:H282, \"Listed\")","v":0},{"$f":"H16*G16","v":0},{"$f":"SUMIFS('C3'!$F$19:$F$69,'C3'!$N$19:$N$69, \">0\")","v":0}]
[null,null,null,null,null,"Common shares",0.15,{"$f":"SUMIFS('A6'!$K$235:O282, 'A6'!$C$235:G282, F17, 'A6'!$D$235:H282, \"Listed\")","v":0},0]
[null,null,null,null,null,"Collective Investment Vehicles",0.15,{"$f":"SUMIFS('A6'!$L$356:P401,'A6'!$C$356:G401,F18,'A6'!$D$356:H401, \"Listed\")","v":0},0]
[null,null,null,null,null,"Structured notes and collateralised securities",0.08,{"$f":"SUMIFS('A6'!$O$171:S216,'A6'!$D$171:H216, \"Listed\")","v":0},0]
[null,null,null,null,null,"Commodities",0.15,{"$f":"SUMIFS('A6'!$L$356:P401,'A6'!$C$356:G401,F20,'A6'!$D$356:H401, \"Listed\")","v":0},0]
[null,null,null,null,null,"Derivative assets",0.15,null,0]
[null,null,null,null,null,"Expiring or redeemable in one year or less"]
[null,null,null,null,null,"   Corporate Bonds",0.04,null,{"$f":"H23*G23","v":0}]
[null,null,null,null,null,"   Corporate Debentures",0.06,null,{"$f":"H24*G24","v":0}]
[null,null,null,null,null,"Expiring or redeemable in more than one year"]
[null,null,null,null,null,"   Corporate Bonds",0.06,null,{"$f":"H26*G26","v":0}]
[null,null,null,null,null,"   Corporate Debentures",0.1,null,{"$f":"H27*G27","v":0}]
[]
[null,null,null,null,null,"Unlisted Investments"]
[null,null,null,null,null,"Preference shares",0.15,{"$f":"SUMIFS('A6'!$K$235:O282, 'A6'!$C$235:G282, F30, 'A6'!$D$235:H282, \"Unlisted\")","v":0},{"$f":"H30*G30","v":0}]
[null,null,null,null,null,"Common shares",0.17,{"$f":"SUMIFS('A6'!$K$235:O282, 'A6'!$C$235:G282, F31, 'A6'!$D$235:H282, \"Unlisted\")","v":0},0]
[null,null,null,null,null,"Collective Investment Vehicles",0.17,{"$f":"SUMIFS('A6'!$L$356:P401,'A6'!$C$356:G401,F32,'A6'!$D$356:H401, \"Unlisted\")","v":0},0]
[null,null,null,null,null,"Structured notes and collateralised securities",0.12,{"$f":"SUMIFS('A6'!$O$171:S216,'A6'!$D$171:H216, \"Unlisted\")","v":0},0]
[null,null,null,null,null,"Commodities",0.17,{"$f":"SUMIFS('A6'!$L$356:P401,'A6'!$C$356:G401,F34,'A6'!$D$356:H401, \"Unlisted\")","v":0},0]
[null,null,null,null,null,"Derivative assets",0.17,null,0]
[null,null,null,null,null,"Expiring or redeemable in one year or less"]
[null,null,null,null,null,"   Corporate Bonds",0.04,null,{"$f":"H37*G37","v":0}]
[null,null,null,null,null,"   Corporate Debentures",0.08,null,{"$f":"H38*G38","v":0}]
[null,null,null,null,null,"Expiring or redeemable in more than one year"]
[null,null,null,null,null,"   Corporate Bonds",0.08,null,{"$f":"H40*G40","v":0}]
[null,null,null,null,null,"   Corporate Debentures",1,null,{"$f":"H41*G41","v":0}]
[]
[]
[null,null,null,null,null,"Loans"]
[null,null,null,null,null,"Residential Mortgage ",0.04,{"$f":"SUMIFS('A6'!$J$296:N342,'A6'!$B$296:F342,F45)","v":0},{"$f":"H45*G45","v":0}]
[null,null,null,null,null,"Commercial Mortgage ",0.08,{"$f":"SUMIFS('A6'!$J$296:N342,'A6'!$B$296:F342,F46)","v":0},0]
[null,null,null,null,null,"Other Secured Loans",0.08,{"$f":"SUMIFS('A6'!$J$296:N342,'A6'!$B$296:F342,F47)","v":0},0]
[null,null,null,null,null,"Unsecured Loans ",1,{"$f":"SUMIFS('A6'!$J$296:N342,'A6'!$B$296:F342,F48)","v":0},0]
[null,null,null,null,null,"Loans to Corporations",0.08,{"$f":"SUMIFS('A6'!$J$296:N342,'A6'!$B$296:F342,F49)","v":0},0]
[null,null,null,null,null,"Loans to subsidiaries, associates and joint ventures",1,{"$f":"SUMIFS('A6'!$J$296:N342,'A6'!$B$296:F342,F50)","v":0},0]
[null,null,null,null,null,"Loans to Directors, agents and their associates",1,{"$f":"SUMIFS('A6'!$J$296:N342,'A6'!$B$296:F342,F51)","v":0},0]
[]
[null,null,null,null,null,"Investment Income Due and Accrued ",0.02,null,{"$f":"H53*G53","v":0}]
[]
[null,null,null,null,null,"Receivables"]
[null,null,null,null,null,"Up to 6 months"]
[null,null,null,null,null,"   Subsidiaries, associates and joint ventures",0.1,{"$f":"'A9'!G4","v":0},{"$f":"H57*G57","v":0}]
[null,null,null,null,null,"   Insurers ",0.02,{"$f":"'A10'!H5","v":0},{"$f":"H58*G58","v":0}]
[null,null,null,null,null,"   Corporations",0.04,{"$f":"'A9'!G5","v":0},{"$f":"H59*G59","v":0}]
[null,null,null,null,null,"   Reinsurers",0.02,{"$f":"'IR4'!K15","v":"Pass"},{"$f":"H60*G60","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,"Above 6 months but less than 1 year"]
[null,null,null,null,null,"   Subsidiaries, associates and joint ventures",0.15,{"$f":"'A9'!H4","v":0},{"$f":"H62*G62","v":0}]
[null,null,null,null,null,"   Insurers ",0.04,{"$f":"'A10'!I5","v":0},0]
[null,null,null,null,null,"   Corporations",0.1,{"$f":"'A9'!H5","v":0},0]
[null,null,null,null,null,"   Reinsurers",0.04,{"$f":"'IR4'!L15","v":0},0]
[null,null,null,null,null,"One year or more",null,null,0]
[null,null,null,null,null,"   Subsidiaries, associates and joint ventures",1,{"$f":"'A9'!I4+'A9'!J4","v":0},0]
[null,null,null,null,null,"   Insurers ",0.1,{"$f":"'A10'!J5+'A10'!K5","v":0},0]
[null,null,null,null,null,"   Corporations",1,{"$f":"'A9'!I5+'A9'!J5","v":0},0]
[null,null,null,null,null,"   Reinsurers",1,{"$f":"'IR4'!M15+'IR4'!N15","v":0},0]
[]
[null,null,null,null,null,"Cash and deposits","0%",null,{"$f":"H72*G72","v":0}]
[]
[null,null,null,null,null,"Other Assets ",{"$f":"HYPERLINK(\"#'C9'!A1\",\"C9\")","v":"C9"},{"$f":"A0!H28","v":0},{"$f":"'C9'!G20","v":0}]
[]
[null,null,null,null,null,"TOTAL ASSETS",null,{"$f":"SUM(H5:H75)","v":0},{"$f":"SUM(I5:I72)","v":{"$error":"#VALUE!"}}]

{"sheet":"C6","index":74,"n_rows":19,"n_cols":5,"rows_kept":19,"cut":false,"hidden":false,"merged":[[2,1,2,4],[16,1,17,1],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM C6: INVESTMENT IN RELATED COMPANIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Concentration Limit",{"$f":"Checks!E48","v":0.1}]
[]
[]
[null,null,"Total","Concentration Limit","Over Concentration Limit"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Investment in Related Companies",{"$f":"A0!D20","v":0},{"$f":"C14*C13","v":0},{"$f":"MAX(C19-D19,0)","v":0}]

{"sheet":"C7","index":75,"n_rows":71,"n_cols":7,"rows_kept":71,"cut":false,"hidden":false,"merged":[[2,1,2,6],[17,1,18,1],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM C7: INVESTMENT IN LISTED COMMODITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Concentration Limit",{"$f":"Checks!E49","v":0.1}]
[]
[]
[null,"Commodity","Holding by Insurer","Holding by related companies","Total","Concentration Limit","Over Concentration Limit"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,{"$f":"SUM(C20:D20)","v":0},{"$f":"$C$15*$C$14","v":0},{"$f":"MAX(E20-F20,0)","v":0}]
[null,null,null,null,{"$f":"SUM(C21:D21)","v":0},{"$f":"$C$15*$C$14","v":0},{"$f":"MAX(E21-F21,0)","v":0}]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,{"$f":"SUM(C55:D55)","v":0},{"$f":"$C$15*$C$14","v":0},0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[]
[null,"TOTAL INVESTMENT IN COMMODITIES",{"$f":"SUM(C20:C69)","v":0},{"$f":"SUM(D20:D69)","v":0},{"$f":"SUM(E20:E69)","v":0},null,{"$f":"SUM(G20:G69)","v":0}]

{"sheet":"C8","index":76,"n_rows":71,"n_cols":7,"rows_kept":71,"cut":false,"hidden":false,"merged":[[2,1,2,6],[17,1,18,1],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM C8: INVESTMENT IN UNLISTED COMMODITIES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[null,"Concentration Limit",{"$f":"Checks!E50","v":0.05}]
[]
[]
[null,"Commodity","Holding by Insurer","Holding by related companies","Total","Concentration Limit","Over Concentration Limit"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,{"$f":"SUM(C20:D20)","v":0},{"$f":"$C$15*$C$14","v":0},{"$f":"MAX(E20-F20,0)","v":0}]
[null,null,null,null,{"$f":"SUM(C21:D21)","v":0},{"$f":"$C$15*$C$14","v":0},{"$f":"MAX(E21-F21,0)","v":0}]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,{"$f":"SUM(C54:D54)","v":0},{"$f":"$C$15*$C$14","v":0},0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[null,null,null,null,0,0,0]
[]
[null,"TOTAL INVESTMENT IN COMMODITIES",{"$f":"SUM(C20:C69)","v":0},{"$f":"SUM(D20:D69)","v":0},{"$f":"SUM(E20:E69)","v":0},null,{"$f":"SUM(G20:G69)","v":0}]

{"sheet":"C9","index":77,"n_rows":36,"n_cols":3,"rows_kept":36,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"FORM C9: OTHER ASSETS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,"Concentration Limit",0.01]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Total Assets",{"$f":"A0!D40","v":0}]
[]
[null,"CONCENTRATION LIMIT"]
[]
[null,{"$f":" C12*100 &\"% of Total Assets (Concentration Limit)\"","v":"1% of Total Assets (Concentration Limit)"},{"$f":"$C$12*C15","v":0}]
[null,"Other Assets",{"$f":"A0!D38","v":0}]
[]
[null,{"$f":"\"Lesser of Other Assets and\" &\" \"& TEXT(C12,\"##%\")&\" \"& \"of Total Assets\"","v":"Lesser of Other Assets and 1% of Total Assets"},{"$f":"MIN(C19:C20)","v":0}]
[null,{"$f":"\"35% of Lesser of Other Assets and\"&\" \"& TEXT(C12,\"##%\")&\" \"& \"of Total Assets\"","v":"35% of Lesser of Other Assets and 1% of Total Assets"},{"$f":"C22*0.35","v":0}]
[]
[null,{"$f":"\"EXCESS OF OTHER ASSETS OVER\"&\" \" &TEXT(C12,\"##%\")&\" \" &\"TOTAL ASSETS\"","v":"EXCESS OF OTHER ASSETS OVER 1% TOTAL ASSETS"}]
[]
[null,{"$f":"\"Excess of Other Assets over\"&\" \"&TEXT(C12,\"##%\")&\" \"& \"of total assets\"","v":"Excess of Other Assets over 1% of total assets"},{"$f":"MAX(0, C20-C19)","v":0}]
[null,"Capital required",{"$f":"C27","v":0}]
[]
[]
[null,"Note: "]
[null,"Capital required for \"Other Assets\" is equal to 35% of the lesser of –"]
[null,"(i) Other Assets; or"]
[null,"(ii) 1% of Total Assets"]
[null,"And"]
[null,"Any excess of \"Other Assets\" over 1% of total assets"]

{"sheet":"C10","index":78,"n_rows":18,"n_cols":3,"rows_kept":18,"cut":false,"hidden":false,"merged":[[2,1,2,2],[10,1,11,1]]}
[]
[]
[null,"FORM C10: CATASTROPHE RISK"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Previous Year",{"$f":"YEAR(Specifications!C14)*1-1","v":2023}]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Gross Insurance Premiums"]
[null,"Reinsurance Premium Ceded"]
[]
[null,"Net Written Premium for catastrophe risk calculation",{"$f":"C13-C14","v":0}]
[]
[null,"Catastrophe Risk",{"$f":"C16*0.05","v":0}]

{"sheet":"C11","index":79,"n_rows":95,"n_cols":14,"rows_kept":95,"cut":false,"hidden":false,"merged":[[40,1,40,4],[94,1,94,4],[21,2,21,4],[22,1,23,1],[25,1,26,1],[28,1,29,1],[2,1,2,13],[35,5,35,12],[35,13,36,13],[38,1,38,4],[39,1,39,4],[6,2,6,5],[7,2,7,5]]}
[]
[]
[null,"FORM C11: CAPITAL CHARGE ON REINSURANCE CEDED"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"Summary: "]
[]
[null,"Rating",null,null,null,"Motor","Accident & Health","Engineering","Liability","Property","Transportation","Guarantee","Miscellaneous","Total"]
[null,1,null,null,null,{"$f":"SUMIFS($F$43:$F$95, $E$43:$E$95, $B14)","v":0},{"$f":"SUMIFS($G$43:$G$95, $E$43:$E$95, $B14)","v":0},{"$f":"SUMIFS($H$43:$H$95, $E$43:$E$95, $B14)","v":0},{"$f":"SUMIFS($I$43:$I$95, $E$43:$E$95, $B14)","v":0},{"$f":"SUMIFS($J$43:$J$95, $E$43:$E$95, $B14)","v":0},{"$f":"SUMIFS($K$43:$K$95, $E$43:$E$95, $B14)","v":0},{"$f":"SUMIFS($L$43:$L$95, $E$43:$E$95, $B14)","v":0},{"$f":"SUMIFS($M$43:$M$95, $E$43:$E$95, $B14)","v":0},{"$f":"SUM(F14:M14)","v":0}]
[null,2,null,null,null,{"$f":"SUMIFS($F$43:$F$95, $E$43:$E$95, $B15)","v":0},{"$f":"SUMIFS($G$43:$G$95, $E$43:$E$95, $B15)","v":0},{"$f":"SUMIFS($H$43:$H$95, $E$43:$E$95, $B15)","v":0},{"$f":"SUMIFS($I$43:$I$95, $E$43:$E$95, $B15)","v":0},{"$f":"SUMIFS($J$43:$J$95, $E$43:$E$95, $B15)","v":0},{"$f":"SUMIFS($K$43:$K$95, $E$43:$E$95, $B15)","v":0},{"$f":"SUMIFS($L$43:$L$95, $E$43:$E$95, $B15)","v":0},{"$f":"SUMIFS($M$43:$M$95, $E$43:$E$95, $B15)","v":0},{"$f":"SUM(F15:M15)","v":0}]
[null,3,null,null,null,{"$f":"SUMIFS($F$43:$F$95, $E$43:$E$95, $B16)","v":0},{"$f":"SUMIFS($G$43:$G$95, $E$43:$E$95, $B16)","v":0},{"$f":"SUMIFS($H$43:$H$95, $E$43:$E$95, $B16)","v":0},{"$f":"SUMIFS($I$43:$I$95, $E$43:$E$95, $B16)","v":0},{"$f":"SUMIFS($J$43:$J$95, $E$43:$E$95, $B16)","v":0},{"$f":"SUMIFS($K$43:$K$95, $E$43:$E$95, $B16)","v":0},{"$f":"SUMIFS($L$43:$L$95, $E$43:$E$95, $B16)","v":0},{"$f":"SUMIFS($M$43:$M$95, $E$43:$E$95, $B16)","v":0},{"$f":"SUM(F16:M16)","v":0}]
[]
[]
[]
[null,"Capital Charge:"]
[]
[null,"Rating","Capital charge"]
[null,"     Rating 1","Below 50%",null,0,0,0,0,0,0,0,0,0,{"$f":"SUM(F23:M23)","v":0}]
[null,null,"Above 50%",null,0.1,{"$f":"IF(F41<0.5, 0, (F41-0.5)/F41*F14*0.1)","v":0},0,0,0,0,0,0,0,{"$f":"SUM(F24:M24)","v":0}]
[]
[null,"     Rating 2","Below 50%",null,0.15,{"$f":"IFERROR(MIN(0.5, F41)/F41*F15*0.15, 0)","v":0},0,0,0,0,0,0,0,{"$f":"SUM(F26:M26)","v":0}]
[null,null,"Above 50%",null,0.25,{"$f":"IF(F41<0.5, 0, (F41-0.5)/F41*F15*0.25)","v":0},0,0,0,0,0,0,0,{"$f":"SUM(F27:M27)","v":0}]
[]
[null,"     Rating 3","Below 50%",null,1,{"$f":"IFERROR(MIN(0.5, F41)/F41*F16, 0)","v":0},0,0,0,0,0,0,0,{"$f":"SUM(F29:M29)","v":0}]
[null,null,"Above 50%",null,1,{"$f":"IF(F41<0.5, 0, (F41-0.5)/F41*F16)","v":0},0,0,0,0,0,0,0,{"$f":"SUM(F30:M30)","v":0}]
[]
[]
[null,"TOTAL CAPITAL CHARGE ON REINSURANCE CEDED",null,null,null,{"$f":"SUM(F23:F30)","v":0},{"$f":"SUM(G23:G30)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,null,null,null,null,"Classes",null,null,null,null,null,null,null,"Total"]
[null,null,null,null,null,"Motor","Accident & Health","Engineering","Liability","Property","Transportation","Guarantee","Miscellaneous"]
[null,null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Gross Premium",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F39:M39)","v":0}]
[null,"Reinsurance Ceded",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F40:M40)","v":0}]
[null,"Ceding Ratio",null,null,null,{"$f":"IF(ISBLANK(F39),0,F40/F39)","v":0},{"$f":"IF(ISBLANK(G39),0,G40/G39)","v":0},0,0,0,0,0,0,{"$f":"IF(N39=0,0,N40/N39)","v":0}]
[null,"Reinsurer","Agency","Rating","Rate",{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"XYZ 1",null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C43&D43, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,{"$f":"F43+G43+H43+I43+J43+K43+L43+M43","v":0}]
[null,"XYZ 2",null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C44&D44, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,"XYZ 3",null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C45&D45, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,"XYZ 4",null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C46&D46, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,"XYZ 5",null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C47&D47, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,"XYZ 6",null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C48&D48, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,"XYZ 7",null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C49&D49, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,"XYZ 8",null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C50&D50, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,"XYZ 9",null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C51&D51, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,"XYZ 10",null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C52&D52, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C53&D53, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C54&D54, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C55&D55, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C56&D56, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C57&D57, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C58&D58, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C59&D59, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C60&D60, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C61&D61, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C62&D62, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C63&D63, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C64&D64, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C65&D65, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C66&D66, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C67&D67, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C68&D68, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C69&D69, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C70&D70, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C71&D71, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C72&D72, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C73&D73, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C74&D74, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C75&D75, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C76&D76, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C77&D77, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C78&D78, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C79&D79, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C80&D80, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C81&D81, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C82&D82, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C83&D83, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C84&D84, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C85&D85, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C86&D86, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C87&D87, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C88&D88, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C89&D89, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C90&D90, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C91&D91, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C92&D92, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,0]
[null,null,null,null,{"$f":"IFERROR(INDEX(Dev!G:G, MATCH(C93&D93, Dev!F:F,0)), 0)","v":0},null,null,null,null,null,null,null,null,{"$f":"F93+G93+H93+I93+J93+K93+L93+M93","v":0}]
[]
[null,"TOTAL",null,null,null,{"$f":"SUM(F43:F94)","v":0},0,0,0,0,0,0,0,0]

{"sheet":"C12","index":80,"n_rows":37,"n_cols":16,"rows_kept":37,"cut":false,"hidden":false,"merged":[[2,2,2,15],[27,2,27,9],[33,2,33,9],[6,2,6,3],[10,2,10,9],[16,2,16,9],[22,2,22,9]]}
[]
[]
[null,null,"FORM C12: EXCESS CAPITAL REQUIRED OVER TOTAL ASSET VALUE"]
[]
[]
[]
[null,null,"Term Deposits, Bonds and Debentures",null,"Loans","Strucutured notes and collateralised sercurities","Preference Shares","Common Shares","Receivables","Holding by related companies",null,"Commodities",null,"Subsidiaries",null,"Total "]
[null,null,"Expiring <=1 year","Expiring >1 year"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},null,{"$f":"Specifications!$C$15","v":"Rs."},null,"Rs."]
[]
[null,null,"Capital required for Concentration Limit"]
[null,"Listed",{"$f":"SUMIFS('C3'!$N$19:$N$70, 'C3'!D$19:D$70, \">0\")","v":0},{"$f":"SUMIFS('C3'!$N$19:$N$70, 'C3'!E$19:E$70, \">0\")","v":0},{"$f":"SUMIFS('C3'!$N$19:$N$70, 'C3'!F$19:F$70, \">0\")","v":0},{"$f":"SUMIFS('C3'!$N$19:$N$70, 'C3'!G$19:G$70, \">0\")","v":0},{"$f":"SUMIFS('C3'!$N$19:$N$70, 'C3'!H$19:H$70, \">0\")","v":0},{"$f":"SUMIFS('C3'!$N$19:$N$70, 'C3'!I$19:I$70, \">0\")","v":0},{"$f":"SUMIFS('C3'!$N$19:$N$70, 'C3'!J$19:J$70, \">0\")","v":0},{"$f":"SUMIFS('C3'!$N$19:$N$70, 'C3'!K$19:K$70, \">0\")","v":0},null,{"$f":"SUM('C8'!$G$20:$G$70)","v":0},null,null,null,{"$f":"C12+D12+E12+F12+G12+H12+I12+J12+L12","v":0}]
[null,"Unlisted",{"$f":"SUMIFS('C4'!$N$19:$N$70, 'C4'!D$19:D$70,\">0\")","v":0},{"$f":"SUMIFS('C4'!$N$19:$N$70, 'C4'!E$19:E$70,\">0\")","v":0},{"$f":"SUMIFS('C4'!$N$19:$N$70, 'C4'!F$19:F$70,\">0\")","v":0},{"$f":"SUMIFS('C4'!$N$19:$N$70, 'C4'!G$19:G$70,\">0\")","v":0},{"$f":"SUMIFS('C4'!$N$19:$N$70, 'C4'!H$19:H$70,\">0\")","v":0},{"$f":"SUMIFS('C4'!$N$19:$N$70, 'C4'!I$19:I$70,\">0\")","v":0},{"$f":"SUMIFS('C4'!$N$19:$N$70, 'C4'!J$19:J$70,\">0\")","v":0},{"$f":"SUMIFS('C4'!$N$19:$N$70, 'C4'!K$19:K$70,\">0\")","v":0},null,{"$f":"SUM('C7'!$G$20:$G$70)","v":0},null,null,null,{"$f":"C13+D13+E13+F13+G13+H13+I13+J13+L13","v":0}]
[null,"Total",{"$f":"SUM(C12:C13)","v":0},{"$f":"SUM(D12:D13)","v":0},{"$f":"SUM(E12:E13)","v":0},0,0,0,0,0,null,0,null,{"$f":"'C6'!E19","v":0},null,{"$f":"C14+D14+E14+F14+G14+H14+I14+J14+L14+N14","v":0}]
[]
[]
[null,null,"Capital required for Investment Risk"]
[null,"Listed",{"$f":"'C2'!E41+'C2'!E42","v":0},{"$f":"'C2'!E44+'C2'!E45","v":0},null,{"$f":"'C2'!E27","v":0},{"$f":"'C2'!E24","v":0},{"$f":"'C2'!E25","v":0},null,null,null,{"$f":"'C2'!E28","v":0},null,null,null,{"$f":"C18+D18+F18+G18+H18+L18","v":0}]
[null,"Unlisted",{"$f":"'C2'!E41+'C2'!E42","v":0},{"$f":"'C2'!E44+'C2'!E45","v":0},null,{"$f":"'C2'!E35","v":0},{"$f":"'C2'!E32","v":0},{"$f":"'C2'!E33","v":0},null,null,null,{"$f":"'C2'!E36","v":0},null,null,null,{"$f":"C19+D19+F19+G19+H19+L19","v":0}]
[null,"Total",{"$f":"SUM(C18:C19)","v":0},{"$f":"SUM(D18:D19)","v":0},{"$f":"SUM('C2'!E50:E56)","v":0},{"$f":"SUM(F18:F19)","v":0},{"$f":"SUM(G18:G19)","v":0},0,{"$f":"SUM('C2'!E62:E64)","v":0},null,null,{"$f":"SUM(L18:L19)","v":0},null,{"$f":"'C2'!E21","v":0},null,{"$f":"C20+D20+F20+E20+G20+H20+I20+L20+N20","v":0}]
[]
[]
[null,null,"Total Capital required for Investment and Concentration Limit"]
[null,"Listed",{"$f":"C12+C18","v":0},0,null,{"$f":"F12+F18","v":0},0,0,null,{"$f":"J12","v":0},null,{"$f":"L12+L18","v":0},null,null,null,{"$f":"C24+D24+F24+G24+H24+J24+L24","v":0}]
[null,"Unlisted",0,0,null,0,0,0,null,{"$f":"J13","v":0},null,{"$f":"L13+L19","v":0},null,null,null,{"$f":"C25+D25+F25+G25+H25+J25+L25","v":0}]
[null,"Total",{"$f":"C24+C25","v":0},{"$f":"D24+D25","v":0},{"$f":"E14+E20","v":0},{"$f":"F24+F25","v":0},0,0,0,0,null,{"$f":"L24+L25","v":0},null,{"$f":"N14+N20","v":0},null,{"$f":"C26+D26+F26+E26+G26+H26+I26+J26+L26+N26","v":0}]
[]
[null,null,"Total Asset Value"]
[null,"Listed",null,null,null,{"$f":"'C2'!D27","v":0},{"$f":"'C2'!D24","v":0},{"$f":"'C2'!D25","v":0},null,null,null,{"$f":"'C2'!D28","v":0},null,null,null,{"$f":"F29+G29+H29+L29","v":0}]
[null,"Unlisted",null,null,null,{"$f":"'C2'!D35","v":0},{"$f":"'C2'!D32","v":0},{"$f":"'C2'!D33","v":0},null,null,null,{"$f":"'C2'!D36","v":0},null,null,null,{"$f":"F30+G30+H30+L30","v":0}]
[null,"Total",{"$f":"'C2'!D41+'C2'!D42","v":0},{"$f":"'C2'!D44+'C2'!D45","v":0},{"$f":"SUM('C2'!D50:D56)","v":0},{"$f":"SUM(F29:F30)","v":0},{"$f":"SUM(G29:G30)","v":0},0,{"$f":"SUM('C2'!D62:D64)","v":0},null,null,{"$f":"SUM(L29:L30)","v":0},null,{"$f":"'C2'!D21","v":0},null,{"$f":"C31+D31+F31+E31+G31+H31+I31+L31+N31","v":0}]
[]
[]
[null,null,"Excess capital required over total asset value"]
[null,"Listed",null,null,null,{"$f":"MAX(0, F24-F29)","v":0},0,0,null,{"$f":"J24","v":0},null,0,null,null,null,{"$f":"F35+G35+H35+J35+L35","v":0}]
[null,"Unlisted",null,null,null,{"$f":"MAX(0, F25-F30)","v":0},0,0,null,{"$f":"J25","v":0},null,0,null,null,null,{"$f":"F36+G36+H36+J36+L36","v":0}]
[null,"Total",{"$f":"MAX(0, C26-C31)","v":0},0,0,null,null,null,0,null,null,null,null,{"$f":"MAX(0, N26-N31)","v":0},null,{"$f":"C37+D37+E37+I37+N37","v":0}]

{"sheet":"Reporting >>>","index":81,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"R1","index":82,"n_rows":145,"n_cols":10,"rows_kept":145,"cut":false,"hidden":false,"merged":[[2,1,2,9],[133,2,133,9],[12,2,12,9],[26,2,26,9],[40,2,40,9],[116,2,116,9],[56,2,56,9],[70,2,70,9],[84,2,84,9],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM R1: QUARTERLY RETURNS FOR DIRECT BUSINESS - POLICIES, PREMIUMS AND CLAIMS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"POLICIES"]
[]
[null,null,"Personal Lines"]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Motor"]
[null,"Accident and Health"]
[null,"Engineering"]
[null,"Liability"]
[null,"Property"]
[null,"Transport"]
[null,"Guarantee"]
[null,"Miscellaneous"]
[]
[null,"Total Number of Policies",{"$f":"SUM(C15:C22)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,null,"Commercial Lines"]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Motor"]
[null,"Accident and Health"]
[null,"Engineering"]
[null,"Liability"]
[null,"Property"]
[null,"Transport"]
[null,"Guarantee"]
[null,"Miscellaneous"]
[]
[null,"Total Number of Policies",{"$f":"SUM(C29:C36)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,null,"Total"]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Motor",{"$f":"C15+C29","v":0},0,0,0,0,0,0,0]
[null,"Accident and Health",0,0,0,0,0,0,0,0]
[null,"Engineering",0,0,0,0,0,0,0,0]
[null,"Liability",0,0,0,0,0,0,0,0]
[null,"Property",0,0,0,0,0,0,0,0]
[null,"Transport",0,0,0,0,0,0,0,0]
[null,"Guarantee",0,0,0,0,0,0,0,0]
[null,"Miscellaneous",0,0,0,0,0,0,0,0]
[]
[null,"Total Number of Policies",{"$f":"SUM(C43:C50)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,"CLAIMS"]
[]
[null,null,"Personal Lines"]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Motor"]
[null,"Accident and Health"]
[null,"Engineering"]
[null,"Liability"]
[null,"Property"]
[null,"Transport"]
[null,"Guarantee"]
[null,"Miscellaneous"]
[]
[null,"Total Number of Claims",{"$f":"SUM(C59:C66)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,null,"Commercial Lines"]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Motor"]
[null,"Accident and Health"]
[null,"Engineering"]
[null,"Liability"]
[null,"Property"]
[null,"Transport"]
[null,"Guarantee"]
[null,"Miscellaneous"]
[]
[null,"Total Number of Claims",{"$f":"SUM(C73:C80)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,null,"Total"]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Motor",{"$f":"C59+C73","v":0},0,0,0,0,0,0,0]
[null,"Accident and Health",{"$f":"C60+C74","v":0},0,0,0,0,0,0,0]
[null,"Engineering",{"$f":"C61+C75","v":0},0,0,0,0,0,0,0]
[null,"Liability",{"$f":"C62+C76","v":0},0,0,0,0,0,0,0]
[null,"Property",{"$f":"C63+C77","v":0},0,0,0,0,0,0,0]
[null,"Transport",{"$f":"C64+C78","v":0},0,0,0,0,0,0,0]
[null,"Guarantee",{"$f":"C65+C79","v":0},0,0,0,0,0,0,0]
[null,"Miscellaneous",{"$f":"C66+C80","v":0},0,0,0,0,0,0,0]
[]
[null,"Total Number of Claims",{"$f":"SUM(C87:C94)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,"EXPOSURE"]
[]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Motor"]
[null,"Accident and Health"]
[null,"Engineering"]
[null,"Liability"]
[null,"Property"]
[null,"Transport"]
[null,"Guarantee"]
[null,"Miscellaneous"]
[]
[null,"Total Exposure",{"$f":"SUM(C102:C109)","v":0},0,0,0,0,0,0,0]
[]
[]
[null,"PREMIUMS RECEIVED"]
[]
[]
[null,null,{"$f":" \"Total Gross Premium (\" &Specifications!$C$15 &\")\"","v":"Total Gross Premium (Rs.)"}]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Motor"]
[null,"Accident and Health"]
[null,"Engineering"]
[null,"Liability"]
[null,"Property"]
[null,"Transport"]
[null,"Guarantee"]
[null,"Miscellaneous"]
[]
[null,"Total Gross Premium",{"$f":"SUM(C119:C126)","v":0},{"$f":"SUM(D119:D126)","v":0},{"$f":"SUM(E119:E126)","v":0},0,0,0,0,{"$f":"SUM(J119:J126)","v":0}]
[]
[]
[null,"CLAIMS PAID"]
[]
[]
[null,null,{"$f":" \"Total Gross Claims (\" &Specifications!$C$15 &\")\"","v":"Total Gross Claims (Rs.)"}]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Motor"]
[null,"Accident and Health"]
[null,"Engineering"]
[null,"Liability"]
[null,"Property"]
[null,"Transport"]
[null,"Guarantee"]
[null,"Miscellaneous"]
[]
[null,"Total Gross Claims",{"$f":"SUM(C136:C143)","v":0},{"$f":"SUM(D136:D143)","v":0},{"$f":"SUM(E136:E143)","v":0},0,0,0,0,{"$f":"SUM(J136:J143)","v":0}]

{"sheet":"R2","index":83,"n_rows":48,"n_cols":10,"rows_kept":48,"cut":false,"hidden":false,"merged":[[36,2,36,9],[2,1,2,9],[19,2,19,9],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM R2: QUARTERLY RETURNS FOR REINSURANCE INWARDS BUSINESS - POLICIES, PREMIUMS AND CLAIMS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,"POLICIES"]
[]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Total number of policies"]
[]
[]
[null,"PREMIUMS RECEIVED"]
[]
[]
[null,null,{"$f":" \"Total Gross Premium (\" &Specifications!$C$15 &\")\"","v":"Total Gross Premium (Rs.)"}]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Motor"]
[null,"Accident and Health"]
[null,"Engineering"]
[null,"Liability"]
[null,"Property"]
[null,"Transport"]
[null,"Guarantee"]
[null,"Miscellaneous"]
[]
[null,"Total Gross Premium",{"$f":"SUM(C22:C29)","v":0},{"$f":"SUM(D22:D29)","v":0},{"$f":"SUM(E22:E29)","v":0},0,0,0,0,{"$f":"SUM(J22:J29)","v":0}]
[]
[]
[null,"CLAIMS PAID"]
[]
[]
[null,null,{"$f":" \"Total Gross Claims (\" &Specifications!$C$15 &\")\"","v":"Total Gross Claims (Rs.)"}]
[null,null,{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q1\"","v":"2023 Q1"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q2\"","v":"2023 Q2"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q3\"","v":"2023 Q3"},{"$f":"YEAR(Specifications!$C$14) - 1 & \" Q4\"","v":"2023 Q4"},{"$f":"YEAR(Specifications!$C$14) & \" Q1\"","v":"2024 Q1"},{"$f":"YEAR(Specifications!$C$14) & \" Q2\"","v":"2024 Q2"},{"$f":"YEAR(Specifications!$C$14) & \" Q3\"","v":"2024 Q3"},{"$f":"YEAR(Specifications!$C$14) & \" Q4\"","v":"2024 Q4"}]
[null,"Motor"]
[null,"Accident and Health"]
[null,"Engineering"]
[null,"Liability"]
[null,"Property"]
[null,"Transport"]
[null,"Guarantee"]
[null,"Miscellaneous"]
[]
[null,"Total Gross Claims",{"$f":"SUM(C39:C46)","v":0},{"$f":"SUM(D39:D46)","v":0},{"$f":"SUM(E39:E46)","v":0},0,0,0,0,{"$f":"SUM(J39:J46)","v":0}]

{"sheet":"R3","index":84,"n_rows":23,"n_cols":4,"rows_kept":23,"cut":false,"hidden":false,"merged":[[2,1,2,3],[6,2,6,3]]}
[]
[]
[null,"FORM R3: COMMISSIONS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"},{"$f":"Specifications!C14 - IF(MOD(YEAR(Specifications!C14),4)=0, 366, 365)","v":"2023-09-09"}]
[]
[]
[]
[null,null,"Current Year","Previous Year"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor"]
[null,"Accident &\nHealth"]
[null,"Engineering"]
[null,"Liability"]
[null,"Property"]
[null,"Transport"]
[null,"Guarantee"]
[null,"Miscellaneous"]
[]
[null,"TOTAL COMMISSIONS",{"$f":"SUM(C14:C21)","v":0},{"$f":"SUM(D14:D21)","v":0}]

{"sheet":"R4","index":85,"n_rows":43,"n_cols":6,"rows_kept":43,"cut":false,"hidden":false,"merged":[[2,1,2,5],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM R4: FINANCIAL RATIOS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"Current \nYear (CY)","CY-1","CY-2","CY-3"]
[]
[null,"BALANCE SHEET SUMMARY"]
[null,"Assets",{"$f":"A0!D40","v":0},{"$f":"A0!E40","v":0}]
[null,"Liabilities",{"$f":"L0!D43","v":0},{"$f":"L0!E43","v":0}]
[null,"Equity",{"$f":"L0!D22","v":0},{"$f":"L0!E22","v":0}]
[]
[null,"PROFITABILITY"]
[null,"Insurance Service Result",{"$f":"PL0!D32","v":0},{"$f":"PL0!E32","v":0}]
[null,"Net profit after tax",{"$f":"PL0!D51","v":0},{"$f":"PL0!E51","v":0}]
[null,"Cash flows - Premiums received for Insurance Contracts",{"$f":"'IR11'!C17+'IR11'!D17","v":0}]
[null,"Insurance Revenue",{"$f":"PL0!D12","v":0},{"$f":"PL0!E12","v":0}]
[null,"Insurance Service Expenses",{"$f":"PL0!D20","v":0},{"$f":"PL0!E20","v":0}]
[null,"Allocation of Reinsurance Premiums",{"$f":"I0!D33","v":0},{"$f":"'I5'!C14","v":0}]
[null,"Amount Recoverable from Insurance Cashflows",{"$f":"I0!D34","v":0},{"$f":"'I5'!C16","v":0}]
[]
[null,"Gross Written Premium",{"$f":"SUM('R1'!G128:J128)+SUM('R2'!G31:J31)","v":0},{"$f":"SUM('R1'!C128:F128)+SUM('R2'!C31:F31)","v":0}]
[null,"Change in Gross Writings",{"$f":"D27-C27","v":0},{"$f":"E27-D27","v":0},0]
[null,"Gross Claims Paid",{"$f":"SUM('R1'!G145:J145)+SUM('R2'!G48:J48)","v":0},{"$f":"SUM('R1'!C145:F145)+SUM('R2'!C31:F31)","v":0}]
[null,"Gross Loss ratio",{"$f":"IFERROR(C29/C27, 0)","v":0},{"$f":"IFERROR(D29/D27, 0)","v":0}]
[null,"Insurance Combined ratio",{"$f":"IFERROR((C23)/(C22), 0)","v":0}]
[null,"Reinsurance Combined ratio",{"$f":"IFERROR(C25/C24,0)","v":0}]
[null,"Underwriting margin on revenues",{"$f":"IFERROR(I0!D39/I0!D15,0)","v":0}]
[null,"Underwriting margin on liabilities",{"$f":"IFERROR(I0!D39/L0!D26,0)","v":0}]
[]
[null,"OTHER RATIOS"]
[null,"Equity as a % of liabilities",{"$f":"IFERROR(C16/C15, 0)","v":0},{"$f":"IFERROR(D16/D15, 0)","v":0}]
[null,"Gross Loss Reserve Ratio",{"$f":"IFERROR('IR1'!I40/C27, 0)","v":0}]
[null,"Net Loss Reserve Ratio",{"$f":"IFERROR(('IR1'!I40- 'IR4'!I40)/C27, 0)","v":0}]
[null,"Debt to Equity",{"$f":"IFERROR(C15/C16, 0)","v":0},{"$f":"IFERROR(D15/D16, 0)","v":0}]
[null,"Return on Equity",{"$f":"IFERROR(C20/L0!D22, 0)","v":0},{"$f":"IFERROR(D20/L0!E22, 0)","v":0}]
[null,"Profit Margin",{"$f":"IFERROR(C19/C22, 0)","v":0},{"$f":"IFERROR(D19/D22, 0)","v":0}]
[null,"Capital Available as a % of Minimum Capital Required ",{"$f":"C0!D67","v":0},{"$f":"C0!E67","v":0}]

{"sheet":"R5","index":86,"n_rows":68,"n_cols":15,"rows_kept":68,"cut":false,"hidden":false,"merged":[[2,1,2,14],[12,1,13,1],[12,2,13,2],[12,3,13,3],[12,4,12,7],[12,8,13,8],[12,9,12,10],[12,11,13,11],[12,12,12,14],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM R5: SUMMARY OF REINSURANCE CONTRACTS HELD"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[]
[null,"Name of Reinsurer","Business Covered","Type of contract","Net Expenses from \nReinsurance Contracts Held",null,null,null,"Assets for Remaining Coverage","Assets for Incurred Claims",null,"Reinsurance Contract Held Balances\nTotal\n","Receivables"]
[null,null,null,null,"Allocation of Reinsurance Premiums","Amounts Recoverable from Reinsurers for Incurred Claims","Effect of changes in non-performance risk of reinsurers","Total\n",null,"Under PAA","Not under PAA",null,"Reinsurance Receivable","Reinsurance Payable","Net Receivable"]
[null,null,null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,null,null,null,null,null,null,{"$f":"SUM(E16:G16)","v":0},null,null,null,{"$f":"SUM(I16:K16)","v":0},null,null,{"$f":"M16-N16","v":0}]
[null,null,null,null,null,null,null,{"$f":"SUM(E17:G17)","v":0},null,null,null,{"$f":"SUM(I17:K17)","v":0},null,null,{"$f":"M17-N17","v":0}]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,{"$f":"SUM(E58:G58)","v":0},null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[null,null,null,null,null,null,null,0,null,null,null,0,null,null,0]
[]
[null,"TOTAL BUSINESS",null,null,{"$f":"SUM(E16:E67)","v":0},0,0,0,0,0,0,0,0,0,0]

{"sheet":"R6","index":87,"n_rows":23,"n_cols":5,"rows_kept":23,"cut":false,"hidden":false,"merged":[[2,1,2,4],[6,2,6,3],[7,2,7,3]]}
[]
[]
[null,"FORM R6: ONEROUS CONTRACTS"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,"Product","Losses and Reversal of Losses \n(Insurance and Reinsurance Contracts Issued)","Loss-Recovery and Reversal of Loss-Recovery\n (Reinsurance Contracts Held)","Onerous Contracts Losses (Net)"]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"Motor",{"$f":"'I3'!D31+'I3'!D58+'I4'!D32+'I4'!D58","v":0},null,{"$f":"C14-D14","v":0}]
[null,"Accident & \nHealth",{"$f":"'I3'!E31+'I3'!E58+'I4'!E32+'I4'!E58","v":0},null,{"$f":"C15-D15","v":0}]
[null,"Engineering",{"$f":"'I3'!F31+'I3'!F58+'I4'!F32+'I4'!F58","v":0},null,0]
[null,"Liability",{"$f":"'I3'!G31+'I3'!G58+'I4'!G32+'I4'!G58","v":0},null,0]
[null,"Property",{"$f":"'I3'!H31+'I3'!H58+'I4'!H32+'I4'!H58","v":0},null,0]
[null,"Transportation",{"$f":"'I3'!I31+'I3'!I58+'I4'!I32+'I4'!I58","v":0},null,0]
[null,"Guarantee",{"$f":"'I3'!J31+'I3'!J58+'I4'!J32+'I4'!J58","v":0},null,0]
[null,"Miscellaneous",{"$f":"'I3'!K31+'I3'!K58+'I4'!K32+'I4'!K58","v":0},null,0]
[]
[null,"Total",{"$f":"SUM(C14:C21)","v":0},{"$f":"SUM(D14:D21)","v":0},{"$f":"SUM(E14:E21)","v":0}]

{"sheet":"R7","index":88,"n_rows":67,"n_cols":10,"rows_kept":67,"cut":false,"hidden":false,"merged":[[11,9,12,9],[2,1,2,9],[11,1,13,1],[11,2,12,2],[11,3,12,3],[11,4,12,4],[11,5,12,5],[11,6,12,6],[11,7,12,7],[11,8,12,8],[6,2,6,4],[7,2,7,4]]}
[]
[]
[null,"FORM R7: DISCOUNT RATES"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[]
[null,"Description ","Motor","Accident & \nHealth","Engineering","Liability","Property","Transportation","Guarantee","Miscellaneous"]
[]
[null,null,"%","%","%","%","%","%","%","%"]
[]
[null,"LIABILITY FOR INCURRED CLAIMS"]
[]
[null,"Insurance contract issued"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]
[]
[null,"Reinsurance contract issued"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]
[]
[null,"Reinsrurance contract held"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]
[]
[]
[null,"LIABILITY FOR REMAINING COVERAGE - GMM"]
[]
[null,"Insurance contract issued"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]
[]
[null,"Reinsurance contract issued"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]
[]
[null,"Reinsrurance contract held"]
[null,"   Current Yr +1"]
[null,"   Current Yr +2"]
[null,"   Current Yr +3"]
[null,"   Current Yr +4"]
[null,"   Current Yr +5"]
[null,"   Current > 5yr"]

{"sheet":"R8","index":89,"n_rows":42,"n_cols":11,"rows_kept":42,"cut":false,"hidden":false,"merged":[[10,8,11,8],[10,9,11,9],[10,10,11,10],[2,1,2,10],[6,2,6,3],[7,2,7,3],[10,1,11,1],[10,2,11,2],[10,3,11,3],[10,4,11,4],[10,5,11,5],[10,6,11,6],[10,7,11,7]]}
[]
[]
[null,"FORM R8: REMAINING CONTRACTUAL SERVICE MARGIN FROM INSURANCE CONTRACTS ESTIMATED AT THE END OF THE YEAR"]
[]
[]
[]
[null,"NAME OF INSURER",{"$f":"Specifications!C5","v":"X"}]
[null,"YEAR ENDED",{"$f":"Specifications!C14","v":"2024-09-09"}]
[]
[]
[null,null,"1 Year or less"," 1 -2 Years","2-3 Years","3-4 Years","4-5 Years","5-10 Years","10 - 20 Years","More than 20 Years","Total"]
[]
[null,null,{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."},{"$f":"Specifications!$C$15","v":"Rs."}]
[null,"CURRENT YEAR"]
[null,"Insurance Contracts",null,null,null,null,null,null,null,null,{"$f":"SUM(C15:J15)","v":0}]
[null,"Total Insurance Contracts",{"$f":"C15","v":0},{"$f":"D15","v":0},0,0,0,0,0,0,{"$f":"SUM(C16:J16)","v":0}]
[]
[null,"Total Reinsurance Contract Held",null,null,null,null,null,null,null,null,{"$f":"SUM(C18:J18)","v":0}]
[]
[null,"Individual ",null,null,null,null,null,null,null,null,{"$f":"SUM(C20:J20)","v":0}]
[null,"Motor",null,null,null,null,null,null,null,null,0]
[null,"Accident & \nHealth",null,null,null,null,null,null,null,null,0]
[null,"Engineering",null,null,null,null,null,null,null,null,0]
[null,"Liability",null,null,null,null,null,null,null,null,0]
[null,"Property"]
[null,"Transportation"]
[null,"Guarantee",null,null,null,null,null,null,null,null,0]
[null,"Miscellaneous",null,null,null,null,null,null,null,null,0]
[]
[null,"Group "]
[null,"Motor",null,null,null,null,null,null,null,null,{"$f":"SUM(C31:J31)","v":0}]
[null,"Accident & \nHealth",null,null,null,null,null,null,null,null,0]
[null,"Engineering",null,null,null,null,null,null,null,null,0]
[null,"Liability"]
[null,"Property"]
[null,"Transportation",null,null,null,null,null,null,null,null,0]
[null,"Guarantee",null,null,null,null,null,null,null,null,0]
[null,"Miscellaneous",null,null,null,null,null,null,null,null,0]
[]
[null,"Total",{"$f":"SUM(C20:C38)","v":0},{"$f":"SUM(D20:D38)","v":0},0,0,0,0,0,0,0]
[]
[null,"Other",null,null,null,null,null,null,null,null,{"$f":"SUM(C42:J42)","v":0}]

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["A+","AA+","AA1","AA+",null,"AM BESTA+",1]
["A","AA","AA2","AA",null,"AM BESTA",1,null,"Buttons to protect and unprotect all sheets at once:"]
["A-","AA-","AA3","AA-",null,"AM BESTA-",1]
["B++","A+","A1","A+",null,"AM BESTB++",1]
["B+","A","A2","A",null,"AM BESTB+",1]
["B","A-","A3","A-",null,"AM BESTB",2]
["B-","BBB+","BAA1","BBB+",null,"AM BESTB-",2]
["C++","BBB","BAA2","BBB",null,"AM BESTC++",3]
["C+","BBB-","BAA3","BBB-",null,"AM BESTC+",3]
["C","BB+","BA1","BB+",null,"AM BESTC",3]
["C-","BB","BA2","BB",null,"AM BESTC-",3]
["D","BB-","BA3","BB-",null,"AM BESTD",3]
["E","B+","B1","B+",null,"AM BESTE",3]
["F","B","B2","B",null,"AM BESTF",3]
["S","B-","B3","B-",null,"AM BESTS",3]
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[null,"R","C","",null,"S & PA+",1]
[null,"SD","","",null,"S & PA",1]
[null,null,null,null,null,"S & PA-",1]
[null,null,null,null,null,"S & PBBB+",2]
[null,null,null,null,null,"S & PBBB",2]
[null,null,null,null,null,"S & PBBB-",2]
[null,null,null,null,null,"S & PBB+",3]
[null,null,null,null,null,"S & PBB",3]
[null,null,null,null,null,"S & PBB-",3]
[null,null,null,null,null,"S & PB+",3]
[null,null,null,null,null,"S & PB",3]
[null,null,null,null,null,"S & PB-",3]
[null,null,null,null,null,"S & PCCC+",3]
[null,null,null,null,null,"S & PCCC",3]
[null,null,null,null,null,"S & PCCC-",3]
[null,null,null,null,null,"S & PCC",3]
[null,null,null,null,null,"S & PR",3]
[null,null,null,null,null,"S & PSD",3]
[null,null,null,null,null,"S & PD",3]
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[null,null,null,null,null,"MOODY'SAA1",1]
[null,null,null,null,null,"MOODY'SAA2",1]
[null,null,null,null,null,"MOODY'SAA3",1]
[null,null,null,null,null,"MOODY'SA1",1]
[null,null,null,null,null,"MOODY'SA2",1]
[null,null,null,null,null,"MOODY'SA3",1]
[null,null,null,null,null,"MOODY'SBAA1",2]
[null,null,null,null,null,"MOODY'SBAA2",2]
[null,null,null,null,null,"MOODY'SBAA3",2]
[null,null,null,null,null,"MOODY'SBA1",3]
[null,null,null,null,null,"MOODY'SBA2",3]
[null,null,null,null,null,"MOODY'SBA3",3]
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[null,null,null,null,null,"MOODY'SB2",3]
[null,null,null,null,null,"MOODY'SB3",3]
[null,null,null,null,null,"MOODY'SCAA1",3]
[null,null,null,null,null,"MOODY'SCAA2",3]
[null,null,null,null,null,"MOODY'SCAA3",3]
[null,null,null,null,null,"MOODY'SCA",3]
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[null,null,null,null,null,"FITCHBB",3]
[null,null,null,null,null,"FITCHBB-",3]
[null,null,null,null,null,"FITCHB+",3]
[null,null,null,null,null,"FITCHB",3]
[null,null,null,null,null,"FITCHB-",3]
[null,null,null,null,null,"FITCHCCC",3]
[null,null,null,null,null,"FITCHCC",3]
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